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All Journal TEKMAPRO Journal of Industrial Engineering and Management JURNAL PASTI (PENELITIAN DAN APLIKASI SISTEM DAN TEKNIK INDUSTRI) OPERATION EXCELLENCE: Journal of Applied Industrial Engineering Briliant: Jurnal Riset dan Konseptual Jurnal Bisnis dan Manajemen PROZIMA (Productivity, Optimization and Manufacturing System Engineering) Journal of Research and Technology EKONOMIS : Journal of Economics and Business Tibuana : Journal of Applied Industrial Engineering Jurnal INTECH Teknik Industri Universitas Serang Raya MIND (Multimedia Artificial Intelligent Networking Database) Journal Jurnal Pengabdian Al-Ikhlas JURNAL Al-AZHAR INDONESIA SERI SAINS DAN TEKNOLOGI International Journal of Economics Development Research (IJEDR) Nusantara Science and Technology Proceedings International Journal of Eco-Innovation in Science and Engineering (IJEISE) Indonesian Journal of Industrial Engineering & Management Juminten : Jurnal Manajemen Industri dan Teknologi Journal La Multiapp Jurnal Algoritma Journal of Scientech Research and Development Student Scientific Creativity Journal Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Jurnal Kendali Teknik dan Sains IIJSE The Indonesian Journal of Computer Science Jurnal Abdimas Peradaban Manufaktur: Publikasi Sub Rumpun Ilmu Keteknikan Industri Venus: Jurnal Publikasi Rumpun Ilmu Teknik INOVTEK Polbeng - Seri Informatika
Dwi Sukma Donoriyanto
Department Of Industrial Engineering, Faculty Of Engineering And Sains, Universitas Pembangunan Nasional “Veteran” Jawa Timur, Surabaya 60294, Indonesia
Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Transportation

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Journal : Journal of Research and Technology

 1 
Analisis Penerimaan Teknologi Terhadap Financial Technology (Fintech) Lending Dengan Mengintergrasikan TAM dan UTAUT Ardlianti, Rana Atikah; Dewi, Ratna Sari Dewi2; Donoriyanto, Dwi Sukma
Journal of Research and Technology Vol. 9 No. 2 (2023): JRT Volume 9 No 2 Des 2023
Publisher : 2477 - 6165

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/jrt.v9i2.837

Abstract

Fintech is a financial industry that creates financial services with a more efficient system, loan-based without guarantees, and intermediaries for people who are not served by conventional financial institutions. There are still many people who do not know how to use fintech correctly. This study aims to determine what variables affect the use of new technology in the form of financial technology lending with 51 respondents using the integration of two approaches, namely Theory of Acceptance Model (TAM) and The Unified Theory of Acceptance and Use of Technology (Utaut). For Utaut, add one new variable, brand and service trust. The TAM variable used is the perception of the use (PU), the perception of ease of use (PEOU), attitudes (ATT), intention to use (ITU), use (USE). While the utaut variable used is social influence (SI) and facilitation conditions (PU). Then all these variables are formed into conceptual models and are processed with SmartPLS 3.0 software. The result is to present receipts of 7 of 8 hypotheses that show the positive effects of respondents on the use of fintech lending applications. The final result of this study is that the respondent of this study has felt the ease and usefulness of the use of fintech lending applications.
Co-Authors Abdul Rouf, Imron Achmad Gufron Adelia Hernalis Agustin Afiady Fitsal Ubaidillah Agraprana, Al Aileen Al Habri, Muhammad Anjab Al-Zaher, Abdulqader Ali, Munawar Amanullah Fathurrahman Amastasia Cindy Umami Amelia, Avril Firda Ananta Agung Purwoko Anthony Surya Wirawan Ardlianti , Rana Atikah Ardlianti, Rana Atikah Ardyani, Anggarnis Dwikalyana Ario Adityawarman Dessy Indra Puspitasari Dewi, Ratna Sari Dewi2 Dzannisa Ghotrun Nada Endang Pudji W Endang Pudji Widjajati Enny Aryanny Erlina Purnamawati Erwan Adi Saputro Fajrina Rizki Izzati Fanani, Syahrul Nur Farida Pulansari Farrel Azriel Septrianto Fawwazy , Neyzard Alby Firmansyah, Mokhamad Ghani, Mukhammad Rivaldi Gladies Putri Suprapto Handoyo Handoyo Handy Natan Permana Imam Qulub Mustaqim Indah Yansi Nofianto Indiyanto, Rus Iriani Iriani Irma Dian Isna Nugraha Isna Nugraha Juliardi A. R., Naniek Ratni Kartikasari, Bintang Andita Khakiki, Elin Ken Laksono Trisnantoro Laurentius Urip Widodo Liora Darista Zahra M. Wildan Kautsar Masdani Irfan Prakoso Karmawan Mega Cattleya Prameswari Annissaa Islami Moch Abu Naim Moch Tutuk Safirin Mohammad Nailul Falah Muhammad Miftahul Hamdi Naniek Ratni Juliardi A.R Noventya Cahyani, Salma Nugraha, Isna Nugraha, Yaskie Cahyana Septiviandra Ade Nur Rahmawati Nur Rahmawati NUR RAHMAWATI Nur Rahmawati PAMUNGKAS, CATUR ARTA Prasetya, Adi Tulus Prasetyo Ari Bowo, Prasetyo Ari Rahsya Akbar Muhammad Amin Rana Atikah Ardlianti Rangga Dwi Saputra Rendy Christian Riamto, Mohammad Shodiq Wahyu Rizky Setiawan Rizquina Aldila Putri Rofiatul Adawiyah Rus Indiyanto Safirin, M. Tutuk Safirin, Moch Tutuk Satriya Dwi Santoso Satya Winarung Ekauji Shania Andra Fitriana Sholihin, Qouman Siswanto Moenandar Siswanto Moenandar Sulistyo Wibowo, Arief Sumiati Sumiati Syamsiah, Yuliatin Ali Tegar Garin Widodo Teo Billy Chandra Yunanto Tranggono Tranggono Tranggono Tranggono Tranggono Tranggono Ubaiyi, R. Vanji Abdillah Ulfa Chusnia Wahyunita Virga, Avril Wahyu Kurniawan Wening, Marshanda Citra Widjajati, Endang Pudji Yekti Condro Winursito Yoga Andys Strada Yuliatin Ali Syamsiah Yuliatin Ali Syamsiah Yuniar Nur Latifah Yustina Ngatilah Zharfan Hamzah Zulfiqa Irfidianis Ifada