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All Journal Jurnal Akuntansi dan Pajak Perspektif : Jurnal Ekonomi dan Manajemen Universitas Bina Sarana Informatika IJBE (Integrated Journal of Business and Economics) Indonesian Journal of Strategic Management Empowerment : Jurnal Pengabdian Masyarakat JURISMA: Jurnal Riset Bisnis & Manajemen International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) International Journal Administration, Business & Organization PUBLICA: Jurnal Pengabdian Masyarakat Jurnal Pengabdian Masyarakat Bangsa Jurnal Keuangan dan Bisnis DIGIBE: Digital Business and Entrepreneurship Journal eJEBA INDONESIAN JOURNAL OF BUSINESS AND ECONOMICS
Munir Nur Komarudin
Universitas Kuningan
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Journal : INDONESIAN JOURNAL OF BUSINESS AND ECONOMICS

 1 
THE INFLUENCE OF LOVE OF MONEY, FINANCIAL LITERACY, INCOME AND DIGITAL FINANCIAL SERVICES ON PERSONAL FINANCIAL PLANNING  (A Case Study of Micro and Small Enterprises in Kuningan Regency) Munir Nur Komarudin; Ayus Ahmad Yusuf; Wildan Permana Zaenal Asikin
INDONESIAN JOURNAL OF BUSINESS AND ECONOMICS Vol. 8 No. 2 (2025): Indonesian Journal Of Business And Economics
Publisher : Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/8fewgb56

Abstract

The problem in this study is personal financial planning which is still a problem for some people, especially for Micro and Small Business owners in Kuningan Regency. The purpose of this study is to determine the effect of love of money , financial literacy, income and digital financial services on personal financial planning . The research method used in this study is a descriptive and verification method with a quantitative approach. The population in this study is micro and small business owners in Kuningan Regency with a total of 16,485 in 2023. In this study the author uses the Slovin formula to determine the number of samples that will be the target of the study. The data collection method uses a questionnaire or questionnaire using an interval scale of 1 to 10, and the data analysis technique used in this study is multiple linear regression analysis. The results of the study show that: (1) Love of money , Financial literacy, Income and Digital financial services together have a significant effect on Personal financial planning (2) Love of money does not have a significant effect on Personal financial planning . (3) Financial literacy does not have a significant effect on Personal financial planning . (4) Income has a positive and significant effect on personal financial planning. (5) Digital financial services have a positive and significant effect on personal financial planning.
Co-Authors A.A. Ketut Agung Cahyawan W Amanah, Anisa Dwi Aprilyan, Devita Aris Budiman Ayus Ahmad Yusuf Dadang Suhardi Dadang Suhardi Dahl, Martin Dede Djuniardi Deri Prayudi Dodi, Dodi Eeng Ahman, Eeng Elsa Rinjani Fatimah, Empat Fauzan, Adi Ilham Gilang Kripsiyadi Praramdana Hardiansyah, Dicky Hardjadi, Dikdik Harjadi, Dikdik Hartati, Teti Hepi Novita Dewi Herma Wiharno Iqbal Arraniri Irma Tsuraya Choirinnida Iskandar Iskandar Jahidah, Nurul Kartikasari, Dea Kuntara, Taopik Mulyana Marliani, Ana Masruroh*, Rina Nasser Nico Irawan Nugraha Nugraha Nugraha, Mr. Oktaviani, Winda Pasha, Riska Ayu Prayudi, Deri Ratih Hurriyati Rina Masruroh Rois, Tatang Siti Nurjanah Vigory Gloriman Manalu Wely Hadi Gunawan Wely Hadi Gunawan Wildan Permana Zaenal Asikin Yasir Maulana Yasir Maulana, Yasir Yunior, Ray