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All Journal EKONOMIS : Journal of Economics and Business AT-TURAS: Jurnal Studi Keislaman ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Bertuah : Jurnal Syariah dan Ekonomi Islam Jurnal Riset Manajemen dan Akuntansi (JURIMA) International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Margin : Journal of Islamic Banking
Nofriza, Eri
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An Overview of the Palm Oil Plantation Industry and its Social Impact on Local Communities in Jambi Province, Sumatra, Indonesia Aziz, Arfan; Armaz, Eja; Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.839

Abstract

This study aims to provide a comprehensive overview of the palm oil plantation industry and its social impacts on local communities in Jambi Province, Sumatra, Indonesia. Palm oil plantations have become an important economic sector in the region, contributing significantly to the local and national economy. However, on the other hand, the expansion of this industry has also given rise to a variety of complex social and environmental problems. This study uses a qualitative approach with in-depth interviews, field observations, and document analysis to examine the socio-economic impacts on local communities. The results show an increase in the economic welfare of local communities through job creation and infrastructure improvements. However, negative impacts such as land conflicts, environmental degradation, and changes in culture and traditional livelihoods were also found. This study underlines the need for more sustainable and equitable policies in the management of palm oil plantations to minimize negative impacts on local communities and the environment in Jambi Province.
Use of Akulaku Paylater in Islamic Economics (Study on Students of Sharia Economics Study Program, Faculty of Islamic Economics and Business, Sulthan Thaha Saifuddin State Islamic University, Jambi) Kunnuzi , Kunnuzi; Akbar, Faris; Astuti, Amanda Febri; Subhan, Muhammad; Aprillia, Pita; Iqbal, Muhammad; Nofriza, Eri
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.966

Abstract

This research aims to explore how people in the Islamic economy feel about the Akulaku app's PayLater feature. And to get a breakdown of how Akulaku PayLater is being utilised. The methodology of this study is qualitative. This research uses observation, interviews, and documentation to gather information. While data visualisation and reduction are used for analysis. According to the findings of this research, Akulaku users can benefit from the convenience of Akulaku PayLater's on-time payment options by taking advantage of the company's bailout funds. Akulaku PayLater continues to impose unnecessary costs on its customers by charging interest on past due balances and other fees with every purchase. The Qardh and Prohibition of Transactions in the Islamic economy state that akulaku PayLater is not permitted because it contains elements that are detrimental to the user, so the app's use is prohibited if it is banned in the Islamic economy.
Identifikasi Pengaruh Investasi Sektor Industri dan Upah Minimum Provinsi terhadap Penyerapan Tenaga Kerja Industrial di Provinsi Jambi Nofriza, Eri
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.1787

Abstract

This research aims to analyze the effect of investment and minimum wages on labor absorption in the industrial sector in Jambi Province. The analytical tool used is multiple linear regression. The research results show that simultaneously investment and the minimum wage together have a significant effect on labor absorption. Then, partially, investment and minimum wage variables have a significant effect on labor absorption.
Zakat dan Pemulihan Ekonomi Mustahik (Studi Kasus di Baznas Kota Jambi) Riyadi, Slamat; Rusliani, Hansen; Nofriza, Eri
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 6 No. 2 (2025): Bertuah: Jurnal Syariah dan Ekonomi Islam
Publisher : STAIN Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/jsie.v6i2.1266

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui dan mendeskripsikan bentuk kegiatan pendayagunaan dana zakat oleh Baznas Kota Jambi, serta sistem penyaluran dana zakat di Baznas Kota Jambi dalam memulihkan perekonomian mustahik. Jenis penelitian adalah deskriptif kualitatif. Hasil penelitian menunjukkan bahwa bentuk kegiatan pendayagunaan dana zakat oleh Baznas Kota Jambi terdiri dari pendayagunaan dalam bidang produktif berupa bantuan program Jambi Kota Mandiri dalam bentuk bantuan modal usaha untuk mustahik yang ingin melakukan kegiatan usaha. Selanjutnya pendayagunaan bidang konsumtif berupa program Jambi Kota Sehat, program Jambi Kota Cerdas, program Jambi Kota peduli dan program Jambi Kota takwa dalam bentuk bantuan bidang kesehatan, bidang pendidikan, bidang kepedulian dan bidang keagamaan. Sistem penyaluran dana zakat di Baznas Kota Jambi dalam memulihkan perekonomian mustahik dilakukan sesuai dengan SOP dengan cara menerima data-data mustahik melalui UPZ Kelurahan, dan dapat juga dilakukan dengan cara mustahik mengajukan langsung permohonan bantuan ke kantor Baznas Kota Jambi. Selanjutnya Baznas Kota Jambi akan mengevaluasi kriteria mustahik dan menyerahkan dana zakat apabila memenuhi kriteria. Setelah itu, Baznas Kota Jambi juga melakukan pengawasan kepada para mustahik yang telah menerima bantuan modal usaha maupun bantuan konsumtif tersebut, sehingga dapat diketahui bahwa bantuan tersebut benar-benar digunakan sebagaimana fungsinya dan untuk melihat perkembangan dari usahausaha para mustahik.
Community Empowerment through the Creative Economy for the Realization of Sustainable Economic Self-Reliance Based on Islamic Values at the Sanggar Batik Selaras Pinang Masak, Jambi Mutia, Agustina; Hassanee, Narong; Rahma, Sri; Nofriza, Eri; Fusfita, Nurlia; Hamzah, Maulana; Hidayat, Angger; Hermanda, Azzahra Puan; arzmi, Muhammad riski
International Journal of Community Service (IJCS) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v4i2.1684

Abstract

This article aims to describe the process and outcomes of community empowerment at the Sanggar Batik Selaras Pinang Masak in Jambi through the development of a creative economy underpinned by Islamic values. This batik center represents a crucial hub for the preservation of local culture and economy, yet it faces significant challenges concerning product innovation, digital marketing, and the consistent application of Sharia business ethics. The methodology employed is Participatory Action Research (PAR), which actively involved the participation of artisans and management in every stage: planning, action, observation, and reflection. The action phase encompassed digital marketing training, a workshop on Islamic business ethics, and mentorship for the formulation of Sharia-based Standard Operating Procedures (SOP). The results demonstrate a significant increase in the understanding and proficiency of digital marketing, alongside a stronger commitment to implementing Islamic principles such as honesty (shiddiq), trustworthiness and professionalism (amanah), and justice (‘adl) in all transactions and production processes. This empowerment initiative not only enhances the potential for the center's sustainable economic self-reliance but also reinforces the cultural and spiritual identity of the artisan community.
Integrating service quality and Sharia governance in building customer loyalty in Islamic banking Fielnanda, Refky; Nofriza, Eri
Asian Journal of Islamic Management (AJIM) VOLUME 7 ISSUE 2, 2025
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol7.iss2.art5

Abstract

Purpose – This study explores how service quality and Sharia governance directly influence customer loyalty in Islamic banking. It moves beyond procedural interpretations of Sharia compliance by examining how operational performance and institutional religiosity jointly shape long-term customer commitments.Methodology – An explanatory sequential mixed-method design was employed. In the quantitative phase, data were collected from 213 customers of the Bank Syariah Indonesia (BSI) in Jambi Province, Indonesia. The sample was selected using cluster random sampling, in which two of the three existing BSI branches were randomly chosen, and all customers from the selected branches participated as respondents. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The qualitative phase followed an Interpretative Phenomenological Analysis (IPA) involving in-depth interviews with four long-term loyal customers to uncover the emotional, spiritual, and value-based dimensions underpinning their loyalty.Findings – Both service quality and Sharia governance significantly and directly affect customer loyalty, with Sharia governance exerting a stronger influence. The qualitative findings revealed four key loyalty-building patterns: spiritualized service experience, trust in Sharia supervisory structures, emotional connection with Islamic digital platforms, and personalized service grounded in ethics.Implications – For Islamic banks, fostering loyalty requires more than efficient service delivery and demands visible Sharia credibility and alignment with customers’ religious values and expectations.Originality – Departing from previous studies that examined operational or governance factors in isolation, this study integrates service quality and Sharia governance as parallel, mutually reinforcing drivers of customer loyalty. The developed loyalty framework captures the multidimensional interplay between faith, ethical congruence, and service experience in Muslim-majority banking context.
Co-Authors , Nopriani Abda Abda Agustina Mutia Akbar, Faris Alawiyah, Rabiyatul Anita, Efni Aprillia, Pita Armaz, Eja arzmi, Muhammad riski Astuti, Amanda Febri Bambang Kurniawan Brata kusuma, Royan Dedek Kusnadi Eja Armaz Hardi Elyanti Rosmanidar, Elyanti Fusfita, Nurlia Hamzah, Muhammad Maulana Hassanee, Narong Hermanda, Azzahra Puan Hidayat, Angger Istiyanti, Istiyanti Iwan Hermawan Jazali, Munawir Kunnuzi , Kunnuzi M. Nazori M. Subhan Marissa, Nurliana Muhammad Iqbal Muhammad Subhan Novida, Irma Nurwijayanti Pujiono Pujiono Rafidah Rafidah Rafidah Rahma, Sri Rahman, Sakinah Refky Fielnanda Riyadi, Slamat Rusliani, Hansen Usdeldi, Usdeldi