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All Journal Jurnal Ekonomi Modernisasi JURNAL KEBANGSAAN Jurnal Sosioteknologi Asia-Pacific Management and Business Application Jurnal Bisnis dan Manajemen Agregat: Jurnal Ekonomi dan Bisnis Journal of Economic, Bussines and Accounting (COSTING) JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Technomedia Journal Journal of Secretary and Business Administration OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi JIKA: Jurnal Ilmu Keuangan dan Perbankan Almana : Jurnal Manajemen dan Bisnis The International Journal of Business Review (The Jobs Review) eCo-Buss Jurnal E-Bis: Ekonomi Bisnis JIIP (Jurnal Ilmiah Ilmu Pendidikan) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Jurnal Ekonomi JDEP (Jurnal Dinamika Ekonomi Pembangunan) Jurnal ADAM : Jurnal Pengabdian Masyarakat International Journal of Accounting & Finance in Asia Pasific Asian Journal of Management Analytics Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Enrichment: Journal of Multidisciplinary Research and Development Journal of Business Management and Economic Development Journal of Community Service and Society Empowerment Journal of Social Science Utilizing Technology Journal of Digital Community Services Journal of Social Science Utilizing Technology Multidisciplinary Indonesian Center Journal Jurnal Pengabdian Indonesia
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ANALISIS RASIO PROFITABILITAS DAN ECONOMIC VALUE ADDED UNTUK MENGUKUR KINERJA KEUANGAN (STUDI KASUS PERUSAHAAN SUB SEKTOR LOGAM DAN MINERAL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2016-2020) Siahaan, Theresia Yolaika; Kartawinata, Budi Rustandi
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 6 No 1 (2022): Edisi Januari - April 2022
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v6i1.1884

Abstract

Tujuan umum dari sebuah perusahaan ialah mendapatkan keuntungan untuk meningkatkan kesejahteraan stakeholder. Berbagai cara dapat dilakukan perusahaan untuk mendapatkan keuntungan yaitu dengan melakukan perencanaan, pelaksanaan dan perubahan baik. Tujuan dilakukannya penelitian ini untuk membandingkan rasio profitabilitas dan economic value added untuk mengukur kinerja keuangan perusahaan. Objek yang digunakan dalam penelitian ini adalah Perusahaan Sub Sektor Logam dan Mineral yang terdaftar di Bursa Efek Indonesia Periode 2016-2020. Teknik sampel penelitian ini menggunakan purpose sampling dengan jumlah data 40 dengan menggunakan software SPSS vers.26.00. Penelitian ini memiliki kesimpulan yaitu terdapat perbedaan yang signifikan antara rasio profitabilitas dan economic value added dan metode economic value added dinilai lebih baik karena memperhitungkan resiko dan biaya modal perusahaan.
Influence of Financial Literacy and Frugal Lifestyle on the Concept of Childfree in Childbearing Age Couples (PUS) in West Java Kartawinata, Budi Rustandi; Akbar, Aldi; Wardhana, Aditya; Citra, Khansa Fairuz
Journal of Business Management and Economic Development Том 2 № 02 (2024): May 2024
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v2i02.653

Abstract

Frugal Living or commonly known as a frugal lifestyle is a lifestyle that places a person's consciousness at the highest level when using the money they have while still paying attention to the value of an item. Many people interpret a frugal lifestyle as a frugal lifestyle, which is not wrong, although when it comes to the word frugal, individuals usually put aside the qualities obtained by adopting a frugal lifestyle. Childfree is a term that is often referred to as a concept when married couples decide to choose a life path of not having or raising children. Frugal Living and Childfree are lifestyles that are widely adopted by society, especially young married couples, for the reason that the decision not to have or raise children is because they do not have enough income so that if they have or raise children it will only increase their obligations which will lead to difficulties in managing them. Family finance. These couples of childbearing age (PUS) believe that frugal living is one of their actions by not having or raising children so that their finances can be managed well. Financial literacy is the ability to understand and use a variety of financial skills effectively, including personal financial management, budgeting, and investing. When you are financially literate, you have a basic relationship with money, and it is a lifelong learning journey. The earlier you start, the better off you will be, because education is the key to success when it comes to money. This research seeks to find a relationship between the literacy level of every young couple in Indonesia and the decision to adopt a frugal and childfree lifestyle, especially in West Java Province.
Global Board Market Index Shariah: A Comprehensive Analysis of the 2020-2023 Trends Akbar, Aldi; Kartawinata, Budi Rustandi; Hidayat, Agus Maolana
Journal of Business Management and Economic Development Том 2 № 02 (2024): May 2024
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v2i02.693

Abstract

Global stock markets experienced several spikes and dips during the pandemic. In March 2020, there was a sharp decline in many stock exchanges around the world, known as "Black Thursday". Major stock indice such as S&P 1200 Global Board Market Index (BMI) Shariah experienced significant declines in a short period of time. However, since those declines, global stock markets have experienced a strong recovery. Huge economic stimulus, hopes for a COVID-19 vaccine, and measures to ease restrictions have made investors more optimistic. Many major stock indices have managed to reach new highs in recent months. The movement of of the global Islamic stock market during the pandemic also depends on regional and country-specific factors. Overall, the global Islamic stock market experienced volatility during the COVID-19 pandemic, but has shown signs of recovery. Investment decisions in the global Islamic stock market during the pandemic need to take into account factors that affect sector and country-specific performance.
Counseling on Cooperative Management as a Driving Force for Economic Empowerment at the Sukamiskin Islamic Boarding School Bandung Kartawinata, Budi Rustandi; Akbar, Aldi; Hidayat, Agus Maolana; Witarsyah, Deden; Hamami, Faqih; Pratiwi, Oktaria Nurul; Ahmad, Mokhtarrudin; Zahid, Azham; Sujak, Aznul Fazrin bin Abu; Razali, Raja Razana Raja; Mangsor, Miza
Journal of Community Service and Society Empowerment Том 2 № 02 (2024): Journal of Community Service and Society Empowerment
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jcsse.v2i02.708

Abstract

This Community Service aims to provide understanding to cooperative administrators and students at the Sukamiskin Islamic Boarding School regarding the benefits and effective management strategies of cooperatives. The method used in this research is interviews and direct observation of cooperative administrators and students involved in cooperative activities. The research results show that counseling about cooperative management is very important to increase the understanding and skills of cooperative administrators and students in managing cooperatives. In this outreach, information and training is provided regarding the basic principles of cooperative management, financial planning, risk management and marketing of cooperative products. With this outreach, it is hoped that cooperative management at the Sukamiskin Islamic Boarding School can become more effective and have a positive impact on community economic empowerment. Cooperative administrators and students will become more competent in managing cooperatives, so that they can generate better income for their members. Counseling on cooperative management as a driving force for economic empowerment at the Sukamiskin Islamic Boarding School, Bandung City is very important to increase the understanding and skills of cooperative administrators and students in managing cooperatives. It is hoped that this counseling can provide significant benefits in increasing the income and welfare of cooperative members.
Pengaruh Personal Interest dan Self Control terhadap Minat Investasi pada Mahasiswa Generasi Z di Bandung Budi Rustandi Kartawinata; Candra Wijayangka; Fauzia Rahman
JDEP (Jurnal Dinamika Ekonomi Pembangunan) Vol. 4 No. 1 (2021): JDEP (Jurnal Dinamika Ekonomi Pembangunan)
Publisher : UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jdep.v4i1.203

Abstract

The purpose of this study was to find the influence of personal interst and self-control on investment interest in generation z students in Bandung. The method used in this research is quantitative method with descriptive and causal research types. The population in this study were students of generation z in Bandung. The sampling technique used is a non-probability sampling method with sub-sampling purposive sampling technique with a total of 270 respondents. The data analysis technique used descriptive analysis techniques and multiple linear regression analysis with the help of SPSS ver 22 software. The results of the study concluded that from the results of the t test, personal interest and self control had a positive and significant effect on investment interest in z generation students in Bandung. Based on the results of the F test, personal interest and self control together have an influence on investment interest in generation z students in Bandung.
PENGARUH FINANCIAL SOCIALIZATION DAN FINANCIAL EXPERIENCE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR: (Studi pada Wanita Bekerja di Kota Bandung) Safitri, Annisa; Kartawinata, Budi Rustandi
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 9 No. 2: Juni 2020
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v9i2.2987

Abstract

The purpose of this study was to determine the financial management behavior of employed women in Bandung. This research uses a quantitative method and a Likert scale for measurement scale. The sample of this study was 400 respondents who are employed women in Kota Bandung were selected using incidental sampling techniques. The independent variable consists of financial socialization and financial experience, while the dependent variable is financial management behavior. The data analysis technique in this research is Structural Equation Modeling-Partial Least Square (SEM-PLS) using SmartPLS software. The results of financial socialization on financial management behavior has a tstatistics value of 25.220> ttabel value of 1.96 means that the financial socialization variable has a positive and significant effect on financial management behavior, then the financial experience on financial management behavior has a tstatistics value of 1.641 < ttabel value of 1.96 means that the financial experience does not have a positive and significant effect on the financial management behavior variable. Keywords: Financial Socialization, Financial Experience, Financial Management Behavior ABSTRAK Penelitian ini bertujuan untuk mengetahui financial management behavior dari Wanita Bekerja di Kota Bandung. Penelitian ini menggunakan metode kuantitatif dan skala likert sebagai skala pengukuran. Sampel yang digunakan dalam penelitian ini sebanyak 400 responden yang merupakan Wanita Bekerja di Kota Bandung yang dipilih menggunakan teknik incidental sampling. Variabel independen terdiri dari financial socialization dan financial experience, sedangkan variabel dependen adalah financial management behavior. Penelitian ini menggunakan teknik analisis data Structural Equation Modeling- Partial Least Square (SEM-PLS) menggunakan software SmartPLS. Hasil penelitian menunjukkan financial socialization terhadap financial management behavior memiliki nilai memiliki pengaruh positif dan signifikan terhadap financial management behavior dengan tstatistik sebesar 25,220> nilai ttabel sebesar 1.96, kemudian variabel financial experience tidak berpengaruh positif dan signifikan terhadap financial management behavior dengan nilai tstatistik sebesar 1,641< nilai ttabel sebesar 1.96. Kata Kunci: Financial Socialization, Financial Experience, Financial Management Behavior
Effect of Financial Literacy, Financial Confidence, External Locus of Control, On Personal Finance Management (Object of Study on East Java Students) Wijayanti, Nur; Kartawinata, Budi Rustandi
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 4 (2022): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i4.7171

Abstract

The level of consumption in the younger generation, including students, is increasing, influenced by the existence of social media. This happens because of the lack of student knowledge of financial management properly. For this reason, students must improve financial literacy and self-confidence both from themselves and factors that cannot be controlled by themselves in personal financial management. Data from the pre-survey results show that personal financial management and financial literacy are on average good, while the external financial locus of control variable tends to be low. This study aims to determine the effect of financial literacy, financial confidence, and external locus of control on personal finance management (object of study on students in East Java). The population in this study were students who were taking higher education educators in East Java. The sample used in this research is 400 respondents from East Java students. The method in this study was a questionnaire distributed randomly in various cities or districts in East Java. From the results of the analysis using SPSS 25. Methods of data analysis using descriptive and quantitative methods with Multiple Linear Regression analysis. The t-test was used to test the hypothesis partially, while the F-test was used to test the hypothesis simultaneously. Based on the results of the study, there is a significant influence between financial literacy, financial confidence, and external locus of control on personal finance management.
The Effect of the Emergence of Fintech on the Financial Performance of the Banking Sector: A Case Study Using ROA, LDR, and CAR Ratios Hidayat, Arief; Rustandi Kartawinata, Budi
The International Journal of Business Review (The Jobs Review) Vol 6, No 1 (2023): The International Journal of Business Review. June 2023
Publisher : Fakultas Pendidikan Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/tjr.v6i1.55604

Abstract

The future business model of the Indonesian banking sector is determined by the development of information technology in the course of the digital revolutions. Recognizing the importance of this matter, this study aims to analyze the financial performance of the banking sector before and after the emergence of financial technology (fintech) companies. The study uses financial ratios, including return on assets (ROA), loan to deposit ratio (LDR), and capital adequacy ratio (CAR), to measure the performance of banks. Overall, the study suggests that the emergence of fintech has brought both challenges and opportunities for the banking sector.
Social Media Followers Influence Banking Stock Prices in Indonesia Kartawinata, Budi Rustandi; Akbar, Aldi; Wardhana, Aditya; Maharani, Dyah
Journal of Social Science Utilizing Technology Vol. 1 No. 1 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jssut.v1i1.592

Abstract

Background. Progress in a country can be seen from the development of the capital market, because the capital market plays a very important role in transforming and advancing a country's economy so that it grows and develops. Indonesia is a country known to be rich in natural resources, so the development of capital markets in Indonesia is a step towards sustainable economic development. Purpose. The purpose of this study is to determine the effect of social media on the economic, social and political sectors. Method. The research used is quantitative research with descriptive and verification research methods. Results. The result of this study is that the influence of the number of social media followers on the share price of banks in Indonesia shows a positive correlation between the two. In this context, banks need to utilise social media more effectively as a marketing tool, pay attention to reputation risk management, improve transparency and communication with investors, and strengthen the role of regulators in monitoring the impact of social media.. Conclusion. With this research, there is a finding that in the field of social media, there are variables that influence the financial sector, in this case, company finances, namely the number of followers of a social media platform will influence stock prices. This should be a concern for stakeholders in the business sector to pay attention to social media developments occurring in Indonesia
KEUANGAN DIGITAL: DIBALIK KEMUDAHANNYA, WASPADAI PULA POTENSI KEJAHATANNYA SERI KEGIATAN PENGABDIAN MASYARAKAT (Guru & Orang Tua Siswa TK Taman Indria Bandung): SERI KEGIATAN PENGABDIAN MASYARAKAT (Guru & Orang Tua Siswa TK Taman Indria Bandung) Akbar, Aldi; Wardhana, Aditya; Kartawinata, Budi Rustandi
Jurnal ADAM : Jurnal Pengabdian Masyarakat Vol 3 No 2 (2024): Vol. 3 No. 2 Edisi Agustus 2024
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/adam.v3i2.1960

Abstract

Kejahatan digital keuangan telah menjadi masalah yang mendesak dalam masyarakat berteknologi saat ini. Dengan meningkatnya ketergantungan pada transaksi digital dan pesatnya pertumbuhan ekonomi digital, para pelaku kejahatan telah menemukan peluang baru untuk mengeksploitasi kerentanan dalam sistem keuangan digital Kejahatan digital keuangan mencakup berbagai aktivitas terlarang yang menargetkan sistem keuangan, institusi, dan individu seperti internet, perangkat seluler, dan sistem pembayaran elektronik. Kegiatan pengabdian masyarakat ini sejatinya merupakan bentuk dari rencana berupa seri penyuluhan keuangan digital sehingga akan dirancang relevansi antar satu kegiatan dengan kegiatan lainnya. Dengan demikian masih terbuka untuk seri pengabdian selanjutnya dengan cakupan bukan hanya masyarakat sasar yang sama melainkan jejaring dari masyarakat sasar itu sendiri dalam hal ini lembaga-lembaga pendidikan lain yang masuk dalam jejaring TK Taman Indria (menginduk pada Taman Siswa) di sekitar kota Bandung, sehingga target literasi keuangan digital bisa lebih luas segmentasinya. Hasil workshop ini menunjukkan bahwa 87 % para peserta puas dengan materi literasi kejahatan keuangan digital dan berharap dilakukan berkala dengan topik-topik terkini