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The Factors Affecting Intention To Save at Indonesian Islamic Banks Using The Theory of Planned Behavior (TPB) Sulistiowati; Suwarsinah, Heny Kuswanti; Simajuntak, Megawati
Indonesian Journal of Business and Entrepreneurship Vol. 9 No. 1 (2023): IJBE, Vol. 9 No. 1, January 2023
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.9.1.91

Abstract

During the increasingly fierce competition in the Islamic finance industry, strategic steps are needed to increase public intention to save. This study aims to analyze the influence of shariah financial literacy, religiosity, attitudes, subjective norms, and behavior control on the intention to save at Indonesian Islamic Banks with the Theory of Planned Behavior (TPB) approach and formulate managerial implications for Indonesian Islamic Banks. This research was conducted on 200 respondents selected by voluntary sampling with Muslim criteria who had never had savings at Bank Syariah Indonesia and lived in the Greater Jakarta area. Data were collected online using a questionnaire and Structural Equation Modelling. The results showed that financial literacy has no significant effect on attitudes and behavior control; on the contrary, religiosity has a significant positive effect on attitudes and behavior control. Furthermore, subjective norms positively affect the intention to save but do not affect attitudes. On the other hand, attitude and behavior control significantly positively affect the intention to save. Based on the research results, Indonesian Islamic Banks can develop business by emphasizing the religiosity side to inspire people to prefer Islamic banks over conventional banks. Furthermore, Bank Syariah Indonesia should use social-environmental reference factors like friends and family. Keywords: Indonesian Islamic banks, intention to save, financial literacy, religiosity, theory of planned behavior
Analisis Pengaruh Efektasi Diri dan Pelatihan Kerja terhadap Kinerja Pegawai melalui Motivasi Kerja sebagai Variabel Mediasi di Unit Pelaksana Teknis Pengawasan dan Sertifikasi Benih (UPTPSB) Kalimantan Barat Ardanti, Farradina Putri; Sulistiowati; Komari, Nurul
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1808

Abstract

Tujuan penelitian ini adalah untuk mengkaji dan menganalisis pengaruh efikasi diri dan pelatihan kerja terhadap kinerja karyawan dengan motivasi kerja sebagai variabel mediasi. Populasi dalam penelitian ini meliputi seluruh pegawai di Unit Pelaksana Teknis Pengawasan dan Sertifikasi Benih Provinsi Kalimantan Barat. Berdasarkan analisis menggunakan aplikasi SmartPLS 3.40 yang dilakukan terhadap data yang dikumpulkan dari 96 responden, ditemukan bahwa (1) efikasi diri berpengaruh signifikan terhadap perilaku motivasi kerja, (2) job training berpengaruh signifikan terhadap kinerja karyawan, (3) efikasi diri berpengaruh signifikan terhadap perilaku kinerja karyawan, (4) job training berpengaruh signifikan terhadap kinerja karyawan,  (5) motivasi kerja berpengaruh signifikan terhadap kinerja karyawan, (6) efikasi diri secara tidak langsung mempengaruhi kinerja karyawan melalui motivasi kerja, dan (7) pelatihan kerja secara tidak langsung mempengaruhi kinerja karyawan melalui motivasi kerja.
Pengaruh Iklim Organisasi dan Kompetensi Pegawai terhadap Kinerja Pegawai dengan Motivasi Kerja sebagai Variabel Intervening Fitria, Annisa; Sulistiowati; Fauzan, Rizky
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1810

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Iklim Organisasi (X1) dan Kompetensi Pegawai (X2) terhadap Motivasi Kerja (Z) dan Kinerja Pegawai (Y) pada pegawai structural Dinas Kesehatan Kalimantan Barat. Penelitian ini merupakan penlitian asosiatif kausal dengan pendekatan kuantitatif. Teknik pengumpulan data menggunakan kuesioner pada 111 responden dan alat analisis yang digunakan yaitu SPSS 23. Penelitian ini menggunakan Uji regresi linier berganda.  Uji T (Uji Pengaruh Parsial) pada persamaan pertama menunjukkan bahwa variabel Iklim Organisasi (X1) dan Kompetensi Pegawai (X2) secara parsial memiliki pengaruh positif terhadap Motivasi Kerja (Z). Selanjutnya, pada persamaan kedua, variabel Iklim Organisasi (X1), Kompetensi Pegawai (X2), dan motivasi kerja (Z) secara parsial tidak berpengaruh terhadap Kinerja Pegawai (Y). Uji F (Uji Pengaruh Simultan) pada persamaan pertama menyatakan bahwa Iklim Organisasi (X1) dan Kompetensi Pegawai (X2) secara simultan berpengaruh terhadap Motivasi Kerja (Z). Pada persamaan kedua, variabel Iklim Organisasi (X1), Kompetensi Pegawai (X2), dan Motivasi Kerja (Z) secara simultan berpengaruh positif terhadap Kinerja Pegawai (Y).
THE EFFECT OF SIMRS IMPLEMENTATION AND ORGANIZATIONAL CULTURE ON EMPLOYEE PERFORMANCE AT RSIA MUHAMMADIYAH PROBOLINGGO Dyan Angesti; Sulistiowati; Januar Wibowo; Moh. Arifin
Majalah Ekonomi Vol 31 No 1 (2026): Juni 2026
Publisher : Universitas PGRI Adi Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36456/9txasv59

Abstract

This study aims to analyze the effect of SIMRS implementation and organizational culture on the performance of employees at RSIA Muhammadiyah Probolinggo. It is expected to provide an empirical description and basis for developing strategies to improve human resource quality and SIMRS effectiveness in order to support optimal health services. The research method used is quantitative with a cross-sectional study approach. The population consisted of 166 SIMRS users, while the sample consisted of 92 people, but only 89 people met the requirements. The SIMRS application implementation variable was measured based on five main dimensions, including: Information Quality, System Quality, Service Quality, User Satisfaction, Net Benefit, and Organizational Culture Variables. Data analysis used path analysis with Smart PLS and contingency coefficient tests as an alternative to influence tests. The results of the bootstrapping analysis showed that most of the variables tested did not have a significant effect on user satisfaction, with only the Cultural Norm variable on User Satisfaction showing a significant effect. User satisfaction with SIMRS has not contributed directly to improved performance. Organizational culture has a positive and significant effect on SIMRS user satisfaction. The conclusion of this study is that the implementation of SIMRS has not had a significant effect on employee performance. Organizational culture has a positive and significant effect on SIMRS user satisfaction and indirectly plays a role in encouraging employee performance. Performance improvement is directed not only at aspects of information technology, but also at strengthening organizational culture and increasing human resource capacity.
TPP AND CAREER DEVELOPMENT EFFECTS ON WORK BEHAVIOR THROUGH JOB SATISFACTION AT BKPSDM NATUNA Anggoro, Mahesa Wirajati; Harianus; Shalahuddin, Ahmad; Daud, Ilzar; Sulistiowati; Komari, Nurul
Assets: Jurnal Ekonomi, Manajemen, dan Akuntansi Vol 16 No 1 (2026): Assets : Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/assets.v16i1.67420

Abstract

Purpose – This study examines the effects of Employee Additional Income (TPP) and Career Development on Work Behavior through Job Satisfaction at BKPSDM Natuna. The study aims to explain how financial and non-financial factors influence employee behavior in the public sector. Methods – This study used a quantitative approach with PLS-SEM. Data from 51 respondents were collected through structured questionnaires using a census sampling technique and analyzed with SmartPLS to examine direct and indirect relationships among variables. Findings – The results reveal that TPP and Career Development significantly influence Job Satisfaction, while Job Satisfaction has the strongest effect on Work Behavior (β = 0.791). In addition, Job Satisfaction significantly mediates the effects of TPP and Career Development on Work Behavior. Research Implications – Although limited by its cross-sectional design and specific organizational context, this study provides practical implications for strengthening human resource management strategies to improve employee work behavior and organizational performance. Originality – This study emphasizes the important mediating role of Job Satisfaction, showing that indirect effects are stronger than direct effects in influencing Work Behavior. This research employs a quantitative approach with an explanatory research design. Data were collected from 51 employees of the Regional Civil Service and Human Resource Development Agency (BKPSDM) of Natuna Regency using a census sampling technique. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that TPP has a significant positive effect on both Job Satisfaction and Work Behavior, while Career Development significantly influences Job Satisfaction but not Work Behavior. Job Satisfaction does not directly affect Work Behavior but acts as a mediating variable. These findings suggest that financial incentives are the primary driver of employee behavior, while career development contributes indirectly through enhancing job satisfaction.