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Journal : Jurnal Preferensi Hukum (JPH)

Perlindungan Hukum Nasabah Kartu Kredit dalam Perspektif Undang-Undang Nomor 8 Tahun 1999 Nyoman Triananda Prayoga; I Nyoman Sujana; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 2 No. 1 (2021): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.091 KB) | DOI: 10.22225/jph.2.1.3060.145-149

Abstract

At this time the technology has been developing rapidly, as well as means of payment. If the first payment can only be done with cash, current payment already can be done by credit card. When the first buyers and sellers have to meet directly, unlike with the current buyers no longer have to meet with the seller directly. A credit card is a plastic card issued by a bank that provides credit services. But many cases credit card used another person, which is possible because the card is missing or scams online, these problems can be analysed as follows: 1) What kind of legal protection for customers according to credit card Consumer Protection Legislation? 2) How the legal consequences if a credit card were used by someone else? This presentation uses research methods are normative, legal rules and legal norms according are the norm in the form of orders or prohibitions it in accordance with the principle of the law and whether one's actions is in compliance with legal norms with the approach of legislative and conceptual. This research requires a source of secondary legal materials as primary legal materials. Form of legal protection given by the Government in the form of legislation, but the legislation has not been effective. Legal consequences if the credit card used another person's credit card, the customer must still pay the Bills that go up to the customer to report in writing. The Government should streamline the laws and make special laws about credit cards as well as the bank and the customer must be open.
Gugatan Ganti Kerugian dalam Kasus Pencemaran Nama Baik menurut Kitab Undang-Undang Hukum Perdata I Made Heriyana; Anak Agung Sagung Dewi; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 1 No. 1 (2020): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.542 KB) | DOI: 10.22225/jph.1.1.1989.86-90

Abstract

Legal protection against defamation victims in the national legal system has not obtained adequate protection. Whereas in the concept of legal state as a form of protection against victims of crime must obtain a large portion as a state of protection against the community. Based on the background of the problem described above. It can be formulated with the following problems 1) How is the indemnity claim made by criminal defamation? 2) How is the process of indemnity against defamation victims? Referring to the formulation of the problem then the type of research used in the writing is normative research. Methods used in the processing of legal materials namely the method of analysis of analytical decsriptive data. The reimbursement of damages incurred upon the name of the defamation is set out in the Civil Code of article 1372-1380 as a form of unlawful deed as stipulated in article 1365 of the Civil Code. There is a date of tax assessment to file a lawsuit for an insult i.e. a lawsuit must be filed within one year from the day of the deed and the perpetration of the act/insult by the plaintiff. Damages are intended to restore the condition of the victim so that it is in or back to such circumstances if there is no insult in other words intended to replace the lost or reduced victim of insult.
Kedudukan Hukum Perjanjian Kredit dalam Hal Objek Jaminan Fidusia Musnah I Gusti Agung Mas Cahyani Dewi; Anak Agung Sagung Laksmi Dewi; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 1 No. 1 (2020): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (182.411 KB) | DOI: 10.22225/jph.1.1.2166.228-233

Abstract

Crediting activities can be carried out by anyone who has the ability to initiate a loan agreement between the creditor / creditor and the recipient of the loan / debtor, this is regulated in article 8 of the Banking Act. This study aims to analyze the legal position in the credit agreement if the fiduciary collateral object is destroyed, and analyze efforts to resolve disputes due to the destruction of the fiduciary collateral object. The method used is an empirical method with the approach of legal sociology. The results showed that the legal position of the credit agreement if the fiduciary collateral object was destroyed either in the case that the object became the object had been insured or not insured by the owner of the object. The credit agreement remains and the debtor remains responsible for paying off the debt. With this situation, the creditor will turn into a concurrent creditor. Furthermore, in resolving disputes the destruction of fiduciary collateral objects, there are two ways, namely, if the object used as fiduciary collateral object by the debtor in a credit agreement is insured, the creditor can claim insurance for the collateralized object. Whereas if the object which is used as collateral has not been insured in this case the creditor has issued a credit and is taking care of the object's insurance, an undesirable event occurs by the debtor and the creditor, namely the destruction of the object used as collateral. Then the debtor must be held responsible by replacing the items pledged with new objects owned by the debtor and the selling price is the same as the credit issued by the creditor.
Upaya Hukum PT Bank Rakyat Indonesia (Persero) Tbk Unit Amlapura terhadap Debitur yang Wanprestasi dalam Usaha Mikro I Kadek Adi Payana; I Nyoman Putu Budiartha; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 1 No. 1 (2020): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (292.417 KB) | DOI: 10.22225/jph.1.1.2256.27-32

Abstract

Economic development in a country is highly dependent on dynamic development and tangible contributions from the development sector. Development in the economic field is the main driver of development, Micro Business plays an important role in development and economic growth, not only in developing countries but also in developed countries. The formulation of the problem in this study, is: 1. Default and Legal Consequences in Micro People's Business Credit Agreement at PT. Bank BRI, 2. Repayment of Debtor Debt in Credit Agreements at Bank Bri. The research method used is a type of normative legal research. The most important part of developing a micro business is borrowing venture capital obtained from loans obtained from a bank. In an agreement, the debtor sometimes fails or defaults. Default or non-fulfillment of the agreement can occur either intentionally or unintentionally. Parties who do not intentionally do this default can occur because they are not able to fulfill these achievements or are also forced to make these achievements. The problem in this study is the occurrence of default on a credit agreement, the data is processed and analyzed qualitatively. The purpose of the analysis is to minimize the risk of bad credit. Then sort out the loan application submitted based on the loan ceiling. Default or non-fulfillment of the agreement can occur either intentionally or unintentionally. Parties who do not intentionally do this default can occur because they are not able to fulfill these achievements or are also forced to make these achievements.
Perlindungan Hukum terhadap Data Pribadi Pengguna Jasa Transportasi Online I Gusti Dama Galang Devara; Anak Agung Sagung Laksmi Dewi; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 1 No. 1 (2020): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jph.1.1.2259.1-7

Abstract

Technological developments have brought an impact on all community activities, one of which is the emersion of online transportation services such as those provided by Gojek, Grab, Uber, and others which do not only provide the services of riding but also the services of the delivery of goods, food and others. Using online transportation services requires users to download the application and register themselves. However, the personal data of the service users are often misused by drivers for certain reasons and purposes. To overcome and anticipate this, a strict legal regulation appearing as the legal umbrella to protect each online transportation user from misuse of their personal data by the driver is necessary. This study examines the forms of legal protection for users of online transportation services. Conducted in the design of normative legal research, the study makes use of articles and paragraphs of the laws on transportation and several other related laws. The results of the study indicate that legal protection for users of online transportation services from misuse of their personal data takes the form of repressive legal protection. Online transportation service users are permitted to file a civil suit to the online transportation service provider and to file a direct criminal suit regarding the acts of the driver, not on behalf of the online transportation service provider. Efforts to resolve the dispute-causing acts of misuse of personal data of online transportation service users can be made through deliberations, arbitration and courts. The three forms of settlement are in accordance with Article 45 Paragraph (1), (2) of the Indonesian Basic Agrarian Law and Article 6 of the Arbitration Law. Regarding the act of arbitrary canceling the use of online transportation services by service users appears a crucially urgent object to be studied from a legal perspective in the next studies.
Perlindungan Hukum terhadap Pemegang Desain Industri yang Sama dengan Merek yang Berbeda Ni Komang Monica Dewi Maheswari; I Nyoman Putu Budiatha; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 2 No. 1 (2021): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.095 KB) | DOI: 10.22225/jph.2.1.3049.39-44

Abstract

Industrial design and brand that has been registered could not be replicated, copied, or rented out without the consent of the owner of the design and brand. The design industry and brand need to be protected in order to create the conditions of the business world that is safe and fair. Right to intellectual property has an important role in protecting the inventors thought that in order to avoid the behavior of a cheat. It is due to intellectual property rights is a right that was born from the thpught which are outlined in a wide variety of creation and provide benefits for its creator. The law provides protection to holders of rights in the form of prevention of the business of cheating that make, use, sell, and distribute goods produced without the permission of the owner right. If there are people and companies who cheated on industrial design it can be given administrative sanctions or criminal sanctions in prison.
Tanggung Jawab Yuridis Pelaku Usaha Ritel kepada Konsumen terhadap Pengalihan Uang Kembalian dalam Bentuk Sumbangan I Putu Gede Agus Wirayasa; I Nyoman Sujana; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 5 No. 1 (2024): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jph.5.1.8707.63-68

Abstract

Artikel ini menganalisis tentang tanggung jawab pelaku usaha retail kepada konsumen terhadap pengalihan uang kembalian dalam bentuk sumbangan. Pada era saat ini banyak sekali perilaku-prilaku yang dilakukan oleh manusia terhadap kehidupan sehari-hari yang merugikan banyak orang, tindakan itu dilakukan atas dasar memperoleh keuntungan pribadi. Salah satu hal itu ialah terjadinya tindak pengembalian uang kembalian pada pelaku usaha yang diganti alasan sumbangan. Tujuan penelitian ini adalah untuk mengetahui tanggung jawab yuridis pelaku usaha terhadap konsumen atas pengalihan uang kembalian dalam bentuk sumbangan serta perlindungan hukum terhadap konsumen atas pengalihan uang kembalian dalam bentuk sumbangan oleh pelaku usaha. Pada pemecahan masalah ini menggunakan metode hukum normatif.Perlindungan hukum bagi konsumen terhadap atas pengalihan uang kembalian dalam bentuk sumbangan dapat dilakukan dengan dua cara perlindungan hukum antara lain perlindungan hukum secara preventif serta represif.
Perlindungan Hukum terhadap Konsumen dalam Jual Beli Akun Ilegal “Netflix” melalui Media Internet Ni Luh Putu Ayu Cahyani; I Nyoman Putu Budiartha; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 5 No. 1 (2024): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jph.5.1.8719.111-117

Abstract

Teknologi menjadi sesuatu yang melekat dalam kehidupan masyarakat. Teknologi seperti Internet memungkinkan penggunanya untuk dapat melakukan berbagai macam hal salah satunya yaitu penjualan akun Netflix. Peranan hukum pun mulai dipertanyakan dalam hal perlindungan hukum bagi konsumen, sebab maraknya penjualan akun ilegal Netflix membuat konsumen resah dalam membeli akun Netflix. Tujuan penelitian ini adalah untuk mengetahui bentuk perlindungan hukum bagi konsumen atas pembelian berlangganan dari akun ilegal Netflix dan bagaimana tanggungjawab penjual produk terhadap pengguna jasa layanan akun ilegal Netflix. Perlindungan hukum terhadap konsumen dalam jual beli akun ilegal Netflix melalui media internet, untuk mengetahui dan menghindari akibat dari jual beli akun ilegal Netflix melalui media internet. Penelitian ini menggunakan metode penelitian normatif, dengan menggunakan pendekatan perundang-undangan dan pendekatan konseptual. Hasil penelitian ini menyimpulkan bahwa penjualan akun ilegal Netflix melalui media internet merupakan pelanggaran hak cipta, serta netflix telah memperketat syarat dan ketentuan bagi pengguna jasa akun Netflix agar tidak terjadi pemakaian akun Netflix ilegal.
Perlindungan Hukum terhadap Konsumen yang Dirugikan atas Kehilangan Barang dan Rusak oleh Perusahaan Ekspedisi J&T Express di Gianyar Pande Gede Gita Putra Nugraha; I Nyoman Putu Budiartha; Ni Made Puspasutari Ujianti
Jurnal Preferensi Hukum Vol. 5 No. 1 (2024): Jurnal Preferensi Hukum
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jph.5.1.8720.118-123

Abstract

Perlindungan konsumen merupakan segala upaya yang menjamin adanya kepastian hukum untuk memberi perlindungan kepada konsumen. Perlindungan konsumen adalah segala upaya yang menjamin adanya kepastian hukum untuk memberi perlindungan kepada konsumen. Tujuan penelitian ini adalh untuk mengetahui faktor yang menyebabkan terjadinya kehilangan dan kerusakan barang oleh pengiriman J&T Express di Gianyar dan bagaimana perlindungan hukum bagi konsumen pengguna jasa J&T Express di Gianyar dalam hal terjadi kelalaian pengiriman dari pihak J&T Express. Metode penelitian yang dipakai yaitu metode penelitian empiris. Tanggung jawab perusahaan ekspedisi diatur dalam Pasal 468 KUHD, perusahaan ekspedisi memiliki 3 bentuk tanggung jawab yakni: Pertama, bertanggung jawab atas barang yang hilang dengan mengganti rugi sesuai SOP yang berlaku. Kedua, bertanggung jawab terhadap Perbuatan Melawan Hukum yang dilakukan pekerjanya. Ketiga, bertanggung jawab sesuai dengan tanggung jawab yang terdapat dalam Izin usahanya. Setiap konsumen yang merasa haknya telah dilanggar dapat menyelesaikan sengketanya dengan cara melakukan gugatan keperdataan atas perbuatan melawan hukum melalui jalur di luar pengadilan (non litigasi) dan melaporkan ke Badan Penyelesaian Sengketa Konsumen atau BPSK.