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Shari’a Stock Zakat: Alternative Financial Inclusion for Empowering Mustaḥiq MSMEs with Qarḍ al-Ḥasan Products Fatchurrohman, M.; Hadi, Nor; Takhim, Muhamad; Bahri, Saiful
Al-Ahkam Vol. 34 No. 2 (2024): October
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2024.34.2.21936

Abstract

Law enforcement in zakāt compliance can increase the influence of social motivation. The existence of attitudes and subjective norms in exploring business owners and companies in the form of shares is also obliged to pay zakāt if it is fulfilled that profits continue and have reached ḥaul and niṣāb. This research is a study that uses an associative qualitative approach. Data analysis in this study uses the Spradley model, which begins with determining key informants. The implementation of shari’a stock zakāt distribution on mustaḥiq economic empowerment through the development of sustainable economic productivity in practice needs adjustments to shari’a economic law because the existence of soft financing without excess profit margins with a qarḍ al-ḥasan contract has become an alternative to financial inclusion. Therefore, it is necessary to implement alternative financial inclusion through Islamic zakāt shares to empower mustaḥiq MSMEs with qarḍ al-ḥasan products. Thus, law enforcement on zakāt collection can increase the distribution of zakāt that is right on target and sustainably utilized by mustaḥiq.
Strengthening the Epistemology of Religious Moderation Based on the Values of Unity of Science Hadi, Nor; Rohman, Abdul; Aufi, Ahmad Umam
JPI: Jurnal Pustaka Indonesia Vol. 5 No. 3 (2025): December
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/jpi.v5i3.2016

Abstract

This study aims to analyze the value of the unity of knowledge in the Qur’an as an epistemological foundation for strengthening religious moderation in the Islamic Religious Education learning at SD Muhammadiyah Plus Semarang, SD IT Cahaya, Bangsa, MI Miftakhul Akhlaqiyah dan MI Takhasus Darul Ulum Semarang, Indonesia, with a focus on the aspects of understanding, implementation, and challenges. This study employs a qualitative approach with a case study design, as it allows for an in-depth exploration of phenomena within a real-world learning context. Data were collected through in-depth interviews and participatory observation in the classroom, then analyzed using the Miles and Huberman model, which includes data reduction, data presentation, and drawing conclusions. The results of the study indicate that the value of the unity of knowledge is understood as an epistemological-theological foundation that affirms that all knowledge originates from God, thereby fostering an inclusive attitude, rejecting claims of exclusive truth, and integrating normative and contextual approaches in understanding diversity. The application of these values takes three main forms: the integration of an interdisciplinary curriculum that links Islamic teachings with the social sciences and humanities; the implementation of dialogic-reflective learning that encourages open discussion and respect for differences; and experiential learning through field activities that reinforce the internalization of the values of moderation. However, this implementation still faces challenges in the form of a dichotomous scientific paradigm, limitations in teachers’ pedagogical competencies, and the influence of unfiltered digital information. Therefore, it is necessary to strengthen academic capacity, learning innovation, and critical digital literacy. This study contributes to strengthening an integrative Islamic education paradigm grounded in religious moderation.