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THE INFLUENCE OF FINANCIAL LITERACY AND DIGITAL LITERACY ON NON-CASH TRANSACTION PREFERENCES Alfiana, Alfiana; Mulastih, Listiana Sri; Sasongko, Restu Widyo; Ristati, Ristati; Amri, Andi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11024

Abstract

Abstract Seiring dengan kemajuan zaman transaksi non-tunai dapat menjadi opsi dalam menggantikan transaksi tunai. Transaksi non-tunai harus didukung karena memiliki sejumlah dampak positif salah satunya mengurangi jumlah uang yang beredar di tengah masyarakat. Terdapat sejumlah faktor yang dapat mempengaruhi preferensi transaksi non-tunai diantaranya pengikatan literasi keuangan dan literasi digital. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan eksplanotri terhadap 250 mahasiswa yang tersebar di seluruh penjuru Indonesia berupa kota padang, Jakarta, Samarinda, dan Makassar. Data yang digunakan disebarkan melui kuisioner dengan skala likert 1-5 berisi setuju, sangat setuju, netral, tidak setuju, dan sangat tidak setuju. Hasil penelitian menunjukkan variabel Financial Literasi dan Digital Literacy memiliki arah hubungan positif dan pengaruh yang signifikan terhadap variabel Non-Cash Transaction Preferences. Keywords : Digital Literacy, Financial Literacy, Non-Cash Transaction Preferences.
The Urgency of Free Health Service Policy in Increasing Indonesia's Human Development Index Aceng Ali Awaludin; Restu Widyo Sasongko; Pande Ayu Naya Kasih Permatananda; Heppi Syofya; Untung Gunawan
Reslaj: Religion Education Social Laa Roiba Journal Vol. 7 No. 5 (2025): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v7i5.8111

Abstract

This study is a qualitative study with a descriptive approach, namely an approach that details one by one using descriptive text on each main topic used in this article, including Health, Human Development Index, and Free Health Check Policy. The data used in this study are secondary data that researchers obtain from second sources or indirect sources. Although obtained from indirect sources, researchers still select the research sources obtained and it can be ensured that the sources used by researchers are reliable. The research sources used in this study include books, scientific articles, magazines, and various other sources used in each study. The data obtained were analyzed by the stages of data collection, data reduction, data selection, and drawing conclusions.
The Urgency of Toll Road Development in Increasing Economic Growth in Indonesia Restu Widyo Sasongko; Esty Pudyastuti; Heppi Syofya; Arifhan Ady Dj; Smita Catur Sudyantara
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 10 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i10.10145

Abstract

This study is a qualitative study with a descriptive approach, namely an approach that explores the main topics in this study using descriptive texts. The data used in this study is secondary data that the researcher obtained indirectly from scientific articles, books, scientific journals, and various other sources commonly used in research. The data used was analyzed using smart PLS 4.0 analysis tools. The result in this artcile show that toll road infrastructure development has several positive impacts, including accelerating the distribution of goods and services, strengthening the industrial and manufacturing sectors, improving the tourism sector, encouraging the growth of MSMEs and the regional economy, and so on. In addition to its positive impacts on economic growth, toll road infrastructure development also has several negative impacts, one of which is environmental pollution. To address this issue, every toll road infrastructure development should also protect the environment and adhere to a sustainable development system.
THE IMPACT OF POLITICAL DEEPFAKE CONTENT ON DECLINING PUBLIC TRUST: A QUANTITATIVE ANALYSIS OF FIRST-TIME VOTERS ON SOCIAL MEDIA Restu Widyo Sasongko; Samuel Indrayana; Epiphani Imelda Yosephin Palit; Rukoyah; Sandra Ivonnie Telussa
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 2 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i2.19965

Abstract

The evolution of artificial intelligence has given rise to the deepfake phenomenon, a deep learning algorithm-based audio-visual manipulation capable of producing highly realistic political disinformation. This study aims to quantitatively examine the impact of exposure to political deepfake content on social media on the decline of public trust, with a specific focus on the segment of first -time voters. Based on the theoretical foundation of Information Processing Theory and the concept of Liar's Dividend, first-time voters are identified as the most vulnerable group and active consumers of digital political information (Chesney & Citron, 2019). This study uses a quantitative approach with an explanatory survey method on a sample of first-time voters spread across several urban areas. Primary data were collected through a structured Likert-scale questionnaire and analyzed using the Structural Equation Modeling (SEM) method based on Partial Least Squares (PLS). The results are expected to show that the frequency of exposure and the perceived realism of political deepfake content have a significant negative influence on first-time voters' trust in political institutions and the integrity of the general election process. The manipulative nature of content not only degrades trust in specific political figures but also fuels systemic skepticism that undermines democratic legitimacy (Vaccari & Chadwick, 2020). These findings provide an important contribution to the growing literature on digital disinformation and urge policymakers to formulate new regulatory and media literacy frameworks to protect the integrity of young voters in the attention economy.