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All Journal EkoBis ( Ekonomi & Bisnis ) Journal of Business & Banking Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jurnal Abadimas Adi Buana Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Almana : Jurnal Manajemen dan Bisnis J-Dinamika: Jurnal Pengabdian Kepada Masyarakat AKURASI: Jurnal Riset Akuntansi dan Keuangan Dialektika: Jurnal Ekonomi dan Ilmu Sosial JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Jurnal Manajemen dan Ilmu Administrasi Publik (JMIAP) Jurnal Impresi Indonesia International Journal of Science and Environment Akurasi
Muazaroh .
Fakultas Ekonomi Dan Bisnis, Universitas Hayam Wuruk, Surabaya, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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DISIPLIN PASAR DAN PENGATURAN PERBANKAN: KOMPLEMEN ATAU SUBSTITUSI? Muazaroh Muazaroh
Jurnal Ekonomi dan Bisnis 2009: EKOBIS (Vol.10 No.1 2009)
Publisher : Department of Management, Faculty of Economics, Universitas Islam Sutan Agung, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ekobis.10.1.231-240

Abstract

The banking crises over the last two decades around the world has renewed the interestin market discipline in banking systems. This interest is not merely academic, but it alsoapparent in recent policy initiatives such as the latest capital proposal by The Basel Commiteeon Banking Supervision. The new Basel Capital Accord has 3 pillars. Pillar 3 is disclosurerequirement to enhance market discipline. Market discipline has the potential to reinforcepillar 1 ( minimum capital standar) and pillar 2 (supervisory review process) and promote safetyand soundness in banks and financial systems. The first objective of this paper is to explainbank regulatory and the important of market discipline to complement bank regulatory. Thesecond objective is to explain the framework of market discipline theory and ask some issue:what is market discipline, why the call for market discipline, how market discipline relates toagency conflict in finance theory and how is the framework of market discipline in banking.The third objective is to review some empirical research in market discipline.Keywords : Banking Crises, Moral Hazard, Market Discipline and Bank Regulatory
Pendampingan Pembukuan Sederhana Bagi Usaha Kerajinan Enceng Gondok dan UMKM Pemula di Surabaya Supriyati Supriyati; Gunasti Hudiwinarsih; Muazaroh Muazaroh
J-Dinamika : Jurnal Pengabdian Masyarakat Vol 5 No 2 (2020): Desember
Publisher : Politeknik Negeri Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25047/j-dinamika.v5i2.1951

Abstract

Pendampingan Pembukuan Sederhana Bagi Usaha Kerajinan Enceng Gondok dan UMKM Pemula di SurabayaUsaha kerajinan eceng gondok merupakan salah satu usaha kerajinan di kota Surabaya yang mampu memperkenalkan produknya sampai mancanegara. Usaha ini telah dirintis sejak tahun 2008 dan memiliki pasar produk yang luas. Namun, permalasahan utama yang dihadapi mitra adalah belum tersusunnya administrasi pembukuan yang terstruktur dan ajeg karena kendala keterbatasan sumberdaya, operasi yang tidak rutin dan fokus pemilik hanya pada kegiatan produksi. Kegiatan pengabdian masyarakat ini dilakukan untuk mampu membantu mitra menyusun pelaporan keuangan secara tersruktur dan ajeg. Kegiatan pengabdian masyarakat yang telah dilakukan meliputi wawancara dengan mitra untuk memahami proses bisnis usaha kerajinan, pendampingan pengelolaan usaha khususnya pencatatan transaksi bisnis mitra, dan penyusunan SOP dan draft Buku Panduan Akuntansi Sederhana Usaha Kerajinan. Hasil tim pelaksana kegiatan pengabdian masyarakat telah mampu menyelesaikan kegiatan pengabdian masyarakat dengan hasil yang diperoleh berupa 1) meningkatnya kesadaran dan pemahaman mitra tentang pentingnya pembukuan untuk operasional usahanya, 2) tersusunnya laporan keuangan sederhana yang bermanfaat untuk mitra, 3) tersusunnya SOP dan draft Buku Panduan Sederhana Usaha kerajinan. Kegiatan pengabdian masyarakat di masa datang perlu dikembangkan lagi agar semakin banyak pelaku usaha yang tergolong usaha mandiri atau pemula dapat mengembangkan usaha dengan baik dan berkelanjutan. Karena itu, dukungan pemerintah dan dunia akademisi sangat diperlukan.
Pembelajaran Digital Guna Mendukung Guru Ekonomi Menjadi Pembelajar Kreatif Di Era Pandemi Muazaroh Muazaroh; Supriyati Supriyati; Mochamad Nurhadi; Thomas Hanandry; Mochamad Al Hafidz
JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Vol 6 No 1 (2022): Jati Emas (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat)
Publisher : Dewan Pimpinan Daerah (DPD) Perkumpulan Dosen Indonesia Semesta (DIS) Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36339/je.v6i1.566

Abstract

Due to the COVID-19 pandemic, learning in schools cannot be carried out face-to-face and must be done daring. Many teachers are not ready when it comes to teaching daring. Some teachers do not yet have the ability to use learning applications such as game Kahoot, Google Form, Google Classroom, Power Point presentation, create learning animations and others. This community service program is designed to equip teachers in MGMP economy (economic teacher meeting) to be able to give learning better and more interesting learning. Teachers are given training on the use of game kahoot, Google Form, Google Class Rooms, making interesting PPT and interesting learning videos. After the training on the use of these learning applications, the competence of teachers in digital learning increases as indicated by the work of game kahoot, google forms, google class room, PPT and learning videos. The output of this activity is the work of teachers in the form of kahoot game material, google form, google classroom, PPT and learning videos. In addition, the output of the activity is also in the form of activity videos uploaded on YouTube, publications in various mass media and training modules.
PENDAMPINGAN PENINGKATAN KOMPETENSI DAN MOTIVASI GURU DALAM MENGGUNAKAN MEDIA PEMBELAJARAN BERBASIS DIGITAL PADA MASA PANDEMI COVID-19 Mohammad Al Hafidz; Laqma Dica Fitrani; Muazaroh Muazaroh; Rr. Iramani; M. Anang Karyawan
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 6, No 3 (2022): September
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v6i3.9748

Abstract

ABSTRAKSekolah Dasar Islam (SDI) Al-Khoiriyyah merupakan salah satu sekolah yang terdampak atas perubahan proses kegiatan belajar selama pandemi Covid-19. Hal tersebut berdampak pada penurunan motivasi yang belum semuanya memanfaatkan media pembelajaran berbasis digital. Sementara guru semestinya harus tetap menjaga kompetensinya sebagai pendidik sebagaimana tertuang dalam undang-undang guru. Cara pengajaran yang digunakan guru dianggap sudah tidak sesuai lagi dengan gaya belajar siswa pada masa sekarang. Program pengabdian masyarakat yang dilaksanakan  bertujuan untuk meningkatkan kompetensi dan motivasi guru dalam menggunakan media pembelajaran berbasis digital. Metode pelaksanaan yang digunakan adalah pelatihan dan pendampingan. Dalam pelatihan dilaksanakan dengan  ceramah, diskusi, dan tanya jawab antara narasumber dan mitra. Sementara dalam pendampingan dilakukan dengan interaksi secara dinamis antara fasilitator dengan mitra. Hasil pelaksanaan pelatihan menunjukkan bahwa terjadi peningkatan pemahaman mitra terkait dengan kompetensi dan motivasi guru dimana terjadi peningkatan skor dari 61,11 untuk pre-test dan meningkat menjadi 83,33 untuk skor post-test. Hasil yang dicapai pada saat pendampingan juga menunjukkan telah perubahan perilaku guru berupa 100% guru telah menghasilkan produk media pembelajaran berbasis digital. Kata kunci: kompetensi; motivasi; media pembelajaran; pembelajaran digital; wordwall. ABSTRACTAl-Khoiriyyah Islamic Elementary School (SDI) is one of the schools affected by changes in the learning process during the Covid-19 pandemic. This has an impact on a decrease in motivation, which has not all utilized digital-based learning media. Meanwhile, teachers should maintain their competence as educators as stated in the teacher law. The teaching method used by the teacher is considered no longer in accordance with the current learning style of students. The community service program carried out aims to improve the competence and motivation of teachers in using digital-based learning media. The implementation method used is training and mentoring. The training was carried out with lectures, discussions, and questions and answers between resource persons and partners. Meanwhile, the assistance is carried out by dynamic interaction between the facilitator and partners. The results of the training showed that there was an increase in partner understanding related to teacher competence and motivation where there was an increase in the score from 61.11 for the pre-test and increased to 83.33 for the post-test score. The results achieved during the mentoring also show that there has been a change in teacher behavior in the form of 100% of teachers having produced digital-based learning media products. Keywords: competence; motivation; learning media; digital learning; wordwall.
PENINGKATAN DAYA TARIK SENTRA WISATA KULINER DHARMAHUSADA SURABAYA MELALUI PENATAAN TAMAN DAN LAMPU HIAS Muazaroh Munawir; Ronny; Chitra Laksmi Rithmaya; Sinarring Azi Laga4; Djoko Budi Setyawan
Jurnal Abadimas Adi Buana Vol 6 No 02 (2023): Jurnal Abadimas Adi Buana
Publisher : LPPM Universitas PGRI Adi Buana Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36456/abadimas.v6.i02.a6362

Abstract

Sentra Wisata Kuliner (SWK) Dharmahusada merupakan salah satu sentra wisata di kota Surabaya yang pada masa pandemi covid 19 sangat terdampak karena kebijakan Pembatasan Sosial Berskala Besar (PSBB) yang berdampak pada penurunan omset penjualan yang cukup signifikan. Pada saat pandemi covid mulai turun dan aktivitas ekonomi mulai pulih , pengunjung SWK mulai meningkat. Selain menu makanan yang enak, faktor yang dipertimbangkan masyarakat ketika memilih SWK adalah tempat yang asri dan menarik. Kegiatan pengabdian ini berupa penataan taman dan lingkungan yang asri serta penataan lampu hias di SWK sehingga lebih bagus, Adanya penataan taman dan lampu hias ini membuat SWK yang tadinya kurang asri menjadi lebih asri dan berdampak pada meningkatnya jumlah pengunjung dan omset penjualan.
The Effect of Financial Performance on the Health Level of General Insurance Companies Anastasia Safa Ramadhani; Muazaroh Muazaroh
Almana : Jurnal Manajemen dan Bisnis Vol 7 No 1 (2023): April
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v7i1.2099

Abstract

Insurance is one of the most popular methods of risk transfer. Insurance aims to transfer individual or corporate risk to insurance companies. The purpose of this research is to examine the effect of financial performance on the soundness level of general insurance companies. This research is quantitative research, where quantitative research uses measurement results in the form of numbers and analysis using statistics used to test hypotheses. The population in this study are conventional insurance companies registered with the Financial Services Authority. The sampling technique used purposive sampling. The samples used in this study were 49 samples of conventional general insurance companies. The results showed that the liquidity ratio had a significant positive effect on the soundness level of general insurance companies and the profitability ratio partially had a significant positive effect on the soundness level of general insurance companies. The implication of this research is for insurance companies to stay healthy by maintaining their liquidity and profitability levels.
Pengaruh Literasi Keuangan dan Faktor Demografis terhadap Keputusan Investasi pada Masyarakat Surabaya Faradinah Febriyanti; Muazaroh Muazaroh
Jurnal Manajemen dan Ilmu Administrasi Publik (JMIAP) Vol 5 No 2 (2023): Jurnal Manajemen dan Ilmu Administrasi Publik (JMIAP)
Publisher : Laboratorium Jurusan Ilmu Administrasi Negara Fakultas Ilmu Sosial Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmiap.v5i2.616

Abstract

Investment decisions are decisions or policies taken by someone to invest capital in assets that are expected to generate profits in the future.Financial literacy is a person's ability to make decisions and manage finances wisely, which starts with knowing and understanding financial management for a better future. Income is income received by a person in the form of salary, sales proceeds, investment or other funds. Education level is the higher a person's education level, the more financial literacy is reflected and the more likely investors are to invest part of their funds in riskier capital market instruments than relatively safe banking instruments. The number of respondents from this study were 120 respondents who came from the Surabaya City area with the distinction of having investments in various assets and then being more than 20 years old and earning more than four million. Respondents were selected by means of purposive sampling. The data analysis technique used is Partial Least Square Equation Modeling using the Smart-PLS 4.0 program. The results of this study prove that financial literacy has a significant positive effect on investment decisions in the people of Surabaya.
Pengaruh Kinerja Keuangan Terhadap Nilai Perusahaan Dengan Kebijakan Dividen Sebagai Variabel Moderasi Pada Perusahaan Manufaktur Di Bursa Efek Indonesia (BEI) Abila Riris Zurmawati; Muazaroh Muazaroh
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 1 (2023): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i1.5589

Abstract

The purpose of this study was to determine the effect of financial performance on firm value with dividend policy as a moderating variable. In this study the authors used a quantitative approach, and based on the type of data is secondary data. The analysis used is multiple linear regression and MRA (Moderated Regression Analysis) using SPSS software. the variables used, namely the measurement of influencing factors (independent variables) are financial performance, namely liquidity, financial leverage and profitability. The factors that are affected (dependent variable) are firm values (Tobin`s Q). The moderating variable which is the independent variable as well as the dependent variable is dividend policy. The population used in this study are manufacturing companies listed on the Indonesia Stock Exchange (IDX). The results of this study are that the variable liquidity on firm value does not have a positive influence. While the results of the research on dividend policy as a moderating variable on liquidity on firm value, indicate that liquidity was not tested for moderation because previously it had obtained negative results, namely it did not have a significant effect even though a moderation test was carried out with the dividend policy variable. leverage has a positive effect on firm value and the results of dividend policy research as a moderating variable on leverage on firm value show that leverage has no effect on firm value, profitability research on firm value shows that profitability has a positive effect, results of dividend policy research as a moderating variable on profitability on firm value, indicating that profitability has no effect on firm value. Keywords: Financial Performance, Firm Value, Dividend Policy, Manufacturing
Board diversity dan kinerja pasar perusahaan sektor property dan real estate Sejati, Dedy Satrio; Muazaroh, Muazaroh
AKURASI: Jurnal Riset Akuntansi dan Keuangan Vol 6 No 1 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/akurasi.v6i1.1171

Abstract

This study aims to investigate whether the diversity of board characteristics, such as gender diversity, age diversity, and diversity in length of work, impacts the market performance of companies in the property and real estate sector. The study population comprised 862 companies listed on the Indonesia Stock Exchange (IDX) in 2022. Purposive sampling was employed, and 55 property and real estate companies listed on the Indonesia Stock Exchange (IDX) were selected as the sample during the 2020-2022 period. The study used 163 research data as samples. The results demonstrate that the gender diversity of directors significantly negatively impacts the company's market performance. On the other hand, directors' age diversity significantly impacts the company's market performance. Meanwhile, the directors' service length diversity could be more significant in the company's market performance. The findings of this study suggest that age diversity should be considered when selecting a board of directors in the property sector, as it will complement each other between young and old directors and improve the company's market performance.. Public interest statements The benefit of this research for the general public is understanding the influence of board diversity and the value of property and real estate sector companies as input regarding knowledge for people in the world of work.
Kepemilikan keluarga sebagai determinan kinerja perusahaan dengan biaya keagenan sebagai moderasi Saputra, Bayu Swastika; Muazaroh, Muazaroh; Suhartono, Suhartono
Journal of Business & Banking Vol 12 No 2 (2022): November 2022 - April 2023
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i2.3110

Abstract

Family ownership still dominates the companies’ ownership structure in Indonesia. However, family ownership can also have a positive or negative impact on the company’s performance the previous studies related to the impact of family ownership on the company’s performance provides different results. The purpose of the study was to examine the family ownership as determinant of  the company’s performance with agency cost as a moderating variable. It took the sample of 13 manufacturing companies in the industrial and consumption sectors listed on the Indonesia Stock Exchange for the 2017-2020 periods. They were taken using a purposive sampling method. The data were analyzed using multiple linear regressions. The results showed that family ownership has a positive effect on the company’s performance, which means the greater the percentage of family ownership, the better the company's performance. It also showed that agency cost did not moderate the effect of family ownership on company performance. It can be implied that family ownership has a strong motivation to supervise company management to improve company performance.
Co-Authors AA Sudharmawan, AA Abila Riris Zurmawati Anastasia Safa Ramadhani Anjelina Margaretha Pajo, Maria Ari Cahaya Puspitaningrum Chitra Laksmi Rithmaya Choirul Muchlis Devayanty, Raras Djoko Budi Setyawan Faradinah Febriyanti Fauziyah, Nor Fitrani, Laqma Dica Gunasti Hudiwinarsih Iramani, Iramani Karyawan, M Anang laqma dica fitrani Lindhiasari, Sherlyntang Moch. Anang Karyawan Mochamad Nurhadi Mohammad Al Hafidz Puspitaningrum, Ari Cahaya Reza Tianto Reza Tianto, Reza Ronny Rr. Iramani Saputra, Bayu Swastika Sejati, Dedy Satrio Sinarring Azi Laga Sindy Anggraeni Supriyati . Supriyati Supriyati Thomas Hanandry Dewanto