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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Ilmiah Peuradeun Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah International Journal of Islamic Economics and Finance (IJIEF) NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Istinbath: Jurnal Hukum dan Ekonomi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Journal Of Management Science (JMAS) Journal of Islamic Monetary Economics and Finance FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Majalah Ilmiah Warta Dharmawangsa IMARA : Jurnal Riset Ekonomi Islam TADBIR: Jurnal Manajemen Dakwah FDIK IAIN Padangsidimpuan Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal Ekuilnomi Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) AL-FALAH : Journal of Islamic Economics Bisnis Net : Jurnal Ekonomi dan Bisnis Al-bank: Journal of Islamic Banking and Finance Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Journal Of Sharia Banking Journal Of Islamic Social Finance Management International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Innovative: Journal Of Social Science Research Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Jeinsa : Jurnal Ekonomi Ichsan Sidenreng Rappang TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Imara: Jurnal Riset Ekonomi Islam Jurnal Point Equilibrium Manajemen dan Akuntansi ASNAF International Journal of Islamic Economics (IJIE) Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Al-bank: Journal of Islamic Banking and Finance Multidisciplinary Indonesian Center Journal JPS (Jurnal Perbankan Syariah) Proceedings of International Conference on Islamic Economic Finance and Social Finance Research of Economics and Business Jurnal Simki Economic
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PENGARUH KESELAMATAN DAN KESEHATAN KERJA TERHADAP KINERJA KARYAWAN PADA PABRIK KARET PT. KIRANA SAPTA DI PANOMPUAN Abdul Nasser Hasibuan; Ja'far Nasution; Wiwik Susanti Sitompul
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 2 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v5i2.1441

Abstract

Permasalahan dalam penelitian ini berkaitan dengan keselamatan dan kesehatan kerja. Untuk itu perlunya manajemen yang baik. Perusahaan memperhatikan kondisi kerja yang lebih aman dan lebih sehat. Serta menjadi lebih bertanggung jawab atas kegiatan – kegiatan tersebut, terutama bagi organisasi – organisasi yang mempunyai tingkat kecelakaan yang tinggi. Penelitian ini bertujuan untuk mengetahui apakah pengaruh keselamatan dan kesehatan kerja  secara parsial dan simultan berpengaruh terhadap kinerja kayawan. Untuk mengetahui apakah pengaruh keselamatan dan kesehatan kerja  berpengaruh signifikan terhadap kinerja karyawan. Populasi pada penelitian ini adalah 400 karyawan dan sampel yang diambil untuk penelitian ini adalah 63 responden dengan menggunakan formula Slovin dengan taraf signifikasi 10% atau (0,1). Teknik pengumpulan data yang digunakan dalam penelitian ini adalah metode angket/kuesioner, metode dokumentasi, dan metode wawancara. Analisa data yang digunakan dalam penelitian ini menggunakan analisa regresi berganda  dengan taraf sig 0, 1. Hasil analisa regresi ganda diperoleh koefisen regresi (R2) sebesar 0, 156 ( F = 3,15; sig 0, 000 0,1). Hal ini menunjukkan bahwa pengaruh keselamatan dan kesehatan kerja mempunyai pengaruh terhadap kinerja karyawan  secara bersama-sama. Serta masing- masing variabel independent perpengaruh positif terhadap variabel  dependent kinerja karyawan yakni secara reliabel 0, 672 dan 0, 676 dengan tingkat signifikasi 0,1. Melalui analisa regresi berganda Y = 43, 102+ 0, 583+ 0, 825. Hasil penelitian ini menunjukkan bahwa pengaruh keselamatan dan kesehatan kerja memiliki pengaruh yang signifikan secara parsial dan simultan teehadap kinerja karyawan. 
Analysis Of The Behavior Of Using Mobile Banking Services For Students Abdul Nasser Hasibuan; Muhammad Arif; Nurhalimah Lubis; Putri Bunga Meiliana Daulay
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 10, No 2 (2022)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v10i2.6522

Abstract

Abstrak Penelitian ini bertujuan untuk menjelaskan analisis perilaku penggunaan layanan mobile banking pada mahasiswa se-Sumatera Utara dengan pedekatan : technology acceptance model baik secara simultan maupun parsial. Sampel yang digunakan sebanyak 450 responden mahasiswa dengan teknik pengambilan sampel mengunakan teknik  proportioate stratified random sampling dengan melakukan uji hubungan dengan teknik  analisis SEM (Structural Equation Model), yang akan dianalisis menggunakan alat bantu  structural equation modeling dengan metode alternatif partial least square menggunakan software SmartPLS. Penelitian ini menemukan bahwa secara simultan persepsi manfaat dan persepsi kemudahan pengguna memiliki pengaruh terhadap prilaku penggunaan layanan mobile banking pada mahasiswa di Sumatera Utara. Sedangkan secara parsial persepsi manfaat dan persepsi kemudahan pengguna juga memiliki pengaruh terhadap prilaku penggunaan layanan mobile banking pada mahasiswa di Sumatera Utara. Serta persepsi manfaat lebih dominan dibandingkan persepsi kemudahan pengguna di dalam penggunaan layanan mobile banking pada mahasiswa di Sumatera Utara. Abstract This study aims to explain the behavioral analysis of the use of mobile banking services to students in North Sumatra with the approach: technology acceptance models, either simultaneously or partially. The sample used is 450 student respondents with the sampling technique using the proportional stratified random sampling technique by conducting a relationship test with the SEM analysis technique, with the alternative method of partial least square using the SmartPLS. This study found that simultaneously the perceived usefulness and perceived ease of users have an influence on the behavior of using mobile banking services among students in North Sumatra. Meanwhile, partially, the perceived usefulness and perceived ease of users have an influence on the behavior of using mobile banking services among students in North Sumatra. As well as the perception of benefits is more dominant than the perceived ease of users in using mobile banking services for students in North Sumatra. 
Factors That Influence People's Interest In Using Sharia Banking Products Abdul Nasser Hasibuan; Ali Hardana
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 6 No. 1 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i1.242.53-70

Abstract

Financial Literacy is knowledge, skills and beliefs that influence attitudes and behavior aimed at achieving prosperity by being financially intelligent in management and decision making. Based on observations made by researchers of the people of Tano Tombangan Angkola District, several problems were found, including lack of understanding, awareness of saving and very poor financial management with the high level of consumption of the people of Tano Tombangan, Angkola District, being one of the problems. The aim of this research is to determine the influence of financial literacy and digital marketing on people's interest in using sharia banking products. This research is quantitative research using primary data. The data collection technique used was a questionnaire. Sampling in this study used the Accidental Sampling technique with a sample size of 94 people determined using the Taro Yamane formula. The data analysis methods used are normality test, multicollinearity test, heteroscedasticity test, coefficient of determination test, multiple linear regression test, t test and F test. The t test results show that there is an influence of Financial Literacy and Digital Marketing on Community Interest in Using Sharia Bank Products (Case Study in Tano Tombangan Angkola District). Hopefully this research will contribute to banks in increasing their customers.
ANALISIS HUBUNGAN FAKTOR MAKRO EKONOMI DENGAN INDEKS HARGA SAHAM SYARIAH MENGGUNAKAN VECTOR ERROR CORRECTION MODEL (VECM) Pulungan, Novita Sari; Gautama, Budi; Hasibuan, Abdul Nasser; Nurhayati, Nurhayati
Bisnis-Net Vol 7, No 2: DESEMBER 2024
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v7i2.4873

Abstract

Jumlah emiten yang terdaftar di Jakarta Islamic Index masih terbatas, sementara fluktuasi indeks harga saham syariah meningkat signifikan dalam waktu singkat. Di sisi lain, ada penurunan indeks harga saham syariah meskipun pertumbuhan ekonomi meningkat, begitupun dengan inflasi dan kurs hubungannya dengan indeks harga saham syariah tidak selalu linier, tetapi masih ada interaksi dan kontribusi antar variabel terkait. Tujuan penelitian ini adalah untuk menganalisis hubungan interaksi dan kontribusi pertumbuhan ekonomi, inflasi, dan kurs dengan indeks harga saham syariah menggunakan Vector Error Correction Model. Metode penelitian ini menggunakan Analisis Vector Error Correction Model dengan alat analisis Eviews 10. Hasil penelitian menunjukkan bahwa terdapat hubungan interaksi dan kontribusi pertumbuhan ekonomi, inflasi, dan kurs dengan indeks harga saham syariah. Pada uji kointegrasi menunjukkan bahwa terjadi kointegrasi dalam penelitian. Hal ini dapat dilihat pada analisis Impulse Response Functions bahwa pada periode kedua respons dari indeks harga saham syariah terhadap pertumbuhan ekonomi menjadi -3,30%, inflasi sebesar 13,13%, dan kurs sebesar 1,20%. Serta, kontribusi langsung dari indeks harga saham syariah secara bertahap menurun, sementara kontribusi dari pertumbuhan ekonomi meningkat hingga mencapai sekitar 0,26%, inflasi sebesar 4,96%, dan kurs sebesar 0,029%.
Pengaruh Persepsi Kegunaan dan Persepsi Kemudahan Terhadap Loyalitas Dengan Kepuasan Sebagai Variabel Intervening dalam Menggunakan BSI Mobile Pasaribu, Mahmud; Hasibuan, Abdul Nasser; Cahyani, Utari Evy
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12371

Abstract

The purpose of this study was to determine how the perceived usefulness and convenience affect customer loyalty either directly or through customer satisfaction. The discussion of this research is related to the TAM (technology acceptance model) analysis, where researchers can find out what things are phenomena in BSI Kc customers. Padangsidimpuan customers in using the BSI Mobile application. This research is quantitative research. The sample of this study was 371 samples. The data collection instrument used a closed questionnaire to BSI Kc customers. Padangsidimpuan customers who use the BSI Mobile application. Data analysis using inner model, outer model, and intervening hypothesis testing. Based on the results of the study, it is known that customer satisfaction can explain customer loyalty by 0.363 or 36.3 percent, while 63.7 percent is influenced by other variables outside of this study. The loyalty has an R2 value of 0.368 or 36.8 percent, while 63.2 percent is influenced by other variables in this study. Then there is an influence between the usefulness and ease of using the BSI Mobile application on customer satisfaction. There is an influence between the usefulness and ease of using the BSI Mobile application on customer loyalty. There is no influence between customer satisfaction using the BSI Mobile application on customer loyalty. Customer satisfaction does not mediate the usefulness and ease of using the BSI Mobile application on customer loyalty at BSI Kc. Padangsidimpuan.
Islamic Finance : Vosviewer Bibliometric Study and Literature Review Abdul Nasser Hasibuan; Desy Mayasari Matondang; Nurul H Maydany Pgb; Deni Afnita Siregar
TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Vol. 2 No. 3 (2024): TEKNOBIS : Teknologi, Bisnis Dan Pendidikan
Publisher : Shofanah Media Berkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study reviews research on the theme of Islamic Finance in leading journals. This study uses bibliometric analysis of 186 selected articles related to Islamic Finance published by national and international journals derived from the Dimension database. The entire sample of journal publications has been published in ten years from 2015 to 2024. Based on Author, the research results are dominated by United States and Malaysia, followed by Turkey. Then data processing through analysis using the VosViewer application which aims to determine the bibliometric map of Islamic Finance research development in the world. Furthermore, based on bibliometric keyword mapping, there are 3 clusters that can become research paths with topics related to Islamic Finance. Furthermore, the emergence of Islamic Finance is expected to be able to answer and respond so that the economic traffic of the Islamic community in Indonesia (which the people in Indonesia are Muslims) brings benefits for economic improvement and equitable distribution of people's welfare
Penggunaan E-wallet pada Generasi Milenial dengan Pendekatan UTAUT pada Mahasiswa Perbankan Syariah UIN Mahmud Yunus Batusangkar Gampito, Gampito; Rahma, Faiza Nabila; Candra, Revi; Hasibuan, Abdul Nasser
Al-bank: Journal of Islamic Banking and Finance Vol 5, No 1 (2025): January - June 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i1.13300

Abstract

The purpose of this study was to analyze the interest in using E-walet among UIN Mahmud Yunus Batusangkar students using the Unified Theory Of Acceptance Use Of Technology (UTAUT) approach. The research method used is descriptive quantitative. The study population was 357 students of the Sharia Banking study program with a sample of 78 people calculated using the slovin formula. Data collection techniques using questionnaires. The data analysis technique uses multiple linear regression. The results showed that performance expectancy, social influence, and facilitating conditions partially influenced the interest in using e-wallets for students of the Islamic Banking Study Program, UIN Mahmud Yunus Batusangkar. While effort expectancy has no effect on interest in using e-wallets.  Simultaneously performance expectancy, effort expectancy, social influence, and facilitating conditions affect the interest in using e-wallets among students. The contribution of performance expectancy, effort expectancy, social influence, and facilitating conditions variables to influence interest is 68.3%.
Penggunaan E-wallet pada Generasi Milenial dengan Pendekatan UTAUT pada Mahasiswa Perbankan Syariah UIN Mahmud Yunus Batusangkar Gampito, Gampito; Rahma, Faiza Nabila; Candra, Revi; Hasibuan, Abdul Nasser
Al-bank: Journal of Islamic Banking and Finance Vol 5, No 1 (2025): January - June 2025
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v5i1.13300

Abstract

The purpose of this study was to analyze the interest in using E-walet among UIN Mahmud Yunus Batusangkar students using the Unified Theory Of Acceptance Use Of Technology (UTAUT) approach. The research method used is descriptive quantitative. The study population was 357 students of the Sharia Banking study program with a sample of 78 people calculated using the slovin formula. Data collection techniques using questionnaires. The data analysis technique uses multiple linear regression. The results showed that performance expectancy, social influence, and facilitating conditions partially influenced the interest in using e-wallets for students of the Islamic Banking Study Program, UIN Mahmud Yunus Batusangkar. While effort expectancy has no effect on interest in using e-wallets.  Simultaneously performance expectancy, effort expectancy, social influence, and facilitating conditions affect the interest in using e-wallets among students. The contribution of performance expectancy, effort expectancy, social influence, and facilitating conditions variables to influence interest is 68.3%.
Analysis Of The Behavior Of Using Mobile Banking Services In North Sumatra Students With The Approach: Technology Acceptance Model Hasibuan, Abdul Nasser; Hardana, Ali; Arif, Muhammad; Siregar, Sulaiman Efendi
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 12, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v12i2.6503

Abstract

This study aims to explain the behavioral analysis of the use of mobile banking services to students in North Sumatra with the approach: technology acceptance models, either simultaneously or partially. The sample used is 450 student respondents with the sampling technique using the proportional stratified random sampling technique by conducting a relationship test with the SEM (Structural Equation Model) analysis technique, which will be analyzed using the structural equation modeling tool with the alternative method of partial least square using the SmartPLS software. This study found that simultaneously the perceived usefulness and perceived ease of users have an influence on the behavior of using mobile banking services among students in North Sumatra. Meanwhile, partially, the perceived usefulness and perceived ease of users also have an influence on the behavior of using mobile banking services among students in North Sumatra. As well as the perception of benefits is more dominant than the perceived ease of users in using mobile banking services for students in North Sumatra.Keywords: Usefulness, Ease Of Use, Mobile Banking Usage Behavior
Is There a Proclivity Among Muslim Millennials to Engage with Sharia Digital Pawnbroking Services? Windari; Hasibuan, Abdul Nasser; Afandi, Ahmad
International Journal of Islamic Economics and Finance (IJIEF) Vol. 8 No. 1 (2025): IJIEF Vol 8 (1), January 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v8i1.22219

Abstract

PT. Pegadaian has recorded increased digital application users, especially Sharia digital pawnshop service. This study examines the primary elements that enable using Sharia pawnshop digital service applications. Modeling UTAUT technology adoption as an approach to this investigation and providing trialability and efficiency to assess objectives to employ digital service Sharia pawnshop tools. The data was acquired from 218 millennial Muslims in Indonesia using a questionnaire. This research relies on AMOS Partial Least Squares Structural Equation Modelling (PLS-SEM) to forecast a collection of latent variable indicators generated through numerous dimensions and indicators. Statistically, millennial Muslims' desire to benefit from virtual Sharia pawnshop services is substantially impacted by circumstances of facilitation, trialability, and efficiency. The foundation of the UTAUT model (performance expectations, effort expectations, and social impact) has not been able to nurture the desire to comply with the digital service Sharia pawnshop platform. Then, the purpose of use immensely impacts the behavior of utilizing online resources in Sharia pawnshop applications. This study reveals untapped areas of trialability and efficiency, notably technology adoption. Sharia internet pawnshop services are relatively new, which is why these two factors are used. PT Pegadaian Shariah (Pawnshop Shariah - Persero) must scrutinize its operation so that lapses do not arise and make consumers feel safer conducting transactions using this application. Remember that the Sharia Digital Pawnshop Service (PSDS) aims to broaden the target market, particularly the millennial generation, and the market competition.
Co-Authors Afifah Ramadhani Afnita Siregar, Deni Ahmad Afandi Ahmad Fahruzi Harahap Ahmad Wardana Ali Hardana Ananda Anugrah Nasution Anisa Sihombing Annida Karima Sovia Annisa Husna Harahap Arbanur Rasyid Arti Damisa Azim, Nik Mohd Azwar Hamid berlin berlin Budi Gautama Candra, Revi Dalimunthe, Razi Azwar Syahbudin Dalimuth, Halimahtus Sakdiah Damri Batubara Daulay, Nurfia Sintia Deni Afnita Siregar Desy Mayasari Matondang devi yana Dinda Sildiya dulmen dulmen Efendi Harahap, Ahmad Erliza Ambun Lubis eva indah Evi Cahyani, Utary Fanisah Yuli Yanda fauzan fauzan Ferdy Kurniawan Ferdy Kurniawan Gampito, Gampito gautama, budi H Maydany Pgb , Nurul Harahap, Darwis Harahap, Halimatussadiah Hasanah Pulungan, Putri hasanah siregar Hasibuan, Afifah Khairani Hasibuan, Lismawati Hotman Pandapotan Idris Saleh ishak ishak Izzah, Nizmah Rosyidatul Ja'far Nasution Ja'far Nasution Khoirul Fauzi Hasibuan Kurniawan, Ferdy Lismawati Hasibuan Lubis, Rizki Mulia Manullang, Sri Masyuli marahombang rambe mariati mariati Masyuli Manullang, Sri Mayasari Matondang , Desy Melda, Fikahan Muhammad Arif Muhammad Arif Muhammad Nur Tanjung muhammad wandisyah Murroh, Adanan Nasirin, Wanda Khairun Nasution, Ananda Anugrah Natama Harahap, Dea Novika Nofinawati N Nofinawati Nofinawati Nofinawati Nofinawati Nurfaisah Nurfaisah Nurhajijah, Nurhajijah Nurhalimah Lubis Nurhayati Nurhayati Nurul H Maydany Pgb Nurya Ningsih, Ratna Pasaribu, Mahmud Pulungan, Novita Sari Pulungan, Putri Hasanah Putri Amelia Pasaribu Putri Bunga Meiliana Daulay Rahma, Faiza Nabila Rahmadani Rahmadani rahmat annam Rangkuti, Mhd. Royhan Ridho Am Agusming ridwan muhammad rosdiyah rosdiyah Rudiaman, Rudiaman Saputra, Ramadi Sarmiana Batubara Simamora, Anny May Saroh Siregar, Fatahuddin Aziz Sry Lestari Mendrofa Sulaiman Efendi Siregar Toib, Ahmad Try Wahyu Utami ulfikar, Muhammad Utami, Try Wahyu Utari Evy Cahyani Utari Evy Cahyani Utari Evy Cahyani Windari Windari Windari Windari Windari Windari, Windari Windari, Windari Windi Wahyuni Simanjuntak Wiwik Susanti Sitompul Wiwik Susanti Sitompul Yuli Hanggarani Zulaika Matondang Zulaika Matondang