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All Journal Holistic Journal Of Management Research EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Jurnal Tirtayasa Ekonomika (Tirtayasa Economica Journal) Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Islam Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Islaminomics: Journal of Islamic Economics, Business and Finance Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Jurnal Riset Akuntansi Politala Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah JES (Jurnal Ekonomi Syariah Jurnal Dinamika Ekonomi Syariah Jurnal Pengabdian Masyarakat Asia Economics and Digital Business Review Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Manajemen dan Organisasi Review (MANOR) JIHBIZ :Global Journal of Islamic Banking and Finance. Al-Iqtishod : Jurnal Ekonomi Syariah Berdikari : Jurnal Ekonomi dan Statistik Indonesia juremi: jurnal riset ekonomi Journal of Law, Administration, and Social Science El Mudhorib Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Bina Bangsa Ekonomika Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Hunafa: Jurnal Studia Islamika Islamic Economics and Finance Journal Mutanaqishah: Journal of Islamic Banking Likuid: Jurnal Ekonomi Industri Halal Islamic Economics and Business Review (IESBIR) Kalianda Halok Gagas Jurnal Ekonomi Islam Indonesian Journal of Accounting and Business Jurnal Manajemen dan Bisnis (JMB) Istithmar: Jurnal Studi Ekonomi Syariah SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Akuntansi Syariah Tazkiyya: Jurnal Keislaman, Kemasyarakatan dan Kebudayaan MAXIMAL Jurnal Sosial, Ekonomi Dan Bisnis
Suharto
Universitas Islam Negeri Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Penerapan Permodalan Bank Syariah Terhadap Pelaku UMKM di Kota Bandar Lampung Sapta Arief Danu Atmaji; Muhammad Iqbal Fasa; Suharto Suharto
Tazkiya Vol 23 No 2 (2022): Juli - Desember 2022
Publisher : Pusat Kajian Islam dan Kemasyarakatan (PKIK), UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tjk3.v23i2.5163

Abstract

Bank Syari’ ah merupakan bank yang mendasarkan pada prinsip- prinsip Syariah. Prinsip- prinsip Syariah tersebut wajib senantiasa dipatuhi oleh Bank Syariah mulai dari pendirian hingga dengan operasionalnnya, tercantum pula dalam perihal ini permodalan Bank Syariah. Berkaitan dengan permodalan, modal Bank Syariah tidak boleh berasal dari sumber yang diharamkan secara Syariah, sebab perihal itu nanti hendak menimbulkan bercampurnya suatu yang haram dengan yang halal. Suatu yang halal wajib secara tegas dipisahkan dengan yang haram, demikian pula kebalikannya. Penelitian ini menggunakan data sekunder sebagaisumbernya. Data sekunder adalah   data   yang   diperoleh   dari   sumber yang  sudah  ada.  Dalam  pengumpulan  data peneliti menggunakan teknik library research   (studi   kepustakaan).
Festival Budaya Sebagai Media Bank Indonesia Dalam Mempromosikan Uang Elektronik (e-money) di Masyarakat: Cultural Festival as Bank Indonesia Media in Promoting Electronic Money (e-money) in the Community Jeby Fahira; Muhammad Iqbal Fasa; Suharto
Maksimal Jurnal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol 1 No 1 (2023): Oktober
Publisher : Maximal Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya dan Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Basically society has experienced significant technological developments. One of them is the existence of online transactions in the form of e-money. According to the Indonesian Banking Regulation Number: 12 November 2009 PBI Regarding Electronic Money Electronic Money. Electronic money is issued based on the value of money previously deposited by the holder to the issuer that is stored electronically in media such as servers or chips, with the money not as deposits, and used as payments. The promotional technique carried out by BI is by holding a begawi festival which is complemented by the presence of MSMEs who participate to provide socialization of payments via e-money in the community. The research method used is qualitative method. The purpose of this study is to find out how the promotion strategy is carried out by Bank Indonesia Kpw Lampung regarding e-money transactions. In addition, the purpose of this study is to find out payment applications such as OVO, GO-PAY, and Dana used in e-money transactions.
Pengaruh Modal Usaha dan Product Innovation Terhadap Eksistensi UMKM dengan Digital Marketing Sebagai Variabel Moderating Dalam Perspektif Ekonomi Islam Fahmi Muhammad Irfan; Suharto Suharto; Hanif Hanif
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8507

Abstract

Micro, Small and Medium Enterprises (UMKM) have a contribution to the Gross Domestic Product (GDP). This continues to increase from year to year, but has decreased during the Covid-19 pandemic. During the Covid-19 pandemic, namely in 2020-2021, all sectors experienced an economic crisis, including UMKM. The existence of the Implementation of Community Activity Restrictions (PPKM) resulted in UMKM experiencing a decrease in turnover of up to 80-90% during the co-19 pandemic. Business actors are still faced with a common problem, namely that business is hampered due to slow capital turnover, especially during the co-pandemic. Therefore, to develop UMKM Coffee Shops in Bandar Lampung, it is necessary to have additional Business Capital and Product Innovation to develop their business, accompanied by Digital Marketing as a moderation medium for the development of UMKM Coffee Shops in Bandar Lampung. Based on this, the formulation in this study is Does Business Capital have an influence on the development of UMKM in Bandar Lampung City with Digital Marketing as a Moderating Variable in the Perspective of Islamic Economics? And does Product Innovation have an influence on the development of UMKM in Bandar Lampung City with Digital Marketing as a Moderating Variable in the Perspective of Islamic Economics? The purpose of this study, to examine and analyze the effect of Business Capital on the development of UMKM in Bandar Lampung City with Digital Marketing as a Moderating Variable in an Islamic Economic Perspective and to test and analyze the effect of Product Innovation on the development of UMKM in Bandar Lampung City with Digital Marketing as a Moderating Variable in Islamic Economic Perspective. The method used in this research is a quantitative research method. The data used in this study is primary data derived from the results of the questionnaire answers that the researchers distributed to UMKM actors in the city of Bandar Lampung. The sample used uses the slovin formula with the results of the sample used by 100 UMKM actors in the city of Bandar Lampung. This study determines how much influence Business Capital has on the Development of UMKM in the City of Bandar Lampung with Digital Marketing as a moderating variable in the Islamic Economic Perspective, which is equal to 62.5%, the rest is influenced by other variables. Meanwhile, the magnitude of the influence of Product Innovation on UMKM development with digital marketing as a moderating variable is 62.4%, the rest is influenced by other variables. Most Coffee ShopUMKM have understood that product innovation is something that is needed so that a business can continue and survive.
Evaluating Environmental Sustainability Practices in Bank Syariah Indonesia: Green Banking and Maqashid al-Syari’ah: Vani Febiola; Muhammad Iqbal Fasa; Suharto Suharto
Econetica: Jurnal Sosial, Ekonomi, dan Bisnis Vol. 5 No. 1 (2023): Mei 2023
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi Universitas Nahdlatul UlamaNusa Tenggara Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69503/econetica.v5i1.361

Abstract

This study explores the implementation of green banking practices in Bank Syariah Indonesia(BSI) through the lens of Islamic economic ethics and sustainable finance principles. Theresearch seeks to understand how Islamic banking institutions integrate environmentalresponsibility within their financial operations, investment decisions, and corporate governancestructures. Using a qualitative descriptive approach, data were collected throughdocumentation, literature review, and secondary reports from regulatory authorities and BSI’ssustainability publications. The findings indicate that BSI has adopted various environmentallyconscious initiatives such as green financing, paperless transactions, and eco-efficientinfrastructure. However, the implementation remains partially instrumental, focusing more onregulatory compliance than on transformative commitment to sustainability. From an Islamicperspective, these efforts resonate with the principles of Maqashid al-Syari’ah—particularly thepreservation of life (hifz al-nafs) and wealth (hifz al-mal)—but require deeperinstitutionalization through strategic alignment with the Sustainable Development Goals (SDGs)and Islamic Environmental Governance. The study contributes to the growing discourse onIslamic sustainable finance by emphasizing that true green banking must embody not onlyenvironmental prudence but also spiritual accountability and social justice.
Co-Authors Adib Fachri Aftina Halwa Hayatika Ahmad Hazas Syarif Ahmad Syauki Ajeng Febri Setyarini Alfin Aziz Amanda Veronica Amelia Amelia Andini Septiani Angga Maulana Anisa Amini Anita Tri Milza Annisa Nur Ramadhani Annisa Nur Safitri Annisa Nur Safitri Any Eliza Arnova Witiar Nidah Athira Ajrina Gustya Ayu Rizki Bagus Galih Satriyo Bayu Luthfi Alfarisi Cania Anggita Putri Cindi Novita Sari Cindi David Novaldi Dea Naza Refilia Deki Fermansyah Deri Norita Dewi Utari Diky Rahmansyah Dinar Fithriya Hanjadi Dinar Fithriya hanjani Dini Anggraini Dini Intan Veronica Dwi Kurniasari Dwi Mutiara Sari Ega Belahag Yusuf Endang Ali Maksum Erniza Apnianingsih Erniza Ersi Sisdianto Evi Ekawati Fahmi Muhammad Irfan Felia Maghfira Ghina Ulfah Sachfurrohman Ghina Ulfah Saefurrohman Gita Olivia Hanif Hanif Ikhwan Udin Is Susanto Jeby Fahira Jeby Fahira Khairuddin Lita Monalysa Lovina Meyresta M Arsyil Azhim Arsyil M Iqbal Fasa M Iqbal Fasa M Iqbal Fasha Melani Pratiwi Dipoyanti Melinia Moh Bahrudin Muhammad Iqbal Fasa Muhammad Iqbal Fasa Muhammad Priyoso Choirawan Muhammad Zaki Muthiatu Thoyibah Mutiara Puspa Garini Nasruddin Nasruddin Nisa Alfira Novyta sari susiana effendi Nur Rachmad Sukowicaksono Nuzulya Pahlawi Pransiska Dewi Putri Imaniar Reni Alsakinah Restu Wulan Daru Ricki Febrian Syah Rida Kartika Rindy Valentini Riri Septyaningrum Putri Risa Nur Aulia Riska Oktaviana Riska Oktaviana Riyan Erwin Hidayat Rizky Arnando Pratama Rosalia Wilda Cahyani S. Sulastri Salman Al Farisi Salsabila Rafi’Syaiim Sapta Arief Danu Atmaji Saskia Putri Sela Lestari Sherly Puspa Dewi Siti Amelia Siti Khodijah Siti Khodijah Siti Khodijah Siti Nurjanah Siti Susanti Suratman Suratman Susila Andriyati Syam Fitri Nur Cahyani Titi Herawati Ulul Azmi Mustofa, Ulul Azmi Vani Febiola Yuli Yana Fitri Yunita Rahayu Zuhraini