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All Journal Jurnal Reviu Akuntansi dan Keuangan Jurnal Bisnis dan Ekonomi Seminar Nasional Aplikasi Teknologi Informasi (SNATI) Jurnal Akuntansi & Auditing Indonesia Jurnal Keuangan dan Perbankan Abdimas Jurnal Akuntansi dan Keuangan The Indonesian Accounting Review Gadjah Mada International Journal of Business Journal of Indonesian Economy and Business Infestasi Jurnal Akuntansi dan Perpajakan International Research Journal of Business Studies (E-Journal) Jurnal Ekonomi dan Bisnis Kumawula: Jurnal Pengabdian Kepada Masyarakat Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat The Indonesian Journal of Accounting Research Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Darmabakti : Junal Pengabdian dan Pemberdayaan Masyarakat Jurnal Pengabdian dan Peningkatan Mutu Masyarakat (JANAYU) Jurnal Kedaymas JRAP (Jurnal Riset Akuntansi dan Perpajakan) International Research Journal of Business Studies
Luciana Spica Almilia
Universitas Hayam Wuruk Perbanas Surabaya
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Empowering high school students’ banking literacy through QR Code-based Snakes and Ladders Game Luciana Spica Almilia; Ellen Theresia Sihotang; Haekal Ridho Afandi; Dyana Purwandini; Ni Nyoman Asti Stya Putri
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol. 10 No. 3 (2025): August 2025
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v10i3.15415

Abstract

A 2024 national survey by the Financial Services Authority (FSA) revealed that 43% of Gen Z still lack an understanding of banking institutions. One high school facing similar challenges in banking education is SMA 17 Agustus 1945 (SMATAG) Surabaya. Student performance in the banking section of economics remains suboptimal, with average scores among 11th-grade social science students ranging from 6.0 to 6.2.  Teachers currently lack interactive learning media to help students effectively grasp the material. To address this issue, the community service team from Hayam Wuruk Perbanas University implemented an interactive educational approach using a QR Code-based Snakes and Ladders game. The program employed a Community-Based Participatory Research (CBPR) method involving three economics teachers and 86 students. The stages included coordination, game board design and development, trials, further refinement, lectures and gameplay, and evaluation. The results showed a significant improvement in students’ banking knowledge, with average scores increasing from 42.70 (pre-test) to 86.14 (post-test). The overall program was well received, earning an average score of 4.07. These findings indicate that interactive, technology-based games can serve as effective educational tools and enhance students’ motivation to learn.
Literasi Keuangan pada Gen-Z Melalui Gamifikasi Ular Tangga di SMATAG Surabaya Purwandini, Dyana; Sihotang, Ellen Theresia; Afandi, Haekal Ridho; Almilia, Luciana Spica; Masrurah, Reza Muadzatul
ABDI: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 8 No 1 (2026): Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : Labor Jurusan Sosiologi, Fakultas Ilmu Sosial, Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/abdi.v8i1.1646

Abstract

Gen-Z saat ini sedang mendominasi jumlah penduduk Indonesia. Namun, berdasarkan pada hasil Survei Nasional Literasi dan Inklusi Keuangan (SNLIK) 2024, tingkat literasi generasi tersebut masih tergolong rendah. Individu yang saat ini sedang menempuh pendidikan tingkat menengah atas juga termasuk kategori gen-Z. Salah satu sekolah menengah tersebut adalah SMATAG Surabaya yang menghadapi permasalahan terkait capaian nilai ekonomi pada materi lembaga keuangan dan instrumennya belum maksimal. Berkaitan dengan permasalahan literasi tersebut tim PkM memberi solusi berupa edukasi dengan permainan interaktif ular tangga berbasis barcode. Tujuannya untuk meningkatkan pengetahuan para siswa kelas XI-IPS terhadap literasi keuangan. Pencapaian tujuan tersebut dilakukan melalui tahapan perencanaan, pelaksanaan, evaluasi dan pelaporan serta monitoring. Metode yang digunakan adalah ceramah dengan kombinasi permainan ular tangga QR Code. Hasil evaluasi dari kegiatan tersebut memberikan dampak positif bagi para siswa dengan adanya peningkatan nilai pada saat post-test. Para siswa termotivasi untuk belajar secara aktif dan tidak bosan. Literasi keuangan dengan kombinasi edukasi dan permainan interaktif ular tangga QR code terbukti cukup efektif untuk mendorong para siswa belajar secara aktif.
Auditor Quantitative Materiality Disclosure, Earnings Management Concerns, and Generation Z Investors’ Willingness to Invest: An Experimental Study Nurul Mustafida; Luciana Spica Almilia; Lufi Yuwana Mursita; Kadek Pranetha Prananjaya; Titis Puspitaningrum Dewi Kartika
InFestasi Vol 22, No 1 (2026): JUNE
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/infestasi.v22i1.33771

Abstract

The debate over mandating quantitative materiality disclosure in the auditor’s report has persisted for several years, prompting numerous studies on its potential outcomes.  Given the increasing involvement of Generation Z in capital markets, this study employs an experimental design to retest prior findings on the effect of auditor quantitative materiality disclosure on Generation Z investors’ willingness to invest. Specifically, this study examines whether this demographic is influenced by both auditor quantitative materiality disclosure and concerns about earnings management in their investment decisions. Using data from an experiment involving 101 university students, the results are consistent with the prior literature, suggesting that quantitative materiality disclosure generally reduces the willingness to invest. Furthermore, a simple effects test reveals that when concerns about earnings management are high, Generation Z investors show reduced willingness to invest when quantitative materiality disclosure is present. In contrast, this effect is not found when concerns about earnings management are low. These findings offer insights into how Generation Z investment decisions are shaped by quantitative and qualitative risk assessments.
Co-Authors Afandi, Haekal Ridho Akbar Abdi Negara Ambarwati, Yulian Belinda Anak Agung Gede Sugianthara Angraini Angraini Anita Anggraeni Antiqueain Maliu Astania, Auravita Auravita Astania Dea Nikki Rona Dea Nikki Rona Dewi Ayu Wulandari, Dewi Ayu Dewi Murdiawati Dyah Ayu Kusuma Wardhani Dyah Ayu Kusuma Wardhani Dyah Eras Mita Dyana Purwandini Edo Bangkit Prayoga Ellen Theresia Sihotang Emanuel Kristijadi Emanuel Kristijadi Emil Pratiwi Emma Handayani Erida Herlina Herlina Ertambang Nahartyo Farita Dewi Rofiyah Febriyani Sarwindah Felya Febiola Firman Adi Setya Haekal Ridho Afandi Hanimah, Khilmiyatul Herla Kusumawardhani Ilham Ridho Maulana Jogiyanto Hartono Kadek Pranetha Prananjaya, Kadek Pranetha Katarina Dyah Kristanti Kristijadi Kristijadi Lailatul Badriyah Lufi Yuwana Mursita Lufi Yuwana Mursita Maria Oktavia Elizabeth Sinambela Masrurah, Reza Muadzatul Maulana, Ilham Ridho Meliza Silvi Meliza Silvy Meliza Silvy Meliza Silvy Mochammad Zahid Muzammil Hadi Monica Dira Anas Hartika Mursita, Lufi Yuwana Mustafida, Nurul Mutia Anugrah Pratiwi Nanang Shonhadji Negara, Akbar Abdi Ni Nyoman Asti Stya Putri Nirwana Putri Pravitasari Nisa Nailur Rahma Nita, Riski Aprilia Nur'aini Rokhmania Rokhmania Nuraini Rokhmania, Nuraini Nurul Hasanah Uswati Dewi Nurul Mustafida Purwandini, Dyana Putri Wulanditya Rahma, Nisa Nailur Riski Aprilia Nita Rofiyah, Farita Dewi Rosyida, Amelia Dwi Nur Sihotang, Ellen Theresia Supriyadi . Titis Puspitaningrum Dewi Kartika Tjahjani Prawitowati Widjanarko, Farah Adelia Putri Winny Herdinigtyas Yunitasari, Savira