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Logit Modelling of Financial Behavior Among Young Adults: Evidence and Implications Ida Nur Aeni; Annisa Fithria; Anna Kania Widiatami
Dinamika Pendidikan Vol 18, No 2 (2023): December 2023
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v18i2.48744

Abstract

This study aims to comprehensively uncover antecedents of the financial behavior of young adults in Indonesia. The financial behavior used in this study involved high-cost borrowing, emergency savings, and planning for retirement. Young adult has an opportunity to use financial products. Data have been collected from 86 young adults. Binary logistic regression has been applied to analyze the data through SPSS 23. The financial behavior of young adults depends upon objective and subjective financial literacy, self-control, and demographic variables such as marital status and a number of children. This study pays attention to young adults, bank, and non-bank financial institutions, and policymakers related to strategies for increased financial inclusion. The present paper attempts to comprehensively uncover the variables that help in cumulatively predicting the financial behavior of young adult.
Digitalisasi Pengelolaan Keuangan Pada Komunitas UMKM Karya Mapan Kota Salatiga Saringatun Mudrikah; Ida Nur Aeni; Lola Kurnia Pitaloka; Anna Kania Widiatami
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2024)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v5i1.7068

Abstract

Komunitas UMKM Karya Mapan merupakan komunitas UMKM yang terdiri dari beberapa anggota UMKM yang bergerak di bidang kuliner, bakery dan pastry, yang berada di Kota Salatiga. Berdasarkan hasil observasi dan wawancara, ditemui beberapa permasalahan yang dihadapi oleh anggota komunitas UMKM ini seperti pelaku UMKM masih banyak yang mencampurkan harta pribadi dengan harta usahanya, belum mengelola arus kas dengan baik, belum melakukan pencatatan transaksi keuangan secara rutin, serta sebagian besar tidak menyusun laporan keuangan meskipun laporan keuangan sederhana, padahal laporan keuangan sangat dibutuhkan untuk memotret perkembangan usaha, menarik dana investor maupun perbankan supaya lebih percaya terhadap kemajuan usaha yang dijalankan. Upaya yang dilakukan untuk mengatasi masalah tersebut yakni dengan memberikan pelatihan dan pendampingan pengelolaan keuangan dengan memanfaatkan teknologi digital. Metode pengabdian yang dilakukan yakni: Diskusi, Ceramah, Tutorial, Latihan, Monitoring dan Evaluasi. Hasil dari kegiatan pengabdian ini antara lain: (1) Mitra telah memiliki pengetahuan yang memadai tentang pentingnya melakukan pemisahan keuangan pribadi dan keuangan usaha dan mengaplikasikannya pada keuangan usaha yang dijalankan; (2) Mitra memiliki pemahaman yang memadai tentang pengelolaan arus kas yang efektif; (3) Mitra memiliki kemampuan membuat laporan keuangan usaha yang dijalankannya; (4) Mitra mampu mengoperasikan SIAPIK untuk pencatatan keuangan digital usahanya
Student Engagement in Learning : The Impact of Depression, Self-Efficacy, Resource Management, Emotional and Cognitive Factors Ellysa Najwakhida; Ida Nur Aeni
Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Vol 11, No 2 (2025): June
Publisher : Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jk.v11i2.14897

Abstract

This study aims to analyze the influence of depression, self-efficacy, resource management, and emotional and cognitive factors on student learning engagement. This study uses a quantitative approach, with data collection techniques in the form of questionnaires. Respondents of this study were 171 high school students who were determined by the Convenience Sampling technique. The data analysis technique used is a multiple linear test using SPSS by conducting prerequisite tests consisting of normality test, linearity test, multicollinearity test, and heteroscedasticity test. The results of this study indicate that depression, self-efficacy, resource management, emotional factors, and cognitive factors significantly affect student learning engagement. However, emotional and cognitive factors partially do not affect learning engagement. The implications of this study are the importance of knowing students' mental health, developing self-efficacy and resource management skills, strengthening students' emotional and cognitive factors, and implementing programs that must be implemented in every school to improve student learning engagement.
Examining the Global Competence and TPACK Development Model for Prospective Teachers in Accounting Economics Kardiyem Kardiyem; Kusmuriyanto Kusmuriyanto; Ida Nur Aeni; Nurdian Susilowati
Jurnal Pendidikan Progresif Vol 12, No 2 (2022): Jurnal Pendidikan Progresif
Publisher : FKIP Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Development Model of Technological, Pedagogical, and Content Knowledge (TPACK) and Global Competency of Prospective Teachers in Accounting Economics. Objectives: This research examines the development model of global competency and technological, pedagogical, and content knowledge (TPACK) of prospective teachers in accounting economics. Methods: Design of this research using clausal associative design. The respondents of the study were 91 students of accounting education at Universitas Negeri Semarang. Findings: Analysis results using WarpPLS 6.0. shows that socioeconomic status did not affect technological, pedagogical, and content knowledge (TPACK) and global competence. In addition, there is a direct effect of student engagement and student perception of teaching methods on technological, pedagogical, and content knowledge (TPACK) and global competence. The following analysis showed that student engagement mediates the effect of socioeconomic status and student perception of teaching methods on technological, pedagogical, and content knowledge (TPACK) and global competence.  Conclusion: Student perception about the lecturer teaching methods would increase global competence, and then increasing student engagement would ultimately be able to increase global competence as well. Keywords: socioeconomic status, student engagement, perception of teaching methods, technological pedagogical content knowledge, global competence.DOI: http://dx.doi.org/10.23960/jpp.v12.i2.202226