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All Journal LAN TABUR: Jurnal Ekonomi Syari’ah International Journal of Business, Management and Economics Al-Khidmah: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi dan Bisnis Islam (JEBI) Mabahits Jurnal Ekonomi Syariah dan Hukum Islam Wealth: Journal of Islamic Banking and Finance LAN TABUR: JURNAL EKONOMI SYARIAH ALKHIDMAH: Jurnal Pengabdian dan Kemitraan Masyarakat
Afiq, Ahmad Zubadul Afiq
Universitas Islam Jember
Religion Aerospace Engineering Humanities Astronomy Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Veterinary Other

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Kontroversi Hak Ijbar Wali terhadap Mempelai Wanita dalam Pernikahan dan Dampaknya terhadap Ekonomi Keluarga Ahmad Zubadul Afiq Afiq
Jurnal Ekonomi dan Bisnis Islam (JEBI) Vol. 1 No. 2 (2021): September
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAMMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1002.137 KB) | DOI: 10.56013/jebi.v1i2.1069

Abstract

Salah satu maksud disyari’atkan pernikahan dalam agama Islam oleh Allah adalah untuk menjaga agama karena pernikahan merupakan salah satu usaha untuk memelihara kemuliaan keturunan serta menjadi kunci ketentraman dalam keluarga. Agar tercapai pernikahan Sakînah, Mawadah wa Rahmah yang penuh barakah kiranya perlu dilandasi dengan cinta kasih sayang di antara keduanya. Jika kemaslahatan ini tidak terpelihara maka akan menimbulkan kerusakan.  Fiqih madzhab hanafiah dan fiqih madzhab syafiiah  memiliki pemahaman berbeda mengenai hak ijbar wali. Bukan hanya perbedaan pendapat di masing-masing ulama, namun juga prakteknya di Indonesia. faktor yang mempengaruhi perbedaan pandangan  Fiqih Madzhab Hanafîah  Fiqih Madzhab Syafi’iah mengenai hak ijbar diantaranya adalah: adanya ta’arud dalam qiyas, perbedaan dalam pemahaman dalalah  lafazd dan faktor sosial budaya. istidlal Fiqih Madzhab Hanafîah tentang hak ijbar: (1).Al-Qur’an (2).Lafadz الْأَيِّمُ  bermakna perempuan perawan atau janda yang tidak mempunyai suami (3)pema’naan secara majazi pada lafdz (الْبِكْر) (4). menganalogikan nikah dengan jual beli (5). menggunakan ‘urf penduduk Kufah. Sedangkan istidlal Fiqih Syafi’iah (1) Al-Qur’an (2)  menggunakan mafhum Mukhalafah hadits:الْأَيِّمُ أَحَقُّ بِنَفْسِهَا مِنْ وَلِيِّهَا. (3) hadits yang diriwayatkan oleh ibn abbas (أَنَّ جَارِيَةً بِكْرًا) adalah pernikahan yang tidak sekufu’. (4) : tindakan Abû  Bakar yang menikahkan putrinya (‘Âisyah) yang masih berumur enam atau tujuh tahun, dengan Nabi. KHI selaku hukum perkawianan Islam Indonesian dalam hal hak ijbar wali berpegangan pada pendapat fiqih madzhab Hanafîah. Pada pasangan pernikahan secara  ijbar, yang pastinya masih di bawah umur otomatis pendidikannya belum maksimal. Keterbatasan pendidikan pada akhirnya membatasi akses lapangan pekerjaan bagi mereka. Ini yang menyebabkan kondisi ekonomi pasangan yang menikah dini sulit untuk ditingkatkan.
The Influence of Religiosity and Rational Motivation on Interest in Saving at BMT UGT Nusantara Dania, Reza Rohma; Supandi, Ach Faqih; Afiq, Ahmad Zubadul
Wealth: Journal of Islamic Banking and Finance Vol. 2 No. 1 (2023)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v2i1.7921

Abstract

This study aims to analyze the effect of religiosity and rational motivation on the interest in saving at BMT UGT Nusantara capem Kaliwates. This study uses quantitative research with data collection techniques through observation, questionnaires, documentation. Data collection uses statistical data analysis research instruments with the aim of testing the hypotheses that have been set. The population in this study were customers of BMT UGT Nusantara Capem Kaliwates. The sampling technique used is probability sampling, which is a sampling technique that provides equal opportunities for all members of the population to be selected as samples. Then this sampling technique was combined with the cluster random sampling technique, which is a technique for selecting a sample from small groups of units with a total sample taken of 96 customers at BMT UGT Nusantara Capem Kaliwates. In processing the data the researcher used the SPSS 25.0 program. Researchers use multiple linear regression analysis. Based on the results of the research and the results of data analysis and discussion of the results of the data, it was concluded that religiosity has a significant effect on the intention to save at BMT UGT Nusantara Capem Kaliwates with a tcount of 6.823 > ttable of 1.986 with a sig value of 0.001 <0.05. Rational motivation has a significant effect on the Interest in Saving at BMT UGT Nusantara capem Kaliwates with a tcount of 5.067 > ttable of 1.986 with a sig value of 0.001 <0.05. Meanwhile, based on the results of the Anova test or F test, it is known that the significant value for the influence of Religiosity and Rational Motivation simultaneously on the Intention to Save the community at BMT UGT Nusantara capem Kaliwates is 0.001 <0.05 and fcount value is 147.531 > ftable 3.094, thus these results give the meaning that the variable Religiosity (X1) and Rational Motivation (X2) simultaneously have a significant effect on the Interest in Saving (Y). H1 is accepted and H0 is rejected.
Fatwa Dewan Syari’ah Nasional (DSM) Majelis Ulama Indonesia (MUI) Sebagai Landasan pada Lembaga Keuangan Syariah di Indonesia Ach. Faqih Supandi; Bastomi Dani Umbara; Ahmad Zubadul Afiq
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 4 No. 1 (2022): September
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2022.4.1.13-26

Abstract

Perbedaan yang sangat mendasar pada bank syariah dan konvensional adalah dilarangnya sistem bunga pada Bank Syariah serta diwajibkannya berdasarkan pada Hukum Syariat Islam dan adanya Dewan Pengawas Syariah (DPS) pada setiap bank dipercayakan untuk mengelola semua segala bentuk operasional bank syariah untuk tetap dalam koredor hukum syariah. Penelitian yang digunakan dalam penelitian ini adalah penelitian normatif yaitu penelitian hukum yang mengkaji hukum undang-undang Fatwa Dewan Syari'ah Nasional (DSN) dari berbagai aspek. Jenis penelitian yang digunakan adalah jenis penelitian deskriptif yaitu jelas, rinci dan sistematis. Fatwa DSN-MUI mempunyai kekuatan hukum yang mengikat, sehingga para pelaku ekonomi Islam harus mematuhinya. Akibat hukum ini didasarkan pada beberapa ketentuan yang secara langsung maupun tidak langsung berlaku terhadap peraturan perundang-undangan. Secara langsung tertuang dalam regulasi bahwa fatwa merupakan asas syariah yang harus dipatuhi. Jika tidak patuh, pelaku ekonomi syariah akan dikenakan sanksi administratif.
ANALISIS MEKANISME PENETAPAN HARGA JUAL DALAM PERSPEKTIF EKONOMI ISLAM (STUDI KASUS PADA PERCETAKAN ELLITE TANGGUL) Zubadul Afiq, Ahmad
IQTISODINA Vol. 8 No. 1 (2025): Juni
Publisher : LPPM IAI Nazhatut Thullab

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In buying and selling or trading we know the term Price, determining Price is one of the important aspects in trading activities. Price becomes very important to note, considering that price determines whether or not a product will sell in trade. Wrong in determining the price will have fatal consequences in the products offered later. Price is the only element in trade that generates profit and income from the sale of goods and services, therefore the price set by the seller must be comparable to the value offered to consumers. The focus of the research includes: 1) How is the mechanism for determining the selling price at the Elit Tanggul photocopy and printing business? 2) How is the review of the selling price determination at the Elit Tanggul photocopy and printing business from an Islamic economic perspective. Research objectives: 1) To find out the mechanism of determining the selling price at the Tanggul Elite Photocopy and Printing. 2) To find out how the Islamic economic review of the selling price determination mechanism at the Tanggul Elite Photocopy and Printing. This study uses a descriptive qualitative method with the approach used in this study using a descriptive approach. Data collection techniques used are observation, interviews, and documentation. The data analysis technique of this study is a data analysis technique with an inductive method. The conclusion of this study is: 1) the selling price determination mechanism in thus printing company has a habit ofrounding prices. This is done to facilitate transactions and administration. 2) The determination of the selling price carried out by this business has been carried out optimally in accordance with the services that have been provided well, the goods sold are also of good quality. Therefore, this Elite photocopy and printing can also be said to have fulfilled the price determination in the perspective of Islamic economics, where the price determination carried out has been in accordance with economic principles. And in determining the price is done on the basis of mutual consent between the seller and the consumer so that no party feels disadvantaged.
Fatwa Dewan Syari’ah Nasional (DSM) Majelis Ulama Indonesia (MUI) Sebagai Landasan pada Lembaga Keuangan Syariah di Indonesia Supandi, Ach. Faqih; Bastomi Dani Umbara; Ahmad Zubadul Afiq
LAN TABUR : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): September
Publisher : Lembaga Pusat Penelitian dan Pengabdian kepada Masyarakat (LP2M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lantabur.2022.4.1.13-26

Abstract

A very basic difference in Islamic and conventional banks is the prohibition of the interest system in Islamic Banks and the requirement based on Islamic Sharia Law and the existence of a Sharia Supervisory Board (DPS) at each bank entrusted to manage all forms of Islamic bank operations to remain in the sharia law koredor. The research used in this study is normative research, which is legal research that examines the law of fatwa law of the National Shari'ah Committee (DSN) from all aspects. The type of research used is a type of descriptive research that is clear, detailed and systematic. Fatwa DSN-MUI has binding legal force, so the economic actors of Islamic teachings must obey it. The consequences of this law are based on several provisions that directly or indirectly apply to the laws and regulations. Directly stated in the regulation that fatwa is the princi ple of sharia that must be obeyed. If it does not comply, sharia economic actors will be subject to administrative sanctions.
Analisis Perbandingan Hukum Acara Perdata Islam di Indonesia dan Mesir: Menavigasi Tradisi Dan Modernitas Ashari, Beni; Afiq, Ahmad Zubadul
Mabahits : Jurnal Hukum Keluarga Islam Vol 6 No 02 (2025): NOVEMBER
Publisher : UAS PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/mabahits.v6i02.2554

Abstract

Penelitian ini bertujuan untuk analisis komparatif tentang hukum acara perdata Islam di Indonesia dan Mesir, dua negara mayoritas Muslim yang telah mengintegrasikan prinsip-prinsip Syariah ke dalam sistem hukum nasional mereka. Di Indonesia, keberadaan Peradilan Agama memiliki sejarah yang panjang dan mapan, beroperasi sebagai lembaga peradilan yang setara di bawah Mahkamah Agung Pendekatan ini didasarkan pada sumber hukum yang terkodifikasi, seperti Kompilasi Hukum Islam (KHI), yang mewakili model "ijtihad yang dipimpin negara" untuk mencapai kepastian hukum dan konsistensi peradilan. Sebaliknya, Mesir mengadopsi sistem pengadilan yang terinspirasi dari model sekuler yang berasal dari hukum Perancis, di mana Pengadilan Keluarga berfungsi sebagai sirkuit khusus dalam sistem peradilan umum. Sumber hukum Mesir, meskipun terus direformasi, masih bergantung pada fiqh Hanafi yang tidak terkodifikasi untuk masalah-masalah yang tidak diatur secara eksplisit. Perbedaan paling signifikan terletak pada proses perceraian: di Indonesia, perceraian diinisiasi melalui proses pengadilan yang dimediasi untuk kedua belah pihak, sedangkan di Mesir, pria memiliki hak unilateral dan non-yudisial untuk menceraikan istri mereka, sementara wanita harus melalui proses pengadilan yang memberatkan, yang sering kali menuntut pembuktian "bahaya" atau penyerahan hak finansial melalui khula. Terlepas dari perbedaan ini, kedua negara menghadapi tantangan serupa, seperti biaya litigasi yang tinggi, proses yang panjang, dan kesulitan dalam penegakan putusan
Manajemen Penguatan Tata Kelola Keuangan Masjid Berbasis Transparansi dan Akuntabilitas Afiq, Ahmad Zubadul; Choiriyah, Farida Umi; Umbara, Bastomi Dani; Wijiono, Slamet
Al-Khidmah: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2025): September
Publisher : LP2M Institut Agama Islam Nazhatut Thullab Sampang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memperkuat tata kelola keuangan masjid berbasis prinsip transparansi dan akuntabilitas di Masjid Al Mujahidin, Desa Karanganyar, Kecamatan Ambulu, Kabupaten Jember. Masjid sebagai lembaga keagamaan dan sosial memiliki tanggung jawab besar dalam mengelola dana publik secara amanah, terbuka, dan dapat dipertanggungjawabkan. Namun, masih banyak masjid yang menghadapi kendala dalam pencatatan dan pelaporan keuangan karena minimnya pemahaman pengurus terhadap praktik akuntansi dan prinsip good governance. Metode pelaksanaan kegiatan meliputi observasi awal, identifikasi kebutuhan mitra, pelatihan penyusunan laporan keuangan, pendampingan praktik langsung, serta evaluasi hasil kegiatan. Pendekatan yang digunakan bersifat edukatif dan partisipatif, dengan melibatkan pengurus (takmir) secara langsung dalam proses pembelajaran dan implementasi sistem pelaporan keuangan. Hasil kegiatan menunjukkan adanya peningkatan signifikan dalam pemahaman pengurus terhadap prinsip transparansi dan akuntabilitas. Masjid mulai menggunakan format laporan keuangan yang lebih sistematis, menerapkan publikasi laporan secara terbuka kepada jamaah, serta membentuk mekanisme evaluasi rutin. Peningkatan keterbukaan ini berdampak pada meningkatnya kepercayaan jamaah terhadap pengelolaan dana masjid. Dengan demikian, penguatan tata kelola keuangan berbasis nilai-nilai Islam dapat menjadi model pemberdayaan lembaga keagamaan dalam mewujudkan good governance yang berlandaskan amanah dan integritas.
Analysis of Factors Affecting Public Awareness and Payment of Land and Building Tax in Jember Regency Farida Umi Choiriyah; Miftakhul Jannah; Siti Nur Azizatul Luthfiyah; Ahmad Zubadul Afiq; Achmad Fawaid; Salman Alfarizy
International Journal of Business, Management and Economics Vol. 7 No. 2 (2026): International Journal of Business, Management and Economics
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijbme.v7i2.3587

Abstract

This Study examines the phenomenon of public awarness regarding tax payments for the sake of the common good (maslaha) in Jember Regency, an area administratively comprising 31 districts, 22 urban villages, and 226 rural villages. A qualitative phenomenological method was employed, utilizing primary data gathered through surveys and interviews with village and urban village officials. Secondary data werw obtained from statistics Indonesia (BPS) reports, books, and previous research journals. Informants were selected representatively from the 31 disctrics, covering 28 villages or urban villages distributed across five regions of Jember, purposive sampling was used to select these interviewees. Data analysis and validation techniques included prolonged engagement, triangulation, and member checking. The results reveal a disparity in tax payment awareness between urban and rural areas in Jember. Urban residents demonstrate higher compliance, supported by better education levels, economic conditions, and a greater understanding of the role of taxes in driving development. Conversely, awareness in rural areas varies, some residents do not pay taxes regularly, often waiting for collections officers to visit. However, one area ini South Jember stands out, despite being a rural setting, the community’s Land and Building Tax payment rate is notably high (60-80%). This is attributed to the local government’s strategic collection approach, which ties tax settlement to the processing of administrative documents at the village level. Delays in tax payments in Jember generally stemnot from economic inability, but from a lack of awareness, understanding, and information regarding tax obligations and payment schedules. Given that tax payment align with the concept of maslaha, as tax revenue returns to the community through infrastructure improvements, public facilities, education, healthcare, and government subsidies, it is essential to enhance public outreach and education regarding tax payments for the benefit of the people of Jember
Peningkatan Kompetensi Pelayanan Nasabah melalui Simulasi Transaksi Penyetoran dan Penarikan Tabungan pada Siswa SMK Nurul Yaqin Ahmad Zubadul Afiq; Khittah Ashilah; Farida Umi Choiriyah; Achmad Fawaid; Moh. Jeweherul Kalamaiah
ALKHIDMAH: Jurnal Pengabdian dan Kemitraan Masyarakat Vol. 4 No. 3 (2026): Jurnal Pengabdian dan Kemitraan Masyarakat (ALKHIDMAH)
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/8ypyze94

Abstract

Customer service is a crucial aspect of Islamic financial institutions, requiring technical skills, communication skills, attention to detail and a professional attitude. The limited practical experience of vocational school students in handling Islamic savings transactions formed the background to this community service initiative. This activity aims to enhance the customer service competencies of students at Nurul Yaqin Vocational School through training, transaction simulations, and practical mentoring in collaboration with lecturers from the Faculty of Sharia Economics and Business and the Wirolegi Branch of BMT Nusantara. The activity employed a participatory approach comprising the stages of needs identification, training, service simulations, and evaluation. Data was collected through observation, documentation, interviews, as well as pre-tests and post-tests. The results of the activity demonstrated an improvement in participants’ competencies, as evidenced by an increase in the average pre-test score from 61.40 to 86.70 in the post-test—a rise of 41.21 per cent. In addition to improved understanding, the students also demonstrated development in transaction skills, customer service communication, administrative accuracy, and self-confidence. This initiative demonstrates that practice-based learning through collaboration between educational institutions and Islamic financial institutions is capable of supporting improvements in students’ employability in line with the needs of the industry.
Co-Authors Ach Faqih Supandi Achmad Fawaid Ashari, Beni Bastomi Dani Umbara Bastomi Dani Umbara Choiriyah, Farida Umi Dania, Reza Rohma Farida Umi Choiriyah Khittah Ashilah Miftakhul Jannah Moh. Jeweherul Kalamaiah Salman Alfarizy Siti Nur Azizatul Luthfiyah Supandi, Ach Faqih Supandi, Ach. Faqih Umbara, Bastomi Dani Wijiono, Slamet