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All Journal ESENSI: JURNAL BISNIS DAN MANAJEMEN Jurnal Pendidikan Vokasi Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) ADDIN EQUILIBRIUM Al-Ahkam Jurnal Ekonomi Syariah Teori dan Terapan Ikonomika : Jurnal Ekonomi dan Bisnis Islam Tazkia Islamic Finance and Business Review al-Uqud : Journal of Islamic Economics Al-Iktisab: Journal of Islamic Economic Law International Journal of Islamic Business and Economics (IJIBEC) At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam El-Qist : Journal of Islamic Economics and Business (JIEB) ADDIN JOELS: Journal of Election and Leadership Indonesian Journal of Islamic Economics and Business Islamiconomic: Jurnal Ekonomi Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Psikologi : Media Ilmiah Psikologi Innovative: Journal Of Social Science Research SABAJAYA Jurnal Pengabdian Kepada Masyarakat The Economic Review of Pesantren Philosophiamundi : Journal of Global Humanistic Studies Da'watuna: Journal of Communication and Islamic Broadcasting International Journal of Islamic Business and Economics (IJIBEC)
Achmad Firdaus
Sistem Perkapalan ITS
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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Implementation of Village Zakat Index 2.0 in Supporting the Zakat Community Development Program Syafiqah, Farras; Firdaus, Achmad; Zainal, Muhammad Hasbi
Al-Tijary Vol 9 No 2 (2024): AL-TIJARY VOL. 9, NO. 2, JUNI 2024
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v9i2.7707

Abstract

Poverty remains a significant issue in Indonesia, and natural disasters also play a role in affecting the economic conditions of communities. Pantai Bahagia Village is the area most impacted by tidal flooding. This research was conducted to assess the material and spiritual conditions of Pantai Bahagia Village and its eligibility to receive zakat funds. This study employs a mixed-methods approach, combining qualitative and quantitative methods with the Zakat Village Index (IDZ) 2.0 (Multi-Stage Weighted Index) as the analytical tool.. The results show that the IDZ 2.0 score in Pantai Bahagia Village is 0.56, which means the village is in a fairly good condition to be considered for zakat fund support. The findings of this research can serve as a reference for zakat institutions or the government in disbursing zakat funds, designing targeted programs, monitoring progress, and increasing community participation, which ultimately can improve the welfare of the community.
Optimalisasi Branding Gethuk Goreng Sebagai Upaya Pelestarian Kuliner Kearifan Lokal Desa Pandak Baturraden Banyumas dengan Penerapan Metode Marketing Mix Dyah Handayani Dewi; Firdaus, Achmad; Riandi, Nova
SABAJAYA Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 6 (2023): SABAJAYA: Jurnal Pengabdian kepada Masyarakat
Publisher : SABA JAYA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kuliner kearifan lokal merupakan Tradisi kuliner berbasis pangan lokal dan bentuk kearifan local sebagai gambaran pola-pola hidup masyarakat yang mampu menghadirkan identitas kolektivitas dan representasi sosial budaya dalam mengkonsepkan makanan, fungsi sosial makanan. Dengan menggunakan Marketing mix atau bauran pemasaran adalah suatu strategi yang terdiri dari beberapa unsur terpadu untuk menjual produk atau jasa kepada pelanggan. Konsep besar dari marketing mix adalah memastikan pilihan produk tepat, di waktu dan tempat yang tepat, juga dengan harga yang tepat. Marketing mix mengandalkan sejumlah unsur promosi yang dimaksimalkan demi mencapai target penjualan. Marketing Mix ini terdiri dari tujuh elemen penting yakni : 1. product, 2. price, 3. place, 4. promotion, 5. people, 6. process, 7. Physical evidence. Diharapkan dengan strategi ini dapat memberikan perubahan dalam peningkatan branding gethuk goreng yang ada di Desa Pandak Baturraden.
Analisis Dampak Kinerja Pengelolaan Zakat Dalam Pengentasan Kemiskinan Pada Kabupaten Ogan Komering Ilir Ghufron Khafidin, Muhammad; Firdaus, Achmad; Mukhlish Yusuf, Ahmad
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2065

Abstract

The population of Ogan Komering Ilir Regency in 2020 was 769,348 people. The poverty rate in 2020 reached 123.34 thousand people, then in 2021 it increased to 124.78 thousand people. The increasing poverty rate is a problem for the performance of zakat managers, while zakat itself is a form of poverty alleviation effort. This research is to determine the impact of zakat management performance in alleviating poverty in Ogan Komering Ilir district and the factors that influence the performance of zakat management in poverty alleviation. Quantitative descriptive analysis method. The total respondents in this study were 100 respondents from zakat management employees in each district, sub-district, sub-district/village of Ogan Komering Ilir district. In this research, a new variable is added in the performance of zakat management, namely the muzakki trust variable. The analysis method in this research uses Partial Least Squares Structural Equation Modeling (PLS-SEM). The results of this research show that zakat management performance factors influence poverty alleviation by 59.2% and the remaining 40.8% is influenced by other variables. Overall, the performance of zakat management has a positive and significant effect on poverty alleviation.
Implementation Sustainable Development Goals (SDGs) Through the Development of Badan Usaha Milik Nagari (BUMNag): A Case Study Nagari Mungka Yuswarni; Fadhila, Eka; Firdaus, Achmad; Arizal
JOELS: Journal of Election and Leadership Vol. 5 No. 1 (2024): JOELS : Journal of Election and Leadership
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/joels.v5i1.17803

Abstract

This research discusses the Sustainable Development Goals (SDGs) through the development of Nagari-Owned Enterprises (BUMNag) in Mungka District, Lima Puluh Kota Regency, as an integrated effort for economic, social, environmental, legal, and governance development at the nagari level (local wisdom for villages in West Sumatra). In this context, BUMNag acts as a new means and approach in utilizing the potential of Nagari Mungka to improve the welfare of its people. This is done by considering the opportunities and needs of the Nagari to 'accommodate', support, and consolidate economic businesses within the Nagari area, so that it becomes a new source of income for the Nagari government in improving the local economy. This research uses a qualitative method with a case study approach by considering literature or reference studies. The results showed that the establishment of BUMNag has not fully implemented the eighteen goals of the SDGs program in Nagari Mungka because it is not strengthened by locally based policies, namely village regulations. It can be concluded that the existence of BUMNag is currently not maximally utilized, and there is still a lack of a comprehensive work program.
Factors Influencing Investors to Invest in the Sharia Capital Market Nur Shabrina, Rina; Ismal, Rifki; Firdaus, Achmad
Tazkia Islamic Finance and Business Review Vol. 18 No. 2 (2024): TIFBR
Publisher : Faculty of Islamic Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v18i2.380

Abstract

This study aims to analyze the factors influencing individual investors' decision-making in the Indonesian Islamic Stock Exchange (BEI). The observed factors include Islamic financial literacy, Islamic investment literacy, and Islamic behavioral investment. This research employs descriptive analysis and causality testing using Structural Equation Modeling (SEM). A sample of 500 active retail investors in the Indonesian Islamic Capital Market was collected via Google Forms, and the data were analyzed using Confirmatory Factor Analysis (CFA). Hypotheses were tested through composite reliability analysis. The findings reveal that Islamic financial literacy, investment literacy, and behavioral investment have a positive and significant influence on investment decisions, with a determination coefficient of 0.79. However, the study also found that religious factors did not significantly affect investors' decision-making behavior. Keywords: Islamic Financial Literacy, Islamic Investment Literacy, Islamic Behavioral Investment, Investment Decision
Early Warning System Kerentanan Keuangan Asuransi Syariah di Indonesia Adi Kurnia Hidayat; Firdaus, Achmad; -, Indra
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2066

Abstract

This study aims as a first step in determining the financial health of the company using the Early Warning System (EWS) financial ratios and early corporate bankruptcy. This research aims to analyze the Altman Z-Score and Fulmer Model models which will be used as an Early Warning System (EWS) for sharia insurance vulnerabilities in Indonesia. The Altman Z-Score and Fulmer Model methods use data obtained from financial reports and processed as a measure of financial health. The ratio that influences the financial vulnerability of sharia insurance in Indonesia using the Altman method which has been modified using PCA is the ratio of retained earnings/total assets (X2) and income before tax/total assets (X3). Meanwhile, the influential ratios from the Fulmer method modified using PCA found 3 ratios that influenced the financial vulnerability of sharia insurance in Indonesia, namely Retained Earning/Total Assets (V1), EBT/Equity (V3) and Cash Flow/Total Debt (V4).
Determinants of Successful Economic Independence in Pesantren: SEM Analysis Adamin, Muhammad; Firdaus, Achmad; Ali, Zulkarnain Muhammad
The Economic Review of Pesantren Vol. 3 No. 2 (2024): The Economic Review of Pesantren
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/erp.v3i2.550

Abstract

This study analyzes the factors that influence the economic independence of pesantren with a focus on the role of leaders, business units, and santri empowerment programs. Using the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method, data were obtained from 104 respondents who are boarding school administrators. The findings show that pesantren leaders have a significant positive effect, which is reflected in involvement in ulama organizations and community participation. Business units, through the management of kopontren, as well as the empowerment of santri with the integration of entrepreneurship in the curriculum, also contribute to the success of economic independence. Recommendations for the development of pesantren economic independence include utilizing internal potential, developing an entrepreneurial spirit among santri, and utilizing alumni networks. Future research is recommended to expand the scope of respondents and consider additional variables for a more comprehensive analysis.This study analyzes the factors that influence the economic independence of pesantren with a focus on the role of leaders, business units, and santri empowerment programs. Using the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method, data were obtained from 104 respondents who are boarding school administrators. The findings show that pesantren leaders have a significant positive effect, which is reflected in involvement in ulama organizations and community participation. Business units, through the management of kopontren, as well as the empowerment of santri with the integration of entrepreneurship in the curriculum, also contribute to the success of economic independence. Recommendations for the development of pesantren economic independence include utilizing internal potential, developing an entrepreneurial spirit among santri, and utilizing alumni networks. Future research is recommended to expand the scope of respondents and consider additional variables for a more comprehensive analysis.
Development of Islamic Bank Performance Measurement Using The Maslahah Performa (MaP) Approach Maulida, Syahdatul; Firdaus, Achmad
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 16, No 1 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i1.841

Abstract

The objective of the research is to develop a performance measurement model for Islamic banks using the Maslahah Performa (MaP) approach. The performance measurement model encompasses six MaP maslahah orientations, namely worship, internal processes, talent, learning, customers, and wealth, with each maslahah orientation comprising specific measures, formulas, and targets. The development of performance measures is informed by a comprehensive array of sources, including the Qur'an and Hadith, financial statements, sustainability reports, Islamic bank governance, and regulations established by the OJK and Bank Indonesia. The research design entailed an exploratory study, wherein secondary data was obtained from financial reports, sustainability reports, Islamic bank governance reports, OJK and Bank Indonesia regulations, and other sources. Data samples were obtained from the annual reports of Bank Syariah Indonesia and Bank Muamalat. The selection of these two banks was made with the consideration that they can represent the classification of the Bank Group Based on Tier 1 Capital (KBMI). The findings from the data analysis were then used to develop a more comprehensive understanding of the application of maqashid sharia in measuring the performance of Islamic banks. The implications of this study for Islamic banking practitioners are that the application of the MaP model can help make more maqashid sharia-based decisions, ensuring a balance between profitability and social sustainability. Moreover, the findings of this study can serve as a foundation for regulators to formulate policies and regulations that more effectively support the integration of maqashid sharia principles in the performance assessment of Islamic banks.
The Effect Of Qardh Fund Distribution At The Infaq Bank On Customer Welfare Pujakesuma, Dedi; Firdaus, Achmad
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 10, No 2 (2024): DESEMBER 2024
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v10i2.14890

Abstract

Customer welfare is the primary goal of Islamic social finance, making its improvement a key concern. This study examines the impact of infaq fund distribution through the Qardh contract by Bank Infaq Masjid Raya Bintaro Jaya on customer welfare. The main variables include infaq fund distribution, tabarru’ funds as ta’awun funds to address payment defaults and risk mitigation strategies. The research employs a quantitative method using SEM-PLS analysis, complemented by interviews with the bank’s management. The findings indicate that although the contribution of infaq fund distribution to societal welfare is structurally low, effective management of tabarru’ funds and risk mitigation strategies can enhance the well-being of beneficiaries. Therefore, it is recommended that Bank Infaq enhance Sharia financial literacy among its customers to maximize the positive impact of the Qardh financing program.
Analysis Of Ta’awun Fund Model Best Practice From Indonesia Jaenudin, Dindin; Firdaus, Achmad; M. Afendi, Farit; Possuma, Bayu Taufiq
IKONOMIKA Vol 3, No 2 (2018)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v3i2.3497

Abstract

The Muslim population of Indonesia in 2010 reached 207 million, while the number of poor people reached 27,76 million. On the other hand, Indonesia is prone to natural disaster. By 2015 there are 16,830 villages hit by floods, 3,827 villages experiencing earthquakes, and 7,861 villages experiencing landslides. It is important for Indonesian people to pool fundraising to help each other (ta'awun). One of the schemes is through the microtakaful program. The next issue is the inability of the poor Indonesian to pay a pooling fund. The research is conducted with the aim to analyze the appropriate model of microtakaful in Indonesia using infaq/sadaqah and zakah fund as an alternative payment of subsidy of microtakaful contribution. The research is conducted with several methods, namely the study of in-depth literature on the utilization of infaq/sadaqah and zakah fund. The proposed models of utilization of infaq/sadaqah and zakah fund to subsidy ta’awun fund, validate the model through interviews to experts, practitioners and fund managers, process the data through Analytic Network Process (ANP), and determine the best model in utilizing infaq/sadaqah and zakah fund to subsidy ta’awun fund. Fund management model to become the object of research are microtakaful model and subsidy fund from the government model. The study shows that: Firstly, Ta'awun's fundraising in Indonesia is in line with the shariah objectives of protecting the soul, protecting religion, protecting intellect, protecting wealth, and protecting progeny. Secondly, the microtakaful model implemented in Indonesia is a microtakaful model by institution independently, a microtakaful model with a subsidy from infaq/sadaqahfund, a microtakaful model with a subsidy from zakah funds, ta’awun fund management model with a subsidy from the government and microtakaful model with a subsidy from other institution. Third, an important component in microtakaful is aqad, participant, underwriting process, investment, donor party and facility needs. The proper aqad in ta’awunfundraising is mudharabahmusytarakah.The simple Underwriting process is required. Parties that act as donors are zakah institution and government. Participants as beneficiaries of the contribution are poor and needy.  Keywords : Microtakaful, Ta'awun, Zakah, Infaq, Sodaqah
Co-Authors -, Indra Adamin, Muhammad Adi Kurnia Hidayat Al Aziz, Muhammad Fatih Alfiyanti, Ulfah Ali, Zulkarnain Muhammad Amalia, Hani Khairo Amanda, Farisah Anindita , Rina Ascarya Ascarya Bayu Taufiq Possumah, Bayu Taufiq Bhinekawati, Risa Dede Abdul Fatah Dewi, Erwita Triana Dyah Handayani Dewi EKA FADHILA Fournawati, Sri Murdilah Ghufron Khafidin, Muhammad Gumay, Boby Rachman Handayani Dewi, Dyah Handoko, Bambang Dwi Herdiansyah, Hera Hernawan Iman, Iman Fauzi Sudirman Irfan Syauqi Beik Jaenudin, Dindin M. Afendi, Farit Maulida, Syahdatul Mochammad Mirza Muhammad Ali, Zulkarnain Mukhamad Yasid, Mukhamad Mukhlish Yusuf, Ahmad Naufal, Fadhil Muhammad Nur Shabrina, Rina Possuma, Bayu Taufiq Pujakesuma, Dedi Rahmat Mulyana Ratna Komalasari, Ratna Riandi , Nova Riandi, Nova Rifki Ismal Sah, M. Rizky Kurnia Saputro, Eko Hadi Sari, Ratna Purwita Sova, Mohamad Sofan Sukur, Abdul Syafiqah, Farras Tarmizi, Erwandi Yasid, Mukhammad Yuswarni Zainal, Muhammad Hasbi