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All Journal International Journal of Evaluation and Research in Education (IJERE) Jurnal Reviu Akuntansi dan Keuangan Jurnal Kependidikan: Penelitian Inovasi Pembelajaran Jurnal Pendidikan Ekonomi (JUPE) SAR (Soedirman Accounting Review): Journal of Accounting and Business Ekonomi dan Bisnis Kumawula: Jurnal Pengabdian Kepada Masyarakat Edunesia : jurnal Ilmiah Pendidikan BERNAS: Jurnal Pengabdian Kepada Masyarakat Madaniya Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Jurnal Ekonomi, Manajemen, Akuntansi JIFA (Journal of Islamic Finance and Accounting)
Ida Nur Aeni
Universitas Negeri Semarang
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Neuroscience Nursing Public Health Social Sciences Veterinary Other

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Digitalisasi Pengelolaan Keuangan Pada Komunitas UMKM Karya Mapan Kota Salatiga Saringatun Mudrikah; Ida Nur Aeni; Lola Kurnia Pitaloka; Anna Kania Widiatami
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2024)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v5i1.7068

Abstract

Komunitas UMKM Karya Mapan merupakan komunitas UMKM yang terdiri dari beberapa anggota UMKM yang bergerak di bidang kuliner, bakery dan pastry, yang berada di Kota Salatiga. Berdasarkan hasil observasi dan wawancara, ditemui beberapa permasalahan yang dihadapi oleh anggota komunitas UMKM ini seperti pelaku UMKM masih banyak yang mencampurkan harta pribadi dengan harta usahanya, belum mengelola arus kas dengan baik, belum melakukan pencatatan transaksi keuangan secara rutin, serta sebagian besar tidak menyusun laporan keuangan meskipun laporan keuangan sederhana, padahal laporan keuangan sangat dibutuhkan untuk memotret perkembangan usaha, menarik dana investor maupun perbankan supaya lebih percaya terhadap kemajuan usaha yang dijalankan. Upaya yang dilakukan untuk mengatasi masalah tersebut yakni dengan memberikan pelatihan dan pendampingan pengelolaan keuangan dengan memanfaatkan teknologi digital. Metode pengabdian yang dilakukan yakni: Diskusi, Ceramah, Tutorial, Latihan, Monitoring dan Evaluasi. Hasil dari kegiatan pengabdian ini antara lain: (1) Mitra telah memiliki pengetahuan yang memadai tentang pentingnya melakukan pemisahan keuangan pribadi dan keuangan usaha dan mengaplikasikannya pada keuangan usaha yang dijalankan; (2) Mitra memiliki pemahaman yang memadai tentang pengelolaan arus kas yang efektif; (3) Mitra memiliki kemampuan membuat laporan keuangan usaha yang dijalankannya; (4) Mitra mampu mengoperasikan SIAPIK untuk pencatatan keuangan digital usahanya
Student Engagement in Learning : The Impact of Depression, Self-Efficacy, Resource Management, Emotional and Cognitive Factors Ellysa Najwakhida; Ida Nur Aeni
Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Vol 11, No 2 (2025): June
Publisher : Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jk.v11i2.14897

Abstract

This study aims to analyze the influence of depression, self-efficacy, resource management, and emotional and cognitive factors on student learning engagement. This study uses a quantitative approach, with data collection techniques in the form of questionnaires. Respondents of this study were 171 high school students who were determined by the Convenience Sampling technique. The data analysis technique used is a multiple linear test using SPSS by conducting prerequisite tests consisting of normality test, linearity test, multicollinearity test, and heteroscedasticity test. The results of this study indicate that depression, self-efficacy, resource management, emotional factors, and cognitive factors significantly affect student learning engagement. However, emotional and cognitive factors partially do not affect learning engagement. The implications of this study are the importance of knowing students' mental health, developing self-efficacy and resource management skills, strengthening students' emotional and cognitive factors, and implementing programs that must be implemented in every school to improve student learning engagement.
The Role of Creative Self-Concept in Mediating the Effects of Critical Openness and Reflective Skepticism on Cooperative Mindset Winda Hayu Pangesti; Ida Nur Aeni
Edunesia : Jurnal Ilmiah Pendidikan Vol. 7 No. 1 (2026)
Publisher : Research, Training and Philanthropy Institution Natural Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51276/edu.v7i1.1383

Abstract

This study examined how reflective skepticism and critical openness affect cooperative attitudes by mediating creative self-concepts. The basis of this research is the importance of fostering a collaborative mindset in higher education, which can encourage teamwork, creativity, and innovative problem-solving. This study uses a quantitative, survey-based approach. The population in this study comprises active students in the economic education study program, totaling 417 students. The sampling technique uses probability sampling, specifically simple random sampling, meaning students are selected at random without specific qualifications. The sample size was determined using the Slovin formula, resulting in 204 students. These findings suggest that reflective skepticism and critical openness positively and significantly affect cooperative mindsets. Furthermore, it was shown that the influence of cooperative mindset and critical openness is mediated by creative self-concept. However, similar mediation was not found in the influence between reflective skepticism and cooperative mindsets. The study concluded that, in a collaborative learning setting in higher education, fostering a cooperative mentality requires the development of critical thinking skills and a creative self-concept.
When do environmental disclosure and environmental performance improve financial performance? The moderating effect of environmental costs Deavita Kholisna; Ida Nur Aeni
JIFA (Journal of Islamic Finance and Accounting) Vol. 8 No. 2 (2025)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jifa.v8i2.14567

Abstract

This study aims to examine the effects of environmental disclosure and environmental performance on financial performance, with environmental costs serving as a moderating variable. A quantitative approach was employed using panel data regression on basic materials sector companies listed on the Indonesia Stock Exchange during the 2022–2024 period, resulting in a total of 253 observations selected through purposive sampling. Financial performance was measured using Earnings per Share (EPS), environmental disclosure was assessed based on the Global Reporting Initiative (GRI) standards, and environmental performance was evaluated using the PROPER rating. The findings indicate that environmental disclosure has a significant effect on financial performance, whereas environmental performance does not. Environmental costs were found to moderate the relationship between environmental disclosure and financial performance but were unable to moderate the relationship between environmental performance and financial performance. These results suggest that transparent environmental information, when supported by a strong commitment to environmental expenditure, can enhance a company's financial performance.
Continued Intention to Use Quick Response Code Indonesian Standard (QRIS) Digital Payment: Merchant Perspective Angela Marici Oudilia Amanda; Ida Nur Aeni
SAR (Soedirman Accounting Review) : Journal of Accounting and Business Vol 10 No 1 (2025): June 2025
Publisher : Program Studi S1 Akuntansi Fakultas Ekonomi & Bisnis Univesitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.sar.2025.10.01.16232

Abstract

This study aims to determine the effect of performance expectancy, effort expectancy, social influence, facilitating conditions, government support, and personal innovativeness on continuance usage intention using the UTAUT-3 theoretical framework. The survey was conducted on MSME players in Semarang City with a sample size of 203 respondents selected using purposive sampling method. Model testing using Structural Equation Modeling (SEM). The results showed that performance expectancy, social influence, and facilitating conditions have a direct effect on continuance usage intention. The positive impact of performance expectancy, social influence, and facilitating conditions on the continuance intention of using QRIS by Semarang City MSMEs is reflected in increased operational efficiency, ease of transactions, and trust that encourages growth in turnover, competitiveness, and the ability of MSMEs to adapt to digitalization to expand markets through practical and secure digital payments.
The Role of Fear of Missing Out (FOMO) and Hedonic Lifestyle in Shaping Students' Personal Financial Management: The Moderating Effect of Self-Control Ula Lambang Trisnoprinia Putra; Ida Nur Aeni
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 5: Juli 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i5.19526

Abstract

Personal financial management is essential for university students to achieve financial well-being, yet psychological factors such as Fear of Missing Out (FOMO) and a Hedonic Lifestyle may influence their financial behavior. This study aims to examine the influence of Fear of Missing Out (FOMO) and a Hedonic Lifestyle on students' personal financial management and to test the role of self-control as a moderating variable. The research uses a descriptive quantitative approach with a population of 170 Accounting Education students. The sample was determined using the Slovin formula with a 5% error rate, resulting in 120 respondents. Data were collected through an online questionnaire and analyzed using multiple linear regression and Moderated Regression Analysis (MRA) in IBM SPSS Statistics. The findings showed that FOMO did not significantly affect students' personal financial management, whereas a Hedonic Lifestyle had a significant positive effect. Simultaneously, FOMO and Hedonic Lifestyle did not significantly affect personal financial management. The MRA results indicated that self-control had a significant direct effect but did not moderate the effects of FOMO and Hedonic Lifestyle. These findings imply that financial management is more strongly influenced by financial knowledge and planning skills than by psychological factors. Therefore, universities should strengthen practical financial education emphasizing budgeting, financial planning, and responsible spending habits.
Pengaruh literasi keuangan, perilaku keuangan, dan improvisasi terhadap kinerja UMKM dengan mediasi penggunaan fintek di Kabupaten Jepara Nimas Aulia Pambajeng Miftahunnajah; Lyna Latifah; Ida Nur Aeni
Jurnal Pendidikan Ekonomi (JUPE) Vol. 14 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v14n1.p49-57

Abstract

This study aims to analyze the influence of financial literacy, financial behavior, and improvisation on the performance of Micro, Small, and Medium Enterprises (MSMEs) through the mediation of fintech use in furniture craftsmen MSMEs in Jepara Regency. Using a quantitative approach with Partial Least Squares Structural Equation Modeling (PLS-SEM) analysis techniques, data were collected through questionnaires from MSME actors who met certain criteria. The results show that financial literacy has a positive and significant effect on MSME performance, both directly and indirectly through the use of fintech. The use of fintech is proven to be a mediator that strengthens the relationship between financial literacy and MSME performance. However, financial behavior and improvisation do not show a significant effect on performance, either directly or through fintech. These findings emphasize the importance of improving financial literacy and financial technology assistance in encouraging sustainable MSME performance, especially in the craft-based creative economy sector.
Co-Authors - Kusmuriyanto -, Kardiyem Ahmad Abdul Chamid Ahmad Nurkhin Amir Mahmud Angela Marici Oudilia Amanda Angga Pandu Wijaya, Angga Pandu Anna Kania Widiatami Badingatus Solikhah Deavita Kholisna Dhifah Amaliyah Fadli Eka Susanti Ellysa Najwakhida Faridhatun Faidah Ita Nuryana Lyna Latifah Mudrikah, Saringatun Naila Rizki Salisa Nimas Aulia Pambajeng Miftahunnajah Nurdian Susilowati Nurul Hayati Partono Thomas Pitaloka, Lola Kurnia Ratieh Widhiastuti Riza Firmansyah Sari, Puji Novita Ula Lambang Trisnoprinia Putra Winda Hayu Pangesti