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All Journal Journal of Governance Jurnal Ilmiah Edunomika (JIE) RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Visioner: Jurnal Pemerintahan Daerah di Indonesia International Journal of Science and Society (IJSOC) Journal Of Human And Education (JAHE) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: Religion Education Social Laa Roiba Journal Jurnal Registratie Studi Administrasi Publik dan ilmu Komunikasi
Restu Widyo Sasongko
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences Other

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THE INFLUENCE OF FINANCIAL LITERACY AND DIGITAL LITERACY ON NON-CASH TRANSACTION PREFERENCES Alfiana, Alfiana; Mulastih, Listiana Sri; Sasongko, Restu Widyo; Ristati, Ristati; Amri, Andi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11024

Abstract

Abstract Seiring dengan kemajuan zaman transaksi non-tunai dapat menjadi opsi dalam menggantikan transaksi tunai. Transaksi non-tunai harus didukung karena memiliki sejumlah dampak positif salah satunya mengurangi jumlah uang yang beredar di tengah masyarakat. Terdapat sejumlah faktor yang dapat mempengaruhi preferensi transaksi non-tunai diantaranya pengikatan literasi keuangan dan literasi digital. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan eksplanotri terhadap 250 mahasiswa yang tersebar di seluruh penjuru Indonesia berupa kota padang, Jakarta, Samarinda, dan Makassar. Data yang digunakan disebarkan melui kuisioner dengan skala likert 1-5 berisi setuju, sangat setuju, netral, tidak setuju, dan sangat tidak setuju. Hasil penelitian menunjukkan variabel Financial Literasi dan Digital Literacy memiliki arah hubungan positif dan pengaruh yang signifikan terhadap variabel Non-Cash Transaction Preferences. Keywords : Digital Literacy, Financial Literacy, Non-Cash Transaction Preferences.
The Urgency of Free Health Service Policy in Increasing Indonesia's Human Development Index Aceng Ali Awaludin; Restu Widyo Sasongko; Pande Ayu Naya Kasih Permatananda; Heppi Syofya; Untung Gunawan
Reslaj: Religion Education Social Laa Roiba Journal Vol. 7 No. 5 (2025): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v7i5.8111

Abstract

This study is a qualitative study with a descriptive approach, namely an approach that details one by one using descriptive text on each main topic used in this article, including Health, Human Development Index, and Free Health Check Policy. The data used in this study are secondary data that researchers obtain from second sources or indirect sources. Although obtained from indirect sources, researchers still select the research sources obtained and it can be ensured that the sources used by researchers are reliable. The research sources used in this study include books, scientific articles, magazines, and various other sources used in each study. The data obtained were analyzed by the stages of data collection, data reduction, data selection, and drawing conclusions.
The Urgency of Toll Road Development in Increasing Economic Growth in Indonesia Restu Widyo Sasongko; Esty Pudyastuti; Heppi Syofya; Arifhan Ady Dj; Smita Catur Sudyantara
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 10 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i10.10145

Abstract

This study is a qualitative study with a descriptive approach, namely an approach that explores the main topics in this study using descriptive texts. The data used in this study is secondary data that the researcher obtained indirectly from scientific articles, books, scientific journals, and various other sources commonly used in research. The data used was analyzed using smart PLS 4.0 analysis tools. The result in this artcile show that toll road infrastructure development has several positive impacts, including accelerating the distribution of goods and services, strengthening the industrial and manufacturing sectors, improving the tourism sector, encouraging the growth of MSMEs and the regional economy, and so on. In addition to its positive impacts on economic growth, toll road infrastructure development also has several negative impacts, one of which is environmental pollution. To address this issue, every toll road infrastructure development should also protect the environment and adhere to a sustainable development system.
Co-Authors Aceng Ali Awaludin Agus Sevtiana Alfiana Alfiana Alfiana Alfiana Amri, Andi Andi Amri Arifhan Ady Dj Bakri, Asri Ady Briliana, Vita Damayanti Masduki Esty Pudyastuti Gunawan, Untung Heppi Syofya, Heppi Ikin Sodikin Listiana Sri Mulastih Luthfi Azhari Mulastih, Listiana Sri Musran Munizu Nugroho, Budi Sulistiyo Nurwijayanti Pande Ayu Naya Kasih Permatananda Ristati Ristati Ristati, Ristati Rony, Zahara Tussoleha Said, Saida Sari, Ade Risna Smita Catur Sudyantara Tumija, Tumija Utami, Cahyaning Rini Utomo , Bekti Widiniarsih, Dewi Mariam