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All Journal Jurnal Asy-Syari'ah Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah ALQALAM Syi'ar Iqtishadi EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Didaktik : Jurnal Ilmiah PGSD STKIP Subang Journal of Islamic Economics and Finance Studies Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Jurnal Studi Gender dan Anak Islamiconomic: Jurnal Ekonomi Islam Jurnal Ilmiah Ekonomi dan Manajemen Government & Resilience
Isti Nuzulul Atiah
Universitas Sultan Ageng Tirtayasa
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Pengaruh Pengetahuan, Religiusitas dan Lokasi Terhadap Minat Menabung di Bank Syariah pada Mahasiswa Ekonomi Syariah Hanida, Dea; Mukhsin, Moh.; Nuzulul Atiah, Isti
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25014

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pengetahuan, religiusitas, dan lokasi terhadap minat menabung di bank syariah. Penelitian ini dilaksanakan di Jurusan Ekonomi Syariah angkatan 2020-2023 Universitas Sultan Ageng Tirtayasa. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah purposive sampling. Sampel dalam penelitian ini adalah mahasiswa jurusan Ekonomi Syariah Angkatan 2020-2023 Universitas Sultan Ageng Tirtayasa yang menabung di bank syariah yang berjumlah 77 responden. Penelitian ini merupakan penelitian kuantitatif dan metode analisis data menggunakan regresi linier berganda. Hasil penelitian ini menunjukkan bahwa secara parsial variabel pengetahuan tidak berpengaruh terhadap minat menabung di bank syariah. Sedangkan variabel religiusitas dan lokasi berpengaruh positif dan signifikan terhadap minat menabung di bank syariah. Secara simultan variabel pengetahuan, religiusitas, dan lokasi berpengaruh terhadap minat menabung mahasiswa di bank syariah pada tingkat signifikan kurang dari 0,05% atau 5%. Kata Kunci: Pengetahuan, Religiusitas, Lokasi, Minat Menabung
Pengaruh Terpaan Konten, Gaya Hidup Islami dan Pendapatan terhadap Perilaku Konsumtif melalui Platform Tiktokshop pada Mahasiswa Jurusan Ekonomi Syariah Nadiatuzzahra; Said, Syihabudin; Atiah, Isti Nuzulul
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25141

Abstract

Penelitian ini memiliki tujuan untuk mengetahuui bagaimana pengaruh terpaan konten, gaya hidup islami dan pendapatan terhadap perilaku konsumtif pada platform tiktokshop. Pada penelitian ini populasinya mahasiswa jurusan ekonomi syariah menggunakan rumus Slovin. Metode penelitian yang dilakukan pada penelitian ini adalah kuantitatif, jenis data yang dilakukan adalah primer dimana sampel yang diambil sebanyak 76 responden dengan menyebarkan kuesioner melalui Google Form menggunakan teknik purposive sampling. Metode analisis penelitian dilakukan dengan menggunakan regresi linear berganda dengan pengolahan data menggunakan SPSS 23. Hasil penelitian menunjukan bahwa variabel Terpaan Konten, Gaya Hidup Islami dan Pendapatan secara simultan berpengaruh signifikan terhadap Perilaku Konsumtif dengan hasil F hitung > F tabel (72,868 > 2,73). Terpaan Konten berpengaruh signifikan terhadap perilaku kosumtif dengan hasil T hitung > T tabel (3,198 >1,99). Gaya Hidup Islami berpengaruh signifikan terhadap Perilaku Konsumtif dengan hasil T hitung>T tabel (2,358 > 1,99). Pendapatan tidak berpengaruh signifikan dengan Perilaku Konsumtif dengan hasil T hitung<T tabel (-0,135<1,99). Kata Kunci : Gaya Hidup Islami, Perilaku Konsumtif, Pendapatan, Terpaan Konten
Analisis Program Pendayagunaan Zakat Produktif Z-Chicken Menggunakan Indeks Pendayagunaan Zakat (IPZ) (Studi Kasus Di BAZNAS Provinsi Banten) Siti Febriyanti; Syihabudin Said; Isti Nuzulul Atiah
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 6 (2025): Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i6.5340

Abstract

This study aims to analyze the effectiveness of the utilization of productive zakat through the Z-Chicken program organized by Baznas Banten Province. This type of research is qualitative with a descriptive approach with data collection through interviews, documentation, observation and distribution of questionnaires to mustahik. The results of the study indicate that the average IPZ value of the Z-Chicken program is 0.48 which is included in the less good category. Currently the Z-Chicken program is in the strengthening stage.
Pengaruh Literasi Keuangan Syariah, Persepsi Kemudahan, Persepsi Kegunaan, Fitur Layanan dan Keamanan Terhadap Minat Menggunakan E-Money Linkaja Syariah (Studi Kasus pada Generasi Z di Kota Serang) Bahtiar; Mukhsin, Moh; Atiah, Isti Nuzulul
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 3 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i3.27036

Abstract

This research aims to analyze the influence of sharia financial literacy, perceived convenience, perceived usefulness, service features and security on interest in using LinkAja Syariah e-money among generation Z in Serang City. This research uses a quantitative approach with associative methods. Primary data was collected through questionnaires distributed to 290 generation Z respondents using cluster sampling techniques. Partial test results show that sharia financial literacy, perceived convenience, perceived usefulness, and service features have a positive and significant effect on interest in using LinkAja Syariah e-money. However, the security variable has no significant effect. Simultaneous test results state that all variables together have a significant effect on interest in use. These findings reinforce the importance of sharia literacy and perceived ease of technology in encouraging the adoption of e-money based on sharia principles. Keyword: E-Money, Interest in Using, LinkAja Syariah, Perception of Convenience, Perception of Usefulness, Security, Service Features, Sharia Financial Literacy
Efektivitas Pendayagunaan Zakat Produktif Laz Harfa dalam Pemberdayaan Kelompok Usaha Mikro Berbasis Perempuan di Kota Serang pada Masa Endemi Covid-19 Hadi Priatna, Umar; Said, Syihabudin; Atiah, Isti Nuzulul
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 2 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i2.22628

Abstract

This research aims to analyze the effectiveness of LAZ Harfa's productive zakat utilization in empowering women-based micro bussines groups in Serang City. The object of this research is the members of the Urban KKM assisted by LAZ Harfa. The method used in this research is descriptive qualitative with the Miles and Huberman model data analysis method.The results of this study indicate that: 1) the utilization of LAZ Harfa's productive zakat in Serang City is carried out through the Urban Microfinance Group program which is given to housewives or widows who have businesses such as small traders, stalls, and food vendors who sell their merchandise at home and are included in the eight asnaf. In this KKM program, capital assistance is channeled to mustahik in the form of capital loans with several stages of loans using the qardul hasan contract 2) analysis of the effectiveness of the Urban KKM program based on all indicators obtained a percentage value of 90% which is included in the very effective category. The Urban KKM program is able to improve the economy of mustahik, its achievement can be seen from mustahik can develop their business, increase their income and free mustahik from usury debt. Keyword: Effectiveness, Empowerment, Productive Zakat Utilization
The Effect of Electronic Word of Mouth (E-WOM), Influencer Marketing, and Halal Awareness on Consumer Buying Interest in Mountea Products Fathurrohman, Muhammad Khaeru; Moh. Mukhsin; Isti Nuzulul Atiah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 2 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i2.22716

Abstract

This study aims to determine whether Electronic Word Of Mouth (E-WOM), influencer marketing, and halal awareness partially or simultaneously have a positive and significant effect on consumer buying interest in Mountea products. This type of research uses quantitative research with a correlational approach. The sample in the study amounted to 83 respondents. Data analysis techniques are used for instrument tests, classical assumption tests, multiple linear regression analysis, hypothesis testing, and coefficient of determination (R2) analysis with SPSS version 26.0. The results of the data analysis show that the results of the partial test (t test), Electronic Word Of Mouth (E-WOM) and influencer marketing partially have a positive and significant effect on consumer buying interest, while halal awareness has no significant effect. The simultaneous test results (F test) show that F count (43.474) > F table (2.72) with a significance value of 0.000 <0.05. It can be concluded that Electronic Word Of Mouth (E-WOM), influencer marketing, and halal awareness simultaneously have a positive and significant effect on consumer buying interest.
Pengaruh Pengetahuan, Religiusitas dan Lokasi Terhadap Minat Menabung di Bank Syariah pada Mahasiswa Ekonomi Syariah Hanida, Dea; Mukhsin, Moh.; Nuzulul Atiah, Isti
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25014

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pengetahuan, religiusitas, dan lokasi terhadap minat menabung di bank syariah. Penelitian ini dilaksanakan di Jurusan Ekonomi Syariah angkatan 2020-2023 Universitas Sultan Ageng Tirtayasa. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah purposive sampling. Sampel dalam penelitian ini adalah mahasiswa jurusan Ekonomi Syariah Angkatan 2020-2023 Universitas Sultan Ageng Tirtayasa yang menabung di bank syariah yang berjumlah 77 responden. Penelitian ini merupakan penelitian kuantitatif dan metode analisis data menggunakan regresi linier berganda. Hasil penelitian ini menunjukkan bahwa secara parsial variabel pengetahuan tidak berpengaruh terhadap minat menabung di bank syariah. Sedangkan variabel religiusitas dan lokasi berpengaruh positif dan signifikan terhadap minat menabung di bank syariah. Secara simultan variabel pengetahuan, religiusitas, dan lokasi berpengaruh terhadap minat menabung mahasiswa di bank syariah pada tingkat signifikan kurang dari 0,05% atau 5%. Kata Kunci: Pengetahuan, Religiusitas, Lokasi, Minat Menabung
Pengaruh Terpaan Konten, Gaya Hidup Islami dan Pendapatan terhadap Perilaku Konsumtif melalui Platform Tiktokshop pada Mahasiswa Jurusan Ekonomi Syariah Nadiatuzzahra; Said, Syihabudin; Atiah, Isti Nuzulul
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25141

Abstract

Penelitian ini memiliki tujuan untuk mengetahuui bagaimana pengaruh terpaan konten, gaya hidup islami dan pendapatan terhadap perilaku konsumtif pada platform tiktokshop. Pada penelitian ini populasinya mahasiswa jurusan ekonomi syariah menggunakan rumus Slovin. Metode penelitian yang dilakukan pada penelitian ini adalah kuantitatif, jenis data yang dilakukan adalah primer dimana sampel yang diambil sebanyak 76 responden dengan menyebarkan kuesioner melalui Google Form menggunakan teknik purposive sampling. Metode analisis penelitian dilakukan dengan menggunakan regresi linear berganda dengan pengolahan data menggunakan SPSS 23. Hasil penelitian menunjukan bahwa variabel Terpaan Konten, Gaya Hidup Islami dan Pendapatan secara simultan berpengaruh signifikan terhadap Perilaku Konsumtif dengan hasil F hitung > F tabel (72,868 > 2,73). Terpaan Konten berpengaruh signifikan terhadap perilaku kosumtif dengan hasil T hitung > T tabel (3,198 >1,99). Gaya Hidup Islami berpengaruh signifikan terhadap Perilaku Konsumtif dengan hasil T hitung>T tabel (2,358 > 1,99). Pendapatan tidak berpengaruh signifikan dengan Perilaku Konsumtif dengan hasil T hitung<T tabel (-0,135<1,99). Kata Kunci : Gaya Hidup Islami, Perilaku Konsumtif, Pendapatan, Terpaan Konten
Islamic Economy in Supporting Community Resilience Through Business Assistance Programs Isti Nuzulul Atiah; Sahraman D. Hadji Latif
Government & Resilience Vol. 3 No. 1 (2025): Government & Resilience (April 2025)
Publisher : Dealings Foundation Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62503/gr.v3i1.27

Abstract

This study examines the impact of empowerment programs and business assistance on mustahiq welfare in Amil Zakat Institutions in Banten, with business growth as a mediating variable. A total of 160 respondents who have participated in the empowerment program were selected for analysis. This study uses the Structural Equation Modeling-Partial Least Square (SEM-PLS) approach to test the relationship between these variables. There is a significant influence between zakat empowerment on mustahiq welfare, business assistance on mustahiq welfare, and business assistance on business development, while business development on mustahiq welfare and zakat empowerment on business development do not have a significant influence. The need to increase the Zakat empowerment program is considered very important because Zakat empowerment can improve the welfare of mustahiq up to 27.1%. However, the contribution of business growth to mustahiq welfare is structurally still low. Nevertheless, increasing business growth is still considered important because it can improve mustahiq welfare.
Shariah-Compliant Equity Liquidity - A Systematic Review of Concepts, Methods, and Empirical Findings Sri Marlia; Isti Nuzulul Atiah
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 9, No 2 (2025)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v9i2.37069

Abstract

One of the most important criteria for assessing equities in the capital market is liquidity, which investors take into account when choosing which investments to make. However, restrictions based on Islamic principles are frequently linked to possible decreases in liquidity in the context of Islamic capital markets because of issuer leverage levels and sector constraints. This study uses a systematic literature review approach to map the evolution of research on Islamic stock liquidity. Using inclusion criteria that restrict the selection to journal articles focusing on Islamic equities, liquidity or market-quality dimensions, available in English or Indonesian, and offering empirical or conceptually relevant insights, 30 Scopus-indexed articles published between 2010 and 2025 were selected. The results indicate that market microstructure, resilience, indirect liquidity factors, and linkages between liquidity and volatility are receiving more scholarly attention. Shariah screening and structural market characteristics give Shariah-compliant stocks their partial safe-haven qualities, higher volatility resistance, and stable price-adjustment mechanisms, despite their generally reduced liquidity.
Co-Authors Abduh, Muhammad Abdul Aziz Ahyakudin Ahyakudin Awaliah, Siti Farika Nurul Bahtiar Dwi Cahyono, Bagus Erly Saputri, Amalia Prima Regita Fathurrohman, Muhammad Khaeru Fatoni, Ahmad Hadi Priatna, Umar Hanida, Dea Imas Permatasari Indrinana, Ina Lili Puspita Sari Moh. Ainun Najib Mohamad Ainun Najib Muhammad Faturrahman Rifai Rahmat Muhammad Nabil Hisyam Ayyubi Mukhsin, Moh Mukhsin, Moh. Nadiatuzzahra Najib, M. Ainun Najib, Mohamad Ainun Najib, Mohamad Ainun Najmudin Najmudin Nurrudin, Muhammad Shihab Pardiansyah, Elif Priyatno, Prima Dwi Rita Rosiana Sahraman D. Hadji Latif Sahraman D. Hadji Latif Said, Syihabudin Siti Febriyanti Sri Marlia Sujai Saleh Syihabudin Syihabudin Said SYIHABUDIN, SYIHABUDIN Tenny Badina