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All Journal Jurnal Ilmiah Ekonomi Islam Akuntabel : Jurnal Ekonomi dan Keuangan Jurnal Hukum Ekonomi Syariah Jurnal Akuntansi Al-Azhar Journal of Islamic Economics Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Likuid: Jurnal Ekonomi Industri Halal Medani : Jurnal Pengabdian Masyarakat Al-Zayn: Jurnal Ilmu Sosial & Hukum JAMP Maaliyah Journal of Islamic Economics and Business Ethics Referensi Islamika: Jurnal Studi Islam Raqib: Jurnal Studi Islam
Asyraf Mustamin
Universitas Islam Negeri Alauddin Makassar
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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EXPLORING THE ROLE OF SHARIA-BASED SOCIAL MEDIA REPUTATION IN SHAPING BANK ALADIN SYARIAH'S CUSTOMER TRUST Supriadi Supriadi; Nur Isra' Ahmad; Ismawati Ismawati; Asyraf Mustamin
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNE
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.457

Abstract

The main purpose of this study is to explore the role of social media reputation in shaping customer trust in Bank Aladin Syariah. The research method used in this study is qualitative and exploratory. The data in this study was collected through in-depth interviews with customers who actively follow Bank Aladin Syariah's Instagram account, as well as observations of content uploaded by banks. The analysis is carried out in several stages, namely determining the topic, coding the data, grouping data by category and finally formulating conclusions. The three main findings that emerged from this exploration are: first, the credibility of the content is the foundation of trust. Second, visual branding that carries a modern and Islamic image. Third, the interactivity and responsiveness of the Bank Aladin Syariah Instagram account. The findings highlight that social media plays a strategic role in building value-based trust rather than mere promotion. Bank Aladin Syariah should manage its digital reputation through credible content, appealing visuals, and interactive communication. The study’s limitation lies in its focus on Instagram and predominantly young informants, suggesting future research across platforms with more diverse participants. This study has originality because it examines in depth the role of Sharia-based social media reputation in shaping customer trust in Bank Aladin Syariah. The focus on the Instagram platform provides a unique contribution, considering that this visual-interactive social media is rarely studied specifically in the context of digital Islamic banking.
Analisis Tingkat Keamanan Penggunaan Teknologi Biometrik Dalam Sistem Transaksi Digital Pada Bank Muamalat KCP Gowa Evi Sugiatni; Sudirman; Nuraeni gani; Kamaruddin; Asyraf Mustamin
Al-Zayn: Jurnal Ilmu Sosial, Hukum & Politik Vol 4 No 3 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/alz.v4i3.6228

Abstract

Penelitian ini bertujuan untuk mengetahui tingkat keamanan teknologi biometrik dalam transaksi digital pada Bank Muamalat KCP Gowa. Jenis metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif dengan pendekatan eksploratif. Sumber data yang diperoleh dalam penelitian menggunakan teknik wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa teknologi biometrik sangat aman dan mudah digunakan oleh nasabah, dengan dukungan pandangan Islam yang positif asal penggunaannya bijaksana. Perlindungan data pribadi nasabah diatur oleh undang-undang terkait telekomunikasi dan transaksi elektronik, didukung oleh regulasi internasional. Meskipun biometrik menawarkan banyak manfaat, tantangan seperti kesalahan identifikasi dan ketidakstabilan jaringan harus diatasi melalui regulasi yang lebih ketat oleh perusahaan.
Penguatan Kepedulian Sosial melalui Program Berbagi Sembako dan Alat Tulis di Panti Asuhan Peduli Yatim Bersama Makassar Nur Isra' Ahmad; Supriadi; Mujahidah; Asyraf Mustamin; Nuraeni Gani
Jurnal Abdi Masyarakat Pendidikan Vol. 3 No. 01 (2026): Jurnal Abdi Masyarakat Pendidikan
Publisher : Jurusan Pendidikan Guru Sekolah Dasar Kampus VI Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Orphans at the Makassar Orphanage Peduli Bersama Makassar still face limitations in meeting basic needs and educational facilities that have an impact on their learning motivationIn line with these problems, this service activity aims to provide basic necessities and stationery as an integrative effort that not only fosters social awareness, but also strengthens religious values and supports the sustainability of orphans' education. The community service method used is a participatory approach. The results of the activity showed that children not only felt materially helped, but also received stronger psychological encouragement and motivation to learn. Their enthusiasm when receiving stationery is clear evidence that simple support can have a big impact on the spirit of learning. This activity also shows that community service not only contributes to the fulfillment of basic needs, but also enriches the psychological and social aspects of orphans.
Halal Economy as a Driver of Global Development: Literature Review VoS Viewer Trimulato; Asyraf Mustamin
Maaliyah: Journal of Islamic Economic Law and Islamic Finance Vol. 1 No. 1 (2025): Maaliyah: Journal of Islamic Economic Law and Islamic Finance
Publisher : Universitas Darunnajah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/maaliyah.v1i1.515

Abstract

The global rise of the halal economy has positioned it as a critical component in advancing inclusive and sustainable global development. This study aims to systematically explore the trends, challenges, and opportunities in halal economic research, while mapping key themes and research gaps using a bibliometric approach. Employing a Systematic Literature Review (SLR) combined with VOSviewer bibliometric analysis, this research analyzes 97 academic publications from 2014 to 2024 sourced via the Publish or Perish software. The findings reveal a significant growth trajectory in halal economy-related research, with dominant themes encompassing halal industry development, sustainability, Islamic finance, and halal tourism. The analysis also highlights Indonesia’s central role in halal economic scholarship and underscores the increasing integration of halal values with the Sustainable Development Goals (SDGs). However, persistent challenges such as fragmented global halal standards and low halal literacy in several regions remain critical barriers to inclusive global expansion. This study offers strategic insights for policymakers to foster a harmonized global halal ecosystem by strengthening regulations, supporting innovation, and enhancing cross-border cooperation. The results also provide a roadmap for future research to align halal economic practices with sustainable and ethical global development frameworks.
PENYALURAN ZAKAT UNTUK TUJUAN PRODUKTIF BAGI PEMBERDAYAAN UMKM: TINJAUAN PUSTAKA SISTEMATIS Trimulato; Asyraf Mustamin; Syarifuddin
Raqib: Jurnal Studi Islam Vol. 3 No. 1 (2026): Reaktualisasi Nilai-Nilai Islam di Tengah Perubahan Global
Publisher : Ikatan Sarjana Al-Qur'an Indonesia (ISQI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56872/w4nnnb48

Abstract

This study explores the distribution of zakat for productive purposes to empower Micro, Small, and Medium Enterprises (MSMEs). The research addresses the growing need for effective zakat management to enhance economic empowerment in the Muslim community. The primary objective is to analyze existing literature on productive zakat and its impact on MSMEs using a systematic literature review (SLR) methodology. Data were collected using Publish or Perish and subsequently analyzed in VOSviewer to visualize research trends, keyword networks, and collaboration patterns. The findings reveal that zakat distribution is increasingly focused on economic empowerment, with Indonesia emerging as a significant case study due to its substantial zakat potential. Key themes identified include the effectiveness of zakat in fostering MSME productivity and sustainability. The study highlights gaps in current research, particularly concerning implementing zakat in diverse economic contexts. Policy implications suggest the need for enhanced zakat management frameworks and multisectoral collaboration to optimize zakat's role in economic development.
Analisis Kinerja Keuangan untuk Menilai Keunggulan Bersaing pada Bank Syariah Mandiri Indonesia Asyraf Mustamin; Ismawati Ismawati; Trimulato Trimulato
Jurnal Hukum Ekonomi Syariah Vol. 3 No. 1 (2020): April
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam, Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v0i0.6966

Abstract

Penelitian ini bertujuan untuk mengungkap pelaksanaan penyajian laporan keuangan yang disajikan oleh Bank Mandiri Syariah Indonesia secara menyeluruh yaitu dari sisi kinerja keuangan yang menjadi salah satu dasar keunggulan bersaing bagi perusahaan yaitu dari aspek keuangan. Studi ini dilaksanakan dengan menganalisis Laporan keuangan Bank Mandiri Syariah selama tiga tahun yaitu tahun 2013-2015. Adapun analisis yang dignakan untuk menilai kinerja keuangan Bank Mandiri Syariah ialah analisis rasio analisis likuiditas, Analisis Rasio likuiditas dipilih karena merupakan rasio untuk mengukur kemampuan dalam memenuhi kewajiban jangka pendeknya pada saat ditagih oleh suatu perusahaan. Dengan kata lain dapat membayar kembali pencairan dana depositnya pada saat ditagih serta dapat mencukupi permintaan kredit yang telah diajukan. Hasil penelitian ini menunjukkan bahwa kinerja keuangan Bank Mandiri Syariah cukup baik dan mampu memenuhi kebutuhannya dengan rasio likuiditas yang ada padahal Bank Mandiri syariah tidak menjalankan sistem bunga pada pengoprasiannya serta tidak bergerak dalam sektor produksi.
Understanding Financial Management Among Generation Z: The Roles of Islamic Financial Literacy, Fintech Usage, and Lifestyle Nur Waasi; Samsul; Asyraf Mustamin; M Taufik Ridho
Likuid Jurnal Ekonomi Industri Halal Vol. 6 No. 1 (2026): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v6i1.51031

Abstract

This study aims to analyze the Influence of Islamic Financial Literacy and the Use of Financial Technology on Generation Z Financial Management with Lifestyle as a Moderation Variable. The research was conducted by quantitative method through an associative approach. Data collection was carried out by distributing questionnaires to 200 FEBI students of the 2021-2024 batch. The data obtained is processed using SPSS. The results of the study show that Islamic financial literacy and the use of fintech have a significant positive effect on the financial management of Generation Z. Lifestyle also has a significant effect on the financial management of Generation Z, but it is not able to moderate the influence of Islamic financial literacy and the use of fintech on the financial management of Generation Z. Practically, the results of this study affirm the urgency of increasing Islamic financial literacy and the wise use of fintech.  and indicates that the influence of lifestyle on the relationship between the two is independent.
Co-Authors - Trimulato, - Amrah Kasim Andri Machmury Evi Sugiatni Farid Fajrin Ismawati JUMARDI Kamaruddin Khaliq Ahmad M Taufik Ridho Muhajir Suni Muhlis Masin Mujahidah Murliani Murliani Nasrullah Bin Sapa Nur Isra' Ahmad Nur Waasi Nuraeni Gani Nuraeni Gani Rizki Rahim Salam Samsul Samsul Samsul St Hafsah Umar Sudirman Supriadi Supriadi Supriadi Supriadi Surya Ningsih Syarifuddin Tri Mulato Trisno Wardy Putra