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All Journal International Journal of Informatics and Communication Technology (IJ-ICT) Jurnal Akuntansi dan Keuangan Dinar: Jurnal Ekonomi dan Keuangan Islam Journal of Economic, Bussines and Accounting (COSTING) Jurnal Ilmiah Permas: Jurnal Ilmiah STIKES Kendal Community Development Journal: Jurnal Pengabdian Masyarakat Indonesian Journal of Global Health research Jurnal Pengabdian Kepada Masyarakat Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri Journal of Economics and Management Scienties Jurnal Multidisiplin Borobudur Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi
Maria Septijantini Alie
Universitas Mitra Indonesia
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Public Health Social Sciences Veterinary Other

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Pengaruh Financial Technology (Fintech) Dan Literasi Keuangan Terhadap Kinerja Perusahaan Pada PT. Bank Rakyat Indonesia (Persero) Tbk Cabang Kota Bandar Lampung Raditya Purnamasari; Yulistina Yulistina; Maria Septijantini Alie
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.5910

Abstract

The development of Financial Technology (FinTech) has changed the global banking and financial landscape and influenced company performance, as seen in PT. Bank Rakyat Indonesia (Persero) Tbk Bandar Lampung City Branch. This research uses a quantitative approach to explore the impact of FinTech and Financial Literacy on company performance. Data was collected from 1 branch with 165 employees selected by purposive sampling in February 2024. The results show a positive and significant simultaneous influence between FinTech and Financial Literacy on company performance. The F test shows an Fcount value of 128.595, exceeding the Ftable value of 3.05, and a significance of 0.00 < 0.05, so the alternative hypothesis is accepted. Partial analysis shows FinTech's t count of 5.530 and Financial Literacy's 7.920, both exceeding the t table of 1.974, with a significance value of 0.00 < 0.05, so the alternative hypothesis is accepted. This means that increasing both FinTech and Financial Literacy has a positive impact on company performance. Keywords : FinTech, Financial Literacy, Company Performance, Bank Rakyat Indonesia (BRI).
Analysis of the Impact of Leadership Style, Compensation, and Work Stress on Employee Turnover Intention Ledyana Ayu Pratiwi; Hasbullah; Desmon; Maria Septijantini Alie; Megasari
Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis Vol 10 No 5 (2026): October
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM), STIE Krakatau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61401/relevansi.v10i5.667

Abstract

This study aimed to analyze the effects of leadership style, compensation, and work stress on employee turnover intention at PT Woori Finance Indonesia Tbk, Sumatra 2 Area. A quantitative survey method was applied to 71 employees using saturated sampling, with data analyzed through multiple linear regression using SPSS 27. Leadership style (t=-5.088, p=0.001) and compensation (t=-4.823, p=0.001) had negative and significant effects on turnover intention, while work stress had a positive and significant effect (t=10.724, p=0.001). Simultaneously, the three variables significantly influenced turnover intention (F=66.276, p=0.001). Improving leadership quality, providing fair compensation, and managing work stress are important strategies for reducing employee turnover intention. The findings indicate that organizations need to develop effective leadership practices, establish competitive reward systems, and create supportive work environments to maintain employee commitment and retention. These efforts are essential for improving organizational stability and long-term performance in the financial services sector. This study is limited to employees of one financial company in the Sumatra 2 Area, which may restrict the generalizability of the findings. This study contributes empirical evidence on the role of leadership style, compensation, and work stress in explaining turnover intention in the financial services sector.
​Leadership Styles and Employee Performance: The Mediating Role of Work Motivation at Galaxy Kindergarten Muhamad Candi; Yudhinanto Cahyo Nugroho; Maria Septijantini Alie; Desmon; Eka Travilta Oktaria
Jurnal Relevansi : Ekonomi, Manajemen dan Bisnis Vol 10 No 5 (2026): October
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM), STIE Krakatau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61401/relevansi.v10i5.676

Abstract

This study examines the relationships between transactional, transformational, and participative leadership styles and employee work motivation and performance, including the mediating role of work motivation at Galaksi Kindergarten, Bandar Lampung. A quantitative explanatory study was conducted using cross-sectional data from 60 employees selected through saturated sampling and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results showed that all three leadership styles had a positive and significant effect on work motivation. Work motivation also had a positive and significant effect on employee performance (β = 0.503, p < 0.001). Transformational leadership demonstrated the strongest direct effect on performance (β = 0.318, p < 0.001) and the strongest indirect effect through work motivation (β = 0.232, p < 0.001). Work motivation partially mediated the relationships between all three leadership styles and employee performance. The findings extend leadership research by demonstrating how complementary leadership approaches translate into performance through employee motivation in early childhood education. Practically, kindergarten management should prioritize inspirational and developmental leadership while maintaining clear performance standards and employee participation.
Organizational Culture, Transformational Leadership and Work Achievement as Predictors of Lecturer Performance: An Islamic Human Resource Management Interpretation Anna Prihartini; Desmon Desmon; Maria Septijantini Alie; Hasbullah Hasbullah; Susi Indriyani
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 13, No 1: Januari 2026
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v13i1.36513

Abstract

Evidence on how organizational and individual factors jointly relate to lecturer performance is inconsistent, work achievement, understood here as appraised work conduct rather than work outcomes, is rarely examined alongside culture and leadership, and Islamic human resource management (HRM) perspectives have seldom been applied to academic work. This study examines whether organizational culture, transformational leadership, and work achievement predict lecturer performance in three private higher education institutions in Kendal Regency, Indonesia, and interprets the results through an Islamic HRM framework. A cross-sectional survey of permanent lecturers (population equal 242) used proportionate random sampling, and 156 usable responses were analyzed with multiple linear regression. Organizational culture (standardized β equal 0.272), transformational leadership (β equal 0.286), and work achievement (β equal 0.362) were each positively associated with lecturer performance (p less than 0.001), jointly accounting for 47.5% of its variance (R² equal 0.475; adjusted R² equal 0.465). Work achievement had the largest standardized coefficient, although differences between coefficients were not tested formally; because the residuals were non-normal and no robust estimation was performed, the p-values warrant caution. Read through the Islamic HRM framework, in which honesty, discipline, creativity, cooperation, and leadership are conceptually aligned with amanah, itqan, and ta'awun, the results suggest that performance management should attend explicitly to lecturers' work conduct alongside leadership and culture. These values served as an interpretive lens and were not measured.
Development of an AI-based digital startup incubation model for the empowerment of students and MSMEs towards a creative economy Umar Bakti; Maria Septijantini Alie; Iin Marliana
International Journal of Informatics and Communication Technology (IJ-ICT) Vol 15, No 4: December 2026
Publisher : Institute of Advanced Engineering and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijict.v15i4.pp1682-1695

Abstract

Micro, small, and medium enterprises (MSMEs) continue to face low digital-technology adoption, with conventional incubation programs still relying on generic training and manual assessment rather than automated, evidence-based evaluation. This study develops and validates an AI-based startup incubation model (AI-SIM), an integrated ICT platform functioning as an intelligent decision-support system for MSME digital-readiness classification, adaptive training recommendation, geospatial analysis, and student-MSME experiential learning within one operational environment. Data were collected from 4,276 MSMEs across Lampung Province, Indonesia; after strict two-level deduplication to prevent data leakage, 961 unique records were retained for modeling. A random forest classifier grouped MSMEs into three readiness categories (Traditional, Stable, Digital Ready) using two feature configurations, achieving 33.68% (10 features; 5 fold CV 36.75%) and 30.57% accuracy (7 manuscript-aligned features; 5 fold CV 37.23%), both near the 33.3% random-chance baseline. Feature importance analysis showed predictive weight spread across all seven features, led by digital infrastructure and monthly revenue, with no dominant predictor. The system was validated through field deployment, training, and focus group discussions with 84 student and MSME participants, confirming its practical value as a real-time incubation dashboard, while the classification component requires richer behavioral and transactional data to improve accuracy in future iterations.
Co-Authors Anna Prihartini Anwar, Amelia Armalia Reny Armalia Reny WA Darwin Warisi Desmon Desmon Desmon Diana Anggraini Dinda Kianjung Herlozi Fadlika Fadlika Hasbullah Hasbullah Hasbullah Hasbulloh Hasbulloh Iin Anita Agustinar iin marliana Ledyana Ayu Pratiwi Livana PH M.Budi Hartanto M.Renandi Ekatama Surya Megasari Megasari Megasari Meita Sekar Sari Mohammad Renandi Ekatama Muhamad Candi Muhammad Ravi Pratama Novalita Novalita Nuzulya Pahlawi Oktaria, Eka Travilta Raditya Purnamasari Rara Ayu Anda Rista Rizky Anang Saleh Sri Mulyani Subhan Aziz Susi Indriani Susi Indriyani Tyfani Heriyanto Umar Bakti Umar Bakti Umar Bakti Vela Aprilia Yudhinanto Cahyo Nugroho Yudhinanto CN Yudhinanto Yudhinanto Yulistina Yulistina Yusda, Desi Derina