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All Journal Nagari Law Review Jurnal Surya Kencana Satu : Dinamika Masalah Hukum dan Keadilan Pena Justisia: Media Komunikasi dan Kajian Hukum ADIL : Jurnal Hukum Abdi Laksana : Jurnal Pengabdian Kepada Masyarakat Jurnal Surya Kencana Dua: Dinamika Masalah Hukum & Keadilan Media Bina Ilmiah International Journal of Integrative Sciences Indonesian Journal of Law Research International Journal of Law and Society
Oksidelfa Yanto
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Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENERAPAN SANKSI PIDANA TERHADAP PEMINJAMAN AKUN PINJAM ONLINE (PINJOL) YANG GAGAL BAYAR Abdul Hayy Nasution; Oksidelfa Yanto
Media Bina Ilmiah Vol. 19 No. 02: September 2024
Publisher : LPSDI Bina Patria

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dunia digital mengalami perkembangan yang sangat pesat dan memberikan banyak pengaruh di berbagai sektor, salah satunya kehadiran layanan pinjam meminjam uang berbasis teknologi informasi yaitu Peer to Peer Lending. Namun tidak tertutup kemungkinan bahwa pelaksanaan Peer to Peer Lending beresiko pada suatu permasalahan hukum yakni gagal bayar dari Penerima Pinjaman yang akan merugikan Pemberi Pinjaman yang mendanai pengajuan pinjaman pada platform Penyelenggara. Berkaitan dengan hal tersebut, maka penelitian ini selanjutnya bertujuan untuk mengetahui dan menganalisis tentang perlindungan hukum bagi pihak pemberi pinjaman terkait dengan resiko gagal bayar dalam layanan pinjaman berbasis peer to peer lending. Selain itu, penelitian ini juga bertujuan untuk menjelaskan penyelesaian sengketa akibat gagal bayar dalam peer to peer lending. Metode penelitian yang digunakan dalam penelitian ini yakni metode penelitian hukum normatif. Perlindungan hukum terhadap pemberi pinjaman dan Penerima Pinjaman dengan dibentuknya peraturan khusus yang memberikan perlindungan bagi pengguna jasa Peer to Peer Lending yaitu Peraturan Otoritas Jasa Keuangan Nomor 77/POJK.01/2016 khususnya Pasal 37 dan sanksi seperti denda, penjara, maupun hukuman tambahan lain yang diberikan setelah terjadi sengketa. Penyelesaian sengketa akibat gagal bayar dalam P2PL dapat dilakukan diluar maupun didalam pengadilan sesuai ketentuan Pasal 39 ayat (1) POJK Nomor 1/POJK.07/2013.
Juridical Study of the Supervisory Authority over the Implementation of Nagari Customs and Culture by Traditional Nagari Communities in West Sumatra Province Pebrihariati. R, Sanidjar; Desmal Fajri; Oksidelfa Yanto
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.6217

Abstract

In Article 18B paragraph (2) of the Amendment to the 1945 Constitution, it is stated that "the State recognizes and respects customary law community units and their traditional rights as long as they are still alive and in accordance with the development of society and the principles of the Unitary State of the Republic of Indonesia, which are regulated in law." In 2018, West Sumatra Province established West Sumatra Province Regional Regulation Number 7 of 2018 concerning Nagari. Problem formulation: 1) What are the consequences of the authority of the Nagari Traditional Council (KAN) after the enactment of West Sumatra Province Regional Regulation Number 7 of 2018 concerning Nagari in West Sumatra Province? 2) What are the legal impacts of supervisory authority on the implementation of nagari customs and culture by the Nagari Traditional Council in West Sumatra Province? The type of research used is normative legal research, using secondary data sources consisting of Primary Legal Materials and Secondary Legal Materials, data collection techniques using document studies, the data is then analyzed using qualitative analysis. Research Results and discussion: 1) Based on the provisions in Article 5 of the West Sumatra Province Regional Regulation Number 7 of 2018 concerning Nagari, the Nagari Institution consists of: a. Nagari Traditional Density; b. Nagari Government; and c. The Nagari Customary Court, one of the authorities of the Nagari Customary Court is: Supervising the Implementation of Nagari Customs and Culture. 2) In the provisions of Article 17 of West Sumatra Province Regional Regulation Number 7 of 2018 concerning Nagari, it states that: The Governor carries out general guidance and supervision over Nagari in the administration of government based on Customary Law. Keywords: Supervision, Authority, Nagari Community.
Co-Authors A. Harits Nu'man Abdul Hayy Nasution Bambang Wiyono Bhanus Prakash Nunna Desmal Fajri Dini Dewi Heniarti Guntarto Widodo Henny Nuraeny Isnu Harjo Prayitno Kartono Nani Widya Sari Neni Ruhaeni Nining Samuel Soewita Sanidjar Pebrihariati R Suhendar Taufik Kurrohman Zuwanda, Rifka