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All Journal Jurnal Asy-Syari'ah Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah ALQALAM Syi'ar Iqtishadi EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Journal of Islamic Economics and Finance Studies Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Jurnal Studi Gender dan Anak Islamiconomic: Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi dan Manajemen Government & Resilience
Isti Nuzulul Atiah
Universitas Sultan Ageng Tirtayasa
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Minat Milenial Kota Serang Dalam Berwakaf Uang Melalui Platform Digital Di Masa New Normal Najmudin Najmudin; Isti Nuzulul Atiah; Sujai Sujai; Abdul Aziz
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 2 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i2.17737

Abstract

This study aims to determine (1). Effect of cash waqf literacy on interest in cash waqf through digital platforms. (2 Effect of trust on interest in cash waqf through digital platforms. And (3). Effect of simultaneous cash waqf literacy and trust on interest in cash waqf through digital platforms. The object of this research is the millennial community living in Serang City, Banten Province. Research methods The method used is a quantitative-descriptive method. The data collection method uses a questionnaire. The data is processed using SPSS software version 23. The data analysis uses multiple linear regression methods. The results of this study indicate that (1) cash waqf literacy has a positive and significant effect on interest in waqf money through digital platforms (2 trust has a positive and significant effect on interest in cash waqf through digital platforms. And (3) money waqf literacy and trust simultaneously have a positive and significant effect on interest in cash waqf through digital platforms. interest in cash waqf is influenced by literacy cash waqf and confidence is 32 percent, while the remaining 68 percent is influenced by other variables not examined in this study.
Penyelenggaraan Jaminan Produk Halal Pasca Pengesahan Undang-Undang Cipta Kerja Dan Implikasinya Terhadap Pelaku Usaha Mikro Di Provinsi Banten Muhammad Abduh; Isti Nuzulul Atiah
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 3 (2023): February 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i3.3061

Abstract

The presence of the Job Creation Law in several articles provides provisions and implementation tools in implementing Halal Product Guarantees. Considering this rule is a new rule, it is also necessary to describe the implementation, impact and optimization of BPJP after post-provision in order to convince consumers and micro and small businesses actors to fully implement the provision. This research uses a descriptive qualitative research type. Descriptive qualitative methods adjust opinions between researchers and informants. The results of this research include explaining that the implementation of the Halal Product Guarantee after the Job Creation Law can be seen from the shorter time for inspections, halal testing and determination of fatwas. The Job Creation Law provides for a self-declaring mechanism for micro and small business accompanied by provisions for assistance by Halal Product Process (PPH) assistant. The impact of halal certification for micro business actors in Banten Province is a universal obligation for business actors to carry out halal certification, and the economic impact for many micro business actors in Banten Province is felt by the cheaper certification fees.
Pengaruh Flash Sale dan Free Shipping terhadap Impulsive Buying Behavior dalam Perspektif Ekonomi Islam Imas Permatasari; Moh Mukhsin; Isti Nuzulul Atiah
OIKONOMIKA: Jurnal Kajian Ekonomi dan Keuangan Syariah Vol. 4 No. 1 (2023): OIKONOMIKA : Jurnal Kajian Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, IAIN Fattahul Muluk Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53491/oikonomika.v4i1.544

Abstract

This research was conducted to obtain scientific results related to the effect of flash sales and free shipping on impulsive buying behavior from the perspective of Islamic Economics in Islamic Economics Students at Sultan Ageng Tirtayasa University who are Shopee users. Quantitative methods are used to analyze primary data obtained from the results of distributing questionnaires. The sample was calculated based on the slovin formula, namely 62 Islamic Economics students from the 2019-2021 class. Data analysis used IBM SPSS 22. The results of the t-test showed that partially flash sales and free shipping had a positive and significant effect on impulsive buying behavior. The results of the F test showed that flash sales and free shipping simultaneously have a positive and significant effect on impulsive buying behavior. The results of the test for the coefficient of determination show that the contribution of flash sales and free shipping to impulsive buying behavior is 58.5%.
Literature Study Of Investment Risk Management Implementation In Sharia Banking Suhartini, Nani; Atiah, Isti Nuzulul; Najib, Mohamad Ainun
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 2 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i2.23253

Abstract

A risk is a certain event that has the potential to create a loss. Investment risk in banking is the risk that requires the bank to share in the losses from the customer's business that has been financed in profit-sharing-based financing using the net revenue sharing method and the profit and loss sharing method. This study aims to analyze the determinants of investment risk and its impact on Islamic banking and the implementation of investment risk management in Islamic banking. This study uses a literature study approach to answer the research objectives and the analytical technique used in this research is content analysis. The results of this study found that there were differences in investment risk in Islamic banking, namely mudharabah and musyarakah investment risks.
Pengaruh Pemberdayaan Wanita Terhadap Pertumbuhan Ekonomi Melalui Usaha Makanan Halal (UMKM) Atiah, Isti Nuzulul; Najib, Mohamad Ainun; Najmudin, Najmudin
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 1 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i1.25807

Abstract

This research aims to analyze the relationship between women's empowerment and economic growth through halal food MSMEs. This research use the path analysis method (Structural Equation Modeling - SEM) to examine the relationship between women's empowerment variables (such as education, access to resources, and role in decision making) and economic growth through a mediator variable, namely the performance of halal food MSMEs. The results of this research show that based on the SEM test results, women's empowerment (through access to education, capital and policy support) significantly improves the performance of halal food MSMEs. Likewise, better performance of MSMEs contributes significantly to economic growth (increasing GDP, employment, and increasing living standards). This means that women's empowerment also has a direct influence on economic growth, although it is smaller than the influence through the performance of MSMEs
Analisis Tingkat Kesehatan Bank Syariah Indonesia (BSI) Dengan Metode RGEC Pada Periode 2019-2022 Awaliah, Siti Farika Nurul; Suhartini, Nani; Atiah, Isti Nuzulul
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.19906

Abstract

This study aims to determine the level of bank health at PT. Bank Syariah Indonesia during 2019-2022 based on the RGEC method consisting of risk profile, good corporate governance, earnings and capital. The data collection method used is non-participant observation by means of documentation. Descriptive analysis techniques are guided by Bank Indonesia Circular Letter No. 13/24/DPNP concerning Health Level Assessment of Commercial Banks. The results showed that PT. BSI's health level bank for the 2019 period is in the healthy category with a value of 83% being in the PK-2 composite predicate. This year was the beginning of the Covid-19 pandemic, but from the overall assessment and analysis carried out, it turned out that it did not have much effect on BSI's health level. In 2020-2022 BSI experienced an excellent level of health. That is 86% in PK-1 for 2020 and 91% in PK-1 for 2021 and 2022..
Efektivitas Pendayagunaan Zakat Produktif Laz Harfa dalam Pemberdayaan Kelompok Usaha Mikro Berbasis Perempuan di Kota Serang pada Masa Endemi Covid-19 Hadi Priatna, Umar; Said, Syihabudin; Atiah, Isti Nuzulul
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 2 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i2.22628

Abstract

This research aims to analyze the effectiveness of LAZ Harfa's productive zakat utilization in empowering women-based micro bussines groups in Serang City. The object of this research is the members of the Urban KKM assisted by LAZ Harfa. The method used in this research is descriptive qualitative with the Miles and Huberman model data analysis method.The results of this study indicate that: 1) the utilization of LAZ Harfa's productive zakat in Serang City is carried out through the Urban Microfinance Group program which is given to housewives or widows who have businesses such as small traders, stalls, and food vendors who sell their merchandise at home and are included in the eight asnaf. In this KKM program, capital assistance is channeled to mustahik in the form of capital loans with several stages of loans using the qardul hasan contract 2) analysis of the effectiveness of the Urban KKM program based on all indicators obtained a percentage value of 90% which is included in the very effective category. The Urban KKM program is able to improve the economy of mustahik, its achievement can be seen from mustahik can develop their business, increase their income and free mustahik from usury debt. Keyword: Effectiveness, Empowerment, Productive Zakat Utilization
The Effect of Electronic Word of Mouth (E-WOM), Influencer Marketing, and Halal Awareness on Consumer Buying Interest in Mountea Products Fathurrohman, Muhammad Khaeru; Moh. Mukhsin; Isti Nuzulul Atiah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 2 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i2.22716

Abstract

This study aims to determine whether Electronic Word Of Mouth (E-WOM), influencer marketing, and halal awareness partially or simultaneously have a positive and significant effect on consumer buying interest in Mountea products. This type of research uses quantitative research with a correlational approach. The sample in the study amounted to 83 respondents. Data analysis techniques are used for instrument tests, classical assumption tests, multiple linear regression analysis, hypothesis testing, and coefficient of determination (R2) analysis with SPSS version 26.0. The results of the data analysis show that the results of the partial test (t test), Electronic Word Of Mouth (E-WOM) and influencer marketing partially have a positive and significant effect on consumer buying interest, while halal awareness has no significant effect. The simultaneous test results (F test) show that F count (43.474) > F table (2.72) with a significance value of 0.000 <0.05. It can be concluded that Electronic Word Of Mouth (E-WOM), influencer marketing, and halal awareness simultaneously have a positive and significant effect on consumer buying interest.
Pengaruh Literasi Wakaf, Religiositas, Pendapatan, Dan Tingkat Pendidikan Terhadap Minat Berwakaf Uang Masyarakat Kota Serang Nurrudin, Muhammad Shihab; Ahyakudin; Isti Nuzulul Atiah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 5 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i5.24328

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi wakaf, religiositas, pendapatan, dan tingkat pendidikan terhadap minat berwakaf uang pada masyarakat kota Serang. Metode penelitian yang digunakan dalam penelitian ini adalah kuantitatif. Populasi pada penelitian ini adalah masyarakat kota Serang. Teknik sampel yang digunakan adalah non probability sampling dengan metode purposive Sampling dengan jumlah sampel yang digunakan sebanyak 100 sampel. Adapun uji analisis yang dilakukan menggunakan spss 25 diantaranya, uji validitas, reliabilitas, normalitas, multikolinearitas, heteroskedastisitas, regresi berganda, uji t, uji f dan uji koefisien determinasi. Berdasarkan hasil uji literasi wakaf, religiositas, pendapatan berpengaruh secara parsial terhadap minat berwakaf uang dengan nilai t tabel masing – masing variabel > t hitung dan nilai masing – masing sig < 0,05. Kemudian variabel tingkat pendidikan tidak berpengaruh secara parsial dengan nilai sig sig 0,293 > 0,05. Selain itu diperoleh nilai F hitung sebesar 40.132 > 2,47 dan nilai Sig 0,00 < 0,05. Maka secara simultan variabel literasi wakaf, religiositas, pendapatan, dan tingkat pendidikan berpengaruh terhadap minat berwakaf uang pada masyarakat kota Serang Kata Kunci: literasi wakaf, religiositas, pendapatan, tingkat pendidikan, minat berwakaf uang
Analisis Implementasi 3P (Promotion, People, Process) Syariah dalam Meningkatkan Volume Penjualan pada PT. Citra Elektrindo Mandiri Erly Saputri, Amalia Prima Regita; Syihabudin; Atiah, Isti Nuzulul
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 5 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i5.24890

Abstract

Abstract This study analyzes the implementation and challenges of Sharia-based promotion, people, and process in increasing sales volume at PT. Citra Elektrindo Mandiri. It also formulates strategies to enhance the effectiveness of Sharia-based promotion, people, and process in order to boost sales volume. The method used is descriptive qualitative with data collection techniques including observation, interviews, and documentation. The results indicate that the door-to-door system is effective in building relationships with customers but limited digital promotion hinders market reach. High employee turnover affects service stability and quality, while reliance on manual processes slows operational efficiency. Nonetheless, the company strives to uphold Sharia principles in promotion, people, and process by emphasizing honesty, transparency, trustworthiness, and fairness. Keywords: PT. Citra Elektrindo Mandiri, Promotion, People, Process, Sales Volume Abstrak Penelitian ini menganalisis implementasi dan kendala promotion, people, dan process syariah dalam peningkatan volume penjualan di PT. Citra Elektrindo Mandiri. Serta, merumuskan strategi yang dapat diusulkan guna meningkatkan efektivitas promotion, people, process syariah dalam rangka meningkatkan volume penjualan. Metode yang digunakan adalah kualitatif deskriptif dengan teknik pengumpulan data observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa sistem door-to-door efektif untuk membangun hubungan dengan pelanggan, tetapi terbatasnya promosi digital menghambat jangkauan pasar. Tingginya pergantian karyawan mempengaruhi stabilitas dan kualitas layanan, sedangkan ketergantungan pada proses manual memperlambat efisiensi operasional. Meskipun demikian, perusahaan berusaha menjalankan prinsip-prinsip syariah dalam promosi, people, dan process, dengan menekankan kejujuran, transparansi, amanah, dan keadilan. Kata kunci: PT. Citra Elektrindo Mandiri, Promotion, People, Process, Volume Penjualan
Co-Authors Abduh, Muhammad Abdul Aziz Ahyakudin Awaliah, Siti Farika Nurul Bahtiar Dwi Cahyono, Bagus Erly Saputri, Amalia Prima Regita Fathurrohman, Muhammad Khaeru Fatoni, Ahmad Hadi Priatna, Umar Hanida, Dea Imas Permatasari Indrinana, Ina Lili Puspita Sari Moh. Ainun Najib Mohamad Ainun Najib Muhammad Faturrahman Rifai Rahmat Mukhsin, Moh Mukhsin, Moh. Nadiatuzzahra Najib, M. Ainun Najib, Mohamad Ainun Najib, Mohamad Ainun Najmudin Najmudin Nurrudin, Muhammad Shihab Pardiansyah, Elif Priyatno, Prima Dwi Rita Rosiana Sahraman D. Hadji Latif Sahraman D. Hadji Latif Said, Syihabudin Siti Febriyanti Sri Marlia Sujai Saleh Syihabudin Syihabudin Said SYIHABUDIN, SYIHABUDIN Tenny Badina