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PERAN PIALANG ASURANSI DALAM PENYELESAIAN SENGKETA WANPRESTASI PERUSAHAAN ASURANSI BERDASARKAN PRINSIP PERLINDUNGAN KONSUMEN Afadya Faisal Dhio Auli; M. Fakih; Budiyono
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19451

Abstract

Pialang asuransi memiliki posisi strategis sebagai intermediari antara konsumen dan perusahaan asuransi yang seharusnya dapat berperan dalam penyelesaian sengketa wanprestasi. Penelitian ini mengkaji peran pialang asuransi dalam menyelesaikan sengketa wanprestasi perusahaan asuransi ditinjau dari perspektif perlindungan konsumen. Penelitian menggunakan metode hukum normatif dengan pendekatan perundang-undangan, pendekatan kasus, dan pendekatan teoretis. Kasus gugatan wanprestasi terhadap AJB Bumiputera 1912 oleh 44 pemegang polis senilai Rp 679 juta menjadi contoh empiris minimnya peran pialang dalam advokasi konsumen. Hasil penelitian menunjukkan bahwa pialang asuransi belum optimal menjalankan fungsi perlindungan konsumen karena keterbatasan regulasi yang mengatur kewajibannya dalam penyelesaian sengketa, konflik kepentingan dengan perusahaan asuransi, dan lemahnya mekanisme pengawasan. Pialang asuransi seharusnya berperan sebagai mediator, advokat konsumen, dan penyedia informasi dalam proses penyelesaian sengketa wanprestasi berdasarkan prinsip keseimbangan, transparansi, dan keadilan sebagaimana diamanatkan dalam Undang-Undang Perlindungan Konsumen. Diperlukan penguatan regulasi yang mewajibkan pialang asuransi untuk aktif mendampingi konsumen dalam penyelesaian sengketa dan mekanisme pengawasan yang lebih ketat terhadap praktik pialang asuransi. Kata Kunci: Pialang Asuransi, Wanprestasi, Penyelesaian Sengketa, Perlindungan Konsumen, Perusahaan Asuransi
Curbing Elitist Populism in Indonesia's Lawmaking: A Constitutional Law Perspective Zulkarnain Ridlwan; Budiyono Budiyono; Muhammad Akib; F.X. Sumarja; Ahmad Irzal Fardiansyah
Lex Scientia Law Review Vol. 9 No. 2 (2025): November, 2025: Law, Policy, and Governance in Contemporary Socio-Economic Tran
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/lslr.v9i2.27909

Abstract

This research addresses the deficiencies in the scholarly exploration of constitutional law in relation to elitist populism within the legislative framework of Indonesia. The article examines the tendency of elitist populism in Indonesian legislative practice and advocates the idea of curbing it by constitutional law. Elitist populism, in the context of this article, refers to a political approach in which leaders claim to represent the common people, while simultaneously engaging in elitist practices. This study uses a normative juridical research method using statutory and conceptual approaches, and analyzes controversial cases with significant legislation impact. The research findings show that elitist populism in legislative practice is manifested in rapid legislation, and the consolidation of power that minimizes participation fails to reflect public aspirations. To limit these tendencies, constitutional law arrangements in institutional design, supervisory mechanisms, as well as spaces for public participation and awareness, need to be stronger. Therefore, it is recommended to strengthen the institutional rules of the constitutional court, revitalize the supervisory function of the house of representatives, encourage lawmaker’s consistency in the application of meaningful participation, and build public awareness.
PROTECTION OF FOOD GROWING LAND IN LAND ACQUISITION FOR PUBLIC INTEREST Ade Arif Firmansyah; Malicia Evendia; Budiyono Budiyono
PRANATA HUKUM Vol. 21 No. 1 (2026): Januari
Publisher : Law Faculty of Universitas Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36448/pranatahukum.v21i1.436

Abstract

Infrastructure development has resulted in a decline in rice paddy area, rice production, and rice yields. The harvested rice area in 2024 decreased by 167.57 thousand hectares compared to 2023. This resulted in a decline in rice production in 2024, which amounted to 838.27 thousand tons compared to 2023. This shrinking agricultural land requires model protection of sustainable food agricultural land within the legal framework of land acquisition for public interest. This paper aims to offer a model protection of sustainable food agricultural land in land acquisition law for public interestso it is hoped that it will be able to guarantee protection sustainable food agricultural land and supports the achievement of food security and sovereignty. Using the doctrinal writing method with a conceptual approach and statutory regulations, it was found that: model Protection of sustainable food agricultural land in land acquisition law for public interest is composed of two important aspects, namely planning and institutional coordination. Where these two aspects are things that must be accommodated in change of Law Number 2 of 2012 concerning Land Acquisition for Development in the Public Interest.