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Pendidikan IPS dalam Memperkuat Pendidikan Karakter di Era Digital Mustika Mustika; Anggi Berlian Safitri; Heni Safitri; Chandra Purna Irawan; Yusawinur Barella
Jurnal Sadewa : Publikasi Ilmu Pendidikan, Pembelajaran dan Ilmu Sosial Vol. 3 No. 1 (2025): Februari : Publikasi Ilmu Pendidikan, Pembelajaran dan Ilmu Sosial
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/sadewa.v3i1.1550

Abstract

In the digital era, major challenges arise from the rapid development of technology, which has a positive impact on easy access to information, but also provides negative aspects such as dependence on gadgets and exposure to inappropriate content. This affects the formation of students' character, which is vulnerable to the influence of foreign cultures and detrimental information. Therefore, character education needs to be improved, one of which is through learning Social Sciences (IPS) which has an important role in instilling moral and social values. This study uses a literature study method to explore various theories and practices in integrating digital technology in IPS learning to strengthen character education. The results of the study show that IPS learning can be optimized to shape character through the integration of values ​​such as responsibility, discipline, cooperation, and respect for diversity, both inside and outside the classroom. Instilling character values ​​through IPS is expected to produce a young generation who are not only academically intelligent, but also have a strong character to face challenges in the digital era.
Pengaruh Literasi Keuangan dan Kemudahan Sistem QRIS Terhadap Pendapatan UMKM di Pontianak Iza Zakiah Balqis; Heni Safitri; Dedi Hariyanto
Reviu Akuntansi dan Bisnis Indonesia Vol. 8 No. 3 (2024): REVIU AKUNTANSI DAN BISNIS INDONESIA
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/rabin.v8i3.22615

Abstract

Latar Belakang: Pertumbuhan ekonomi dan perkembangan teknologi merupakan dua hal yang saling berkorelasi untuk meningkatkan kesejahteraan masyarakat. Usaha mikro, kecil, dan menengah (UMKM) yang merupakan pangsa pasar terbesar di Indonesia menunjukkan pergerakan yang progresif jika disandingan dengan tren cashless. Quick Response Code Indonesian Standard (QRIS) hadir untuk menjadi jembatan antara konsumen dan merchant dalam memudahkan pembayaran, sejalan dengan gaya hidup masyarakat modern yang menuntut kemudahan dan efisiensi.Tujuan: Penelitian ini bertujuan untuk menemukan pengaruh literasi keuangan dan kemudahan sistem QRIS terhadap pendapatan UMKM.Metode Penelitian: Metode penelitian ini merupakan penelitian kuantitatif. Teknik pengambilan sampel menggunakan purposive sampling. Responden yang digunakan adalah pedagang UMKM berjumlah 100 responden.Hasil Penelitian: Berdasarkan hasil pengujian pada semua variabel, sehingga diperoleh hasil penelitian ini menunjukkan variabel Literasi Keuangan dan Kemudahan Sistem QRIS berpengaruh secara signifikan terhadap Pendapatan UMKM.Keaslian/Kebaruan Penelitian: Menguji pengaruh literasi keuangan dan kemudahan sistem QRIS terhadap pendapatan UMKM di Pontianak.
Pengaruh Model Problem-Based Learning di Luar Kelas terhadap Keterampilan Berpikir Tingkat Tinggi Siswa Sekolah Dasar dalam Pembelajaran IPA Galih Puji Widodo; Supeno Supeno; Heni Safitri
JURNAL PENDIDIKAN MIPA Vol 15 No 3 (2025): JURNAL PENDIDIKAN MIPA
Publisher : Pusat Publikasi Ilmiah, STKIP Taman Siswa Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37630/jpm.v15i3.3177

Abstract

Banyak siswa sekolah dasar masih mengalami hambatan dalam mengembangkan keterampilan berpikir tingkat tinggi, khususnya dalam mata pelajaran IPA. Pembelajaran di kelas cenderung bersifat satu arah dan berfokus pada hafalan, sehingga belum sepenuhnya mendorong siswa untuk berpikir kritis, kreatif, dan reflektif. Kondisi ini menuntut adanya pendekatan pembelajaran yang lebih aktif, menantang, dan terhubung dengan pengalaman nyata siswa. Salah satu model pembelajaran yang relevan adalah Problem-Based Learning, terutama jika diterapkan di luar kelas. Model ini memungkinkan siswa untuk terlibat langsung dalam proses pemecahan masalah yang kontekstual, sehingga mendorong mereka berpikir secara mendalam dan berkolaborasi. Penelitian ini bertujuan untuk menguji pengaruh penerapan Problem-Based Learning di luar kelas terhadap keterampilan berpikir tingkat tinggi siswa sekolah dasar dalam pelajaran IPA. Desain penelitian yang digunakan adalah quasi eksperimen dengan Non-Equivalent Control Group Design (NECGD), melibatkan 60 siswa kelas VI di SD Negeri 2 Besuki, Kabupaten Situbondo. Data dikumpulkan melalui tes tertulis dan lembar observasi, lalu dianalisis menggunakan uji normalitas, homogenitas, dan uji-t independen. Hasil penelitian menunjukkan bahwa penerapan Problem-Based Learning di luar kelas secara signifikan meningkatkan keterampilan berpikir tingkat tinggi siswa. Selain hasil tes yang lebih baik, siswa juga menunjukkan keterlibatan aktif dan sikap kritis selama proses pembelajaran. Temuan ini mengindikasikan bahwa Problem-Based Learning luar kelas efektif dalam mengembangkan kemampuan kognitif sekaligus karakter sosial siswa.
Pengaruh Model Problem-Based Learning di Luar Kelas terhadap Keterampilan Berpikir Tingkat Tinggi Siswa Sekolah Dasar dalam Pembelajaran IPA Galih Puji Widodo; Supeno Supeno; Heni Safitri
JURNAL PENDIDIKAN MIPA Vol. 15 No. 3 (2025): JURNAL PENDIDIKAN MIPA
Publisher : Pusat Publikasi Ilmiah, STKIP Taman Siswa Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37630/jpm.v15i3.3177

Abstract

Banyak siswa sekolah dasar masih mengalami hambatan dalam mengembangkan keterampilan berpikir tingkat tinggi, khususnya dalam mata pelajaran IPA. Pembelajaran di kelas cenderung bersifat satu arah dan berfokus pada hafalan, sehingga belum sepenuhnya mendorong siswa untuk berpikir kritis, kreatif, dan reflektif. Kondisi ini menuntut adanya pendekatan pembelajaran yang lebih aktif, menantang, dan terhubung dengan pengalaman nyata siswa. Salah satu model pembelajaran yang relevan adalah Problem-Based Learning, terutama jika diterapkan di luar kelas. Model ini memungkinkan siswa untuk terlibat langsung dalam proses pemecahan masalah yang kontekstual, sehingga mendorong mereka berpikir secara mendalam dan berkolaborasi. Penelitian ini bertujuan untuk menguji pengaruh penerapan Problem-Based Learning di luar kelas terhadap keterampilan berpikir tingkat tinggi siswa sekolah dasar dalam pelajaran IPA. Desain penelitian yang digunakan adalah quasi eksperimen dengan Non-Equivalent Control Group Design (NECGD), melibatkan 60 siswa kelas VI di SD Negeri 2 Besuki, Kabupaten Situbondo. Data dikumpulkan melalui tes tertulis dan lembar observasi, lalu dianalisis menggunakan uji normalitas, homogenitas, dan uji-t independen. Hasil penelitian menunjukkan bahwa penerapan Problem-Based Learning di luar kelas secara signifikan meningkatkan keterampilan berpikir tingkat tinggi siswa. Selain hasil tes yang lebih baik, siswa juga menunjukkan keterlibatan aktif dan sikap kritis selama proses pembelajaran. Temuan ini mengindikasikan bahwa Problem-Based Learning luar kelas efektif dalam mengembangkan kemampuan kognitif sekaligus karakter sosial siswa.
Bankruptcy Analysis of Companies Affected by the Boycott, Divestment, Sanctions (BDS) Movement Jestica Arifani Dilla Hardanti; Heni Safitri; Dedi Hariyanto
IECON: International Economics and Business Conference Vol. 3 No. 1 (2025): International Conference on Economics and Business (IECON-3)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/25rf8s80

Abstract

This study sought to determine the outcomes of corporate bankruptcy predictions using the Springate, Zmijewski, and Grover models on companies impacted by the Israeli Boycott, Divestment, Sanctions (BDS) Movement. The study's population consisted of 22 companies affected by the Israeli BDS Movement operating within Indonesia. A total sampling technique was employed, including all 22 companies. The analysis utilized three distinct models Springate, Zmijewski, and Grover to predict corporate bankruptcy. The analysis of bankruptcy predictions yielded the following results: the Springate model predicted 12 companies would experience bankruptcy, with 10 not at risk. The Zmijewski model identified 6 companies as potentially bankrupt and 16 as not at risk. The Grover model predicted 5 companies would experience bankruptcy and 17 would not. Overall, the combined analysis of the three models identified 3 companies that were predicted to experience bankruptcy and 8 companies that were not.
The Influence of Financial Literacy, Locus Of Control and Lifestyle on Cashless Society Behavior of Gen Z in Pontianak City Syifa Azizah; Heni Safitri; Dedi Hariyanto
IECON: International Economics and Business Conference Vol. 3 No. 1 (2025): International Conference on Economics and Business (IECON-3)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/zcdnzf70

Abstract

The purpose of this study is to investigate the impact of financial literacy, locus of control, and lifestyle on the cashless society behavior of Generation Z in Pontianak City.  This study employs quantitative methodologies.  Pontianak City's Generation Z population was researched.  The study sample was chosen using a purposive sampling method, in which the sample was chosen based on certain characteristics requested by the researcher.  This survey had a total of 100 respondents.  The outcomes of the study suggest that financial literacy has a positive and significant influence on cashless society behavior.  On the other hand, locus of control has a negative and minor influence on cashless society behavior.  And lifestyle has a favorable and important influence on cashless society behavior. 
The Influence of Cognitive Dissonance Bias, Overconfidence Bias, and Herding Bias on the Investment Decisions of West Kalimantan Society in the Indonesia Stock Exchange Pebriyanti; Dedi Hariyanto; Heni Safitri
IECON: International Economics and Business Conference Vol. 3 No. 1 (2025): International Conference on Economics and Business (IECON-3)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/3r1f6e85

Abstract

This study examines the influence of cognitive dissonance bias, overconfidence bias, and herding bias on investment decisions in stocks listed on the Indonesia Stock Exchange. The study employs a questionnaire method as a data collection technique, involving a sample of 150 respondents, all of whom are residents of West Kalimantan who invest in stocks on the Indonesia Stock Exchange. The data analysis techniques used include multiple linear regression analysis, multiple correlation coefficient (R), coefficient of determination (R²), simultaneous test (F-test), and partial test (t-test). The results of the study indicate that cognitive dissonance bias, overconfidence bias, and herding bias have a positive and significant influence on investment decisions. This suggests that these three types of behavioral biases play an important role in the individual investment decision-making process. In other words, when investors experience a mismatch between their beliefs and new information, exhibit excessive self-confidence, or tend to follow the decisions of the majority, they are more likely to make investment decisions without thoroughly considering rational analysis. These findings highlight the importance of understanding investor psychology and financial literacy in minimizing the impact of cognitive biases. Proper education and enhanced awareness of financial behavior are expected to help investors make more objective and rational decisions, thereby reducing potential losses and improving the quality of investment decisions in the capital market.
The Influence of Gold Price Fluctuations, Income, and Financial Management on Investment Decisions in Gold Savings with Investment Knowledge as a Moderating Variable Tina Ardianti; Dedi Hariyanto; Heni safitri
IECON: International Economics and Business Conference Vol. 3 No. 1 (2025): International Conference on Economics and Business (IECON-3)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/3gn1sj92

Abstract

This study aims to analyze the influence of gold prices, income, and financial management on the decision to invest in gold savings among employees of PT Bank Syariah Indonesia, Tbk in Pontianak and Kubu Raya, with investor knowledge serving as a moderating variable. An associative research design was employed, with data collected from 151 employees using a saturated sampling technique. The data were analyzed using multiple linear regression and moderated regression analysis (MRA). The results of the study indicate that gold prices have a significant effect on investment decisions, whereas income and financial management do not have a significant impact. Investor knowledge was found to moderate the relationship between gold price fluctuations and investment decisions. These findings highlight the importance of understanding gold price movements and effective financial management when making investment decisions. The study is expected to contribute to the enhancement of financial literacy among employees
The Influence of Loss Aversion, Herding Bias and Regret Aversion Towards Investment Decision to Shareholder in Pontianak Equeza Ermulyawati; Dedi Hariyanto; Heni Safitri
Journal of Economics, Social, and Humanities Vol. 1 No. 2 (2023): JESH: Journal of Social, Economics, and Humanities
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jesh.v1i1.149

Abstract

Background: The purpose of this research is to know the influence of Loss Aversion, Herding Bias And Regret Aversion Towards Investment Decision to Shareholder in Pontianak. Method: The research method being used is associational research, with the use of classical assumption test, including normality test, multicollinearity test, and linearity test, meanwhile the statistical analysis used multiple linear regression analysis, analysis of correlation coefficient, coefficient of determination analysis, simultaneous test, partial test. Results: Based on the result of multiple linear regression analysis, it is estimated that the regression equation is Y= 6,741 + 0,446X1 + 0,026X2 + 0,366X3, the analysis of correlation coefficient values is 0,768 showed that the influence of Loss Aversion, Herding Bias and Regret Aversion towards Investment Decision is strong. Coefficient of determination showed that 50,1% of investment decision is influenced by Loss Aversion, Herding Bias and Regret Aversion and the other 40,9% influenced by another variable unstudied in this research. The result of F-test showed that Loss Aversion, Herding Bias and Regret Aversion significantly influenced investment decision. The T-test showed that Loss Aversion alone has had influenced towards investors’ investment decision. The T-test showed that Regret Aversion has had influence towards investors’ investment decision. Conclusion: There is influence of Loss Aversion, Herding Bias and Regret Aversion towards Investment Decision to Shareholder in Pontianak.
The Influence of Funding Decisions, Dividend Policies, and Market Value on Firm Value with Profitability as an Intervening Variable in Consumer Non-Cyclicals Listed on the Indonesian Stock Exchange Winda Sibleni; Dedi Hariyanto; Heni Safitri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6832

Abstract

This study aims to look at the influence of funding decisions, dividend policy, and market value on firm value with profitability as an intervening variable on consumer non-cyclical companies listed on the Indonesia Effectssa. The results of the path analysis obtained equation 1: Z = 8,345 - 2,856 X1 - 0.001 X2 + 1,226 X3 and equation 2: Y: 837,156 - 0.004 X1 + 8,862 X2 + 5,010 X3 + 93,745 Z. The results of the correlation coefficient test (R) show that the variables of financing decisions, dividend policy and market value have a very weak relationship with the profitability variable, while the variables of financing decisions, dividend policy, and market value on the variable of firm value with profitability as the intervening variable have a fairly strong relationship. The t-test results show that the funding decision variable, dividend policy and market value do not have a partial effect on profitability and the dividend policy variable with profitability as an intervening variable partially affects the firm value, while the funding decision and market value through profitability as intervening variables do not have a partial effect on the firm value. For further research, it is advisable to include additional variables, such as corporate governance, management decisions, market conditions, or investor sentiment, to provide a more in-depth understanding of the factors that influence firm value.