Articles
<![CDATA[ANALISIS KESIAPAN DESA MEKAR AGUNG KECAMATAN CIBADAK KABUPATEN LEBAK BANTEN SEBAGAI DESA WISATA SYARIAH ]]>
<![CDATA[Handayani, Tati]]>;
<![CDATA[Rahmi, Mira]]>
<![CDATA[ IKRA-ITH EKONOMIKA Vol 1 No 2 (2018): IKRAITH-EKONOMIKA vol 1 Nomor 2 Bulan November 2018 ]]>
Publisher : <![CDATA[Universitas Persada Indonesia YAI ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (504.195 KB)
<![CDATA[ABSTRAKPenelitian ini bertujuan untuk mengkaji potensi yang dimiliki desa Mekar Agung Kecamatan Cibadaksebagai desa Wisata Syariah dan mengkaji potensi wisata yang cocok untuk desa Mekar Agung KecamatanCibadak sebagai desa Wisata Syariah.Metode penelitian menggunakan teknik Purposive Sampling, denganmenggunakan masyarakat dan pemuka masyarakat sebagai respondennya. Teknik pengumpulan datamenggunakan motode observasi, wawancara berstruktur, dan dokumen, sedangkan teknik analisis datamenggunakan teknik analisis kualitatif.Hasil penelitiannya menunjukkan bahwa potensi wisata yang dimiliki oleh Desa Mekar Agung, berupawisata pertanian (wisata agro) dan wisata budaya. Namun kesiapan sebagai kawasan wisata secara fisikmenunjukkan fasilitas, dan infrastruktur kepariwisataan yang dimiliki oleh kawasan masih belum memadai.Kesiapan secara non fisik juga menunjukkan kondisi yang belum siap. Oleh karena itu dalam pengembangannyaperlu strategi, berupa pembangunan sarana fisik maupun non fisik. Untuk dapat menjadi objek wisata pedesaansyariah yang ideal dan mampu bersaing maka dalam pengembangannya perlu strategi berupa pembangunansarana fisik maupun non fisik.]]>
<![CDATA[ACCEPTABLE AUDIT RISK EVIDENCE IN JAKARTA INDONESIA ]]>
<![CDATA[Rahmi, Mira]]>;
<![CDATA[Indriani, Susi]]>
<![CDATA[ Ekonomi dan Bisnis Vol 4, No 2 (2017): Ekonomi dan Bisnis ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (520.919 KB)
|
DOI: 10.35590/jeb.v4i2.741
<![CDATA[Early 20’s century begins with revealed some accounting financial scandals from reputable companies around the world’s where the economic crisis starts. Facts from some cases proofed that the auditors have weakness in assessing audit risk from those reputable companies (some are Enron (2001), worldcom (2002), Madoff (2008), and Saytam (2009)), recent years the scandals were happens to Japan companies where it hits Olympus (2011) and Toshiba (2015). Indonesia had Kimia Farma (2002) for example where the auditor were convicted less professional from assessing acceptable audit risk. The phenomena showed that auditors have big uncertainty of risk when they do the audit process and highly related to their integrity in doing the process. Assessment audit about clients will be influenced by the approach that was undertaken, audit planning program, risk assessment and how to analyze audit evidence (Bell et al; 2005). This research were aimed to give an empirical evidence on public accountants behavior in Jakarta, Indonesia when assessing acceptable audit risk based on their independent auditors. Using 11 public accountant offices in south and east Jakarta were picked randomly from OJK Public accountant offices Listed in 2015 with multivariate regression model between audit complexity, audit sampling judgment and management integrity toward acceptable audit risk. The result showed that the small portion of audit sampling judgment were set by the public accountants when they give their opiniondo makes the acceptable risk getting higher. Audit complexity and management integrity didn’t show related toward acceptable audit riskin public accountant offices in Jakarta during 2015.]]>
<![CDATA[FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENABUNG DI BANK SYARIAH : (STUDI KASUS di BSI EX BSM ) ]]>
<![CDATA[Maharani, Renita]]>;
<![CDATA[Supriyanto, Trisiladi]]>;
<![CDATA[Rahmi, Mira]]>
<![CDATA[ JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 7 No. 2 (2021): Jurnal Syarikah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam FEI UNIDA Bogor ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30997/jsei.v7i2.4483
<![CDATA[Penelitian ini bertujuan untuk menganalisis pengaruh dari religiusitas, pengetahuan produk, kualitas pelayanan, lokasi, dan biaya administrasi terhadap minat menabung di Bank BSI Ex BSM Jakarta Timur. Populasi yang dipilih dalam penelitian ini yaitu nasabah yang memiliki minat menabung di Bank BSI Ex BSM Jakarta Timur. Teknik pengumpulan sampel yang digunakan probability sampling dengan jenis simple random sampling. Sumber data dalam penelitian ini didapatkan dari penyebaran kuesioner kepada 130 responden. Teknik analisis data pada penelitian ini menggunakan SmartPLS 3.0. Hasil yang didapat dari penelitian ini menyatakan bahwa religiusitas dan pengetahuan produk berpengaruh signifikan terhadap minat menabung, sedangkan kualitas pelayanan, lokasi, dan biaya admisnitrasi tidak berpengaruh signifikan terhadap minat menabung. Â ]]>
<![CDATA[HOW DOES CONSUMER ACCEPTANCE AFFECT PURCHASE INTENTION OF NEW PRODUCTS? ]]>
<![CDATA[Mira Rahmi]]>;
<![CDATA[Ratih Hurriyanti]]>;
<![CDATA[Puspo Dewi Dirgantari]]>;
<![CDATA[Ira Valentina Silalahi]]>
<![CDATA[ EAJ (Economic and Accounting Journal) Vol 4, No 3 (2021): EAJ (Economic and Accounting Journal) ]]>
Publisher : <![CDATA[S1 Accounting Department, Faculty of Economic, Universitas Pamulang. ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.32493/eaj.v4i3.y2021.p214-226
<![CDATA[The rapid competition in the instant noodle food industry in Indonesia makes it difficult for new instant noodle products to enter the market. This study aims to analyze consumer acceptance of new products that affect purchase intentions. consumer innovation and consumer preferences are used to describe consumer acceptance of new instant noodle products. The method used in this study is a quantitative online questionnaire that collects data from 135 potential customers as instant noodle buyers. Regression analysis was used to analyze consumer acceptance as proxied by consumer innovation, quality and nutrition innovation, convenience, and marketing efforts. The results of this study indicate that consumer innovation, convenience, and marketing efforts, all three are said to have an influence on new product purchase intentions. Meanwhile, nutritional quality and innovation are said to have no effect. It is hoped that the results of this research can be used to contribute to the development of marketing concepts for new products on the market.]]>
<![CDATA[RISK-BASED BANK RATIO ON PROFITABILITY OF SHARIA BANKING ]]>
<![CDATA[Mira Rahmi]]>;
<![CDATA[Ratna Sari]]>
<![CDATA[ Jurnal Ilmiah Econosains Vol 17 No 2 (2019): Vol 17 No 2 (2019): Jurnal Ilmiah Econosains ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Negeri Jakarta ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.21009/econosains.0172.09
<![CDATA[The sustainability of Sharia banking in its business activities will be greatly influenced by its profits. Many factors influencing sharia banking in generating profitability, can be influenced by external factors as well as internal banking factors. This research was conducted to test the influence of external factors such as macroeconomics as measured by the growth of inflation and GDP, as well as internal factors that constitute the risk-based bank ratio measured by capital adequate ratio (CAR), financing debt ratio (FDR), and non-financing risk (NPF) to Return On Asset (ROA) as an indicator Profitability of Sharia banking. The method in this research is a quantitative method with inferential statistical analysis. The data analysis tool used is multiple linear regression. Sampling technique in this study using simple random sampling. The affordable population in this study were all Bank Umum Syariah (BUS) in Indonesia from 2015 until June 2019. The results show GDP macroeconomic variables have a significant positive influence on profitability. The risk-based bank ratio variable NPF, explains that there is a significant negative influence on profitability. While the regression coefficient of INF, CAR, and FDR does not have a significant effect on the profitability gained. To compete and expand the market share, the external factors are GDP growth and internal factors the risk-based bank ratio variable NPF can affect the profitability therefore should be noticed by BUS management.]]>
<![CDATA[PELATIHAN MANAJEMEN USAHA DALAM MENINGKATKAN USAHA UMKM KULINER ]]>
<![CDATA[Mira Rahmi]]>
<![CDATA[ Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 1, No 1 (2021): JPM: Pemberdayaan, Inovasi dan Perubahan ]]>
Publisher : <![CDATA[Penerbit Widina, Widina Media Utama ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (922.213 KB)
|
DOI: 10.59818/jpm.v1i1.29
<![CDATA[Jumlah Usaha Mikro Kecil serta Menengah (UMKM) ialah bagian yang besar dari pelaksana ekonomi secara totalitas. Tetapi pertumbuhan UMKM yang berkaitan dengan kemajuan teknologi masih belum sesuai harapan. Proporsi UMKM yang memakai penjualan online masih rendah. Perihal itu diakibatkan oleh masih banyak UMKM yang belum memahami secara teknis tatacara penjualan online. Tujuan dari kegiatan ini adalah untuk mengembangkan keahlian UMKM dalam manajemen secara universal,pemasaran digital dan pencatatan keuangan. Pengembangan dan peningkatan yang dilakukan berupa pengembangan ketrampilan pembuatan perencanaan pemasaran, pemasaran digital dan pemahaman pencatatan keuangan sehingga dapat berguna dalam mengembangkan usaha yang akan dijalankan di kemudian hari. Partisipan pelatihan sebanyak 34 usaha mikro, sebagian besar merupakan usaha kuliner yang diberi pelatihan manajemen yang mereka butuhkan. Hasil yang diperoleh dari aktivitas ini merupakan terjadinya mitra binaan kuliner yang lebih maju dalam pengelolaan serta penjualan produk secara online.]]>
<![CDATA[ACCEPTABLE AUDIT RISK EVIDENCE IN JAKARTA INDONESIA ]]>
<![CDATA[Mira Rahmi]]>;
<![CDATA[Susi Indriani]]>
<![CDATA[ Ekonomi dan Bisnis Vol 4, No 2 (2017): Ekonomi dan Bisnis ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (520.919 KB)
|
DOI: 10.35590/jeb.v4i2.741
<![CDATA[Early 20’s century begins with revealed some accounting financial scandals from reputable companies around the world’s where the economic crisis starts. Facts from some cases proofed that the auditors have weakness in assessing audit risk from those reputable companies (some are Enron (2001), worldcom (2002), Madoff (2008), and Saytam (2009)), recent years the scandals were happens to Japan companies where it hits Olympus (2011) and Toshiba (2015). Indonesia had Kimia Farma (2002) for example where the auditor were convicted less professional from assessing acceptable audit risk. The phenomena showed that auditors have big uncertainty of risk when they do the audit process and highly related to their integrity in doing the process. Assessment audit about clients will be influenced by the approach that was undertaken, audit planning program, risk assessment and how to analyze audit evidence (Bell et al; 2005). This research were aimed to give an empirical evidence on public accountants behavior in Jakarta, Indonesia when assessing acceptable audit risk based on their independent auditors. Using 11 public accountant offices in south and east Jakarta were picked randomly from OJK Public accountant offices Listed in 2015 with multivariate regression model between audit complexity, audit sampling judgment and management integrity toward acceptable audit risk. The result showed that the small portion of audit sampling judgment were set by the public accountants when they give their opiniondo makes the acceptable risk getting higher. Audit complexity and management integrity didn’t show related toward acceptable audit riskin public accountant offices in Jakarta during 2015.]]>
<![CDATA[Pengaruh Good Corporate Governance dan Ukuran Perusahaan Terhadap Kinerja Keuangan Bank Umum Syariah Periode 2013-2020 ]]>
<![CDATA[Akhira Yuliana]]>;
<![CDATA[Mira Rahmi]]>
<![CDATA[ Islamic Economics and Business Review Vol 1 No 1 (2022): IESBIR, August 2022 ]]>
Publisher : <![CDATA[Universitas Pembangunan Nasional Veteran Jakarta ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (405.077 KB)
<![CDATA[Perusahaan perbankan syariah harus memiliki tata kelola yang baik agar dapat meningkatkan kinerja keuangan secara maksimal. Penelitian ini bertujuan bertujuan untuk mengetahui pengaruh penerapan Good Corporate Governance yang diukur dengan dewan direksi, dewan komisaris independent, komite audit, dewan pengawas syaraih dan Ukuran Perusahaan terhadap kinerja keuangan bank umum Syariah (BUS) yang terdaftar di OJK dengan periode pengamatan 2013-2020. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan kuantitatif. Sampel yang digunakan dalam penelitian ini sebanyak 9 Bank Umum Syariah dengan menggunakan metode purposive Sampling. Teknik analisis data yang digunakan pada penelitian ini adalah analisis data panel dengan menggabungkan data time series dan cross section. Hasil penelitian ini menunjukan bahwa adanya pengaruh dewan komisaris independent dan dewan pengawas syaraih terhadap kinerja keuangan yang diukur dengan Return On Asset (ROA). Sedangkan variabel dewan direksi, komite audit, dan ukuran perusahaan tidak berpengaruh signifikan terhadap kinerja keuangan yang diukur dengan Return On Asset (ROA) pada Bank Umum Syariah periode 2013-2020.Kata Kunci: Good Corporate Governance, Kinerja Keuangan, ROA, Ukuran Perusahaan]]>
<![CDATA[Analisis Manajemen Risiko Proses Underwriting pada Asuransi Syariah : Studi Kasus PT Asuransi Jiwa Reliance Syariah ]]>
<![CDATA[Rizky Syachlan Pratama]]>;
<![CDATA[Mira Rahmi]]>
<![CDATA[ Islamic Economics and Business Review Vol 1 No 2 (2022): IESBIR, December 2022 ]]>
Publisher : <![CDATA[Universitas Pembangunan Nasional Veteran Jakarta ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (358.973 KB)
<![CDATA[Underwriting is a vital process in Islamic insurance because underwriting is one of the factors for Islamic insurance companies to experience profits or losses. Risk management is an important part of sharia insurance in carrying out its operations. Good risk management allows sharia insurance companies to grow and provide profits. This study aims to analyze the underwriting risk management process at PT Asuransi Jiwa Reliance Syariah Unit based on POJK No.44/POJK.05/2020 with descriptive qualitative research methods. Data was collected by conducting interviews, observation and documentation. Data analysis techniques in this study used data reduction, data presentation, and drawing conclusions. The results of this study show that the application of risk management underwriting processes implemented by PT Asuransi Jiwa Reliance Unit Syariah has been going well, systematically and complies with POJK regulations No.44/POJK.05/2020, this is evidenced by the results of the OJK audit which shows no evaluation. as well as violations in the underwriting risk management process as well as the company's internal SOPs running well.]]>
<![CDATA[PENGARUH MANAJEMEN RISIKO TERHADAP KINERJA KEUANGAN PADA BANK MEGA SYARIAH ]]>
<![CDATA[Anisa Husna Adinta]]>;
<![CDATA[Mira Rahmi]]>;
<![CDATA[Tati Handayani]]>
<![CDATA[ Jurnal Visionida Vol. 8 No. 2 (2022): Desember ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Djuanda ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.30997/jvs.v8i2.4710
<![CDATA[Penelitian ini memiliki tujuan untuk menjelaskan serta mengetahui pengaruh Risiko Pembiayaan dan Risiko Likuiditas terhadap Kinerja Keuangan pada Bank Mega Syariah. Penelitian ini berjenis kuantitatif yang menggunakan sampel laporan keuangan triwulan yang terpublikasikan oleh Bank Mega Syariah Periode 2017 – 2020. Olahan data pada penelitian ini ialah dengan analisis regresi linier berganda IBM SPSS Statistics 26. Variabel penelitian ini adalah risiko pembiayaan yang diukur dengan Non Performing Financing (NPF) dan risiko likuiditas yang diukur dengan Financing To Deposit Ratio (FDR) terhadap kinerja keuangan yang diukur dengan Return On Assets (ROA). Temuan penelitian ini menunjukkan bahwa terdapat pengaruh yang signifikan positif Risiko Pembiayaan terhadap kinerja keuangan, terdapat pengaruh yang tidak signifikan negatif risiko likuiditas terhadap kinerja keuangan, dan terdapat pengaruh signifikan positif secara simultan Risiko Pembiayaan dan risiko likuiditas terhadap kinerja keuangan di Bank Mega Syariah. Hal ini ditunjukkan dengan semakin kecil risiko pembiayaan maka pembiayaan bermasalah di Bank Mega Syariah tersebut semakin kecil pula. Jadi, kinerja keuangan dari Bank Mega Syariah menajdi sehat dan juga dapat menghasilkan keuntungan dari penggunaan aset yang dimiliki Bank Mega Syariah.]]>
