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Pengaruh Literasi Keuangan Terhadap Perilaku Komsumtif Mahasiswa Prodi Manajemen Universitas Lamappapoleonro Aini, Sukma; Masyadi, Masyadi; Rahmah, Puji; Aslina, Neri
Jurnal Ilmiah METANSI ”Manajemen dan Akuntansi” Vol 8 No 2 (2025): Jurnal Ilmiah Metansi (Manajemen dan Akuntansi)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Lamappapoleonro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57093/metansi.v8i2.466

Abstract

Mahasiswa merupakan kelompok usia yang rentan terhadap perilaku konsumtif. Hal ini disebabkan oleh beberapa faktor, seperti pesatnya perkembangan teknologi informasi dan komunikasi, semakin banyaknya produk yang mudah diakses, pengaruh pergaulan, dan kurangnya pemahaman tentang literasi keuangan. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap perilaku konsumtif mahasiswa Program Studi Manajemen Universitas Lamappapoleonro. Fenomena gaya hidup konsumtif di kalangan mahasiswa semakin meningkat seiring dengan kemudahan akses terhadap platform belanja daring, layanan kredit digital, dan kurangnya pemahaman terkait pengelolaan keuangan pribadi. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei. Sampel diambil sebanyak 100 responden mahasiswa Prodi Manajemen melalui teknik purposive sampling. Pengumpulan data dilakukan melalui kuesioner yang telah diuji validitas dan reliabilitasnya. Analisis data dilakukan menggunakan regresi linier sederhana untuk menguji pengaruh antara variabel literasi keuangan (X) terhadap perilaku konsumtif (Y). Teknik pengambilan sampel menggunakan metode purposive sampling. Dari total populasi sebanyak 621 mahasiswa, jumlah sampel ditentukan menggunakan rumus Slovin dengan tingkat kesalahan (margin of error) sebesar 10%, sehingga diperoleh 86 responden sebagai sampel penelitian.Untuk mengetahui pengaruh literasi keuangan terhadap perilaku konsumtif mahasiswa Program Studi Manajemen Universitas Lamappapoleonro, maka digunakan analisis regresi linear sederhana.Berdasarkan hasil penelitian tentang literasi keuangan terhadap perilaku konsumtif mahasiswa Program Studi Manajemen Universitas Lamappapoleonro, maka dapat disimpulkan bahwa literasi keuangan berpengaruh signifikan terhadap literasi keuangan terhadap perilaku konsumtif mahasiswa Program Studi Manajemen Universitas Lamappapoleonro. Berdasarkan kesimpulan tersebut penulis menyarankan bahwa untuk mengurangi perilaku komsumtif mahasiswa pada Program studi Manajemen Universitas Lamappapoleonro hendaknya dilakukan upaya yang komperehensif melalui edukasi keuangan yang efektif yang tidak hanya mereka peroleh dalam matakuliah Manajemen Keuangan dalam meningkatkan literasi keuangan mereka.
Pelatihan Echogreen Pemanfaatan Limbah Daun Kopi menjadi Teh Celup Daun Kopi Masyadi, Masyadi; Amrial, Amrial; Patappari, Andi
Prima Abdika: Jurnal Pengabdian Masyarakat Vol. 4 No. 3 (2024): Volume 4 Nomor 3 Tahun 2024
Publisher : Program Studi Pendidikan Guru Sekolah Dasar Universitas Flores Ende

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/abdika.v4i3.4746

Abstract

Mattabulu Village's coffee farmers struggle with a lack of product diversification, which also affects their understanding of how to make coffee leaf tea correctly and effectively. As a result, the outcomes are unsatisfactory and not well received by consumers. The large coffee plantations produce coffee leaf waste, which farmers usually burn to reduce feces; however, this leads to air pollution. To help solve the existing problems, a community service initiative was carried out in the form of echogreen training on the utilization of coffee leaf waste into coffee leaf tea bags. This community service activity aims to transform coffee leaves into a marketable product by verifying the processing of coffee leaves. The methods implemented are socialization, training, evaluation, and mentoring. The training and mentoring materials consist of enhancing the skills of the Mattabulu coffee business group in product diversification, particularly in producing coffee leaf tea bags with better quality that can be sold commercially and digitally. In addition, it can also be socialized that coffee leaf tea bags have health benefits because they contain less caffeine compared to coffee. Coffee leaf tea can prevent cardiovascular problems and heart disease due to the presence of mangiferin, which can lower blood pressure. During the event, the community and members of the Mattabulu coffee business group warmly welcomed the DPL team and students. It is hoped that in the future, the coffee leaf tea bag product will have good prospects for community income, supported by the availability of raw materials, the ease of product processing, and the availability of equipment that has already been provided to the business group.
Analisis Tentang Penilaian Kinerja Keuangan Dengan Menggunakan Metode Economic Value Added (EVA) Pada Koperasi Bakthi SMPN 3 Watansoppeng Irnayani; Masyadi
Jurnal Bisnis Digital dan Enterpreneur (BISENTER) Vol. 1 No. 1 (2023): Jurnal Bisnis Digital dan Enterpreneur
Publisher : STMIK Amika Soppeng

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Abstract

Financial performance is a result or achievement achieved in a certain period. In this study, the assessment of financial performance was carried out using the EVA (Economic Value Added) method where this method was considered better than the ratio analysis. This study aims to evaluate the financial performance of the Bakthi Cooperative of SMPN 3 Watansoppeng. By using the EVA (Economic Value Added) method analysis tool during the 2018 research year is the same as 2020. This research is quantitative and qualitative research with data collection techniques in the form of interviews and documentation in the form of annual financial statements. Furthermore, it is analyzed using the EVA (Economic Value Added) method. From the results of research using the EVA method, it can be seen that the EVA value at the Bakthi Cooperative of SMPN 3 Watansoppeng experienced a negative value in 2018 which means that there is no value increase and the cooperative's financial performance is not good. In 2019-2020 the EVA value > 0 or positive value. The positive EVA shows that cooperatives are able to provide economic added value and good financial performance. This study also used multiple linear regression analysis techniques that were processed using SPSS software. Based on the results of the analysis, it shows that EVA has no effect on NOPAT, Cost of Capital, WACC and Invested Capital.
Circular Economy Innovation in Zero-Waste Corn Utilization to Enhance Creative Economy and Sustainable Food Security Masyadi, Masyadi; Surianti, Surianti; Tahir, M Afdal
Bubungan Tinggi: Jurnal Pengabdian Masyarakat Vol 7, No 4 (2025): NOVEMBER 2025
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/btjpm.v7i4.16795

Abstract

This Community Partnership Program was conducted in collaboration with the Kabuttu Farmers Group in Gattareng Village, Soppeng Regency, on August 10, 2025, and involved 31 participants, including corn farmers and community members. The problem addressed was the low added value of corn products and the underutilization of agricultural waste. Corn was primarily sold as dried kernels at low prices, while waste such as husks, stalks, and cobs was often burned, leading to both income loss and environmental degradation. The program aimed to enhance food security and increase farmers’ income through circular economy principles and a zero-waste approach. Using the Participatory Action Research (PAR) method, the intervention included participatory planning, hands-on training, mentoring, the application of appropriate technology, and structured evaluation. Key activities included product diversification (e.g., corn tempeh and corn oil), waste processing (into compost and briquettes), financial management training, and digital marketing through social media and e-commerce platforms. The outcomes demonstrated measurable improvements. Product diversification increased from three to five processed products, and two new waste-based products (compost and briquettes) were developed. Digital marketing adoption rose from zero to four platforms (Shopee, Tokopedia, Facebook, WhatsApp Business), expanding market reach beyond local boundaries. Financially, farmers' average monthly income increased from IDR 1.53 million to IDR 3.2 million. Management capacity also improved: 60% of participants adopted simple bookkeeping practices and began structured business planning. The program contributed to SDGs 2 (Zero Hunger), 12 (Responsible Consumption and Production), and 13 (Climate Action), demonstrating the effectiveness of integrated, participatory empowerment in transforming rural agriculture sustainably.
Pengaruh Pendapatan Masyarakat terhadap Pertumbuhan Ekonomi (Studi kasus Soppeng) Asni; Masyadi
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 5 No. 2 (2025): December
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v5i2.3564

Abstract

Tujuan penelitian ini adalah untuk melihat pengaruh dari  pendapatan masyarakat terhadap pertumbuhan ekonomi melalui kajian literatur dan data empiris. Metode penelitian yang digunakan adalah analisis kualitatif dan kuantitatif, berdasarkan data sekunder dari Badan Pusat Statistik (BPS) dan lembaga penelitian lainnya. Hasil penelitian menunjukkan bahwa peningkatan pendapatan masyarakat berhubungan langsung dengan peningkatan daya beli, investasi, dan konsumsi masyarakat, yang secara keseluruhan mendorong pertumbuhan ekonomi. Kesimpulan penelitian ini memberikan rekomendasi bagi kebijakan ekonomi untuk meningkatkan pendapatan masyarakat sebagai strategi untuk mencapai pertumbuhan ekonomi yang berkelanjutan. Dalam implementasinya, pemerintah perlu fokus pada program peningkatan pendidikan, peningkatan keterampilan, serta penciptaan lapangan kerja yang berkualitas. Adanya dukungan dari pemerintah dalam bentuk insentif untuk usaha kecil dan menengah juga dapat membantu menciptakan lingkungan yang kondusif untuk pertumbuhan ekonomi yang inklusif. Hal ini penting untuk memastikan bahwa pertumbuhan ekonomi tidak hanya dinikmati oleh segelintir orang, tetapi juga dapat dirasakan oleh seluruh lapisan masyarakat. Langkah-langkah strategis ini diharapkan dapat mendorong penciptaan ekosistem ekonomi yang lebih baik, yang pada akhirnya berkontribusi pada kesejahteraan masyarakat secara keseluruhan. Selain itu, penelitian ini menemukan bahwa peningkatan pendapatan juga mendorong investasi. Dengan pendapatan yang lebih tinggi, masyarakat cenderung memiliki lebih banyak  memiliki tabungan, yang kemudian dapat dialihkan ke bentuk investasi, baik itu dalam bentuk usaha baru ataupun pembelian aset. Investasi ini, pada gilirannya, akan meningkatkan kapasitas produksi dan menciptakan lapangan kerja baru. Selain faktor konsumsi dan investasi, pendapatan masyarakat yang lebih tinggi juga dapat memengaruhi kebijakan pemerintah dalam hal perpajakan dan melakukan alokasi anggaran, yang selanjutnya dapat mendukung tercapainya program-program sosial dan infrastruktur.
RANCANG BANGUN GAME EDUKASI BERBASIS ANDROID PADA PEMBELAJARAN BAHASA INGGRIS DI  SDN 41 TONRONG PEJJA Sukriadi; A. Zulkifli Nusri; Masyadi
Journal of Golden Generation Multidisciplinary Vol. 2 No. 2 (2026): April 2026: Journal of Golden Generation Multidisciplinary
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggm.v2i2.586

Abstract

Penelitian ini bertujuan untuk merancang dan membangun game edukasi berbasis Android sebagai media pembelajaran Bahasa Inggris pada siswa SDN 41 Tonrong Pejja. Permasalahan yang ditemukan dalam proses pembelajaran Bahasa Inggris yaitu metode pembelajaran yang masih bersifat konvensional seperti ceramah dan diskusi, kurangnya media pembelajaran visual, serta rendahnya minat dan motivasi belajar siswa. Oleh karena itu, dikembangkan sebuah game edukasi yang dapat membantu siswa dalam memahami materi Bahasa Inggris secara lebih interaktif dan menarik. Metode penelitian yang digunakan meliputi observasi, wawancara, dan studi pustaka, sedangkan perancangan sistem menggunakan Unified Modeling Language (UML). Aplikasi game edukasi ini dibangun menggunakan MIT App Inventor dan dilengkapi dengan menu belajar, quiz, serta skor hasil belajar. Pengujian sistem dilakukan menggunakan metode blackbox testing untuk memastikan fungsi aplikasi berjalan dengan baik. Hasil penelitian menunjukkan bahwa game edukasi berbasis Android dapat digunakan sebagai media pembelajaran yang interaktif dan membantu meningkatkan minat belajar siswa Sekolah Dasar dalam mempelajari Bahasa Inggris.
Rancang Bangun Game Edukasi Berbasis Android Pada Pembelajaran Bahasa Inggris Di  Sdn 41 Tonrong Pejja Sukriadi; A. Zulkifli Nusri; Masyadi
Journal of Golden Generation Multidisciplinary Vol. 1 No. 2 (2025): April : Journal of Golden Generation Multidisciplinary
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggm.v1i2.586

Abstract

Penelitian ini bertujuan untuk merancang dan membangun game edukasi berbasis Android sebagai media pembelajaran Bahasa Inggris pada siswa SDN 41 Tonrong Pejja. Permasalahan yang ditemukan dalam proses pembelajaran Bahasa Inggris yaitu metode pembelajaran yang masih bersifat konvensional seperti ceramah dan diskusi, kurangnya media pembelajaran visual, serta rendahnya minat dan motivasi belajar siswa. Oleh karena itu, dikembangkan sebuah game edukasi yang dapat membantu siswa dalam memahami materi Bahasa Inggris secara lebih interaktif dan menarik. Metode penelitian yang digunakan meliputi observasi, wawancara, dan studi pustaka, sedangkan perancangan sistem menggunakan Unified Modeling Language (UML). Aplikasi game edukasi ini dibangun menggunakan MIT App Inventor dan dilengkapi dengan menu belajar, quiz, serta skor hasil belajar. Pengujian sistem dilakukan menggunakan metode blackbox testing untuk memastikan fungsi aplikasi berjalan dengan baik. Hasil penelitian menunjukkan bahwa game edukasi berbasis Android dapat digunakan sebagai media pembelajaran yang interaktif dan membantu meningkatkan minat belajar siswa Sekolah Dasar dalam mempelajari Bahasa Inggris.
The Effect of Competence, Emotional Intelligence and Work Environment on Employee Performance Verri Ginoga; Masyadi Masyadi; Suriyanti Mangkona
International Journal of Artificial Intelligence Research Vol 6, No 1.2 (2022)
Publisher : Universitas Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v6i1.2.890

Abstract

This research was conducted with the aim of knowing and analyzing the influence of competence, emotional intelligence, work environment on the performance of employees of PT Perkebunan Nusantara XIV (Persero) Bone Arasoe Sugar Factory, Bone Regency and to analyze the variables that have the most influence on the performance of employees of PT Perkebunan Nusantara XIV (Persero) Bone Arasoe Sugar Factory, Bone Regency. Bone. This study chose the object of research to employees of PT. Perkebunan Nusantara XIV (Persero) Sugar Factory Bone Arasoe Kab. Bone and data collection was carried out with primary data and secondary data with sampling methods using the slovin technique, namely 68 respondents from a population of 211 employees. The results of research on competency variables, emotional intelligence and work environment simultaneously have a positive and significant effect on employee performance. Competency variables partially have a negative but insignificant effect on employee performance, emotional intelligence variables partially have a positive and significant effect on employee performance while work environment variables partially have a positive and significant effect on the performance of employees of PT Perkebunan Nusantara XIV (Persero) Bone Arasoe Sugar Factory, Bone Regency. Data processing using multiple regression with spss version 26. This writer suggests that employees of PT Perkebunan Nusantara XIV (Persero) Sugar Factory Bone Arasoe Kab. Bone. further improve the Kempetensi variable and emotional intelligence in order to improve employee performance. and for other researchers to continue this research so that the limitations in this study can be refined.
Financial Performance Analysis at PT Bukit Asam, Tbk Masyadi Masyadi; Sukma Aini; Ilma Ilma
GENTARA: management and accounting research Vol. 1 No. 1 (2025): GENTARA: Management And Accounting Research
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Lamappapoleonro

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Abstract

This study aims to analyze the financial performance of PT Bukit Asam Tbk, which is one of the State-Owned Enterprises (BUMN) companies engaged in the coal mining sector. PT Bukit Asam Tbk has a strategic role in providing national energy and is an entity that has been listed on the Indonesia Stock Exchange. In this study, a quantitative approach was used with secondary data obtained from the annual financial statements of PT Bukit Asam Tbk during the period 2020 to 2023. Data analysis was carried out descriptively using two main ratios, namely Current Ratio (CR) as an indicator of liquidity, and Return on Assets (ROA) as an indicator of profitability. The results showed that the financial performance of PT Bukit Asam Tbk in terms of liquidity was generally in a healthy condition. Current Ratio during the 2020-2023 period was above the ideal threshold (100%), with an average value of 209.77%. This value reflects that the company has sufficient ability to meet its short-term obligations. However, there was a downward trend in the ratio in 2023 to 151. Meanwhile, in terms of profitability, ROA shows quite fluctuating results, but in general it is in a good category. The average value of ROA over four years is 19.17%, reflecting the company's ability to generate profits from the assets it manages. The year 2022 was the peak of the company's profitability with an ROA of 28.17%. In conclusion, PT Bukit Asam Tbk generally shows healthy financial performance in terms of both liquidity and profitability. However, the downward trend in the last year is an important concern for management in maintaining business stability and sustainability in the future. This research is expected to contribute to investors, academics, and policy makers in understanding the company's financial position and supporting decision making based on appropriate data and analysis.
The Effect Of Total Asset Turnover And Net Profit Margin On Profit Growth At Pt. Hutama Karya, Tbk Sukma Aini; Anggi Puspita Putri; Masyadi Masyadi; Ika Mahkota Putri
GENTARA: management and accounting research Vol. 1 No. 1 (2025): GENTARA: Management And Accounting Research
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Lamappapoleonro

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Abstract

To determine the effect of Total Asset Turnover on Profit Growth at PT. Hutama Karya, Tbk, To determine the effect of Net Profit Margin on Profit Growth at PT. Hutama Karya, Tbk. This research was conducted at PT. Hutama Karya, Tbk, but because PT. Hutama Karya, Tbk However, data collection was carried out by accessing the official website of PT. Hutama Karya, Tbk via the page https://www.hutamakarya.com/. the population in this study is all financial reports at PT. Hutama Karya, Tbk, Determination of the sample using the Purposive Sampling technique, the purposive sampling method is a sampling technique used based on certain criteria according to the purpose of the study. The use of the method so that the sample in this study is the Financial Report of PT. Hutama Karya, Tbk in 2020 to 2023. To determine the effect of Total Asset Turnover and Net Profit Margin on profit growth, multiple linear regression analysis is used. Based on the results of data analysis and hypothesis testing in the description that has been presented previously, the following conclusions are drawn: Total Asset Turnover (TATO) has a positive and significant effect on Profit growth at PT. Hutama Karya, Tbk, Net Profit Margin (NPM) has a positive and significant effect on Profit growth at PT. Hutama Karya, Tbk. Based on the results of the conclusion, the researcher provides the following suggestions: PT. Hutama Karya, Tbk should pay attention to the performance of company management in Total Asset Turnover (TATO) and Net Profit Margin (NPM) in order to achieve the company's goals. This can be done by recruiting expert and skilled financial personnel who have high dedication and loyalty to the Company. Investors should carefully assess the financial ratios in the form of TATO and NPM before investing in stocks so that the investment made can generate the expected profit