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All Journal JUSTISI Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Somasi (Sosial Humaniora Komunikasi) Locus: Jurnal Konsep Ilmu Hukum Formosa Journal of Applied Sciences (FJAS) Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Jurnal Ilmiah Pendidikan Holistik (JIPH) Journal of Legal and Cultural Analytics (JLCA) Journal of Finance and Business Digital (JFBD) Indonesian Journal of Applied and Industrial Sciences (ESA) Priviet Social Sciences Journal Indonesian Journal of Interdisciplinary Research in Science and Technology (MARCOPOLO) SASI Jurnal Ilmiah Pengabdian Kepada Masyarakat (Nyiur-Dimas)
Sitorus, Rolib
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Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Bank's Responsibility for Customer Money Losses in Inter-Bank Transfer Errors (Study of Decision No. 148/PID.SUS/2021/PN SBY) Sitorus, Rolib; Saphira, Felicia
Journal of Legal and Cultural Analytics Vol. 3 No. 4 (2024): November 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jlca.v3i4.11904

Abstract

This study aims to determine the bank's responsibility for customer money losses in the event of an interbank transfer error in case NO 148/PID.SUS/2021/PN SBY ​​and how legal protection for customers for losses due to incorrect transfers in the decision (NO 148/PID.SUS/2021/PN SBY). The research method used by the author in this study is the juridical-normative legal research method. The juridical-normative method is an approach carried out by examining the approach of theories, concepts, reviewing laws and regulations related to this research or the legislative approach. Normative juridical research is legal research that positions law as a building of a normative system. The normative system in question is regarding the principles, norms, rules of laws and regulations, agreements and doctrines (teachings). This normative research is research on legal systematics, namely research whose main purpose is to identify the definitions or bases in law. Based on the results of the study, it shows that the bank's accountability carried out in accordance with applicable legal provisions is the management of PT. Bank BCA has admitted to making efforts to resolve the matter through deliberation and Ardi (as the recipient of the wrongly transferred funds) based on Bank BCA's records, Ardi was given 2 (two) notification letters of the wrong transfer and BCA has asked him to return the funds since March 2020 and Bank BCA has issued a warning to Ardi. If the bank makes a mistake in transferring funds, they must prove that there has been an error in sending, and if they find out, the bank must immediately collect the funds.
Legal certainty of land rights through electronic registration and electronic certificates in Sialang Buah Village, Serdang Bedagai Regency Saragih, Joy Zaman Felix; Sitorus, Rolib; Banke, Ricky; Sinaga, Japansen; Damanik, Johanes Parlindungan; Arif, M
Priviet Social Sciences Journal Vol. 5 No. 11 (2025): November 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i11.947

Abstract

This study examines the legal certainty of land rights through the implementation of electronic land registration and digital land certificates in Sialang Buah Village, Serdang Bedagai Regency. The digital transformation mandated by the Regulation of the Minister of Agrarian Affairs/National Land Agency No. 3 of 2023 marks a shift from conventional physical documents to integrated electronic land administration. Using a normative-empirical legal method supported by statute and conceptual approaches, this study analyzes the validity and legal certainty of electronic certificates and evaluates the readiness, acceptance, and socio-legal implications for rural communities. Data were collected through legal document analysis, field observations, and interviews with landowners, village officials, and the Land Office. The findings reveal that electronic certificates enhance authenticity, transparency, and administrative efficiency while strengthening public trust in the governance of land. However, challenges remain concerning digital literacy, infrastructure limitations, and the inclusion of vulnerable groups, which may trigger new forms of legal uncertainty in the future. This study concludes that electronic land registration effectively promotes legal certainty when accompanied by adequate public education, secure digital systems and inclusive implementation strategies. The results contribute to agrarian law development and provide policy insights for strengthening the equitable digital transformation of land governance.
Co-Authors Andy Tonggo Mikhael Sihombing Angeline, Vanessa Arif, M Berlian Berlian Br. Ginting, Sryani Cassidy, Felice Chua, Melisa Damanik, Johanes Parlindungan Deslyn, Cheryl Elisa Elisa Fellin, Fellin Fernando Fernando, Fernando ginting, sryani Hartanty, Valiska Philicia Hutagaol, Nadya Elisa Jefferson, Gilbert Jessen, Jessen Jesslyn, Jesslyn Jur. M. Udin Silalahi Khuan, Hendri Kwok, Kelly Lauvender, Felix Tommy Lestarie, Yurie Linardi, Felicia Manuela, Zevanka N.M. Tobing, Christina Pendapotan, Yovin Pranoto, Ananda Bima Al Wajdi Majid Ricky Banke Rusdinah, Rusdinah Saphira, Felicia Saragih, Joy Zaman Felix Sardjana Orba Manullang Sembiring , Higiya Nola Sheraton, Anelis Siahaan, Albert Sihombing, Andy Tonggo M. Sihombing, Andy Tonggo Michael Silvia Silvia Sinaga, Japansen Siregar, Pelita Roliana Siregar, Sheila Ananda Susanto, Jocelyn Phebelia Sutanto, Angeline Syahputra, Muhammad Daffa Taher, Jadrian Oliver Tjipto, Frederick Xaverius Tobing, Christina NM. Trish, Aurelia Vivien, Vivien Wijaya, Cherin Wijaya, Gavin Timberlake Wijaya, Marcelia Wijaya, Vania Wilim, Anastasia Wirawan, Bryan Chandra Wisely, Federico Yap, Katherin Yudi, Permai Yunita, Yenny