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All Journal Jesya (Jurnal Ekonomi dan Ekonomi Syariah) YUME : Journal of Management JURNAL LENTERA BISNIS Jurnal Ilmiah Edunomika (JIE) Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Ekonomika Manajemen Dan Bisnis Innovative: Journal Of Social Science Research Jurnal Manajemen Dan Akuntansi Medan Jurnal Penelitian dan Pengabdian Masyarakat ULINA: Jurnal Pengabdian kepada Masyarakat Jurnal Kewirausahaan Bukit Pengharapan Jurnal Informatika: Jurnal Pengembangan IT Jurnal Pengabdian Bukit Pengharapan Economic Development Progress Jurnal Akuntansi Pajak dan Manajemen
Sitompul, Pretty Naomi
Politeknik Unggulan Cipta Mandiri
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Pengaruh Literasi Akuntansi dan Penggunaan Aplikasi Keuangan terhadap Kualitas Pengelolaan Keuangan Generasi Z Metyria Imelda Hutabarat; Pretty Naomi Sitompul; Rika Surianto Zalukhu
Jurnal Akuntansi Pajak dan Manajemen (TAJAM) Vol 9 No 1 (2026): TAJAM : Jurnal Akuntansi Pajak dan Manajemen
Publisher : Politeknik Sawunggalih Aji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37601/tajam.v9i1.391

Abstract

The purpose of this study is to analyze the influence of accounting literacy and the use of financial applications on the quality of financial management among Generation Z in Medan City. This study uses quantitative research from primary data sources, with a questionnaire distribution technique for 93 respondents. Data analysis uses multiple linear regression analysis methods. Based on the results of this study, accounting literacy has a significant positive effect on the quality of financial management among Generation Z in Medan City. The use of financial applications has a significant positive effect on the quality of financial management among Generation Z in Medan City. The results of the Adjusted R Square study were 55.8%. While the remaining 44.2% were influenced by other variables outside this research model. The results of simultaneous research indicate that accounting literacy and the use of financial applications have a significant positive effect on the quality of financial management among Generation Z. Based on the results of this study, it is hoped that Generation Z can maintain the quality of financial management, improve accounting literacy and pay attention to the use of financial applications as needed so that the quality of financial management will improve.
Smart Finance: Desain dan Implementasi Sistem Keuangan Cerdas Real-Time Berbasis IoT untuk UMKM Bendra Wardana; Pretty Naomi Sitompul
Jurnal Informatika: Jurnal Pengembangan IT Vol 11, No 1 (2026)
Publisher : Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30591/jpit.v11i1.10006

Abstract

The development of Internet of Things (IoT) technology and real-time data analytics provides opportunities to improve financial management efficiency for Micro, Small, and Medium Enterprises (MSMEs). However, most MSMEs in Indonesia still rely on manual bookkeeping, which is inefficient, prone to errors, and limits access to formal financing. This study aims to design and implement Smart Finance, an IoT-based intelligent financial system capable of processing transaction data automatically in real time. The research method includes system requirement identification, system design and device integration, application implementation, and system performance testing. The system was developed as a web-based application integrated with IoT devices such as ESP32-CAM to support automatic transaction recording, cash flow visualization, and digital financial report generation. The testing results indicate that the system can automatically record transactions with good accuracy, provide real-time financial dashboards, and deliver transaction notifications, thereby helping MSME owners monitor their financial conditions more quickly and transparently. The main contribution of this study lies in integrating IoT devices with a web-based financial recording system that enables automatic and real-time transaction recording, an approach that is still rarely implemented in MSME financial management. Although challenges related to internet connection stability remain, the developed system demonstrates potential in improving efficiency, transparency, and the quality of financial decision-making among MSMEs. This study concludes that Smart Finance can serve as a practical and adaptive digital financial solution to support the sustainability and competitiveness of MSMEs in the digital era.
Perempuan Tangguh, Ekonomi Tumbuh: Pemberdayaan UMKM Pempek Rumah Nenek sebagai Strategi Kesetaraan Gender pada Era Digital di Kecamatan Medan Johor Pretty Naomi Sitompul; Fransiska Sirait; Khairani Khairani
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 2 (2026): May 2026 In Press
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/fbbfcc70

Abstract

This community service program aims to strengthen women-led micro-enterprises through the integration of appropriate technology and digital business practices. The program was implemented at Pempek Rumah Nenek in Medan Johor using a participatory approach involving four stages: needs identification, production and packaging assistance, financial digitalization using the YouTab application, and digital marketing activation. The results show a significant improvement in production capacity and market reach. The implementation of vacuum packaging and freezing technology extended product shelf life and enabled intercity distribution. In addition, monthly revenue increased from IDR 1.5–2 million to approximately IDR 3.5 million. The program also enhanced managerial capacity and confidence among women entrepreneurs. This study demonstrates that appropriate technology combined with participatory methods can improve the competitiveness of micro-enterprises and support inclusive digital transformation.
Co-Authors Ariadi, Eric Clarrissa Winata Febrina Soraya Tanjung Fransiska Sirait Harahap, Fifi Yunita Hutabarat, Metyria Imelda Ira Ningrum Resmawa, Ira Ningrum Jimmy Nganta Ginting Khairani Khairani Khairani Khairani Khairani Kraugusteeliana Kraugusteeliana M Syafii Mei Veronika Sri Endang Siagian Merita Ayu Indrianti Munir, Sjaiful Nadhira Syarifa Nasution Ni Luh Putu Suarmi Sri Patni Owen De Pinto Simanjuntak Reni Suryani Rika Surianto Zalukhu Riny Jefri SALIM, DENNY Saragih, Muhammad Denni Sastra Wandi Nduru Saut Maruli Tua Pandiangan Sihite, Lestari Sjaiful Munir SURYANI, RENI Wardana, Bendra Wijaya, Selvia Fransiska