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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Proaksi JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Pengabdian Masyarakat Waradin Safari : Jurnal Pengabdian Masyarakat Indonesia Profit: Jurnal Manajemen, Bisnis dan Akuntansi Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Penelitian Ekonomi Manajemen dan Bisnis J-ISACC : Journal of Islamic Accounting Competency Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Manajemen dan Ekonomi Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Journal of Islamic Economics and Finance Journal Economic Excellence Ibnu Sina Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Jurnal Intelek Dan Cendikiawan Nusantara JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Jurnal Ekonomi, Akuntansi dan Perpajakan Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Kajian Ekonomi dan Akuntansi Terapan Jurnal Inovasi Ekonomi Syariah dan Akuntansi Jurnal Intelek Insan Cendikia Jurnal Ekonomi Bisnis dan Kewirausahaan Jurnal Bisnis, Ekonomi Syariah dan Pajak
Imsar Imsar
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Kontribusi Dana Desa, Lembaga Keuangan Syariah, dan Integrasi Ekonomi Regional terhadap Pertumbuhan Ekonomi Putri Amirah Hajarani; Imsar Imsar
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 5 (2025): September :Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i5.1497

Abstract

This study aims to analyze the contribution of village funds, Islamic financial institutions, and regional economic integration to regional economic growth. In the context of fiscal decentralization and regional development, these three variables play a strategic role in accelerating inclusive and sustainable economic development. Village funds serve as the primary instrument to finance infrastructure development and community empowerment. Meanwhile, Islamic financial institutions provide access to fair and Sharia-compliant financing, supporting the productivity of micro and small enterprises. Regional economic integration, particularly through inter-regional connectivity and cooperation, strengthens local markets and enhances regional competitiveness. The analysis method uses a descriptive-qualitative approach based on literature studies and secondary data. The findings indicate that the synergy among the three variables can drive equitable economic growth, although integrated policies and institutional capacity strengthening are still needed.
Strategi Pembangunan Ekonomi Pedesaan di Daerah Tertinggal Melalui Optimalisasi Potensi Lokal, Infrastruktur Pertanian, dan Teknologi Tepat Guna Putri Amirah Hajarani; Imsar Imsar
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 3 (2025): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i3.2747

Abstract

Rural economic development in underdeveloped areas requires a strategic approach that integrates local potential, agricultural infrastructure, and appropriate technology (AT) to foster inclusive and sustainable growth. This study aims to analyze rural economic development strategies through a literature review and thematic synthesis of relevant studies. The findings reveal that optimizing local potential, such as natural and socio-cultural village resources, can enhance community economic self-reliance. Strengthening agricultural infrastructure, especially the construction of farm roads, significantly improves distribution efficiency and farmer income. The application of appropriate technology in agriculture, small enterprises, education, and healthcare further accelerates economic and social transformation in rural areas. Nevertheless, challenges such as limited basic infrastructure, digital gaps, and low technological literacy require collaborative solutions. Therefore, development strategies based on local potential, functional infrastructure, and technological innovation are essential to building independent, productive, and competitive rural communities.
PERAN DIGITALISASI DALAM MENDORONG WIRAUSAHA MUDA Tio ramadhani; Imsar Imsar
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 4 (2025): AGUSTUS - SEPTEMBER 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini bertujuan mengkaji peluang dan tantangan kewirausahaan digital di Indonesia, khususnya bagi wirausahawan muda. Metode yang digunakan adalah studi literatur dari jurnal, laporan resmi, dan data terkait UMKM serta digitalisasi. Hasil penelitian menunjukkan bahwa digitalisasi membuka peluang berupa perluasan pasar, efisiensi, dan inovasi. Namun, masih terdapat hambatan seperti rendahnya literasi digital, keterbatasan modal, ancaman keamanan siber, regulasi yang belum adaptif, serta kurangnya dukungan ekosistem. Penelitian ini merekomendasikan penguatan literasi digital, akses permodalan, serta pendidikan kewirausahaan kontekstual untuk meningkatkan daya saing dan keberlanjutan usaha.
DAMPAK PEMBIAYAAN MIKRO SYARIAH TERHADAP PEMBERDAYAAN EKONOMI PEREMPUAN DALAM PERSPEKTIF EKONOMI ISLAM Tio ramadhani; Imsar Imsar
Jurnal Intelek Insan Cendikia Vol. 2 No. 8 (2025): AGUSTUS 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini bertujuan untuk menganalisis dampak pembiayaan mikro syariah terhadap pemberdayaan ekonomi perempuan dalam perspektif ekonomi mikro Islam. Pemberdayaan ekonomi perempuan merupakan salah satu aspek penting dalam pembangunan berkelanjutan karena mampu meningkatkan kesejahteraan keluarga sekaligus memperkuat perekonomian masyarakat. Dalam konteks ekonomi mikro Islam, pembiayaan syariah memiliki peran strategis untuk memberikan akses modal yang sesuai prinsip syariah tanpa membebani pelaku usaha dengan bunga. Melalui akses pembiayaan yang adil, perempuan sebagai pelaku usaha kecil dan mikro dapat mengembangkan keterampilan, meningkatkan produktivitas, serta memperluas peluang usaha. Penelitian ini menggunakan metode kualitatif perpustakaan dengan mengkaji literatur terkini terkait pembiayaan mikro syariah, pemberdayaan perempuan, dan ekonomi Islam. Hasil kajian menunjukkan bahwa pembiayaan mikro syariah tidak hanya berfungsi sebagai instrumen finansial, tetapi juga sebagai sarana peningkatan kapasitas perempuan dalam mengelola usaha, mengurangi ketergantungan ekonomi, dan memperkuat peran sosial. Dengan demikian, keberadaan pembiayaan mikro syariah berkontribusi positif terhadap terciptanya kemandirian ekonomi perempuan sesuai dengan prinsip keadilan dalam ekonomi Islam.
ANALISIS PERTUMBUHAN EKONOMI REGIONAL DAN KETIMPANGAN PEMBANGUNAN ANTAR WILAYAH DI SUMATERA UTARA Ditiya Puspita; Imsar Imsar
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 8 (2025): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i8.6286

Abstract

This study aims to examine regional economic growth and development disparities between districts/cities in North Sumatra Province. The research method uses a descriptive qualitative approach with secondary data sourced from publications of the Central Statistics Agency (BPS) and regional development planning documents. The analysis is conducted using content analysis techniques to explore growth patterns, causes of inequality, and their impact on development policies. The results show that economic growth is still concentrated in urban areas, particularly Medan City, Deli Serdang Regency, and Binjai City, while inland and island regions such as Nias and Mandailing Natal lag significantly behind. This disparity is caused by the uneven distribution of infrastructure, the concentration of investment in growth centers, and non-inclusive development policies. This study recommends the need for development policies based on local potential and equitable distribution of infrastructure to encourage more equitable economic growth across the region.
ANALISIS DAMPAK LINGKUNGAN AKIBAT PENGGUNAAN KEMASAN PLASTIK DALAM KEGIATAN EKONOMI Evan Hamdani; Harahap, Muhammad Ikhsan; Imsar Imsar
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 5 (2025): September
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i5.1384

Abstract

The use of plastic packaging in economic activities is increasing along with the rapid development of trade, especially through e-commerce, but this raises serious environmental problems. The main problem of this research is What are the environmental impacts caused by the use of plastic packaging. This study aims to analyze the environmental impacts of the use of plastic packaging using a literature review method. The results of the study indicate that plastic packaging contributes to land, water, and marine pollution, causes an increase in the volume of single-use waste, and has the potential to harm health through the accumulation of microplastics. The conclusion of the study emphasizes the need for real efforts from the government, business actors, and the community to reduce the use of plastic while promoting environmentally friendly packaging alternatives in order to support sustainable development.
Analisis Fiqih Muamalah dalam Transaksi Jual Beli Online Menurut Perspektif Hukum Islam dan Syariah Adil Alfarizi Nst; Imsar Imsar
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 2 No. 3 (2025): September : Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v2i3.1543

Abstract

This study employs a qualitative library research method with the aim of analyzing fiqh muamalah in the practice of online buying and selling transactions from the perspective of Islamic law and sharia. The development of digital technology has given rise to various new models of transactions that require Islamic law to remain adaptive and relevant. Online trade is one form of contemporary muamalah that raises several issues, such as the validity of contracts, price transparency, clarity of goods, and the potential for fraud. In fiqh muamalah, the validity of a sale and purchase contract is determined by the fulfillment of its pillars and conditions, namely the presence of contracting parties, a clearly defined object of transaction, and a legitimate agreement. The findings indicate that online buying and selling transactions are valid as long as they comply with sharia principles such as justice, transparency of information, clarity of goods, and the absence of gharar (uncertainty), maysir (gambling), or riba (usury). Thus, Islamic law does not reject technological innovation as long as the substance of the contract remains in line with sharia. This research emphasizes that fiqh muamalah is capable of providing practical and relevant solutions in addressing the challenges of the modern digital economy.  
Perilaku Konsumtif Muslim di Era E-Commerce: Tinjauan Etika Konsumsi dalam Perspektif Islam Sazalia Naura Azzahra; Imsar Imsar
Journal Economic Excellence Ibnu Sina Vol. 3 No. 3 (2025): September : Journal Economic Excellence Ibnu Sina
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/excellence.v3i3.3287

Abstract

This study examines the phenomenon of Muslim consumer consumptive behavior in the digital era, focusing on online shopping activities through e-commerce platforms. The main goal is to examine the conformity of consumption behavior with the principles of consumption ethics in Islam. Using a qualitative descriptive approach, data was collected through in-depth interviews with selected Muslim consumers as well as observations of purchasing patterns over three months. The results show that the ease of access to technology, the intensity of promotion, and the influence of social media are the dominant factors that encourage impulse buying behavior. This phenomenon creates a gap between actual consumption practices and Islamic ethical values, especially related to the principles of moderation (wasathiyah), avoidance of waste (israf), and social responsibility in shopping. While some respondents showed awareness of these values, the pressures of the digital environment and consumptive lifestyles often obscure ethical considerations in purchasing decision-making. The implications of these findings emphasize the urgency of strengthening Islamic consumption literacy through digital education, awareness campaigns, and the integration of religious values in ethical marketing strategies. This research is expected to be the basis for the development of sustainable consumption policies based on spiritual values, as well as encourage Muslim consumers to be more critical and wise in facing the evolving dynamics of digital commerce.
Analisis Statistik Nonparametrik pada Perbedaan Tingkat Kepuasan Pelanggan terhadap Layanan Bank Syariah Indonesia dalam Perspektif Demografis Adil Alfarizi Nst; Imsar Imsar
Kajian Ekonomi dan Akuntansi Terapan Vol. 2 No. 3 (2025): September : Kajian Ekonomi dan Akuntansi Terapan (KEAT)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/keat.v2i3.1542

Abstract

This study investigates the differences in customer satisfaction levels toward the services of Bank Syariah Indonesia by employing a nonparametric statistical approach. Customer satisfaction is a critical benchmark in Islamic banking, as it not only reflects the quality of services but also the extent to which sharia compliance is embedded in financial practices. Given that satisfaction data are generally ordinal and may not fulfill the assumptions of normal distribution, nonparametric methods such as the Kruskal-Wallis and Mann-Whitney tests were selected as the primary analytical tools. This research adopts a qualitative library-based method by reviewing relevant literature, scientific articles, and previous empirical studies to construct a comprehensive understanding of customer satisfaction measurement within Islamic banking. The findings highlight that variations in satisfaction are influenced by multiple factors, including service speed, staff friendliness, accessibility of digital platforms, and clarity of sharia principles applied in daily operations. Results further suggest that demographic characteristics and service usage frequency significantly shape satisfaction differences across customer groups. Theoretically, this study enriches the body of knowledge on the application of nonparametric statistics in Islamic banking research, while practically, it provides actionable insights for Bank Syariah Indonesia in formulating adaptive service strategies. These contributions are expected to assist the bank in strengthening customer loyalty, enhancing competitiveness, and sustaining growth in the dynamic modern banking industry. Theoretically, this study enriches the body of knowledge on the application of nonparametric statistics in Islamic banking research, while practically, it provides actionable insights for Bank Syariah Indonesia in formulating adaptive service strategies. These contributions are expected to assist the bank in strengthening customer loyalty, enhancing competitiveness, and sustaining growth in the dynamic modern banking industry.  
Analisis Efektivitas Administrasi Pembangunan dalam Mengelola Anggaran Daerah untuk Pembangunan Ekonomi Lokal Satria Lam Syafi’i Simamora; Imsar Imsar
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 3 No. 5 (2025): September : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v3i5.1803

Abstract

This study employs a qualitative library research method with the primary objective of analyzing the effectiveness of development administration in the management of regional budgets to support local economic development. Development administration is a crucial component in the governance process, encompassing the planning, organizing, directing, and supervising of budget utilization to ensure that resources are allocated in a targeted, efficient, and sustainable manner. Within the context of local governments, the effectiveness of budget management is considered a key indicator of the success of regional development, as it directly reflects the ability of local authorities to implement policies that foster equitable and inclusive growth. The data for this study were obtained from various scientific literature sources, including academic journals, textbooks, and relevant government policy documents addressing budgeting and regional development. The findings of the analysis highlight that successful budget management is strongly influenced by bureaucratic capacity, particularly in terms of administrative competence, professional integrity, and institutional stability. Furthermore, transparency in budget planning processes plays a significant role in building public trust and preventing misallocation of resources. Equally important is the participation of the community in monitoring and evaluating budget implementation, which ensures accountability and responsiveness to public needs. In addition, synergy between legislative and executive bodies is identified as a determining factor in strengthening checks and balances, thereby enhancing the accountability of public fund management. The study concludes that effective development administration not only supports efficient allocation of financial resources but also contributes to accelerating local economic growth, reducing social inequality, and improving community welfare. Ultimately, this research is expected to provide valuable insights and serve as a reference for local governments in formulating strategies for more optimal, transparent, and participatory budget management practices
Co-Authors Adil Alfarizi Nst Adisty Aulia Zahra Ahmad Husaini Anggi Maharani Nasution Ardhia Meianti Atika Atika Aulia Syahfitri Dharma, Budi Dian Ananda Putri Ditiya Puspita Elvira Andriyani Evan Hamdani Friska Amelia Gita Aulia Utami Harahap, Muhammad Ikhsan Ice Rahwani Purba Iman Purdani Jannah, Nurul Kholila harahap Laylan Syafina Maysa Chairani Miratul Imaniah Niki Aulia Nikmatul Maula Pulungan Nurhidayah Nurhidayah Passa Sayyid Akbar Lubis Popi Dea Ananda Purnama Ramadani Silalahi Putri Amirah Hajarani Qorry Prananda Aulia Rafita Rafita Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Imsar Reni Ria Armayani Hasibuan Rizky Febrian Saragih Robi Mufti Salsabila Sofiya Wardani Satria Lam Syafi’i Simamora Sazalia Naura Azzahra Silfira Ayu Ningsih Pasaribu Siska Ramayani Damanik Suci Ramadhini Susi Apriliani Tiara Ermelia Tio ramadhani Winda Angraini Nasution Yulpida Sari Lubis