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All Journal Islam Futura Journal of Health Education SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) AL-FALAH : Journal of Islamic Economics Journal La Lifesci JURNAL MANAJEMEN AKUNTANSI (JUMSI) Jurnal Inovasi dan Kreativitas (JIka) Journal of Student Development Informatics Management (JoSDIM) Mazahib: Jurnal Pemikiran Hukum Islam Innovative: Journal Of Social Science Research Madani: Multidisciplinary Scientific Journal Communication and Information Journal J-ISCAN : Journal of Islamic Accounting Research As-Syirkah: Islamic Economic & Financial Journal
Hasibuan, Reni Ria Armayani
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Journal : As-Syirkah: Islamic Economic

 1 
Analisis Proses Penyelesaian Klaim terhadap Asuransi Pengiriman Barang Melalui JNE Popilaya, Chairi Nur Azizi; Kamilah; Hasibuan, Reni Ria Armayani
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 2 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/xa1rbs74

Abstract

Shipping insurance is a necessity that arises because the transportation of goods and or cargo cannot be separated from the risks that cause losses. This writing aims to explain the terms of the implementation of insurance claims for freight forwarders at the transportation service company PT. JNE, the obstacles that cause the claim process to be not accepted and explain the procedure for claiming insurance for shipping goods. The data in writing this journal were obtained through interviews, documentation and literature study. Based on the results of the research, it is obtained that the requirements for submitting a claim are a claim submission letter, original receipt, receipt and photocopy of ID card. After completing the files that have been determined by JNE, the customer then makes a claim according to the procedures set by JNE, namely the customer comes to the counter where the customer is sending goods, or the nearest representative office. Then the customer must show the delivery receipt and claim request, then the officer will direct the customer to fill out the claim submission form. And lastly, the claim will be processed and disbursement will be made no later than 14 working days after the claim is submitted.  
Analisis Sistem Pengelolaan Dana Jaminan dan Pembayaran Klaim pada BPJS Ketenagakerjaan Cabang Medan Kota Dalam Perspektif Manajemen Keuangan Syariah Putri, Annisa; Lubis, Fauzi Arif; Hasibuan, Reni Ria Armayani
As-Syirkah: Islamic Economic & Financial Journal Vol. 2 No. 2 (2023): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/4dwc8337

Abstract

This study aims to find out and analyze the system of financial management and payment of claims at iBPJS iKetenagakerjaan iMedan iKota branch in accordance with the principles of Islamic financial management. This research uses idescriptive qualitative research methods, i.e. research that is verbally stated as an irresistible respondent. There are two sources of data from this research, i.e. primary data sources and secondary data sources. The results of this study indicate that regarding the management of iBPJS iKetenagakerjaan iMedan iKota branches, if viewed from the perspective of Islamic financial management, it is not yet in accordance with overall. In the view of Islamic financial management, this system of financial management must have three criteria, namely avoidance of igharar, immaysir and iriba. The principle of igharar idi iBPJS iKetenagakerjaan iMedan iKota ibranch does not exist because iBPJS is an iPublic iLaw Agency which is directly assigned by the state to provide isocial security protection iemployment to iIndonesian workers who have the principle of iplease help. The principle of immaysir if seen from the ownership of funds cannot be found because the contributions of the participants will become social funds which will be invested by the financial manager of the central office. If the participant stops being a participant, the contribution will not be forfeited and the claimant can claim it in accordance with the existing requirements. iRiba iPrinciples iBPJS iEmployment is still attached because participants' contributions are still being invested in non-sharia investment instruments. According to the Islamic review, the procedure for submitting claims can be accepted in Islam because the practices or actions that can bring benefits to many people are justified in Islam.  
Co-Authors Afendi, Hazrul Affendi, Hazrul Anjasmara, Dimas Annisa Putri Aqwa Naser Daulay Arifin Fauzi Lubis Arinda, Gistrant Yoga Azahra, Alma Batubara, Maryam Br. Purba, Devia Syahfitri Fauziah Nasution Fitri Hayati Hafizah, Raisya Hermain, Hendra Imsar, Imsar Japakiya, Ismail Lutfi Kamilah Khoirun Nisa Lestari, Annio Indah lubis, Safiah Saffa Maulana, Rifki Muhammad Syukri Albani Nasution Munandar, Arief Naldo, Jufri Naldo Nasution, Juliana Nasution, Rahmad Mulia Tama Ningrum, Berlian Puspita Nofi Susanti Nurhayati Nurhayati Popilaya, Chairi Nur Azizi Putra Apriadi Siregar Rahma, Tri Indha Fadhila Rahmi Syahriza, Rahmi Reni Ria Armayani Rokan, Mustafa Kamal Siregar, Yuni Maryam Sitorus, Satrio Setiawan Yulia Khairina Ashar Yulia Khairina Ashar