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The Factors Affecting Intention To Save at Indonesian Islamic Banks Using The Theory of Planned Behavior (TPB) Sulistiowati; Suwarsinah, Heny Kuswanti; Simajuntak, Megawati
Indonesian Journal of Business and Entrepreneurship Vol. 9 No. 1 (2023): IJBE, Vol. 9 No. 1, January 2023
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.9.1.91

Abstract

During the increasingly fierce competition in the Islamic finance industry, strategic steps are needed to increase public intention to save. This study aims to analyze the influence of shariah financial literacy, religiosity, attitudes, subjective norms, and behavior control on the intention to save at Indonesian Islamic Banks with the Theory of Planned Behavior (TPB) approach and formulate managerial implications for Indonesian Islamic Banks. This research was conducted on 200 respondents selected by voluntary sampling with Muslim criteria who had never had savings at Bank Syariah Indonesia and lived in the Greater Jakarta area. Data were collected online using a questionnaire and Structural Equation Modelling. The results showed that financial literacy has no significant effect on attitudes and behavior control; on the contrary, religiosity has a significant positive effect on attitudes and behavior control. Furthermore, subjective norms positively affect the intention to save but do not affect attitudes. On the other hand, attitude and behavior control significantly positively affect the intention to save. Based on the research results, Indonesian Islamic Banks can develop business by emphasizing the religiosity side to inspire people to prefer Islamic banks over conventional banks. Furthermore, Bank Syariah Indonesia should use social-environmental reference factors like friends and family. Keywords: Indonesian Islamic banks, intention to save, financial literacy, religiosity, theory of planned behavior
Analisis Pengaruh Efektasi Diri dan Pelatihan Kerja terhadap Kinerja Pegawai melalui Motivasi Kerja sebagai Variabel Mediasi di Unit Pelaksana Teknis Pengawasan dan Sertifikasi Benih (UPTPSB) Kalimantan Barat Ardanti, Farradina Putri; Sulistiowati; Komari, Nurul
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1808

Abstract

Tujuan penelitian ini adalah untuk mengkaji dan menganalisis pengaruh efikasi diri dan pelatihan kerja terhadap kinerja karyawan dengan motivasi kerja sebagai variabel mediasi. Populasi dalam penelitian ini meliputi seluruh pegawai di Unit Pelaksana Teknis Pengawasan dan Sertifikasi Benih Provinsi Kalimantan Barat. Berdasarkan analisis menggunakan aplikasi SmartPLS 3.40 yang dilakukan terhadap data yang dikumpulkan dari 96 responden, ditemukan bahwa (1) efikasi diri berpengaruh signifikan terhadap perilaku motivasi kerja, (2) job training berpengaruh signifikan terhadap kinerja karyawan, (3) efikasi diri berpengaruh signifikan terhadap perilaku kinerja karyawan, (4) job training berpengaruh signifikan terhadap kinerja karyawan,  (5) motivasi kerja berpengaruh signifikan terhadap kinerja karyawan, (6) efikasi diri secara tidak langsung mempengaruhi kinerja karyawan melalui motivasi kerja, dan (7) pelatihan kerja secara tidak langsung mempengaruhi kinerja karyawan melalui motivasi kerja.
Pengaruh Iklim Organisasi dan Kompetensi Pegawai terhadap Kinerja Pegawai dengan Motivasi Kerja sebagai Variabel Intervening Fitria, Annisa; Sulistiowati; Fauzan, Rizky
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1810

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Iklim Organisasi (X1) dan Kompetensi Pegawai (X2) terhadap Motivasi Kerja (Z) dan Kinerja Pegawai (Y) pada pegawai structural Dinas Kesehatan Kalimantan Barat. Penelitian ini merupakan penlitian asosiatif kausal dengan pendekatan kuantitatif. Teknik pengumpulan data menggunakan kuesioner pada 111 responden dan alat analisis yang digunakan yaitu SPSS 23. Penelitian ini menggunakan Uji regresi linier berganda.  Uji T (Uji Pengaruh Parsial) pada persamaan pertama menunjukkan bahwa variabel Iklim Organisasi (X1) dan Kompetensi Pegawai (X2) secara parsial memiliki pengaruh positif terhadap Motivasi Kerja (Z). Selanjutnya, pada persamaan kedua, variabel Iklim Organisasi (X1), Kompetensi Pegawai (X2), dan motivasi kerja (Z) secara parsial tidak berpengaruh terhadap Kinerja Pegawai (Y). Uji F (Uji Pengaruh Simultan) pada persamaan pertama menyatakan bahwa Iklim Organisasi (X1) dan Kompetensi Pegawai (X2) secara simultan berpengaruh terhadap Motivasi Kerja (Z). Pada persamaan kedua, variabel Iklim Organisasi (X1), Kompetensi Pegawai (X2), dan Motivasi Kerja (Z) secara simultan berpengaruh positif terhadap Kinerja Pegawai (Y).
KEPEMIMPINAN INKLUSIF GENDER DAN KEBIJAKAN UPAH MINIMUM SEBAGAI STRATEGI MANAJEMEN SUMBER DAYA MANUSIA TERHADAP KINERJA EKONOMI DAERAH: ANALISIS PANEL 33 PROVINSI DI INDONESIA 2019–2023 Janoari Hartadi, Hendri; Maria Christiana Iman Kalis; Sulistiowati
Jurnal Ekonomi dan Manajemen Vol. 4 No. 3 (2025): Oktober : Jurnal Ekonomi dan Manajemen
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jekma.v4i3.2338

Abstract

This study examines the effects of gender-inclusive leadership—measured by the share of women in managerial positions—and minimum wage policy (UMP) on regional economic performance (real GRDP per capita) in Indonesia. Using panel data for 33 provinces from 2019–2023 compiled from official sources (BPS, ILOSTAT, Ministry of Manpower), we estimate panel regressions with Fixed Effects (FEM) and Random Effects (REM), complemented by the Hausman test, diagnostics (VIF, Breusch–Pagan, White, Durbin–Watson), and descriptive and correlation analyses. The evidence underscores the importance of public HRM strategies that integrate equitable compensation policies with gender-inclusive leadership.
HUMAN RESOURCE MANAGEMENT MEETS PUBLIC POLICY: GII, EDUCATION PARITY, AND WOMEN’S LABOUR-FORCE PARTICIPATION Hondro, Adrianus; Rosnani, Titik; Sulistiowati
Jurnal Ekonomi dan Manajemen Vol. 4 No. 3 (2025): Oktober : Jurnal Ekonomi dan Manajemen
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jekma.v4i3.2345

Abstract

Persistent gender gaps in labour-force participation (LFPR) constrain productivity and inclusive growth across East Asia and the Pacific (EAP). While many factors shape women’s economic engagement, structural gender inequality and disparities in human capital are consistently cited as key explanations. This study examines whether cross-country variation in the LFPR gap (male minus female, percentage-point difference) is associated with (i) the Gender Inequality Index (GII) and (ii) the male–female gap in secondary-education attainment. We conduct a cross-sectional, country-level analysis using secondary data from the United Nations Development Programme’s Human Development Report Statistical Annex (reference year 2023). Ordinary Least Squares (OLS) is estimated with heteroskedasticity-robust (HC3) inference. Robustness checks include institutional and health covariates—women’s representation in parliament, adolescent birth rate, and maternal mortality. Multicollinearity diagnostics (variance inflation factors) indicate low collinearity among regressors. Descriptive patterns show that countries with higher GII values and wider secondary-education gaps tend to exhibit larger LFPR gaps. In multivariate models, higher GII is positively and statistically associated with wider LFPR gaps. The secondary-education gap is positively related to the LFPR gap, though its magnitude and significance attenuate when institutional and health controls are included. Results remain directionally stable across specifications. Reducing gendered participation penalties in the EAP likely requires a dual strategy: expanding women’s secondary-education completion and strengthening enabling institutions (e.g., anti-discrimination enforcement, childcare and care infrastructure, safe and flexible work arrangements). Future work using panel or microdata is warranted to assess dynamics and mechanisms more precisely.