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Early Warning System Kerentanan Keuangan Asuransi Syariah di Indonesia Adi Kurnia Hidayat; Firdaus, Achmad; -, Indra
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2066

Abstract

This study aims as a first step in determining the financial health of the company using the Early Warning System (EWS) financial ratios and early corporate bankruptcy. This research aims to analyze the Altman Z-Score and Fulmer Model models which will be used as an Early Warning System (EWS) for sharia insurance vulnerabilities in Indonesia. The Altman Z-Score and Fulmer Model methods use data obtained from financial reports and processed as a measure of financial health. The ratio that influences the financial vulnerability of sharia insurance in Indonesia using the Altman method which has been modified using PCA is the ratio of retained earnings/total assets (X2) and income before tax/total assets (X3). Meanwhile, the influential ratios from the Fulmer method modified using PCA found 3 ratios that influenced the financial vulnerability of sharia insurance in Indonesia, namely Retained Earning/Total Assets (V1), EBT/Equity (V3) and Cash Flow/Total Debt (V4).
The Influence of Maqāṣid Sharī‘ah Implementation on Satisfaction of Islamic Cooperatives’ Members Bhinekawati, Risa; Ascarya, Ascarya; Firdaus, Achmad
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 14 No. 2 (2024): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2024.14.2.112-140

Abstract

This study aims to elaborate on the application of indicators of five lower-order constructs of maqāṣid sharī‘ah in measuring the satisfaction of Islamic cooperative members. Subsequently, the Social Exchange Theory is used to explain the relationships among reciprocity, trust, maqāṣid sharī‘ah, and satisfaction. This study uses a quantitative approach by applying a two-stage reflective-formative analysis of Partial Least Square – Structural Equation Modeling (PLS-SEM). The data were collected from nine Islamic cooperatives in six provinces of Indonesia, where 247 valid questionnaires were processed and analyzed using SmartPLS software. The first stage of analysis confirmed that the indicators of five constructs of maqāṣid sharī‘ah (Religion, Life, Intellect, Lineage, and Trust) could be used as valid and reliable measurements for maqāṣid sharī‘ah. The second stage of the analysis found that maqāṣid sharī‘ah, together with reciprocity and trust, have a significant and positive influence on the satisfaction of sharī‘ah cooperative members. The results of this study can be generalized to the Islamic financial cooperatives. However, the application of the model to conventional cooperatives will require further research research. Consistent implementation of maqāṣid sharī‘ah would improve cooperatives members’ satisfaction and overall cooperatives performance. This study confirms that indicators and variables of maqāṣid sharī‘ah can be applied as measurements to analyze the satisfaction of Islamic cooperative members. It also provides empirical evidence of the application of Social Exchange Theory in the context of Islamic cooperatives, which has not been done by previous studies. Future studies are recommended to test this model in non-Islamic cooperatives, expand the dataset across Muslim-majority countries, and explore longitudinal impacts of maqāṣid-based governance on institutional sustainability.
The Effect of Flexible Work Arrangement, Digital Workplace On Job Erformance By Mediating Employee Satisfaction Firdaus, Achmad; Anindita , Rina
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.10677

Abstract

This study explores how digital workplaces and flexible work arrangements affect Jakarta IT professionals' performance, accounting for employee satisfaction. The increasing digitization of the workplace allows researchers to study how digital workplaces and flexible work arrangements affect employee happiness and performance in dynamic work situations. In this quantitative survey, 180 Jakarta IT workers participated. Part lease square (PLS) data analysis was integrated with purposive sampling. This study shows how flexible work arrangements boost job performance and satisfaction. Digital Workplace appears to improve IT personnel performance and happiness. This study found that employee satisfaction may moderate the relationship between job performance, digital workplace, and flexible work options. The combined results provide a complete picture of Jakarta's IT sector's current working environment. Encouragement of digital workspaces and flexible work schedules need long-term IT staff productivity strategies as well as trends. The balance between digital technology, job flexibility, and employee satisfaction is crucial for organizational performance and career advancement in the face of workplace change
Efektivitas pembelajaran kelompok produktif teknik komputer dan informatika yang menerapkan KTSP SMKN Firdaus, Achmad
Jurnal Pendidikan Vokasi Vol. 2 No. 3 (2012): November
Publisher : ADGVI & Graduate School of Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (248.355 KB) | DOI: 10.21831/jpv.v2i3.1038

Abstract

Penelitian ini bertujuan untuk mendeskripsikan efektivitas pembelajaran kelompok produktif program studi teknik komputer dan informatika yang menerapkan KTSP pada SMK Negeri ditinjau dari: 1) kelengkapan dan kesesuaian perangkat perencanaan pembelajaran; 2) proses pembelajaran, 3) penilaian pembelajaran; 4) respon peserta didik terhadap kegiatan pembelajaran; dan 5) hasil belajar peserta didik. Jenis penelitian adalah penelitian survei dengan populasi penelitian dua SMK Negeri di Kabupaten Hulu Sungai Utara. Berdasarkan hasil analisis dapat disimpulkan bahwa pembelajaran kelompok produktif teknik komputer dan informatika yang menerapkan KTSP sudah efektif. Hal ini juga dilihat dari aspek berikut ini. 1) Hasil telaah kelengkapan dan kesesuaian perangkat perencanaan pembelajaran kelompok produktif baik silabus maupun RPP yang dikembangkan oleh guru berada pada kategori baik. Penyusunan dan pengembangan perangkat perencanaan tersebut sudah mengacu pada standar isi, standar kompetensi lulusan dan sudah sesuai dengan langkah-langkah maupun format KTSP. Namun masih dapat ditingkatkan khususnya pada aspek pengidentifikasian materi pembelajaran, perumusan pengalaman belajar, perumusan indikator pencapaian kompetensi, dan bentuk penilaian yang akan digunakan. 2) Hasil observasi proses pembelajaran berada pada kategori baik. Dengan demikian, proses pembelajaran dapat dikatakan telah sesuai dengan langkah-langkah yang ada pada standar proses. Namun masih dapat ditingkatkan pada aspek penerapan materi terhadap kehidupan sehari-hari, menanggapi pertanyaan peserta didik, dan pembuatan rangkuman materi pembelajaran. 3) Hasil observasi penilaian pembelajaran berada pada kategori tidak baik, karena penilaian yang dilakukan oleh guru hanya pada aspek kognitif. Dengan demikian perlu adanya peningkatan pada prinsip-prinsip penilaian dan pelaksanaan penilaian pada aspek afektif dan psikomotor. 4) Respon peserta didik berada pada kategori baik hal ini mengindikasikan bahwa kegiatan pembelajaran yang dikelola oleh guru mendapat respon yang positif dari peserta didik. 5) Hasil belajar peserta didik dapat dikatakan efektif dan berhasil dengan prosentase ketuntasan belajar sebesar 96,00%. LEARNING EFFECTIVENESS OF THE COMPUTER ENGINEERING AND INFORMATICS PRODUCTIVE GROUP APPLYING THE SCHOOL-BASED CURRICULUM IN STATE VOCATIONAL HIGH SCHOOLAbstractThis study aims to describe the learning effectiveness of the productive group in the computer engineering and informatics study program applying the School-Based Curriculum in state vocational high schools (SVHSs) in terms of: 1) the completeness and appropriateness of the learning kits, 2) the learning process, 3) the learning assessment, 4) the students' responses to the learning activities, and 5) the students' learning outcomes. This was a survey study with a population comprising two SVHSs in the regency of Hulu Sungai Utara. Based on the results of the analysis, it can be concluded that learning in the computer engineering and informatics productive group applying the School-Based Curriculum has been effective. It can be seen from the following aspects. 1) The results of the review of the completeness and appropriateness of the productive learning kits consisting of syllabuses and lesson plans developed by teachers are in the good category. The formulation and development of the planning kits already refer to the content standards, competency standards and are in accordance with the steps and School-Based Curriculum format. However, the aspect of identifying learning materials, the learning experience formulation, the formulation of competency achievement indicators, and assessment forms need to be improved. 2) The results of observations on the learning process are in the good category. Thus, the learning process is already in conformity with the process standard. However, the aspects of applying the materials from daily life, responding to the students' questions, and making a learning material summary need to be improved. 3) The results observations on the learning assessment are in the poor category, because the assessment carried out by teachers focuses only on the cognitive aspects. Thus, the principles of assessment and implementation of assessment in the affective and psychomotor aspects need to be improved. 4) The students' responses are in the good category. This indicates that the learning activities managed by teachers get positive responses from the students. 5) The students' learning outcomes are relatively effective and successful with a percentage of learning mastery of 96,00%.
Consumerism in Personal Finance: An Islamic Wealth Management Approach Amanda, Farisah; Possumah, Bayu Taufiq; Firdaus, Achmad
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 10 No. 2 (2018)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v10i2.5518

Abstract

Consumerism phenomenon has been noticed from various points of view, such culture, psychology, and sociology but rarely linked to personal finance using Islamic wealth management approach. The aims of this study are to understand the causes and impacts of consumerism on personal finance and find the solution to this problem by using Islamic wealth management. By using thematic analysis this study reviewing consumerism from the perspective of personal finance in Islamic wealth management approach. This study found that the causes of consumerism involve both external and internal factors. The impacts of consumerism on personal finance are the debt trap, no productive and charity allocation. An exact number of maximum consumption cannot be set for every individual or family, but they are all agreed that allocating income should be based on the right priority scale. The second finding is we propose Islamic Wealth Management (IWM) approaches in reducing the problem of Consumerism.DOI: 10.15408/aiq.v10i2.5518
Strategi Komunikasi Persuasif Pencegahan Bullying Pada Siswa Di Smk Pesantren Terpadu Mojokerto Firdaus, Achmad
Philosophiamundi Vol. 1 No. 1 (2023): Philosophiamundi August 2023
Publisher : PT. Kreasi Karya Majakata

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Bullying behavior, which can also be called intimidating, involves attacking people physically, verbally, and psychologically by individuals or groups who are stronger than those who are weaker. In the school environment that is under the auspices of Islamic Boarding Schools, bullying is still encountered. This, of course, will have a negative impact on school activities for victims of bullying. Schools already have a strategy for handling bullying cases for their students in an effort to prevent acts of bullying, but the results are not efficient enough. So the researchers took the title Persuasive Communication Strategy for Prevention of Students’ Bullying at SMK Pesantren Terpadu Mojokerto. With the formulation of the problem under study, namely "How is a Persuasive Communication Strategy to Prevent Bullying in Students at SMK Pesantren Terpadu Mojokerto?” which aims to analyze persuasive communication strategies carried out by counselors at SMK Pesantren Terpadu Mojokerto in an effort to prevent bullying, The researcher uses a qualitative descriptive method because it will describe a persuasive communication strategy to prevent bullying among students at SMK Pesantren Terpadu Mojokerto in detail. The conclusions from the results of the study are: a) The association technique is in the form of inserting bullying material at the morning assembly and when teaching and learning activities; b) Integration techniques, namely by approaching students both verbally and non-verbally; c) The reward technique is by giving punishment to the perpetrators of bullying and giving appreciation to students who dare to report bullying cases; d) The arrangement technique is by using the Javanese language when conveying messages to students; and e) The red-herring technique, namely by intermediary for students who are victims and perpetrators of bullying and provide solutions for bullying behavior that arises so that bullying can be overcome and minimized. The strategy that is considered the most suitable to be implemented at SMK Pesantren Terpadu Mojokerto as an effort to prevent bullying is a persuasive communication strategy with Arrangement and Red-herring techniques.
Strategi Komunikasi dalam Mengatasi Keluhan Pelanggan: Studi Kasus PT. Namto Kraf Indo Firdaus, Achmad; Mirza, Mochammad; Fournawati, Sri Murdilah
Da'watuna: Journal of Communication and Islamic Broadcasting Vol. 4 No. 6 (2024): Da'watuna: Journal of Communication and Islamic Broadcasting
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/dawatuna.v4i6.4596

Abstract

This research aims to analyze communication strategies in dealing with customer complaints at a company called PT. Namto Kraf Indo. Handling complaints is a crucial part of the business world that can have a big impact if not resolved quickly. Therefore, an effective communication strategy is needed so that complaints can be resolved immediately. This research uses a qualitative approach with a case study method. Data collected through observation, in-depth interviews and documentation of workers, managers and other related divisions. Data analysis was carried out using descriptive qualitative analysis techniques to identify forms of communication strategies carried out by the company and to look for factors inhibiting the communication process in the company. The results of the research show that the communication strategy used by the Namto company is not completely good, it needs to continue to be developed by improving the quality of the workforce so that it is better able to compete with other companies and it needs to hold gradual job training for employees so that they are able to have additional skills to support better service capacity. good for the company. Researchers suggest the need for a more intense evaluation, this is useful so that companies know where the capacity of their workers is and how to improve it to help the company compete with other companies in terms of service and quality of its workforce.
Development Of Conventional Savings And Loan Business Activities Into Sharia Savings And Loan Business Activities Sova, Mohamad Sofan; Firdaus, Achmad; Mulyana, Rahmat
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 9, No 2 (2023): DESEMBER 2023
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v9i2.10024

Abstract

Seeing the potential of the Muslim majority in this country and the euphoria of desire from the leader in the region to apply the Sharia economic principle. However, it is not by the quantity of the successful conversion of the conventional Savings and Loans Business Cooperatives into Sharia Saving and Financing Cooperatives. This research aims to identify problems, formulate solutions, and design strategies for converting conventional Savings and Loans Business Cooperatives into Sharia Saving and Financing Cooperatives. This research uses the Analytic Network Process (ANP) method by collecting opinions from various experts, such as practitioners, regulators, and experts in converting conventional Savings and loan cooperatives into Sharia Savings and loan cooperatives. This research discovers that there were similar opinions on the problems, that internal aspects caused the low conversion rate. Stakeholder interests and human resource needs are the dominant internal problems influencing the most. To solve this problem by processing data from all the respondents based on average results, the priority is the aspect of education and communication. The second priority is the aspect of gradual conversion. The proposed solution will be more effective using a market-driven strategy and rational persuasion. The implication is that the government and other stakeholders can promote the education and communication sector, where education in the form of internships and DPS or Sharia Economics training will have a significant impact.