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All Journal Jurnal Fakultas Ekonomi : OPTIMAL Jurnal Manajemen dan Bisnis Sriwijaya Sains: Jurnal Manajemen dan Bisnis Jurnal Ilmiah Ekonomi dan Bisnis Briliant: Jurnal Riset dan Konseptual Jurnal Akuntansi dan Pajak IJBE (Integrated Journal of Business and Economics) Jurnal ASET (Akuntansi Riset) Indonesian Journal of Strategic Management Journal of Economic, Bussines and Accounting (COSTING) Ekono Insentif PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Mantik Akurasi : Jurnal Studi Akuntansi dan Keuangan Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Riset Akuntansi Kontemporer Jurnal Ilmiah Manajemen Ubhara jurnal syntax admiration Daengku: Journal of Humanities and Social Sciences Innovation Jurnal Ekonomi Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Journal Evaluation in Education (JEE) Journal of International Conference Proceedings JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Journal of Islamic Economics and Business Inkubis: Jurnal Ekonomi dan Bisnis Moneta : Journal of Economics and Finance Khazanah Sosial
Maya Sari
Universitas Pendidikan Indonesia
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Training on the Implementation of the Halal Product Assurance System for Micro and Small Enterprises to Increase Their Intention to Obtain Halal Certification Layung Anindya Prasetyanti; Netti Siska Nurhayati; Eka Surachman; Mokh Adib Sultan Sari; Maya Sari
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 11 No. 5 (2026): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v11i5.11582

Abstract

The Administrative District of Kepulauan Seribu, despite being located within the Special Capital Region (DKI) of Jakarta, has a lagging economy compared to other administrative regions of Jakarta. In fact, Kepulauan Seribu has significant development potential, particularly in tourism, fisheries, and food processing. Currently, 90% of businesses in Kepulauan Seribu are Micro, Small, and Medium Enterprises (MSMEs). These enterprises have significant potential to grow in line with the region’s own resources and opportunities. On the other hand, the national administration has mandated halal certification for food and beverage products, effective October 17, 2024. This requirement will also extend to MSMEs’ food and beverage products, effective from October 17, 2026. Furthermore, the government, through the Ministry of Tourism, is actively promoting halal tourism, aiming to position Indonesia as a global leader in the sector. Therefore, training on the Halal Product Assurance System is considered essential to strengthen the economy of Kepulauan Seribu by preparing its MSMEs to register for halal certification. Following Ajzen’s Theory of Planned Behavior, the training emphasized positive attitudes and subjective norms and aimed to lower perceived behavioral control. The study shows that the training led to a high intention to apply for halal certification.
Financial Inclusion, Financial Literacy, and Financial Performance of SMEs: The Role of Digital Finance Interventions in West Java Erik Sopian; Nugraha Nugraha; Ika Putera Waspada; Maya Sari
Inkubis : Jurnal Ekonomi dan Bisnis Vol. 8 No. 2 (2026): INKUBIS Jurnal Ekonomi Dan Bisnis
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/inkubis.v8i2.333

Abstract

Objective: This study aims to study the impact of financial inclusion and financial literacy on the financial performance of small and medium-sized enterprises, where digital finance is the main criterion. Methods: Using a quantitative survey method targeting 178 SME operators in West Java, structural equation modeling analysis based on the partial quadratic method (SEM-PLS) was applied. Results:  Financial inclusion and financial literacy have a positive and significant impact on digital financial adoption. Similarly, financial literacy has a positive and significant impact on financial performance. On the other hand, financial inclusion and digital finance did not have a significant direct impact on financial performance, and the intermediate effects of digital finance were not statistically confirmed in this study. The study concludes that the improvement of SME financial performance is not only determined by formal access and adoption of trading techniques, but also by internal financial management capabilities. The novelty of this research is the integration of dynamic efficiency theory in the context of microfinance management, where dynamic competencies exist in the development of frameworks. Conclusion: While the academic implications underscore the need to restructure the intermediation model in the fintech literature for SMEs, the practical implications drive a shift towards digital financial policy towards real economic value creation. Future research should incorporate design variables and longitudinal adjustments according to the characteristics of the business unit.
Co-Authors Abdul Rozak Abdul Rozak Andriana, Denny Arus Reka Prasetia Azreen Roslan Baehaqi Bayu Indra Setia Bayu Setia Budhi Pamungkas Gautama, Budhi Chairul Furqon, Chairul Dadan Sumantri Disman Disman Edem Lekettey Endang Ruchiyat Erik Alghifari Erik SA Erik Sopian Erik Syawal Alghifari ERNAWATI Fairuz Rifqi Abdurahman Fakhrul Anwar Zainol Francis Kortey Mac-Moqu Godwin Ahiase Heryana, Toni I Nyoman Sujana Ika Putera Waspada Ikaputera Waspada Imanirrahma Salsabil Imas Purnamasari In Min Indri Ferdiani Suarna Inomjon Quadratov Inomjon Qudratov Iqbal Lutfi Ira Valentina Silalahi Iwan Kurniawan Kania Widyatami Kayrdinov Aziz Muradovich Krishna Yuliawati, Ayu Layung Anindya Prasetyanti Lena Lestary M Sandi Marta Maesaroh, Syti Sarah Mokh Adib Sultan Sari Mr Nugraha Muhammad Yusuf N Nugraha Nadya Salsabila Netti Siska N Netti Siska Nurhayati Ningsih, Nurul Hutami Nugraha Nugraha Nugraha NURHUDA NIZAR Percy Chris Kpodo Philipina Ampomah Philipina Ampomah Primanola Perdananti Priscilla Appianin Affram Radiyul Fahmi Shaibu Awudu Sukardi, Hadi Ahmad Surachman, Eka Yasir Maulana Yogi Suprayogi Yusufova Kamola