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Pengembangan Program Studi Perbankan Syariah Berbasis Integrasi Peran Bank Syariah Bagi Sektor Riil UMKM Tri Mulato; Sudirman Sudirman; Kamaruddin Kamaruddin; Iryani Iryani
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Sharia banking are interested in getting involved channeling financing to the real sector of SMEs, including Bank BNI Syariah Makassar and Bank Panin Dubai Syariah Makassar. The purpose of this study is to determine the development of SMEs financing provided by sharia banking. Then to find out the role of sharia banking for the distribution financing for SMEs in the city of Makassar. As well as to find out the form of integration of the development of the department of sharia banking UIN Alauddin Makassar, through the distribution of financing for SMEs in sharia banking institution. This type of research is a field research, by taking data directly. The nature of the research is qualitative. The data source uses primary data and secondary data related to the research theme. The data analysis technique used in this research is qualitative descriptive, which describes the objects in the study. The results of this study indicate the development of the distribution of financing in sharia banking reaching 15.93 percent. Then Bank BNI Syariah and Bank Panin Dubai Syariah Makassar channeled financing to SMEs sector, reaching 20 percent. The form of integration in the development of departement sharia banking is by presenting courses on object management of financing sharia banking and courses on SMEs business.

PENERAPAN PEMBELAJARAN BERBASIS ALAT PERAGA SEDERHANA TERHADAP KETERAMPILAN PROSES SAINS PESERTA DIDIK KELAS X Sudirman Sudirman; Aditya Aditya
JPF (Jurnal Pendidikan Fisika) Universitas Islam Negeri Alauddin Makassar Vol 7 No 1 (2019): Maret
Publisher : Pendidikan Fisika UIN Alauddin Makassar

Jenis penelitian ini termasuk penelitian Pra Eksperimen Design dengan bertujuan untuk mengetahui keterampilan proses sains peserta didik sebelum dan setelah diajar menggunakan pembelajaran berbasis media alat peraga pada materi fluida statis di kelas X KB 1 SMK Negeri 2 Makassar. Desain peneletian yang digunakan adalah Pretest-Postest Only Control Design. Hasil penelitan menunjukkan bahwa pembelajaran berbasis media alat peraga efektif dalam meningkatkan keterampilan proses sains peserta karena terdapat perbedaan yang signifikan nilai rata-rata antara sebelum diajar dan setelah diajar menggunakan pembelajaran berbasis alat peraga dan berada pada kategorisasi yang berbeda.

IMPLEMENTATION OF GUIDED INQUIRY LEARNING MODEL ASSITED BY THREE TIER TEST ON CRITICAL THINKING Sudirman Raja; Halima Imha; Muhammad Yusuf Hidayat
JPF (Jurnal Pendidikan Fisika) Universitas Islam Negeri Alauddin Makassar Vol 9 No 2 (2021): September 2021
Publisher : Pendidikan Fisika UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jpf.v9i2.23433

The study was conducted to: determine the critical thinking skills of students before and after being taught with the guided inquiry learning model assisted by three tier test, determine the critical thinking skills of students before and after being taught by the direct instruction learning model and determine the differences in the critical thinking skills of students who are taught using the direct instruction model guided inquiry learning model assisted by three tier test with students who are taught using direct instruction learning model. This type of research is a quasi-experimental design with a nonequivalent control group design. The study was conducted at MAN Pinrang with a population all students of class XI MIPA at MAN Pinrang. The number of samples taken was 22 students in the control class (XI MIPA 1) and 22 students in the experimental class (XI MIPA 2). Hypothesis testing using a two-sample independent t-test with the results showed that the hypothesis test obtained a sign value (2-tailed) of 0,000. Because the sign value (2-tailed) < 0,05, H0 is rejected and H1 is accepted. So we can be concluded there are differences in the critical thinking skills of students who are taught using the guided inquiry learning model assisted by three tier test with those taught using the direct instruction learning model for class XI MIPA at MAN Pinrang.

Pengembangan Program Studi Perbankan Syariah Berbasis Integrasi Peran Perbankan Syariah Pengembangan Sektor Riil UMKM Sudirman Sudirman; Trimulato Trimulato; Kamaruddin Kamaruddin; Iryani Iryani
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Sharia banking are interested in getting involved channeling financing to the real sector of SMEs, including Bank BNI Syariah Makassar and Bank Panin Dubai Syariah Makassar. The purpose of this study is to determine the development of SMEs financing provided by sharia banking. Then to find out the role of sharia banking for the distribution financing for SMEs in the city of Makassar. As well as to find out the form of integration of the development of the department of sharia banking UIN Alauddin Makassar, through the distribution of financing for SMEs in sharia banking institution. This type of research is a field research, by taking data directly. The nature of the research is qualitative. The data source uses primary data and secondary data related to the research theme. The data analysis technique used in this research is qualitative descriptive, which describes the objects in the study. The results of this study indicate the development of the distribution of financing in sharia banking reaching 15.93 percent. Then Bank BNI Syariah and Bank Panin Dubai Syariah Makassar channeled financing to SMEs sector, reaching 20 percent. The form of integration in the development of departement sharia banking is by presenting courses on object management of financing sharia banking and courses on SMEs business.Keywords: Sharia banking, SMEs, and Departement of Sharia Banking UIN Alauddin Makassar

Efek indeks pembangunan manusia terhadap kemiskinan dan pertumbuhan ekonomi Harman Harman; Abdul Rahman; Sudirman Sudirman
KINERJA Vol 19, No 2 (2022)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29264/jkin.v19i2.11174

Tujuan penelitian adalah untuk mengetahui pengaruh langsung dan tidak langsung indeks pembangunan manusia terhadap kemiskinan dan pertumbuhan ekonomi di Kabupaten Bone dengan kemiskinan dan pertumbuhan ekonomi sebagai variabel intervening. Dalam penelitian ini menggunakan metode analysis path dimana analisis jalur (path analysis) merupakan pengembangan analisis multi regresi, sehingga analisis regresi dapat di katakan sebagai bentuk khusus dari analisis jalur. Hasil penelitian ini menunjukkan bahwa variabel rata-rata lama sekolah dan pengeluaran perkapita tidak memiliki pengaruh signifikan terhadap kemiskinan di Kabupaten Bone, sedangkan variabel angka harapan hidup berpengaruh positif dan signifikan terhadap kemiskinan di Kabupaten Bone. Selain itu kemiskinan memiliki pengaruh signifikan terhadap pertumbuhan ekonomi di Kabupaten Bone, sedangkan variabel rata-rata lama sekolah dan angka harapan hidup tidak bepengaruh signifikan terhadap pertumbuhan ekonomi di Kabupaten Bone dan variabel pengeluaran perkapita berpengaruh signifikan terhadap pertumbuhan ekonomi di Kabupaten Bone.

Efek indeks pembangunan manusia terhadap kemiskinan dan pertumbuhan ekonomi Harman Harman; Abdul Rahman; Sudirman Sudirman
KINERJA Vol 19, No 2 (2022): Mei
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jkin.v19i2.11174

Tujuan penelitian adalah untuk mengetahui pengaruh langsung dan tidak langsung indeks pembangunan manusia terhadap kemiskinan dan pertumbuhan ekonomi di Kabupaten Bone dengan kemiskinan dan pertumbuhan ekonomi sebagai variabel intervening. Dalam penelitian ini menggunakan metode analysis path dimana analisis jalur (path analysis) merupakan pengembangan analisis multi regresi, sehingga analisis regresi dapat di katakan sebagai bentuk khusus dari analisis jalur. Hasil penelitian ini menunjukkan bahwa variabel rata-rata lama sekolah dan pengeluaran perkapita tidak memiliki pengaruh signifikan terhadap kemiskinan di Kabupaten Bone, sedangkan variabel angka harapan hidup berpengaruh positif dan signifikan terhadap kemiskinan di Kabupaten Bone. Selain itu kemiskinan memiliki pengaruh signifikan terhadap pertumbuhan ekonomi di Kabupaten Bone, sedangkan variabel rata-rata lama sekolah dan angka harapan hidup tidak bepengaruh signifikan terhadap pertumbuhan ekonomi di Kabupaten Bone dan variabel pengeluaran perkapita berpengaruh signifikan terhadap pertumbuhan ekonomi di Kabupaten Bone.

Dinamika pencari kerja di kabupaten Gowa Abdul Rahman; Nur Fadilah A; Sitti Aisyah; Sudirman Sudirman
AKUNTABEL Vol 19, No 4 (2022): Desember
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jakt.v19i4.11839

Lama mencari kerja bagi tenaga kerja pada masa sekarang ini merupakan suatu hal yang biasa kita temui, dimana tenaga kerja kesulitan dalam mencari pekerjaan. Masalah pengangguran yang terjadi tersebut akibat dari adanya ketidakseimbangan antara jumlah angkatan kerja dengan besarnya kesempatan kerja yang ada. Sehingga dalam hal ini, penelitian ini bertujuan untuk mengetahui pengaruh umur, pendidikan, upah, jenis kelamin, dan pengalaman kerja terhadap lama mencari kerja bagi tenaga kerja di Kabupaten Gowa. Jenis penelitian yang digunakan adalah kuantitatif yang bersifat deskriptif. Sumber data yang digunakan adalah data primer yang diperoleh dari sebaran kuesioner dengan penarikan sampel menggunakan rumus proportionate stratified random sampling menjadi 100 responden. Adapun teknik analisis yang digunakan adalah regresi linear berganda. Hasil penelitian menunjukkan bahwa secara simultan variabel umur, pendidikan, upah, jenis kelamin, dan pengalaman kerja berpengaruh signifikan terhadap lama mencari kerja. Dan secara parsial variabel umur berpengaruh negatif dan signifikan terhadap lama mencari kerja. Variabel pendidikan berpengaruh negatif dan signifikan terhadap lama mencari kerja. Variabel upah berpengaruh positif dan signifikan terhadap lama mencari kerja. Variabel jenis kelamin tidak terdapat perbedaan antara jenis kelamin laki-laki dan perempuan terhadap lama mencari kerja. Dan variabel pengalaman kerja terdapat perbedaan bagi yang memiliki pengalaman kerja dengan yang tidak memiliki pengalaman kerja terhadap lama mencari kerja.

THE INFLUENCE OF INTERNAL AND EXTERNAL FACTORS AS AN EXPLANATION OF CHANGES IN NON-PERFORMING FINANCING AT BANK BNI SYARIAH Sudirman Sudirman; Trimulato Trimulato; Andi Sadapotto; Yulianti Yulianti
Tasharruf: Journal Economics and Business of Islam Vol 7, No 2 (2022): DECEMBER
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v7i2.2084

The purpose of this research is to analyze the influence of internal variables including Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Operational Costs to Operating Income (BOPO), and external variables, including Inflation and value of the exchange rate on Non-Performing Financing (NPF). The data used is secondary data obtained from financial statements from Bank BNI Syariah and Central Statistics Agency. The type of data analyzed is time series quarter period last ten years, from 2011 to 2020. The data analysis method is carried out using multiple regression with SPSS version 26. The results of this study found together the Financing to Deposit Ratio variables (FDR), Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), Inflation, and Exchange Rates have a significant effect on Non-Performing Financing (NPF). Meanwhile, the partial Financing to Deposit Ratio (FDR) variable has a negative and insignificant effect on Non-Performing Financing (NPF). Likewise, Operational Costs on Operating Income (BOPO) have a positive and insignificant effect on Non-Performing Financing (NPF). Meanwhile, Capital Adequacy Ratio (CAR) and Inflation have a positive and significant effect on Non-Performing Financing (NPF). However, the exchange rate has a negative and significant effect on Non-Performing Financing (NPF). The conclusions were tested together with variables Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), Inflation, and Exchange rates have a significant effect on Non-Performing Financing (NPF) at Bank BNI Syariah.

Implementasi Model Pembelajaran Inkuiri dalam Mengembangkan Keaktifan Peserta Didik Kelas X SMA Al-Hananiyah Syafruddin Rais; Sudirman Sudirman; Nora Listantia; Intan Kusuma Wardani; Aswin Saputra
Sustainable Jurnal Kajian Mutu Pendidikan Vol 5 No 1 (2022): Sustainable
Publisher : Lembaga Penjaminan Mutu, IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/kjmp.v5i1.3161

Dalam penelitian ini dikembangkan model pembelajaran yang mengajak peserta didik untuk aktif mengajukan pertanyaan. Pertanyaan yang dikonstruk kemudian diajukan adalah pertanyaan yang diperkuat atau dilengkapi argumen. Salah satu model pembelajaran yang memfasilitasi pebelajar mengajukan pertanyaan adalah Model Inkuiri. Model pembelajaran inkuiri menjadi salah satu model pembelajaran yang memiliki pengaruh besar bagi pendidik untuk mengimplementasikannya disekolah. Dalam model inkuiri ini merupakan model pembelajaran yang dapat digunakan untuk meningkatkan keaktifan peserta didik sehingga proses belajar menjadi lebih efektif. Peserta didik akan lebih aktif dalam proses belajar, karena pembelajaran lebih berfokus pada peserta didik. Bagaimana penerapan model pembelajaran inkuiri dalam meningkatkan keaktifan peserta didik? Adapun tujuan penelitian ini, selain untuk memenuhi tugas ujuan tengah semester (UTS), yaitu untuk mendeskripsikan model pembelajaran inkuiri dalam mengembangkan keaktifan peserta didik, serta dapat di aplikasikan dalam proses belajar mengajar.

The Role of Religious Culture in Forming the Character of Vocational High School Students Sudirman Sudirman; Muhammad Alda Wijayanto; Endang Fatmawati; Revi Sesario; Siti Aisyah Hanim
Edunesia: Jurnal Ilmiah Pendidikan Vol. 4 No. 1 (2023)
Publisher : research, training and philanthropy institution Natural Aceh

This study aims to determine the Religious Culture at SMK Islamic Center Baiturrahman Semarang, what culture is applied, and the Management of Character Education through Religious Culture at SMK Islamic Center Baiturrahman Semarang. This study uses a qualitative description method. Data collection was conducted by researchers using observation, interviews, and documentation. Then to check the validity of the data, it is done through data triangulation techniques and data analysis. The results of this study: (1) Religious culture at the Islamic Center Baiturrahman Vocational School Semarang was created in various forms of religious habituation that are applied in schools; (2) The application of religious culture through 3 ways, namely the integration of character education through teaching and learning activities, through extracurricular activities, and through habituation in schools. (3) Planning for character education through religious culture at SMK Islamic Center Baiturrahman Semarang has long-term priorities and short-term priorities

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