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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Waradin Safari : Jurnal Pengabdian Masyarakat Indonesia Profit: Jurnal Manajemen, Bisnis dan Akuntansi Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Penelitian Ekonomi Manajemen dan Bisnis J-ISACC : Journal of Islamic Accounting Competency Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Manajemen dan Ekonomi Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Journal of Islamic Economics and Finance Journal Economic Excellence Ibnu Sina Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Jurnal Intelek Dan Cendikiawan Nusantara JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Jurnal Ekonomi, Akuntansi dan Perpajakan Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi Jurnal Intelek Insan Cendikia Jurnal Ekonomi Bisnis dan Kewirausahaan Jurnal Bisnis, Ekonomi Syariah dan Pajak
Imsar Imsar
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Pembenahan Terhadap Siklus Keuangan Menggunakan Metode Value For Money Pada Badan Keuangan Dan Aset Daerah Kota Medan Imsar Imsar; Rizky Febrian Saragih
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 2 No. 4 (2023): November : Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v2i4.2474

Abstract

The goals of this study are to: (1) analyze the day-to-day operations of the Bank for Foreign Exchange in Kota Medan; and (2) determine if the procedures for opening bank accounts there comply with the rules governing pending transactions. (1) Value for money-focused banking work at BPK Kota Medan is very good and adheres to three principles: efficacy, effectiveness, and warning; and (2) Opening a bank account at the BPK Kota Medan. This means that business initiatives must be carried out in a way that maximizes financial resources and is especially focused on the needs of the general populace or the local populace.
Peran Lembaga Keuangan Mikro (LKM) Dalam Upaya Pengembangan Usaha Kecil Dan Mikro Passa Sayyid Akbar Lubis; Imsar Imsar
Trending: Jurnal Manajemen dan Ekonomi Vol. 2 No. 1 (2024): Januari : Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/trending.v2i1.2066

Abstract

Small and medium enterprises in strong growth companies in crisis conditions. It is between the lines to the east that changes in relative income vary between tadana and also because money depends on local production factors. Yesterday I wrote a story, because I often think there are many obstacles, one of which is short or small capital. They are unprofessional and subordinate to increasingly petty interests. This building is classified as non-residential (not permanent). MFIs operate many micro and small businesses. It has a more convenient microwave that can be used for smaller and smaller businesses. This book is designed to 1) improve the performance of MFIs in small and medium businesses, 2) increase the prospects and development of MFIs. LKM also offers a wide range of microbiological and microbial conservation pets. LKM must be a regular member with time consuming micro and micro device reading for formatted access. MFI has a bike option has more cars and microns, has a narrow car but not many models. Rebuilding LKM as a business requires rebuilding LKM as a commercial enterprise that is generated by implementing maintenance and operational strategies that increase cottage payments on credit. One obstacle to the agricultural efforts of Borasal MFIs lies in: rural areas and their agricultural fields. interior: functional and human elements sum-est
Pengaruh Total Asset Turnover (TAT) dan Kualitas Aktiva Produktif (KAP) Terhadap Profitabilitas (ROA) dengan Non Performing Financing sebagai Variabel Moderasi pada Bank Umum Syariah di Indonesia Periode 2019-2023 Yulpida Sari Lubis; Imsar Imsar; Laylan Syafina
Trending: Jurnal Manajemen dan Ekonomi Vol. 2 No. 4 (2024): Oktober : Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/trending.v2i4.3172

Abstract

This study aims to find out how the Effect of Total Asset Turnover (TAT), Quality of Productive Assets (KAP) on Profitability (ROA) with Non-Performing Financing (NPF) as a Moderating Variable in Sharia Commercial Banks in Indonesia for the Period 2019 - 2023 The independent variables used are TAT and KAP, the dependent variables used in this study are Profitability (ROA) and moderation variables in the form of NPF. The research data used is secondary data, TAT level, KAP level and also profitability level (ROA) and is obtained from the official website of each Sharia Commercial Bank in Indonesia which has been published at the Financial Services Authority (OJK). Namely this research consists of 30 data where the data used is the annual data of Islamic commercial banks in Indonesia. The research method used in this study is quantitative with a descriptive approach. The analysis techniques used in this study are partial test (t-test), simultaneous test (F-test), determination coefficient test (R2) and MRA analysis test using SPSS Version 25.00 analysis tool. The results showed that the TAT variable had no effect on ROA. The KAP variable has a positive and significant effect on ROA. The variables KAP and TAT have a simultaneous effect on ROA. The NPF variable is not able to moderate the effect of TAT on ROA. The NPF variable is not able to moderate the effect of KAP on ROA.
Kinerja Lembaga Keuangan Syariah Terhadap Pelaku UMKM Untuk Pertumbuhan Ekonomi Imsar Imsar; Rizky Febrian Saragih
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 4 (2023): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i4.385

Abstract

Islamic financial institutions provide facilities that can be used by the community in the business sector to open up opportunities to build UMKM. UMKM are the main productive and competitive actors in the national economy. For this reason, the development of micro, small and medium enterprises needs to be the main priority of national economic development. This study aims to describe the role of Islamic financial institutions for UMKM in realizing economic development. This type of research is a literature review research with data sources obtained through a search on google schoolar with a number of predetermined variable keys. The results of this study include the role of financial institutions in the economy including the transfer of assets, transactions, liquidity and efficiency. Islamic financial institutions were established with the aim of promoting and developing the application of Islamic principles, sharia and their traditions into financial and banking transactions and related businesses.
Analisis Strategi Peningkatan Penerimaan Pajak Kendaraan Bermotor Pada Samsat Kota Sibolga Dian Ananda Putri; Imsar Imsar
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 3 No. 1 (2024): Januari : Inisiatif : Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v3i1.2169

Abstract

Motor Vehicle Tax (PKB), is a regional tax levied on ownership of motorized vehicles, both two-wheeled and four-wheeled, is one of the levies that makes a significant contribution to regional income growth. The operational legal basis for the strategy for implementing Motor Vehicle Tax (PKB) collection in Sibolga City is contained in the regional regulations themselves which are the basis for implementing PKB in a particular area. The aim of this research is to evaluate and ensure the best course of action for Sibolga Samsat motor vehicle tax recipients. A qualitative descriptive analysis approach was used in this research. Field observation and interview methods were used in the data collection procedures. The research findings show that the method used by the Sibolga Regional Samsat Office has had a very beneficial impact in increasing motor vehicle taxes because thanks to the programs and strategies implemented, the public can easily find out about changes to the tax payment system. . Results of interviews with agency leaders; He also explained the tactics used at the Sibolga City Samsat office. According to him, the Regional Revenue Agency decided to carry out this outreach because policy changes often occur in the field of taxation, especially regarding motor vehicle tax. Therefore, socialization is needed so that policy changes are more easily understood by the wider community. Two supporting factors, namely human resources and facilities and infrastructure, have an impact on Sibolga City's plan to increase the number of motor vehicle tax recipients. This inability to integrate with the community is what prevents this technique from being successful.
Pengaruh Jumlah Uang Beredar, Inflasi dan Kurs Rupiah Terhadap Margin Pembiayaan Murabahah PT. Bank Syariah Indonesia Tahun 2013-2022 Qorry Prananda Aulia; Imsar Imsar; Muhammad Ikhsan Harahap
Jurnal Ekonomi, Akuntansi, dan Perpajakan Vol. 1 No. 4 (2024): November: Jurnal Ekonomi, Akuntansi, dan Perpajakan (JEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jeap.v1i4.405

Abstract

This study aims to determine the influence of the Influence of Money Supply, Inflation and Rupiah Exchange Rate on Murabahah Financing Margin in Indonesia Sharia Banks throughout Indonesia from 2013-2022. The type of research conducted is quantitative research. The method used in this study used the analysis of the Vector Auto Regression model of the VECM model and a data tool processed using Eviews 10. The data used is secondary data taken through the official website of the Central Statistics Agency (BPS) for a period of 10 (ten) years from 2013-2022. Based on the results of the study, it is known that the results of the Vector Error Correction Model (VECM) test of this study show that only the variables of the Money Supply and the Rupiah Exchange Rate have a positive and significant impact, while the influence of the Inflation variable on Murabahah Financing Margin (Case Study of Bank Syariah Indonesia in 2013-2022) in the short term has a positive and insignificant impact. The Effect of Money Supply and Inflation on Murabahah Financing Margin has a positive and significant impact, while the influence of the Rupiah Exchange Rate variable on Murabahah Financing Margin in the long term has a negative and insignificant impact.
ANALISIS POTENSI DAN HAMBATAN EKONOMI DIGITALDALAM MENGEMBANGKAN UMKM  KOTA MEDANSUDUT PANDANG ETIKA BISNIS ISLAM Siska Ramayani Damanik; Imsar Imsar; Reni Ria Armayani Hasibuan
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol. 1 No. 5 (2024): Oktober : Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBER)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/c1tcb011

Abstract

This study aims to determine the potential and obstacles of the digital economy in developing MSMEs in the city of Medan and then reviewed from the perspective of Islamic business ethics. This study is a descriptive qualitative type that presents narrative data about objects found in the field. The subject of this study is the Medan City Cooperative and MSME Service and the object is the digital economy. This research is motivated by the Indonesian government's efforts to make MSMEs go digital coupled with the existence of a pandemic that forces economic activities to increasingly move towards digitalization so that MSMEs as a milestone in economic progress must actively move to follow the changing times. The data collection techniques used are interviews, observations, and documentation. The results obtained are: In the city of Medan, the digital economy system has been intensified for MSME actors, the Medan City Cooperative and MSME Service supports through consultation, training, and assisting MSME actors to develop their businesses digitally. Until now, there have been 3000 Medan City MSMEs that have registered as Fostered MSMEs at the Medan City Cooperative and MSME Service. This means that all the breakthroughs that have been made by the Medan City Cooperative and UMKM Service bring good news for the potential of the digital economy. However, in addition to all that, there are still many UMKM actors who are not aware of the digital economy, which is caused by low human resources, not yet technologically proficient, and still consider the system troublesome and choose to be stuck with a manual system.
IMPLEMENTASI HADIS SEBAGAI NILAI ETIKA DAN MORAL DALAM BERINTERAKSI DENGAN SESAMA MANUSIA DALAM KEHIDUPAN SEHARI-HARI Suci Ramadhini; Imsar Imsar
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 7 (2025): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i7.6087

Abstract

This study examines the role of hadith as a source of moral guidance in everyday life and its impact on ethics and human behavior in social interactions. As the second primary source of Islamic teachings after the Qur’an, hadith contains essential ethical values such as honesty, compassion, and justice, which serve as guidelines for individuals in conducting themselves within society. Utilizing a qualitative descriptive approach, this research analyzes authentic hadiths and supporting literature to identify and comprehend the moral values embedded within them. The findings demonstrate that applying these values, such as mutual respect and cooperation, contributes to improving the quality of social interactions and strengthening community solidarity. Furthermore, the study provides deeper insights into how hadith encourages individuals to act more ethically in various contexts, including family, workplace, and community settings. Therefore, hadith functions not only as a spiritual reference but also as a strong ethical foundation for shaping human behavior.
Analisis Investasi Sektor Energi Terbarukan Terhadap Keberlanjutan Ekonomi Pembangunan Nasional di Era Globalisasi Satria Lam Syafi’i Simamora; Imsar Imsar
Journal Economic Excellence Ibnu Sina Vol. 3 No. 3 (2025): September : Journal Economic Excellence Ibnu Sina
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/excellence.v3i3.3231

Abstract

This research employs a qualitative library research method to examine the crucial role of investment in the renewable energy sector in sustaining national economic development in the globalization era. In the current global context, the transition toward environmentally friendly energy sources is not only a necessity but also a strategic priority for many countries, including Indonesia. Conventional reliance on fossil fuels, which are increasingly limited and harmful to the environment, has pushed policymakers and stakeholders to seek sustainable alternatives. Renewable energy sources—such as solar, wind, hydro, and bioenergy—are widely recognized as long-term solutions to reduce environmental degradation and carbon emissions. Investment in the renewable energy sector does not merely contribute to environmental preservation but also carries significant socioeconomic benefits. It has the potential to generate new employment opportunities, encourage technological innovation, and strengthen national energy security. These impacts create a multiplier effect on the economy, thereby supporting inclusive growth and sustainable development. Furthermore, renewable energy investment can enhance national competitiveness and resilience in facing global energy transitions, as well as align with international commitments to climate change mitigation. This study, through a comprehensive review of scholarly journals, reports, and other credible sources, finds that the renewable energy sector is instrumental in realizing a sustainable and globally adaptive economic structure. Nevertheless, the success of this transition depends heavily on government efforts to optimize policies and regulatory frameworks that are supportive, transparent, and attractive to both domestic and international investors. Therefore, it is imperative for the government to strengthen investment incentives, streamline bureaucratic procedures, and promote public-private partnerships. The findings highlight that renewable energy investment is not only an environmental necessity but also a key driver of long-term national economic sustainability.
Kontribusi Dana Desa, Lembaga Keuangan Syariah, dan Integrasi Ekonomi Regional terhadap Pertumbuhan Ekonomi Putri Amirah Hajarani; Imsar Imsar
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 5 (2025): September :Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i5.1497

Abstract

This study aims to analyze the contribution of village funds, Islamic financial institutions, and regional economic integration to regional economic growth. In the context of fiscal decentralization and regional development, these three variables play a strategic role in accelerating inclusive and sustainable economic development. Village funds serve as the primary instrument to finance infrastructure development and community empowerment. Meanwhile, Islamic financial institutions provide access to fair and Sharia-compliant financing, supporting the productivity of micro and small enterprises. Regional economic integration, particularly through inter-regional connectivity and cooperation, strengthens local markets and enhances regional competitiveness. The analysis method uses a descriptive-qualitative approach based on literature studies and secondary data. The findings indicate that the synergy among the three variables can drive equitable economic growth, although integrated policies and institutional capacity strengthening are still needed.
Co-Authors Abdurahman . Adil Alfarizi Nst Adisty Aulia Zahra Ahmad Husaini Anggi Maharani Nasution Ardhia Meianti Atika Atika Aulia Syahfitri Dharma, Budi Dian Ananda Putri Dimas Pramudya Ditiya Puspita Elvira Andriyani Endang Suriyani Munthe Evan Hamdani Friska Amelia Gita Aulia Utami Harahap, Muhammad Ikhsan Ice Rahwani Purba Iman Purdani Jannah, Nurul Kholila harahap Laylan Syafina Maysa Chairani Miratul Imaniah Muhammad Iqbal Nasya Wahyuni Niki Aulia Nikmatul Maula Pulungan Nurhidayah Nurhidayah Passa Sayyid Akbar Lubis Popi Dea Ananda Purnama Ramadani Silalahi Putri Amirah Hajarani Qorry Prananda Aulia Rafita Rafita Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Imsar Reni Ria Armayani Hasibuan Rizky Febrian Saragih Robi Mufti Salsabila Sofiya Wardani Satria Lam Syafi’i Simamora Sazalia Naura Azzahra Silfira Ayu Ningsih Pasaribu Siska Ramayani Damanik Suci Ramadhini Susi Apriliani Syairah Nasution Tio ramadhani Winda Angraini Nasution Yulpida Sari Lubis