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All Journal JURNAL PENDIDIKAN TAMBUSAI Jurnal Ilmiah Pendidikan dan Pembelajaran MANAZHIM Metta : Jurnal Ilmu Multidisiplin Proceedings Series on Social Sciences & Humanities Jurnal Sosiologi, Antropologi, dan Budaya Nusantara Journal Markcount Finance Pengabdian Jurnal Abdimas International Journal of Multidisciplinary Approach Research and Science Journal of Modern Islamic Studies and Civilization Journal of Business Management and Economic Development Jurnal Pendidikan dan Sains West Science Agro JUMPA : Jurnal Manajemen Pendidikan Journal of Noesantara Islamic Studies International Journal of Educatio Elementaria and Psychologia Fast in Social Sciences Immortalis Journal of Interdisciplinary Studies Indonesian Journal of Progressive Pedagogy
Pamuji, Slamet
Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Financial Innovation Strategies to Enhance the Sustainability of MSMEs in the Era of Economic Digitalization Pamuji, Slamet; Deepak R Gupta
Immortalis Journal of Interdisciplinary Studies Vol. 1 No. 2 (2025): October - December
Publisher : PT. Caesarindo Triloka Persada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/y7d4wy47

Abstract

This study examines financial innovation strategies designed to enhance the sustainability of micro, small, and medium enterprises (MSMEs) in the era of economic digitalization. The rapid development of digital technologies such as big data analytics, blockchain, and real-time financial monitoring has transformed the landscape of financial management for entrepreneurs. These innovations provide MSMEs with advanced tools to improve efficiency, optimize decision-making, and respond swiftly to market dynamics. Through digital financial transformation, MSMEs gain broader access to financial information, enabling the formulation of data-driven and adaptive business strategies. However, this transformation also introduces significant challenges, including limited digital literacy, data privacy concerns, cybersecurity risks, and high implementation costs that may hinder widespread adoption among MSMEs. While blockchain technology offers transparency and accountability in financial transactions, its utilization remains minimal due to regulatory uncertainty and cost barriers. The study finds that gradual adoption and context-based implementation of digital financial tools can mitigate risks and support sustainable business growth. To ensure long-term sustainability, MSMEs are encouraged to adopt a phased strategy for financial innovation beginning with automation of basic financial processes and progressing toward integrated digital ecosystems. Ultimately, financial innovation not only strengthens profitability and operational resilience but also fosters transparency, stakeholder trust, and competitiveness. In a broader perspective, it contributes to building a more inclusive, adaptive, and innovation-driven entrepreneurial ecosystem in the digital economy era.
Transformation of GP Ansor's Cadre Education Management Strategy and Digital Preaching in the Era of Information Disruption Asyfahaani, Khamdan; Fauzi, Fauzi; Hardoyono, Fajar; Pamuji, Slamet
JUMPA : Jurnal Manajemen Pendidikan Vol 6, No 2 (2025)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/jumpa.v6i2.14866

Abstract

Transformation of GP Anshor's Cadre Education MThe rapid expansion of digital technology has reshaped the communication landscape of religious organizations, requiring adaptive strategies in both da’wah practices and cadre education management. This study examines how GP Ansor, an Islamic youth organization in Indonesia, integrates digital media into its organizational practices in response to the dynamics of the information disruption era. Using a qualitative case study approach, data were collected through in-depth interviews, documentation analysis, and digital observation of social media platforms, including Instagram, YouTube, and Twitter/X. The findings reveal that GP Ansor has developed a multifaceted digital da’wah strategy by optimizing social media, establishing counter-narratives against radicalism through structured cyber initiatives, and implementing digital literacy programs as part of its cadre development process. Furthermore, digital learning practices have expanded beyond formal training into interactive and participatory online spaces, allowing cadres to actively engage in content production and public discourse. However, the study also identifies several challenges, including disparities in digital competencies among cadres, limitations in technological infrastructure, and the lack of systematic evaluation mechanisms. These findings highlight that digital transformation within religious organizations is not merely a technological shift but involves a reconfiguration of learning processes, organizational structures, and human resource development. The study contributes to the field of Islamic education management by offering insights into how digital-based cadre education can be designed to remain adaptive, sustainable, and aligned with the promotion of religious moderation in contemporary digital environments.anagement Strategy
Management of Full Day School Program in Improving School Quality Riyanto, Agus; Asdlori, Asdlori; Dharin, Abu; Pamuji, Slamet
JUMPA : Jurnal Manajemen Pendidikan Vol 6, No 2 (2025)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/jumpa.v6i2.14867

Abstract

This study examines the management of the full day school program and its contribution to improving school quality. The research responds to the growing demand for educational models that integrate academic achievement with character development within extended learning systems. A qualitative case study approach was employed to explore managerial practices, stakeholder roles, and institutional dynamics. Data were collected through in-depth interviews, field-based insights, and document analysis, and were analyzed using an interactive model involving data reduction, data display, and conclusion drawing. The findings reveal that the effectiveness of the full day school program is closely linked to the integration of four key managerial functions: planning, organizing, implementation, and evaluation. Planning is conducted collaboratively by integrating the national curriculum with Islamic character education. Organizational practices involve clear role distribution and coordinated responsibilities among school personnel. The implementation phase reflects a holistic learning model that combines academic instruction, Qur’anic memorization, leadership training, and extracurricular activities. Evaluation is carried out through academic assessments, internal reflection, and parental feedback, ensuring continuous improvement. The study highlights that successful full day school management contributes not only to academic achievement but also to character formation and institutional credibility. These findings emphasize the importance of adaptive and value-based management in enhancing educational quality, particularly within the context of Islamic educational institutions.
Strengthening the Inclusive Role of Muslim Communities in the Digital Space: Preaching Strategies and Social Media Literacy in the 5.0 Era Pamuji, Slamet; Iliasu, Samuel Femi
Indonesian Journal of Progressive Pedagogy Vol. 2 No. 2 (2026)
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/ijpp.v2i2.1788

Abstract

Digital religious communication increasingly occurs through social media platforms, requiring new strategies to foster inclusive engagement and critical participation. This study aims to examine how inclusive preaching practices, media literacy, and algorithm awareness contribute to strengthening the inclusive role of Muslim communities in digital spaces. The research employed a qualitative approach involving interviews with preachers and community members, observations of digital preaching interactions, and documentation of digital literacy activities. Data were analyzed through thematic interpretation to identify patterns of engagement and critical awareness. The findings show that inclusive dialogic preaching encourages participatory engagement through interactive discussions and direct responses to audience questions. Observations also reveal that media literacy practices such as verifying information sources, comparing scholarly opinions, and delaying content sharing until confirmation enhance critical awareness in online discussions. In addition, documentation of educational activities indicates that algorithm-awareness programs encourage users to diversify their information sources and reduce echo-chamber effects. This study contributes a conceptual integration of dialogic preaching, media literacy, and algorithm awareness as strategies for inclusive digital religious engagement and recommends strengthening community-based digital literacy initiatives.
The Role of Financial Literacy, Access to Capital, and Digital Transformation to Improve Performance of SMEs in Semi-Urban Areas Nurfauzi, Yogi; Wafi, Inngamul; Almunawaroh, Tri; Pamuji, Slamet
Journal of Business Management and Economic Development Том 4 № 01 (2026): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v4i01.2336

Abstract

Micro, small, and medium enterprises (SMEs) play a crucial role in strengthening regional economic resilience, particularly in semi-urban areas where formal employment opportunities and industrial growth remain relatively limited. Despite their strategic contribution, many SMEs continue to face performance constraints due to limited financial capacity, limited access to external financing, and slow adoption of digital technologies. This study aims to examine the influence of financial literacy, access to capital, and digital transformation on SMEs performance. A quantitative explanatory approach was employed, collecting primary data through structured questionnaires distributed to 80 MSME owners in Majenang District. The research utilized Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze both measurement and structural relationships among variables. The findings reveal that financial literacy significantly improves SMEs performance by enhancing financial planning, budgeting, and decision-making abilities. Access to capital also shows a positive effect, indicating that adequate funding enables business expansion and operational stability. Furthermore, digital transformation demonstrates the strongest influence on performance, suggesting that technology adoption enhances efficiency, innovation, and market reach. The structural model explains 57% of the variance in SMEs performance, reflecting moderate predictive accuracy. These findings highlight the importance of integrated policy interventions focusing on financial education, inclusive financing, and digital capacity development to ensure sustainable MSME growth in semi-urban economies. This study contributes by providing empirical evidence on the integrated role of financial literacy, access to capital, and digital transformation in improving SME performance in semi-urban areas. The findings also highlight the need for integrated strategies in financial education, inclusive financing, and digital capacity development to support sustainable SME growth and competitiveness.
Co-Authors Abdul Chalim Abu Dharin Agus Riyanto Ahmad Ridwan Almunawaroh, Tri Asdlori, Asdlori Asyfahaani, Khamdan Avian, Zakhi Bailatul Nur Baharuddin, Krisna Meidiyantoro Deepak R Gupta Fajar Hardoyono Fauzi Fauzi Fitriah S. Jamin Gonzales, Samantha Iliasu, Samuel Femi Kasmin, Kasmin Limei, Sun Miftahul Arifin, Moh. Muhammad Hazmi Muhammad Rusdi Ni’mah, Tasbihatun Novan Ardy Wiyani Novianto, Andika Yuli Nugroho, Cahyo Adi Nurfauzi, Yogi Nurfuadi Pareira, Magdalena Sunarty Pooja Basu Reza, Ali Rohani Lestari Napitupulu Subuh Anggoro Suryani Suryani Wafi, Inngamul Wibowo, Eko Putro Yadi Mulyadi Zulfikhar, Rosa