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All Journal Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Among Makarti BISNIS: Jurnal Bisnis dan Manajemen Islam EQUILIBRIUM IQTISHADIA QIJIS (Qudus International Journal Of Islamic Studies) Al-Ahkam Jurnal Penelitian Ekonomi dan Bisnis QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama AKTSAR: Jurnal Akuntansi Syariah Jurnal Suara Keadilan Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam JAT (Journal of Accounting and Tax) Al Iidara Balad : Jurnal Administrasi Negara Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Nor Hadi
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah

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Faktor-Faktor Yang Mempengaruhi Niat Adopsi Mobile Banking Bank Syariah Indonesia di Kabupaten Kudus Nur, Fatikha Rizqya; Hadi, Nor; Dewi, Adelina Citra
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i2.2463

Abstract

This article describes the results of testing the theory of planned behavior (TPB) which specifically examines the factors influencing intention of adoption of mobile banking. The research was conducted on customers of the Kudus branch of Bank Syari'ah Indonesia (BSI) in 2023. The research data was primary using a survey data collection technique, namely distributing questionnaires to BSI customers using mobile banking. The population is all customers of the BSI holy branch, with a total sample of 168 respondents. The sampling technique used is incident sampling. To analyze the data, the Structure of Equation Model (SEM) is used. The results showed that the hypothesis about the effect of perceived usefulness, perceived ease of use, and spiritual motivation proved to have a significant effect on the intention to adopt mobile banking. While social influence has no significant effect on the intention of adopting mobile banking. Meanwhile, the hypothesis that tests the effect of perceived usefulness, perceived ease of use, spiritual motivation, and adoption intention on the actual use of mobile banking is proven to have a significant effect. While the hypothesis about social influence has no effect on the actual use of mobile banking.
Co-Authors Abdullah, Shodiq Adelina Citradewi Afifah, Ni’mah Nur Agus Triyani Atieq Amjadallah Alfie Bahri, Saiful Dewi, Adelina Citra Fatchurrohman, M. Fauzah, Munaya Ifada Retno Ekaningrum Jadzil Baihaqi Jayawarsa, A.A. Ketut Malikhah, Aminatul Muhamad Takhim Nur, Fatikha Rizqya Ratnawati, Zulfa Rosalina, Lisa Saiful Bahri Siti Raudah Subarkah Subarkah Suhita Whini Setyahuni Suparnyo Suparnyo Tarwan, Ode Umar Chadiq Urahmah, Nida