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TRUST AND FINANCIAL ACUMEN IN INSURANCE DECISION-MAKING: AN ACCOUNTING PERSPECTIVE Pradana, Bartolomeus Galih Visnhu; Mayasari, Agatha
Jurnal Akuntansi Multiparadigma Vol 15, No 2 (2024): Jurnal Akuntansi Multiparadigma (Agustus 2024 - Desember 2024)
Publisher : Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jamal.2024.15.2.27

Abstract

Abstrak - Kepercayaan dan Kecakapan Keuangan dalam Pengambilan Keputusan Asuransi: Perspektif AkuntansiTujuan Utama - Studi ini bertujuan untuk menganalisis interaksi antara persepsi risiko, pengetahuan keuangan, dan kepercayaan dalam mempengaruhi keputusan pembelian asuransiMetode - Studi ini menggunakan metode structural equation modeling (SEM). Responden penelitian ini adalah individu yang memiliki pengalaman dalam mengambil keputusan pembelian asuransi.Temuan Utama – Penelitian ini menemukan bahwa persepsi risiko yang tinggi mendorong individu untuk meningkatkan pengetahuan keuangan mereka. Selain itu, pengetahuan keuangan yang lebih tinggi berpengaruh signifikan terhadap keputusan pembelian asuransi. Pada sisi lainnya, kepercayaan pada penyedia asuransi juga memainkan peran penting dalam mendorong keputusan pembelian, terutama ketika persepsi risiko tinggi.Implikasi Teori dan Kebijakan - Secara teoritis, penelitian ini menunjukkan relevansi theory of planned Behaviour. Implikasi praktisnya, pendidikan keuangan serta transparansi laporan keuangan dapat meningkatkan pemahaman dan kepercayaan konsumen, sehingga mendorong adopsi asuransi.Kebaruan Penelitian - Penelitian ini menggunakan perspektif akuntansi untuk menelaah peran kecakapan keuangan dan kepercayaan dalam keputusan pembelian asuransi. Abstract - Trust and Financial Acumen in Insurance Decision-Making: An Accounting PerspectiveMain Purpose - This study analyzes the interaction between risk perception, financial knowledge, and trust in influencing insurance purchase decisions.Method - This study employs Structural Equation Modeling (SEM). The respondents are individuals with experience in making insurance purchasing decisions.Main Findings - The study finds that high-risk perceptions encourage individuals to enhance their financial knowledge. Additionally, higher financial knowledge significantly influences insurance purchasing decisions. Trust in insurance providers also plays a critical role in driving purchasing decisions, particularly when risk perception is high.Theory and Practical Implications - Theoretically, this study demonstrates the relevance of the theory of planned behavior. Practically, it suggests that financial education and transparency in financial statements can improve consumer understanding and trust, thereby encouraging insurance adoption.Novelty - This study adopts an accounting perspective to examine the role of financial acumen and trust in insurance purchasing decisions.
Exploring the link between Atmospheric conditions and Acid rain prevalence: a 12-year study at Juanda International Airport, Sidoarjo, Indonesia. Mayasari, Agatha; Yulfiah, Yulfiah
Journal of Earth and Marine Technology (JEMT) Vol 3, No 2 (2023)
Publisher : Lembaga Penelititan dan Pengabdian kepada Masyarakat - Institut Teknologi Adhi Tama Suraba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31284/j.jemt.2023.v3i2.4557

Abstract

Acid rain is a pressing environmental concern, posing severe threats to the well-being of various forms of life. Our research sought to evaluate the acidity level of rainwater at Juanda International Airport, attempting to correlate it with weather parameters. We analyzed a span of twelve years, inspecting the relationship of rainwater pH with upper atmospheric conditions, specifically focusing on air temperature and humidity. Utilizing a statistical approach enabled us to draw meaningful conclusions from the extensive data at hand. Our analysis revealed that a significant 40% of the rain data fell under the acid rain category, demonstrating the alarming prevalence of the phenomenon in the region. A fascinating insight uncovered through our study was the existence of a correlation between the pH level of the rainwater and the air temperature and humidity values, particularly in zones where rain clouds tend to develop. This finding amplifies our understanding of the intricate relationships between acid rain formation and atmospheric conditions. We posit that weather parameters like temperature and humidity may have an integral role in acid rain production, thereby influencing the ecosystem's balance. Continued research in this realm can potentially help in creating better predictive models and in devising effective strategies for combating the devastating effects of acid rain.
Upaya Penguatan Literasi Keuangan dan Budaya Sadar Pajak untuk Pengembangan Soft Skill Siswi di SMA Santa Maria Yogyakarta Budiyono, Elizabeth Fiesta Clara Shinta; Pramusiwi, Aloysia Desy; Adyantari, Api; Sasmita, Raymundo Patria Hayu; Mayasari, Agatha; Aji, Mario Rosario Wisnu; Pratama, Yohanes Mario; Dharomesz, Vonezyo Yupanzara; Pradana, Bartolomeus Galih Visnhu; Putra, Tegar Satya
Jurnal Atma Inovasia Vol. 4 No. 6 (2024)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/jai.v4i6.10068

Abstract

Saat ini peningkatkan literasi keuangan dan kesadaran pajak di kalangan siswi/i adalah hal mendesak agar mereka dapat mengelola keuangan pribadi dengan bijak dan memahami peran pajak dalam pembangunan masyarakat.Program ini bertujuan untuk mengembangkan literasi keuangan dan budaya sadar pajak sebagai upaya penguatan soft skill di SMA Santa Maria Yogyakarta. Literasi keuangan yang baik sangat penting untuk mempersiapkan siswa/i dalam mengelola keuangan pribadi dan memahami pentingnya pajak dalam pembangunan negara. Melalui program edukasi yang melibatkan berbagai metode dan simulasi dimana siswi diajak untuk memahami konsep dasar keuangan dan kewajiban perpajakan. Program ini diharapkan dapat meningkatkan kesadaran siswa akan pentingnya pengelolaan keuangan yang bijak serta tanggung jawab sosial melalui pembayaran pajak. Hasil dari program pengabdian kepada masyarakat ini menunjukkan bahwa penguatan literasi keuangan dan budaya sadar pajak sangat penting dilakukan guna meningkatkan pengembangan soft skill siswa, yang pada akhirnya dapat mendukung mereka menjadi individu yang lebih bertanggung jawab dan berdaya saing di masa depan. Dengan demikian, integrasi pendidikan literasi keuangan dan pajak menjadi langkah strategis dalam mencetak generasi muda yang cerdas dan sadar akan kewajiban mereka di kemudian hari.
PELATIHAN PUBLIC SPEAKING DAN PERSONAL BRANDING DI SMA SANTA MARIA YOGYAKARTA Pramusiwi, Aloysia Desy; Adyantari, Api; Budiyono, Elizabeth Fiesta Clara Shinta; Sasmita, Raymundo Patria Hayu; Pradana, Bartolomeus Galih Visnhu; Putra, Tegar Satya; Mayasari, Agatha; Aji, Mario Rosario Wisnu; Pratama, Yohanes Mario; Dharomesz, Vonezyo Yupanzara
Jurnal Pengabdian Masyarakat Berkarya Vol. 3 No. 04 (2024): Jurnal Pengabdian Masyarakat Berkarya
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/berkarya.v3i04.1213

Abstract

This community service activity aims to provide knowledge and develop abilities, as well as motivate high school students in terms of public speaking and self-imaging. This community service activity was carried out at Santa Maria High School Yogyakarta. The method of implementation is collecting initial data, analyzing problems, formulating solutions, and implementing training with a focus on improving the soft skills of the students. The results of this service, the school was very welcomed, and the students participated in the training and mentoring with great enthusiasm. As a result, the students consider that public speaking skills are important to master from an early age because these skills have many crucial benefits for their personal and professional development. Not only that but building their personal branding as early as high school is useful for positively establishing their own identity and reputation, as well as preparing them for a future in the competitive world of work. Having a good self-image can give students a leg up in securing scholarships, college places, or jobs.
Pendampingan dan Pengelolaan Beban Kerja Tenaga Kependidikan pada Yayasan Ursulin Winayabhakti Solo Mayasari, Agatha; Persada Dewangga Pramudita, Dismas; Galih Visnhu Pradana, Bartolomeus; Axel Rafaelo, Gerardus; Febrian Rahasena Putra, Bonifasius
Jurnal Atma Inovasia Vol. 5 No. 1 (2025)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Yayasan Ursulin Winayabhakti Solo menghadapi tantangan pengelolaan sumber daya manusia, terutama dalam mengatur beban kerja tenaga kependidikan di tengah perubahan dunia pendidikan. Program pengabdian masyarakat dari Fakultas Bisnis dan Ekonomika Universitas Atma Jaya Yogyakarta bertujuan untuk membantu yayasan ini melalui analisis dan pengelolaan beban kerja. Metode yang digunakan mencakup pemaparan interaktif, pengumpulan data melalui wawancara dan observasi, analisis data, serta presentasi hasil dan diskusi dengan pihak yayasan. Program ini berhasil mengidentifikasi permasalahan beban kerja seperti distribusi tugas yang tidak merata dan kurangnya efisiensi pada proses administratif, pengelolaan dana, serta penggajian. Sebagai hasilnya, direkomendasikan adopsi teknologi otomatisasi dan pelatihan untuk meningkatkan efisiensi operasional. Kesimpulannya, pendampingan ini memberikan dampak positif, termasuk optimalisasi kinerja tenaga kependidikan, peningkatan efisiensi organisasi, dan kualitas layanan pendidikan yang lebih baik. Dengan pendekatan berbasis data, program ini tidak hanya membantu Yayasan Ursulin Winayabhakti Solo, tetapi juga memberikan model manajemen beban kerja yang dapat diterapkan di lembaga pendidikan lainnya. menerapkan praktik manajemen sumber daya manusia terbaik di sektor pendidikan.
Potensi Pengolahan Produk Kacang Tanah Organik di Desa Cerme, Kapanewon Panjatan, Kabupaten Kulon Progo Mayasari, Agatha
Jurnal Atma Inovasia Vol. 3 No. 4 (2023)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/jai.v3i4.5274

Abstract

Community Service Program is an action taken by students to go directly to the community in implementing the Tri Dharma of Higher Education. The activities carried out are in the form of community service and counseling involving students, lecturers, and the community. This Community Service Program has the aim of increasing knowledge, feeling, and social awareness by providing advice and services at the location of the KKN implementation. With the Real Work Lecture, it is hoped that every student will implement the knowledge they have learned during their studies at the university. The purpose of writing this journal is to explain the village's potential program, namely in developing processed peanut products. This product is later expected to increase income for Cerme Village residents, provide education about the benefits of peanuts, provide additional knowledge about profits, profits, and gross profit in managing product sales. The COVID-19 pandemic is also not an obstacle because digital marketing can work and actually increases the marketing reach for these products.
Pengembangan Desa Kanoman Berbasis Potensi Virgin Cocount Oil Mayasari, Agatha
Jurnal Atma Inovasia Vol. 3 No. 4 (2023)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/jai.v3i4.5298

Abstract

The implementation of the Real Work Lecture (KKN) held by Atma Jaya University Yogyakarta is carried out online. This is due to a pandemic caused by the SARS-CoV2 virus, where everyone is asked to carry out their activities from home because the SARS-CoV2 virus will spread more quickly when in a crowd. The purpose of this KKN activity is to develop the social spirit and dedication of students and students to the community. Students and college students are expected to be able to increase empathy and concern. In addition, KKN is a form of university involvement in the development of an area from various sectors, especially in Kanoman Village, Panjatan, Kulon Progo Regency, Special Region of Yogyakarta. Data was collected using literature study techniques which will be analyzed further. Group 95 has a work program in the form of E-books and Videos regarding the development of the potential of Kanoman village, namely coconut into Virgin Cocount Oil, with the hope that Kanoman village can become a developed, prosperous and prosperous village.
Pengembangan Potensi Pertanian dan Kesenian Desa Gotakan, Kapanewon Panjatan, Kabupaten Kulon Progo Mayasari, Agatha
Jurnal Atma Inovasia Vol. 3 No. 5 (2023)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/jai.v3i5.5299

Abstract

In KKN 80 UAJY, Group 94’s designated KKN location is located in Gotakan Village. Gotakan is one of the villages located in Panjatan District, Kulon Progo Regency, Special Region of Yogyakarta. The group programs that must be carried out are; to seek the Potential of the Village (Potensi Desa) and to make Pocket Books (Buku Saku) out of the village’s potential. In working on the two group programs, Group 94 collected data through the website. From the data collected, Group 94 saw the phenomena or problems faced by Gotakan Village. For the village's potential, there are two potentials, which are potentials in the arts and agriculture. The potentials in the arts sector are in the form of kenthongan, jathilan, and macapat; as well as the potentials for agriculture are shallots and coconuts. Looking at the potential of the village, problems were found, these problems are the lack of art preservation and product development of the village’s agricultural products. Therefore, Group 94 suggested the people of Gotakan to be able to better preserve their arts and develop their agricultural products. Regarding the development of agricultural products, Group 94 has made a pocket book containing coconut processing into coconut jam and gandos cake.
Meningkatkan Potensi Kerajinan Eceng Gondok di Desa Depok, Kapanewon Panjatan, Kabupaten Kulon Progo Mayasari, Agatha
Jurnal Atma Inovasia Vol. 3 No. 6 (2023)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/jai.v3i6.5300

Abstract

Depok village is one of the villages that is located in Panjatan subdistrict, Kulon Progo district, this village has abundance of potency from water hyacinth handicraft. However, the farmers are still selling handcrafted bag from water hyacinth traditionally. This paper aims to educate and train the farmers of Depok Village on how to promote their water hyacinth handicraft products. This paper proposes to encourage every students to implement the knowledge obtained throughout their education for the purpose of granting knowledge and education to the people of Depok Village. With these KKN activities, the community becomes educated and could improve their economic level by utilizing the potential that exists in the village to be used as the source of income for the community in Depok Village. Due to the Covid-19 pandemic, this community service was conducted online, by collecting literature, collecting data online, developing discussions, and deciding on the results.
Pemanfaatan Energi Biogas dan Pengoptimalan Tanah Berpasir untuk Tanaman Alternatif di Desa Garongan, Kecamatan Panjatan, Kabupaten Kulon Progo Mayasari, Agatha
Jurnal Atma Inovasia Vol. 2 No. 5 (2022)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/jai.v2i5.5301

Abstract

Cows are one of the livestock that we often encounter. Meat and milk that produced by cows are used by humans as food. Garongan village, also utilizes cattle as one of the village's potential which is also a livelihood for the villagers. The large number of cattle in Garongan village also produces a lot of waste. However, there are still many of us who do not know that the waste from cows can be used as biogas energy which can be useful for daily life and of course reduce the existing waste. Besides the cattle, the villagers also use the sandy soil for farming. However, not all plants can grow well in sandy soil. Therefore, villagers only plant one type of plant on sandy soil, which is chili plants that are used for agriculture. However, besides chili, there are many alternative crops that can grow well on sandy soil and can be used as agriculture.