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Implementasi Prinsip Green Financing dalam Pengelolaan Keuangan Masjid: Perspektif Pengurus dan Jamaah Harahap, Mufti Fahrizal; Mufti Fahrizal Harahap
Masjiduna : Junal Ilmiah Stidki Ar-Rahmah Vol 7 No 2 (2024): Desember
Publisher : Sekolah Ilmu Dakwah dan Komunikasi Islam (STIDKI) Ar Rahmah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52833/masjiduna.v7i2.172

This study aims to explore the implementation of green financing principles in mosque financial management from the perspectives of mosque administrators and congregants. In a global context increasingly emphasizing the importance of environmental sustainability, mosques as centers of social and spiritual activities have significant potential to contribute to environmental preservation efforts through the adoption of green financing . This qualitative research employs in-depth interviews and focus group discussions (FGD) with mosque administrators and congregants in several mosques in Indonesia. The findings indicate that understanding of green financing among administrators and congregants varies, but there is a growing awareness of the importance of environmentally friendly financial practices. Mosque administrators identify several key challenges in implementing green financing , including limited resources, lack of technical support, and resistance to change. On the other hand, congregants express enthusiasm for supporting environmental initiatives but require further education on the concepts and benefits of green financing . The study concludes that the successful implementation of green financing principles in mosque financial management requires a holistic approach that includes capacity building for administrators, active participation of congregants, and collaboration with Islamic financial institutions and the government. These findings are expected to inform the development of policies and programs that support sustainable mosque financial management.

Implementasi Prinsip Green Financing dalam Pengelolaan Keuangan Masjid: Perspektif Pengurus dan Jamaah Harahap, Mufti Fahrizal; Mufti Fahrizal Harahap
Masjiduna : Junal Ilmiah Stidki Ar-Rahmah Vol 7 No 2 (2024): Desember
Publisher : Sekolah Ilmu Dakwah dan Komunikasi Islam (STIDKI) Ar Rahmah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52833/masjiduna.v7i2.172

This study aims to explore the implementation of green financing principles in mosque financial management from the perspectives of mosque administrators and congregants. In a global context increasingly emphasizing the importance of environmental sustainability, mosques as centers of social and spiritual activities have significant potential to contribute to environmental preservation efforts through the adoption of green financing . This qualitative research employs in-depth interviews and focus group discussions (FGD) with mosque administrators and congregants in several mosques in Indonesia. The findings indicate that understanding of green financing among administrators and congregants varies, but there is a growing awareness of the importance of environmentally friendly financial practices. Mosque administrators identify several key challenges in implementing green financing , including limited resources, lack of technical support, and resistance to change. On the other hand, congregants express enthusiasm for supporting environmental initiatives but require further education on the concepts and benefits of green financing . The study concludes that the successful implementation of green financing principles in mosque financial management requires a holistic approach that includes capacity building for administrators, active participation of congregants, and collaboration with Islamic financial institutions and the government. These findings are expected to inform the development of policies and programs that support sustainable mosque financial management.

Edukasi Publik Lintas Sektor tentang Kemiskinan, Pengangguran, dan Kriminalitas untuk Mendorong Kesadaran Pembangunan Ekonomi Berkelanjutan di Mandailing Natal Jureid Jureid; Mufti Fahrizal Harahap; Faisal Affandi
Pemberdayaan Masyarakat : Jurnal Aksi Sosial Vol. 2 No. 4 (2025): Desember: Pemberdayaan Masyarakat : Jurnal Aksi Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/aksisosial.v2i4.2299

This Community Service (PKM) activity aims to enhance public awareness of the interrelationship between poverty, unemployment, and criminality as key challenges to sustainable economic development in Mandailing Natal Regency. The program was conducted through a cross-sectoral seminar involving speakers from the District Attorney’s Office, the Central Bureau of Statistics (BPS), and local community organizations. A total of 120 participants—including students, lecturers, village officials, and the general public—took part in the event. Evaluation was carried out using pre-test and post-test questionnaires to measure participants’ improvement in understanding. The results showed an average increase in comprehension scores from 2.84 to 4.05 on a 1–5 scale (a 42.6 percent rise). Participants demonstrated greater awareness of the structural link between economic pressures and criminal behavior. This PKM activity successfully strengthened community understanding of the importance of inter-agency synergy in addressing poverty and unemployment as preventive measures against crime. Cross-sectoral public education proved effective in fostering social awareness and serves as a replicable model for other regions.

PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN PENGUNJUNG PADA PERPUSTAKAAN DAERAH KABUPATEN MANDAILING NATAL Fitri Husni Pulungan; Mufti Fahrizal Harahap; Hamdanil
J-MABISYA Vol. 4 No. 2 (2023): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v4i2.1663

Penelitian ini adalah penelitian Kuantitatif dengan Analisis Regresi Linier Sederhana. Metode pengumpulan data yang digunakan adalah metode dokumentasi dan angket (kuesioner) dengan jumlah 96 responden dari 2.309 pengunjung perpustakan pada tahun 2021. Penelitian ini bertujuan untuk mengetahui Pengaruh Kualitas Pelayanan Terhadap Kepuasan Pengunjung pada Perpustakaan Daerah Kabupaten Mandailing Natal. Hasil analisis regresi linier sederhana dengan menggunakan SPSS versi 27 menghasilkan persamaan Y=22,810 +0,148X. Berdasarkan hasil uji parsial (uji t) nilai t-hitung sebesar 4,357 dan t-tabel pada taraf signifikansi 5% sebesar 1,661, maka 4,357 > 1,661 dan nilai signifikansi nya 0,000 < 0,05 dan maka Ha diterima dan H0 ditolak. Kesimpulan dari penelitian ini adalah Kualitas Pelayanan berpengaruh positif dan signifikan terhadap kepuasan pengunjung pada Perpustakaan Daerah Kabupaten Mandailing Natal.

Pengembangan UMKM dengan Penerapan Green Financing di Kota Medan: Analisis Kualitatif Terhadap Dampak dan Tantangan Hakim, Andy; Ar Rahmah, Rizka; Harahap, Mufti Fahrizal; Rosvita, Rosvita; Maulida, Nur; Rahmasari, Devi
Innovative: Journal Of Social Science Research Vol. 4 No. 5 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i5.14340

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in Indonesia's economy, but the adoption of sustainability principles remains low. Green financing offers a solution to support environmentally friendly projects that can enhance the economic and environmental sustainability of MSMEs in Medan City. This study employs a qualitative approach with in-depth interviews and document studies. Data were collected from MSME owners in Medan City and analyzed using triangulation techniques to ensure the validity of the research findings. The study found that awareness and understanding of green financing among MSME actors are still low. Access to green financing is also limited due to stringent requirements and complicated procedures. However, MSMEs that successfully accessed green financing reported significant economic and environmental benefits, including operational cost efficiency and carbon emission reductions. The main challenges in implementing green financing are the lack of technical support and skills among MSME actors. Green financing has great potential to improve the sustainability of MSMEs in Medan City, but further efforts are needed to enhance accessibility and understanding. The government and financial institutions play a key role in providing supportive policies and special financing programs. Intensive education and socialization are necessary to raise awareness about the benefits of green financing. Collaboration between the government, financial institutions, and NGOs is crucial to creating an ecosystem that supports the sustainable development of MSMEs.

Mufti Fahrizal Harahap Harahap, Mufti Fahrizal
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol 9, No 2 (2025): September 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/eco.v9i2.27664

Changes in work patterns due to digitalization and the pandemic have encouraged service companies, including online delivery services, to adopt a hybrid work model. In Mandailing Natal, this model presents challenges such as limited infrastructure, team coordination, and dynamic market demand. Therefore, adaptive management strategies are required to maintain optimal performance. This study employs a descriptive qualitative approach using in-depth interviews with managers, couriers, and customers from three online delivery service companies in Mandailing Natal. The data were analyzed using Miles and Huberman’s interactive model, which includes data reduction, data display, and conclusion drawing. The findings indicate that adaptive management strategies in the hybrid work model are implemented through three main steps: (1) adjusting the work structure between online and offline, (2) providing flexibility in scheduling and courier work rotation, and (3) utilizing digital technology for monitoring and communication. In addition, local factors such as geographical conditions and consumer habits are key considerations in adapting these strategies. Adaptive management strategies have been proven to improve operational effectiveness and customer satisfaction in online delivery services in Mandailing Natal. The adaptively managed hybrid work model is not only a solution to changing business environments but can also serve as a sustainable work pattern for digital-based services in regions with infrastructural limitations.

Implementasi Hukum Ekonomi Syariah dalam Masyarakat Multikultural di Indonesia Hamdanil Hamdanil; Hebby Rahmatul Utamy; Bagus Pria Alwadipa; Mufti Fahrizal Harahap; Edy Saputra; Diana Farid
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 5 No. 1 (2025): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v5i1.5789

This paper aims to find out the implementation of sharia economic law in a multicultural society in Indonesia with its principles. The writing uses the library research method (literature study). The results obtained are that multiculturalism appreciates cultural, ethnic, and religious diversity as assets that enrich society, but brings challenges such as social tensions, economic integration, and inclusive policies. With intercultural dialog, multicultural education, and fair policies, society can overcome these challenges to create harmony and equality for all. Islamic economic principles prioritize justice in wealth distribution and transparency in trading activities, as exemplified by the Prophet Muhammad. Its modern implementation, such as in sharia-based financial institutions, supports multicultural communities through inclusive financing and is based on the values of honesty and trustworthiness.

Sense-Making Of Shariah Digital Economy Among Muslim Micro-Entrepreneurs: A Qualitative Case Study Of Mandailing Natal Jureid; Anjur Perkasa Alam; Asmawarna Sinaga; Mufti Fahrizal Harahap; Hamdanil
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 2 (2026): (March)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i2.164

Introduction: The development of the Shariah digital economy presents both opportunities and challenges for Muslim micro and small enterprises (MSMEs), particularly in interpreting Shariah principles in the digital era. This study aims to explore the sense-making process of Muslim MSME actors in Mandailing Natal in understanding and implementing Shariah-compliant digital economic practices. Methods: A qualitative interpretive case study approach was employed, involving some of active MSME informants through in-depth interviews, participatory observation, and documentation of digital Shariah practices. Findings indicate that Shariah compliance in digital practices is pragmatic, adaptive, and contextual, involving negotiation between technological efficiency and religious values, as well as dual legitimacy from formal authorities and personal experience. Results: The Results highlight the critical role of actor sense-making in constructing subjective understanding of complex and often ambiguous Shariah principles. Conclusion and suggestion: Theoretically, this research extends the literature on Islamic digital economy and Shariah fintech by emphasizing the interpretive social construction of Shariah compliance. Practically, the findings provide guidance for developing digital platforms, Shariah digital literacy programs, and collaborations between regulators and religious authorities to enhance inclusion and sustainability of Muslim MSMEs

Strategi Manajemen Adaptif dalam Model Kerja Hybrid pada Jasa Online Delivery di Mandailing Natal Mufti Fahrizal Harahap
Jurnal Ecodemica: Jurnal Ekonomi, Manajemen, dan Bisnis Vol. 9 No. 2 (2025): September 2025
Publisher : LPPM Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/ecodemica.v9i2.11667

Changes in work patterns due to digitalization and the pandemic have encouraged service companies, including online delivery services, to adopt a hybrid work model. In Mandailing Natal, this model presents challenges such as limited infrastructure, team coordination, and dynamic market demand. Therefore, adaptive management strategies are required to maintain optimal performance. This study employs a descriptive qualitative approach using in-depth interviews with managers, couriers, and customers from three online delivery service companies in Mandailing Natal. The data were analyzed using Miles and Huberman’s interactive model, which includes data reduction, data display, and conclusion drawing. The findings indicate that adaptive management strategies in the hybrid work model are implemented through three main steps: (1) adjusting the work structure between online and offline, (2) providing flexibility in scheduling and courier work rotation, and (3) utilizing digital technology for monitoring and communication. In addition, local factors such as geographical conditions and consumer habits are key considerations in adapting these strategies. Adaptive management strategies have been proven to improve operational effectiveness and customer satisfaction in online delivery services in Mandailing Natal. The adaptively managed hybrid work model is not only a solution to changing business environments but can also serve as a sustainable work pattern for digital-based services in regions with infrastructural limitations.

Marketing Resilience Capability for Sustainable Customer Relationships Mufti Fahrizal Harahap
Involvement International Journal of Business Vol. 3 No. 3 (2026): July 2026
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/iijb.v3i3.297

Increasing environmental uncertainty, rapidly changing customer expectations, technological disruption, and intensified competition have challenged organizations to sustain long-term customer relationships using conventional marketing approaches. This study aims to conceptualize Marketing Resilience Capability (MRC) as a higher-order organizational capability that enables firms to anticipate, adapt to, and recover from market disruptions while preserving sustainable customer relationships. A qualitative multiple-case study design was employed involving organizations operating in the retail, service, and digital business sectors recognized for maintaining stable customer relationships during periods of market uncertainty. Data were collected through semi-structured interviews with senior marketing managers and customer relationship executives, complemented by organizational documents, customer communication materials, and field observations. The data were analyzed using thematic analysis supported by the constant comparative method. The findings identify four interrelated dimensions of Marketing Resilience Capability namely adaptive market sensing, relational responsiveness, customer value reconfiguration, and relationship continuity management. Adaptive market sensing enables organizations to detect emerging market changes proactively; relational responsiveness strengthens customer trust through transparent and empathetic communication; customer value reconfiguration continuously aligns organizational offerings with evolving customer expectations; and relationship continuity management institutionalizes sustained customer engagement beyond transactional exchanges. Collectively, these capabilities enable organizations to maintain customer confidence, loyalty, and relationship continuity despite dynamic market conditions. The study further demonstrates that sustainable customer relationships are achieved not solely through superior products or operational excellence but through continuous organizational adaptation and relational capability development.

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