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Kajian Faktor-Faktor yang Berperan terhadap Literasi Keuangan Perempuan Perkotaan dalam Mendukung Percepatan Pencapaian Tujuan Pembangunan Berkelanjutan Nurharyati Panigoro; Boby Rantow Payu; Muliyani Mahmud
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 12 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i12.9958

Abstract

In the context of women, especially those living in urban areas, financial literacy plays a strategic role not only in the management of personal and family finances, but also in increasing women's participation in productive economic sectors. The purpose of this study is to analyze and identify factors that affect the level of financial literacy in urban women. The method used in this study uses a quantitative method approach. The data used in this study is in the form of primary data obtained from surveys, while data collection uses questionnaire instruments. This research is not only focused on women who have careers, but all women's groups in the city of Gorontalo. The results of the study show that the level of financial literacy of urban women in the city of Gorontalo for conventional financial products is very good and for the level of financial literacy of non-conventional products is still low.  Then among the factors that have an influence on financial literacy are age, education level and income, while marital and employment status are not related to the level of financial literacy of urban women.
Pengaruh Pertumbuhan Penduduk, Tingkat Pengangguran Terbuka dan Tenaga Kerja Sektor Formal Terhadap Pertumbuhan Ekonomi Indonesia: Studi Panel 2020-2024 Selvia Yunus Diu; Sri Endang Saleh; Boby Rantow Payu
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 6 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the effect of population growth, open unemployment rate, and formal sector labor on Indonesia's economic growth using panel data from 34 provinces during 2020–2024. The study employs a quantitative approach with panel data regression using the Random Effect Model (REM). The results indicate that population growth has a positive and significant effect on economic growth. Meanwhile, open unemployment rate and formal sector labor have negative but statistically insignificant effects. Simultaneously, the independent variables are significant at the 10 percent level but not at the 5 percent level. These findings suggest that demographic dynamics and labor market conditions partially explain regional economic growth disparities in Indonesia. Keywords: Population Growth, Open Unemployment, Formal Labor, Economic Growth.