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Implementation of Zakat Funds in Seeking Economic Improvement in Medan City Junnanda Junnanda; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.475

Abstract

The purpose of this study is to find out how zakat funds seek to improve the economy in the city of Medan. In this study using qualitative research methods with data collection taking from accurate sources such as previous journals and books that discuss zakat. The results of the study show that the empowerment of zakat funds in economic growth in the city of Medan is very good and properly managed by the Amil Zakat Institute (LAZ) in the city of Medan.
Analysis of the Implementation of the Agreement on the System and Procedure for the Application of Pawn Products at PT. UPS Sibuhuan Sharia Pawnshop M. Hizbullah Hasibuan; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.497

Abstract

Shari'ah pawnshops run on two sharia transaction contracts, namely a rahn (pawning) contract to obtain the desired loan amount and an ijarah (lease) contract to pay the pawnshop employees for maintaining, caring for and storing the goods that are deposited because the pawnshop is an institution. a business whose orientation is profit oriented or also looking for profit. This research is qualitative, in which the research has procedures to produce descriptive data in the form of data packaged from the speaker's sentences in writing or orally regarding the behavior of the object being observed. This method uses a descriptive analysis approach which is closely related to the subject matter, namely the optimization of contracts in the system and procedures for the application of pawn products at PT. Pegadaian UPS Sibuhuan. Then, the results of the analysis found that the system and procedure for the application of pawn products with sharia transaction contracts were optimal and appropriate, so that good pawn transactions were established between the company and customers which aimed at creating good cooperation between the two.
Analysis of the Role of Agents in Improving Insurance Policies at PT. Prudential Life Assurance Binjai Lily Khairani; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.509

Abstract

Insurance agent is someone who is a marketer in insurance products and has met the criteria and has qualifications as a licensed insurance agent in the implementation of insurance sales duties in accordance with their duties as determined by the company. Prudential is an insurance company that is present to provide life insurance services, with this life insurance service it is hoped that the community can maintain a lifestyle that avoids various life risks. This study aims to determine the role of agents from Prudential Companies in improving insurance policies. The type of this research is descriptive qualitative research. Data collection techniques used are library research and field observations, using document studies and interviews. The focus of this study is to analyze the effect of the agent's role in improving Prudential's insurance policy. Based on the analysis that has been carried out, the results of the agent's role in improving insurance policies are quite important. Success in selling policies is very dependent on the performance of agents owned by an insurance company.
The Role of Agents in Increasing Sharia Insurance Customers at PT. Askrida Syariah Insurance Medan Branch Aida Malan Sari; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.511

Abstract

This study aims to determine the role of agents in increasing insurance customers at PT Asuransi Askrida Syariah Medan Branch . Agents play an important role in offering products that exist in sharia insurance companies, where agents provide services in offering protection services for the financial needs of both individuals and groups, both health needs and those related to property. The methods in this study are the type of research, the nature of the research, the research approach, data collection, and data analysis. The results of this study are agents have a very important role in increasing sharia insurance customers, namely an agent plays a role in expanding the market, especially for people who have not used insurance services through direct socialization, agents also play a role in maintaining and improving the existing market by trying to always maintain communication with customers in order to provide the best service. In addition, agents also play a role in carrying out activities to the community by introducing financial planning and risk management in insurance and an agent also plays a role in selecting risks for prospective customers by identifying the possibility of risks faced by potential customers, evaluating, and measuring the magnitude of the risk. risks that may occur and determine the best method to deal with the identified risks.
The Role of Vehicle Insurance Products on the BPKB Pawn System at PT. Pawnshop CPS Rantau Prapat Yuli Anisyah Hasibuan; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.512

Abstract

The sharia is a non bank financial institution that provides financing transactions and pawn services based on islamic is quran and hadist. The puposse of this study was to benefit and roles BPKB in motorized vechile pawn products in PT. Pegadaian CPS Rantau Prapat. The results of the study conclude that the mechanism of the vichel pawn prduct or called by trust product in PT. Pegadain CPS Rantau Prapat the costumers submints an aplication to the pawnshop by meeting then the pawnshop makes a sale and purchase to the dealer, the costumer submits proof of the owner of the motor vichle to the sharia pawnshop as collateral to carry out financing with trust products. In a trust transaction using a murabahah contract in buying and selling transaction and tasjili pawns so that the interest in the product is trustworthy, taken from down payment, maintenance cost, elaboration between practice in the field and a riview of Islamic Fatwa DSN-MUI.
Analysis and Mechanism of Settlement of Insurance Claims of PT Prudential Syariah Prestasi Binjai Regi Utami Nasution; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.554

Abstract

From the data, Indonesia is a country that is generically controlled by a Muslim population. And Prudential Insurance is an opportunity to meet the needs of Muslims using premiums according to sharia. Therefore, prudential companies provide various insurance premiums such as life insurance and asset management. The Prudential Syariah Prestasi Binjai Insurance company not only offers the products that have been described but also helps provide protection for the insured along with investing in a very long period of time and has a high risk. The purpose of this study is to increase knowledge on the procedure for the claim settlement mechanism at PT Prudential Syariah Prestasi Binjai. This study uses qualitative data collection techniques using literature studies and interviews based on several company sources at PT Prudential Syariah Prestasi Binjai. And the output based on this research tells that the benefits of PT Prudential Syariah put 99 (ninety nine) years of protection combined using investment. Meanwhile, the prudential insurance claim mechanism will go through a process that has been determined in the policy and the claim section has been prepared, where the insured is required to fill out all the specified claim forms.
Analysis of the Role of Agents in Helping Settlement of Insurance Claims at PT. Prudential Life Assurance Binjai Branch Arini Lestari; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.555

Abstract

An Insurance agent is a person chosen by an insurance company who plays a role in finding customers, talk about policy terms, and help policyholders. The purpose of this study is to determine the role of agents insurance in PT. Prudential Life Assurance Cabang Binjai. The method used in this study is a qualitative method with data collection techniques, interview, observation on PT. Prudential Life Assurance Cabang Binjai. The results of this study indicate that agents help participants in resolving claims by explaining the procedure for claims, help complete the documents needed when you want to submit a claim, and waiting for the results of verification and validation until the claim comes out.
Analysis of Public Perception of Prucinta Products at PT Prudential Asuransi Binjai Branch Sindi Sindi; Tri Inda Fadhila Rahma
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.556

Abstract

The public's view of the company is an important part to pay attention to. Because the public's view of the company will affect the product offerings offered to the public. The good image of the company will affect consumer behavior. Because, perception becomes a measure of consumer behavior. Sharia insurance is an effort to protect and help each other among a number of people through investment in the form of assets through tabarru' funds which provide a pattern of taking to face certain risks or dangers through contracts that are in accordance with sharia. The success of Islamic insurance companies cannot be separated from the role of the community regarding the importance of insurance. The issue that will be reviewed in this journal is the public's understanding and opinion of sharia insurance. This study aims to find out how the public's opinion on the existence of sharia insurance in Binjai. The method used in this study is a qualitative method with data collection techniques with literature studies and interviews from the Binjai community.
Analysis of the Implementation of Waqf Wasiar Sharia Insurance Policies in Review from Islamic Law Azizah Rahmah; Tri Inda Fadhila Rahma
Journal of Indonesian Management Vol. 2 No. 1 (2022): March
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.447

Abstract

This study aims to analyze the implementation of waqf testaments for sharia insurance policies. Based on the Fatwa DSN MUI variation 106/DSN-MUI/X/2016 concerning the Benefits of Waqf Insurance and Funding Benefits in Sharia Life Insurance, it is regulated that the challenge for assets that may be waqf is 45% while in Waqf law it is 1/3 of wealth or Syirkah. This study uses a qualitative technique by using a literature study. The results of this study indicate that the implementation of waqf wills in sharia insurance policies has not been fully implemented and well controlled..
Procedure for Submission of Motor Vehicle Insurance Claims at PT. Askrida Syariah Insurance Medan Branch Adisty Anggraini; Tri Inda Fadhila Rahma
Journal of Indonesian Management Vol. 2 No. 1 (2022): March
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.456

Abstract

Askrida Insurance as a company engaged in risk insurance and loss in the future will face fairly stiff competition with other insurance companies, Therefore, in order to survive and be able to compete with other asurnsi companies, there must be more prominent innovations to compete both in terms of product types, prices and intended segments so as to produce products that are able to compete and win competition. From the above explanation, this final task raises the title "Procedure for Filing Motor Vehicle Insurance Claims at PT. Insurance Askrida Medan Branch" Based on the explanation above, the objective is as follows: To find out motor vehicle insurance products at PT. Asuransi Askrida Syariah Medan branch, To find out the procedure for filing motor vehicle insurance claims at PT. Medan branch of Askrida Syariah Insurance.