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Journal : Jurnal Manajemen dan Agribisnis

Risk Mitigation for Rice Production Through Agricultural Insurance: Farmer’s Perspectives I Gusti Agung Ayu Ambarawati; I Made Anom Sutrisna Wijaya; I Wayan Budiasa
Jurnal Manajemen & Agribisnis Vol. 15 No. 2 (2018): JMA Vol. 15 No. 2, July 2018
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (672.534 KB) | DOI: 10.17358/jma.15.2.129

Abstract

Rice farming is susceptible to failure due to several risks including natural disasters of flood and drought as well as pest and disease attacks. Risk mitigation such as agricultural insurance is required to cope with the risks. This study aims to portray rice production risks to failure and farmer’s perception on the implementation of agricultural insurance in Bali province. Three regencies were selected purposively based on the area insured. A survey was conducted to 180 respondents who paid for the agricultural insurance (AUTP). Data were analyzed using descriptive qualitative analysis and chi-square test. Results of the research show that most rice farming risks to failure in Bali were blast and rat attacks. In terms of agricultural insurance implementation, all farmers accept the program as a mitigation risk to bridge rice farming failure. However, most farmers (85 %) asked for fully support of premium subsidy from the government while the rest agreed to pay for a-20 % of the premium. The result from the Chi-square test shows insignificant, implying that the distribution of farmers’ perception towards full subsidy of agricultural insurance is indifferent across locations. Implication of the study noted that the government and insurer need to socialize the agricultural insurance program more intensively covering premium payment, coverage and claiming.Keywords: production risk, agricultural insurance, farmer’s perception, AUTP, Chi-square
Co-Authors A. A. A. WULANDIRA SAWITRI DJELANTIK A.A. AYU ISA MAHITARANI ANAK AGUNG RISKHA ANINDITA ANDIKA, KARTIKA DEWI APRILYA ARIEZA BAGUS UTAMA EMTIEN BERATA, DEWA AYU MALINDA SARI BUDI MAJASARI CHRISTIN DINAR SERE MUTIARA SIMATUPANG Citra Yunia Wardani CONNY NATASYA TAMPUBOLON DAVINA CALLISTA DEFRY SANJAYA GUNAWAN DEWA AYU INDAH YULANDARI Diego Mendes Pereira Elizabeth, Putu Sweken ELTA DINA PARTIWI Gunawitra, Putu Yuniary I DEWA GEDE AGUNG I Dewa Gede Raka Sarjana I DEWA GEDE RAKA SARJANA I Dewa Putu Oka Suardi I G ANGGA DIAN PUTRA P I GEDE JANUARTHA I Gede Setiawan Adi Putra I GUSTI AGUNG AYU AMBARAWATI I GUSTI AYU AGUNG DEWI MAHAYANI I GUSTI AYU AGUNG LIES ANGGRENI I KADEK JEPRI PRIYADI I Ketut Mangku Budiasa I Ketut Rantau I Ketut Suada I Ketut Suamba I Ketut Surya Diarta I Made Anom Sutrisna Wijaya I Made Ary Putra Nata I MADE DWIPAYASA I Made Mega I MADE SUDARMA I Nengah Punia I Nyoman Adi Khrisna Wijaya I Nyoman Adi Putra I Nyoman Gede Ustriyana I Putu Gde Sukaatmadja I WAYAN ALDI MAHENDRA I Wayan Ramantha I WAYAN WIDYANTARA Ida Ayu Listia Dewi Ida Ayu Puspita Dewi IDA BAGUS MADE WIRAWAN IM. NARKA TENAYA Irham, Irham JESICA AGUSTIN KADEK RISKA SESIO YULINDA Ketut Budi S KETUT BUDI SUSRUSA LARAS AYU DEWAYANTI LUBIS, EYEN MERIAH Luh Putu Intarini Luh Putu Widia Sri Mastini M. NARKA TENAYA M. TH. HANDAYANI Marcella Wayan Kartika Rini Marten Umbu Kaleka MICHAEL SOPAN MUHAMMAD CHULIL SALIMI N. DANE NI KETUT PURANI WIYANTI Ni Luh Gede Astariyani NI LUH MADE INDAH MURDYANI DEWI Ni Made Losvitasari Ni Made Savita Rasjman Rasjman NI PUTU AYU LESTARI DAMAIYANTI Ni Putu Ratna Dewi Damayanti Ni Putu Sukanteri NI WAYAN PUTU ARTINI Ni WAYAN SRI ASTITI Pande Komang Suparyana Philipus Nerius Supardi Pradnyana, Putu Yudi Putri Anggreni PUTU BAGUS KRESNA PRADNYADHIKA S. Putu Sri Adnyasari Putu Udayani Wijayanti RATNA KOMALA DEWI RATNA KOMALA DEWI REYDELT SAPLORI JOI TAMSAR RISTA ULVIA RAMADHANI RUTH KRISTIN MANULLANG Saji, Longginus Slamet Hartono Sri Widodo TARIGAN, PIUS BELO VERONIKA SABATINA Wahyu Dwi A WAHYUNI YUSMITA WIDANA, I MADE KUSUMA WIDHIANTHINI WIDHIANTHINI WIDHIANTINI - Wisno Wardana YOHANES FACRIS BANI