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Boby Rantow Payu
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Analisis Pengaruh Upah, Modal, dan Nilai Produksi Terhadap Penyerapan Tenaga Kerja UMKM Sektor Industri Pengolahan Di Kota Gorontalo Nadia Hurain; Herwin Mopangga; Boby Rantow Payu
Economics and Digital Business Review Vol. 6 No. 1 (2025)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v6i1.2025

Abstract

Penelitian ini bertujuan untuk Menganalisis pengaruh Upah, Modal dan Nilai Produksi terhadap Penyerapan Tenaga Kerja pada Industri makanan dan minuman di Kota Gorontalo. Data yang digunakan dalam penelitian ini adalah data Primer, Yang di peroleh dari 50 responden pada Industri makanan dan minuman di Kota Gorontalo. Penelitian Ini menggunakan Analisis Regresi Linear Berganda.             Hasil penelitian ini menunjukan bahwa 1). Upah berpengaruh negatif dan signifkan terhadap Penyerapan Tenaga Kerja pada Industri Makanan dan Minuman di Kota Gorontalo. 2). Modal berpengaruh positif dan tidak signifikan terhadap Penyerapan Tenaga Kerja Industri Makanan dan Minuman di Kota Gorontalo. 3). Nilai Produksi berpengaruh positif dan tidak signifikan terhadap Penyerapan Tenaga Kerja Industri Makanan dan Minuman di Kota Gorontalo. 4). Upah, Modal dan Nilai produksi berpengaruh secara simultan terhadap Penyerapan Tenaga Kerja pada Industri Makanan dan Minuman di Kota Gorontalo.  
Kajian Faktor-Faktor yang Berperan terhadap Literasi Keuangan Perempuan Perkotaan dalam Mendukung Percepatan Pencapaian Tujuan Pembangunan Berkelanjutan Nurharyati Panigoro; Boby Rantow Payu; Muliyani Mahmud
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 12 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i12.9958

Abstract

In the context of women, especially those living in urban areas, financial literacy plays a strategic role not only in the management of personal and family finances, but also in increasing women's participation in productive economic sectors. The purpose of this study is to analyze and identify factors that affect the level of financial literacy in urban women. The method used in this study uses a quantitative method approach. The data used in this study is in the form of primary data obtained from surveys, while data collection uses questionnaire instruments. This research is not only focused on women who have careers, but all women's groups in the city of Gorontalo. The results of the study show that the level of financial literacy of urban women in the city of Gorontalo for conventional financial products is very good and for the level of financial literacy of non-conventional products is still low.  Then among the factors that have an influence on financial literacy are age, education level and income, while marital and employment status are not related to the level of financial literacy of urban women.
The Effect of Education Performance on Poverty in Indonesia Putri Hogi; Muhammad Amir Arham; Boby Rantow Payu
International Journal of Health, Economics, and Social Sciences (IJHESS) (Special Issue) - International Journal of Health, Economics, and Social Sciences (IJHESS) - July 20
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/ijhess.v8i3.11193

Abstract

This study uses a quantitative approach with a panel data regression analysis method. The data used are secondary data from 38 provinces in Indonesia during the 2015–2024 period (380 observations), which are sourced from the Central Statistics Agency (BPS). The selection of the best model is carried out through the Chow Test, Hausman Test, and Lagrange Multiplier Test, which results in the Random Effect Model (REM) as the most appropriate model to use. Based on the results of the study, it shows that simultaneously, all variables of educational performance have a significant effect on poverty in Indonesia with an adjusted R² value of 88.58%. Partially, the Literacy Rate (AMH) has a negative and significant effect on poverty, where every 1% increase in AMH will reduce the poverty rate by 3.37% School Participation Rate (APS) also has a negative and significant effect, where every 1% increase in APS will reduce poverty by 0.28%. Meanwhile, the Average School Length (RLS) shows a negative but not significant effect on poverty, indicating that the quantity of education alone is not enough without being balanced with improving the quality and relevance of education to the needs of the labor market.
Pengaruh Pertumbuhan Penduduk, Tingkat Pengangguran Terbuka dan Tenaga Kerja Sektor Formal Terhadap Pertumbuhan Ekonomi Indonesia: Studi Panel 2020-2024 Selvia Yunus Diu; Sri Endang Saleh; Boby Rantow Payu
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 6 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i6.12093

Abstract

This study examines the effect of population growth, open unemployment rate, and formal sector labor on Indonesia's economic growth using panel data from 34 provinces during 2020–2024. The study employs a quantitative approach with panel data regression using the Random Effect Model (REM). The results indicate that population growth has a positive and significant effect on economic growth. Meanwhile, open unemployment rate and formal sector labor have negative but statistically insignificant effects. Simultaneously, the independent variables are significant at the 10 percent level but not at the 5 percent level. These findings suggest that demographic dynamics and labor market conditions partially explain regional economic growth disparities in Indonesia. Keywords: Population Growth, Open Unemployment, Formal Labor, Economic Growth.
Socio-Demographic and Employment Dynamics on Indonesia's Economic Growth Sri Endang Saleh; Boby Rantow Payu
Ekonika : Jurnal Ekonomi Universitas Kadiri Vol. 11 No. 1 (2026): April 2026
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/ekonika.v11i1.6853

Abstract

This study investigates labor and socio-demographic factors that contribute to regional economic growth in Indonesian provinces between 2020 and 2024. Using a regression analysis of a panel, we assess how several indicators, such as the population growth rate (PGR), proportion of working-age population (WAP), average years of schooling (AYS), labor force participation rate (LFPR), and formal employment (FE), shape regional GDP per capita. We adopted a Fixed Effect Model based on tests from Chow and Hausman. We find a significant negative impact from PGR, whereas significant positive contributions are from AYS and LFPR. However, there is no meaningful difference from zero for WAP and FE. The findings demonstrate a beneficial role of human capital and labor participation in regional broad-based growth.
Analisis Tingkat Adopsi Teknologi dan Dampaknya Terhadap Perkembangan Usaha UMKM Di Kota Gorontalo (Studi Kasus Pada UMKM Binaan Dan Non Binaan) Moh. Rizki Drajatun; Abdul, Irawati; Rantow Payu, Boby
Jurnal Paradigma Ekonomika Vol. 21 No. 1 (2026): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v21i1.49110

Abstract

This study analyzes the level of technology adoption and its impact on the business development of micro, small, and medium enterprises (MSMEs) in Gorontalo City, Indonesia. Using a quantitative descriptive comparative design, data were obtained from 86 MSMEs 43 assisted and 43 non-assisted through structured questionnaires. The results reveal significant differences in technology adoption levels between the two groups (p < 0.05). Furthermore, the study confirms a strong positive impact of technology adoption on business growth (p < 0.01), where MSM Es with a high level of digital adoption experienced approximately 25–30% higher income growth compared to those with low adoption. These findings emphasize that technological adoption not only distinguishes business performance among MSMEs but also acts as a key driver for income expansion and competitive advantage through digital transformation. These results position technology adoption as both a key differentiator of MSME performance and a vital driver of sustainable growth and competitiveness. Policymakers should prioritize targeted digital training to bridge this gap.
Pengaruh Karakteristik Demografi Terhadap Tingkat Kesejahteraan Masyarakat Di Indonesia Kabaderan, Nuraini; Canon, Syarwani; Payu, Boby Rantow
Journal of Economics and Regional Science Vol. 4 No. 2 (2024): Journal Of Economics and Regional Science
Publisher : STIE Jambatan Bulan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52421/jurnal-esensi.v4i2.525

Abstract

The research aims to find out how demograpich characteristics influence the level of social welfare in Indonesia. The research method used is a quantitative method with secondary data sourced from the Central Statistics Agency (BPS). The data analysis technique used is multiple linier regression analysis technique. In this study, the test result found that (1) Total Fertility Rate/TFR did not have a significant effect on the level of social welfare in Indonesia because the value of Prob. 0,1394 > 0,05 (2) Population/KP density has a significant effect on the level of social welfare in Indonesia because the value of Prob. 0,0000 < 0,05 (3) Dependency Ratio/DR does not have a significant effect on the level of social welfare in Indonesia because the value of Prob. 0,0063 > 0,05 (4) Sex Ratio/SR does not have a significant on the level of social welfare in Indonesia because the value of Prob. 0,6761 > 0,05.
ANALISIS PERILAKU KEUANGAN ANTARA RUMAH TANGGA MISKIN DAN NON MISKIN DI PROVINSI GORONTALO Risti Pomalingo; Sri Endang Saleh; Boby Rantow Payu
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 15 No. 1 (2026): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v15i1.3735

Abstract

Introduction: This study aims to analyze differences in financial behavior between poor and non-poor households in Gorontalo Province and to identify the socio-demographic, economic, and financial access factors that influence these differences. Poverty in the region remains a significant issue and is closely related not only to income levels but also to financial behavior and access to economic resources.Methods: The study employed a descriptive, quantitative approach, using secondary data from the National Socio-Economic Survey (Susenas) and official publications from the Central Statistics Agency (BPS). The analysis focused on spending patterns, savings and investment behavior, debt management, financial planning, and household socio-demographic characteristics.Results: In September 2024, the poverty rate in Gorontalo Province was 13.87 percent, or approximately 107,030 people, with an average household poverty line of IDR 2,837,704 per month. Poor households had an average family size of 5.14 persons, higher than non-poor households at 4.03 persons. The education level of poor household heads was generally lower, and their income tended to be unstable, leading to a larger proportion of expenditure allocated to basic needs. In contrast, non-poor households demonstrated greater capacity to allocate income toward savings, investments, and non-essential consumption, as well as better access to formal financial services.Conclusion and Suggestion: This study confirms that poverty in Gorontalo Province is influenced not only by income disparities but also by financial behavior, education level, financial literacy, and access to financial institutions. These findings provide an evidence-based foundation for local governments and stakeholders to design more targeted and sustainable poverty alleviation policies, strengthen financial literacy programs, and promote inclusive household economic empowerment initiatives. Keywords: Poor Households, Poverty, Urban, Rural
DIGITALISASI KEUANGAN (QRIS), FAKTOR SOSIAL DEMOGRAFI, DAN PERKEMBANGAN IMK DI INDONESIA Rajiv Thahir Akbar Pade; Irawati Abdul; Boby Rantow Payu
CENDEKIA: Jurnal Ilmu Pengetahuan Vol. 6 No. 4 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/cendekia.v6i4.11000

Abstract

ABSTRACT The development of Micro and Small Industries (MSIs) in Indonesia plays a strategic role in promoting economic growth, creating employment opportunities, and supporting income distribution. However, the growth of MSIs continues to face various challenges, particularly in the adoption of financial digitalization and disparities in socio-demographic conditions across provinces, which may affect business performance. This study aims to analyze the influence of financial digitalization and socio-demographic factors on the development of Micro and Small Industries (MSIs) in Indonesia. The study employed a quantitative approach using cross-sectional data from 34 provinces in Indonesia for the year 2024. Sampling was conducted using the census technique (saturated sampling), in which all 34 provinces serving as the units of analysis were included as the research sample. The data were obtained from Statistics Indonesia (BPS) and the Indonesian Payment System Association (ASPI), followed by data cleaning, indicator construction, and classical assumption testing prior to analysis using multiple linear regression. Financial digitalization was proxied by the QRIS merchant ratio, while socio-demographic factors were measured using the Gross Enrollment Rate (GER) in education, the poverty rate, and per capita expenditure. The estimation results indicate that the QRIS merchant ratio and the Gross Enrollment Rate have a positive and significant effect on the development of MSIs. The poverty rate has no significant effect, whereas per capita expenditure has a negative and significant effect on MSI development. Simultaneously, all independent variables significantly affect the development of MSIs. These findings suggest that strengthening the digital payment ecosystem through the expansion of QRIS adoption, along with improving educational attainment, contributes positively to the development of Micro and Small Industries in Indonesia. ABSTRAK Perkembangan industri mikro dan kecil (IMK) di Indonesia memiliki peran strategis dalam mendorong pertumbuhan ekonomi, penyerapan tenaga kerja, dan pemerataan pendapatan. Namun, perkembangan IMK masih menghadapi berbagai tantangan, terutama dalam pemanfaatan digitalisasi keuangan serta adanya perbedaan kondisi sosial demografi antarprovinsi yang berpotensi memengaruhi kinerja usaha. Penelitian ini bertujuan menganalisis pengaruh digitalisasi keuangan dan faktor sosial demografi terhadap perkembangan industri mikro dan kecil (IMK) di Indonesia. Penelitian menggunakan pendekatan kuantitatif dengan data cross-section tahun 2024 pada 34 provinsi di Indonesia. Pengambilan sampel dilakukan dengan teknik sensus (sampling jenuh), yaitu seluruh 34 provinsi yang menjadi unit analisis digunakan sebagai sampel penelitian. Data diperoleh dari Badan Pusat Statistik dan Asosiasi Sistem Pembayaran Indonesia, kemudian melalui tahapan pembersihan data, penyusunan indikator, serta pengujian asumsi dasar sebelum dianalisis menggunakan regresi linear berganda. Digitalisasi keuangan diproksikan dengan rasio merchant QRIS, sedangkan faktor sosial demografi diukur melalui Angka Partisipasi Kasar (APK) pendidikan, tingkat kemiskinan, dan pengeluaran per kapita. Hasil estimasi menunjukkan bahwa rasio merchant QRIS dan APK pendidikan berpengaruh positif dan signifikan terhadap perkembangan IMK. Tingkat kemiskinan tidak berpengaruh signifikan, sedangkan pengeluaran per kapita berpengaruh negatif dan signifikan terhadap perkembangan IMK. Secara simultan, seluruh variabel independen berpengaruh signifikan terhadap perkembangan IMK. Temuan penelitian menunjukkan bahwa penguatan ekosistem pembayaran digital melalui perluasan penggunaan QRIS serta peningkatan kualitas pendidikan berkontribusi terhadap perkembangan industri mikro dan kecil di Indonesia.
ANALISIS DAMPAK PENURUNAN PARTISIPASI PETANI MUDA, TINGKAT PEMANFAATAN TEKNOLOGI DIGITAL DAN PENDIDIKAN TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Putri Inaya Ahmad; Boby Rantow Payu; Rifi Fazrina Djuuna
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.49932

Abstract

This study aims to analyze the influence of young farmers’ participation, the utilization of digital technology, and the level of education on the economic growth of the agricultural sector in Indonesia. The study employed a quantitative approach using cross-sectional data from 34 provinces in Indonesia in 2023. The dependent variable in this study was the economic growth of the agricultural sector, measured by the Gross Regional Domestic Product (GRDP) of the agricultural sector at constant prices. The independent variables consisted of the ratio of young farmers aged 19–39 years, the ratio of digital technology utilization by young farmers, and the average years of schooling. The analysis technique used was multiple linear regression with the assistance of Stata software.The results showed that the participation of young farmers had a negative and significant effect on the economic growth of the agricultural sector in Indonesia. The utilization of digital technology had a positive effect on agricultural economic growth. In addition, the average years of schooling had a negative and significant effect on the economic growth of the agricultural sector. Simultaneously, young farmers’ participation, digital technology utilization, and education level significantly affected the economic growth of the agricultural sector in Indonesia. These findings indicate that improving the quality of agricultural human resources through the regeneration of young farmers, strengthening digital technology adoption, and enhancing education are important factors in promoting sustainable economic growth in Indonesia’s agricultural sector.
Co-Authors Abdjul, Nur Ni'mat Oktavia Abdullah, Lulu Andini Abdulrahim Maruwae Adji, Bayu Eka Pratama Adwal Hidayatullah Lebi Agil Bahsoan Amanda Adityaningrum Andi Yusniar Mendo Annisa Djafar Arham, Muhamad Amir Banini, Bhetriana R. Bumulo, Frahmawati Devi Yuli Yanti Bilatula Djafar, Resti Djuno, Sukma Dewi A Fahrudin Zain Olilingo Faridsky Faridsky Fatmawaty Adrian Gumohung, Sri Rahma Herwin Mopangga Humagi, Dewi Safitri Irawati Abdul Irawaty Abdul Ismail Djakaria Kabaderan, Nuraini Kambayang, Sulistiawati R. Ladjambu, Hanifa Lania, Yetlina Latif, Zulkarnain Lutfia, Anis Mahmud, Sri Ayu I Manggopa, Febryaningsi Manto, Akmal Fikriasnyah Maryam Mangantar Megawati Megawati Melizubaida Mahmud Meyko Panigoro Moh. Rizki Drajatun Mokolinug, Savira Muhammad Amir Arham Muliyani Mahmud Mulyati, Yenni Nadia Hurain Nur Nadya T. Balahanti Nuraini Kabaderan Nurharyati Panigoro Paputungan, Tarniawati POMALINGO, DEWI ZULYANI Putri Hogi Putri Inaya Ahmad Putri Silvia Suleman Radia Hafid Raflin Hinelo Rahmawati Yusuf Rajiv Thahir Akbar Pade Resmawan Resmawan Rifi Fazrina Djuuna Rilwins Onggilu Risnawati Risnawati Risti Pomalingo Rosman Ilato Roy Hasiru Selvi Selvi Selvi Selvi Selvia Yunus Diu Setiani, Siska Agus Sri Aryanti Sri Endang Saleh Sri Murni Sulfayanti Fadila Mahera Sulistiani A Ajun Sune, Ramadhita Pratiwi Supardi Syarwani Canon Tabito, Ramlawati Towole, Nur Laila Usman Moonti Usman Moonti Usman, Deya Adeliya Windrawati Mamui Winston Pontoh Zul Fita Lihawa