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Journal : Revenue Journal: Management and Entrepreneurship

How Do Fintech and Digital Banking Affect Indonesia Digital Bank Share Prices and Trading Volumes? Jaya, Asri
Revenue Journal: Management and Entrepreneurship Vol 2 No 2 (2024): Revenue Journal: Management and Entrepreneurship (December)
Publisher : CV. Bimbingan Belajar Assyfa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61650/rjme.v2i2.222

Abstract

This research highlights the influence of Fintech and digital banking on the share prices and trading volumes of digital banks in Indonesia. It is an empirical study aimed at exploring the relationship between technological advancements in the financial sector and the performance of digital bank stocks. Through a comprehensive assessment of market data, the study investigates how innovations in Fintech and digital banking services impact investor behavior and market dynamics. The study employs a quantitative approach, analyzing data from various digital banks listed on the Indonesian stock exchange. The participants in this research include publicly traded digital banks with significant market capitalization and trading volumes. The data set spans over a period of five years, providing a robust basis for examining trends and patterns. This research reveals a notable gap in the literature regarding the direct effects of Fintech innovations on digital bank performance metrics, such as share prices and trading volumes. Moreover, the study identifies several deficiencies in the current market analysis frameworks, such as the lack of real-time data integration and the underestimation of Fintech's disruptive potential. To address these gaps, the research suggests the adoption of advanced analytics and real-time monitoring tools. The findings also indicate a significant increase in trading volumes and stock price volatility correlated with the introduction of new Fintech products and services. This underscores the critical role of technological innovation in shaping the future landscape of digital banking in Indonesia.
Technology-mediated education for marginalized populations: financial literacy gap Jaya, Asri
Revenue Journal: Management and Entrepreneurship Vol 1 No 2 (2023): Revenue Journal: Management and Entrepreneurship (December)
Publisher : CV. Bimbingan Belajar Assyfa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61650/rjme.v1i2.470

Abstract

A person's financial attitude includes thoughts, attitudes, and self-confidence in managing money. A positive financial attitude is essential for responsible financial behavior and long-term well-being. Financial literacy includes financial behavior and consequences, not just information and skills. Technology in financial education has the potential to reduce the picture of financial literacy in developing countries. This research explains how technology-mediated financial education can be flexible, cost-effective, and adaptable, and reach communities underserved by financial services. This research also identified barriers such as inadequate infrastructure, limited access, and language and cultural barriers. Through extensive literature insights from various sources such as "ABInform", "EBSO Host", "Emerald", "Google Scholar", "Science Direct", "ProQuest", "Web of Science", and "ERIC", this research strives for digital inclusion and reduced financial literacy. The findings of this study suggest that although technology can be an effective tool, there is an urgent need for a thorough assessment of the long-term consequences and examination of comparative distribution techniques. This research emphasizes the need for further investigation to understand the impact of limited access to technology on financial literacy among marginalized communities.