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The Effect of Overconfidence and Experience on Belief Adjustment Model in Investment Judgement Almilia, Luciana Spica; Wulanditya, Putri
International Research Journal of Business Studies Vol. 9 No. 1 (2016): April - July 2016
Publisher : Universitas Prasetiya Mulya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21632/irjbs.9.1.39-47

Abstract

This study examines the effect overconfidence and experience on increasing or reducing the information order effect in investment decision making. Subject criteria in this research are: professional investor (who having knowledge and experience in the field of investment and stock market) and nonprofessional investor (who having knowledge in the field of investment and stock market). Based on the subject criteria, then subjects in this research include: accounting students, capital market and investor. This research is using experimental method of 2 x 2 (between subjects). The researcher in conducting this experimental research is using web based. The characteristic of individual (high confidence and low confidence) is measured by calibration test. Independent variable used in this research consist of 2 active independent variables (manipulated) which are as the followings: (1) Pattern of information presentation (step by step and end of sequence); and (2) Presentation order (good news – bad news or bad news – good news). Dependent variable in this research is a revision of investment decision done by research subject. Participants in this study were 78 nonprofessional investor and 48 professional investors. The research result is consistent with that predicted that individuals who have a high level of confidence that will tend to ignore the information available, the impact on individuals with a high level of confidence will be spared from the effects of the information sequence. 
Literasi Keuangan pada Gen-Z Melalui Gamifikasi Ular Tangga di SMATAG Surabaya Purwandini, Dyana; Sihotang, Ellen Theresia; Afandi, Haekal Ridho; Almilia, Luciana Spica; Masrurah, Reza Muadzatul
ABDI: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 8 No 1 (2026): Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : Labor Jurusan Sosiologi, Fakultas Ilmu Sosial, Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/abdi.v8i1.1646

Abstract

Gen-Z saat ini sedang mendominasi jumlah penduduk Indonesia. Namun, berdasarkan pada hasil Survei Nasional Literasi dan Inklusi Keuangan (SNLIK) 2024, tingkat literasi generasi tersebut masih tergolong rendah. Individu yang saat ini sedang menempuh pendidikan tingkat menengah atas juga termasuk kategori gen-Z. Salah satu sekolah menengah tersebut adalah SMATAG Surabaya yang menghadapi permasalahan terkait capaian nilai ekonomi pada materi lembaga keuangan dan instrumennya belum maksimal. Berkaitan dengan permasalahan literasi tersebut tim PkM memberi solusi berupa edukasi dengan permainan interaktif ular tangga berbasis barcode. Tujuannya untuk meningkatkan pengetahuan para siswa kelas XI-IPS terhadap literasi keuangan. Pencapaian tujuan tersebut dilakukan melalui tahapan perencanaan, pelaksanaan, evaluasi dan pelaporan serta monitoring. Metode yang digunakan adalah ceramah dengan kombinasi permainan ular tangga QR Code. Hasil evaluasi dari kegiatan tersebut memberikan dampak positif bagi para siswa dengan adanya peningkatan nilai pada saat post-test. Para siswa termotivasi untuk belajar secara aktif dan tidak bosan. Literasi keuangan dengan kombinasi edukasi dan permainan interaktif ular tangga QR code terbukti cukup efektif untuk mendorong para siswa belajar secara aktif.