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Pengembangan Ekonomi Berbasis Pesantren Adrianna Syariefur Rakhmat; Ainulyaqin, Muhammad Hamdan; Edy, Sarwo; Permana, Indra; Ardianto, Riski Eko
Lentera Pengabdian Vol. 1 No. 01 (2023): Januari 2023
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/lp.v1i01.10

Abstract

Sumber pendapatan utama MTs Tarbiyatul Mubtadi’in adalah SPP (Sumbangan Pembinaan Pendidikan) dan Bantuan Operasional Sekolah (BOS). Begitupula dengan santrinya yang berjumlah sekitar 100an, dengan demikian sumber dana Pesantren masih sangatlah terbatas. Keterbatasan dana ini lah yang menjadikan honor pendidik/guru/ustadz di MTs Tarbiyatul Mubtadi’in masih terbatas. Kesejahteraan guru pada suatu lembaga pendidikan harus difikirkan dengan matang. Kesejahteraan guru akan menunjang profesionalisme seorang guru tersebut.. Dalam rangka meningkatkan kesejahteraan guru/ustadz, maka Pesantren perlu membentuk UMKM atau koperasi. UMKM ini perlu didaftarkan agar memiliki akses pembiayaan dan akses bantuan dari pemerintah. Pengabdian masyarakat ini dilaksanakan di Pondok Pesantren Tarbiyatul Mubtadi’in yang terletak di Kampung Buwek Desa Sumber Jaya Kabupaten Bekasi. Kegiatan ini diawali dengan sosialisasi kepada Pimpinan Pondok Pesantren mengenai pentingnya legalisasi Usaha Menengah Kecil Mikro (UMKM) Pesantren, dan selanjutnya dilakukan pendampingan terhadap staff atau ustadz atau guru yang mengelola usaha Pesantren.
Implementasi Media Promosi dan Informasi Pada SMP Insan Kamil Cikarang Berbasis Website Zy, Ahmad Turmudi; Muhammad, Najamuddin Dwi Miharja; Edora, Edora; Rakhmat, Adrianna Syariefur; Fahamsyah, Mohammad Hatta
Lentera Pengabdian Vol. 1 No. 01 (2023): Januari 2023
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/lp.v1i01.14

Abstract

ABSTRAK Di Indonesia, terdapat beberapa jenjang sekolah yang terdiri dari SD (Sekolah Dasar), SMP (Sekolah Menengah Pertama), SMA (Sekolah Menengah Atas), dan SMK (Sekolah Menengah Kejuruan). Salah satu sekolah SMP di Indonesia adalah SMP Insan Kamil Cikarang. Website merupakan salah satu media yang sangat efektif untuk digunakan sebagai media promosi dan penyebaran informasi bagi sekolah, Salah satu cara yang sering digunakan oleh sekolah dalam mempromosikan diri adalah dengan menyebarkan pamflet. Namun, pamflet sebenarnya merupakan salah satu media promosi yang sudah kuno dan kurang efektif. Pembuatan Website sebagai media Promosi dan Informasi di SMP IT Insan Kamil Cikarang Kabupaten Bekasi ternyata berdampak positif bagis sekolah dalam penyebaran Informasi dan promosi. Kata kunci: PKM, Website, Promosi
Meningkatkan Kapabilitas Kewirausahaan Guru Pesantren Adrianna Syariefur Rakhmat; Riski Eko Ardianto; Indra Permana; Muhammad Hamdan Ainulyaqin; Sarwo Edy
Lentera Pengabdian Vol. 1 No. 04 (2023): Oktober 2023
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/lp.v1i04.118

Abstract

Sumber pendapatan utama MTs Tarbiyatul Mubtadi’in adalah SPP (Sumbangan Pembinaan Pendidikan) dan Bantuan Operasional Sekolah (BOS). Begitupula dengan santrinya yang berjumlah sekitar 100an, dengan demikian sumber dana Pesantren masih sangatlah terbatas. Keterbatasan dana ini lah yang menjadikan honor pendidik/guru/ustadz di MTs Tarbiyatul Mubtadi’in masih terbatas. Kesejahteraan guru pada suatu lembaga pendidikan harus difikirkan dengan matang. Kesejahteraan guru akan menunjang profesionalisme seorang guru tersebut. Dalam rangka meningkatkan kesejahteraan guru/ustadz, maka Pesantren perlu membentuk jiwa kewirausahaan guru. Pengabdian masyarakat ini dilaksanakan di Pondok Pesantren Tarbiyatul Mubtadi’in yang terletak di Kampung Buwek Desa Sumber Jaya Kabupaten Bekasi. Kegiatan ini dilakukan melalui sosialisasi kepada Pimpinan Pondok Pesantren mengenai pentingnya guru dalam meningkatkan kompetensi kewirausahaan guna meningkatkan kesejahteraannya.
Pengembangan Sistem Informasi Akademik Siswa Berbasis Web Pada Sma Negeri 1 Cikarang Timur Dengan Menggunakan Metode Prototype Ikmal Riyan Firmansyah; Hadikristanto, Wahyu; Ardiatma, Dodit; Ermanto; Syariefur Rakhmat, Adrianna
Jurnal SIGMA Vol 15 No 2 (2024): September 2024
Publisher : Teknik Informatika, Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/sigma.v15i2.6036

Abstract

Pendidikan merupakan salah satu aspek kehidupan yang sangat dipengaruhi oleh perkembangan teknologi informasi. Data akademik, termasuk nilai, kehadiran, dan informasi siswa, masih dikelola secara manual di SMA Negeri 1 Cikarang Timur. Tujuan dari proyek ini adalah untuk membuat sistem informasi akademik daring yang dapat mempermudah dan meningkatkan efisiensi dalam proses administrasi akademik. Metode pengembangan yang digunakan adalah metode prototyping, yang memungkinkan pengembang bekerja sama dengan pengguna melalui proses desain dan pengujian secara iteratif. Proses pengembangan dimulai dengan analisis kebutuhan, dilanjutkan dengan perancangan sistem menggunakan diagram UML, dan diakhiri dengan pengujian sistem menggunakan teknik BlackBox untuk memastikan seluruh fungsi berjalan dengan baik. Sistem informasi akademik yang dikembangkan mencakup fitur pencatatan dan pengolahan nilai siswa, kehadiran, serta manajemen data guru dan kelas. Hasil pengujian menunjukkan bahwa sistem ini meningkatkan efisiensi dan akurasi dalam pengelolaan data akademik di SMA Negeri 1 Cikarang Timur. Selain itu, umpan balik dari pengguna menunjukkan tingkat kepuasan yang tinggi terhadap sistem, terutama terkait kemudahan penggunaan dan kecepatan akses informasi. Dengan demikian, pengembangan sistem informasi akademik berbasis web ini diharapkan menjadi solusi efektif bagi permasalahan administrasi akademik di SMA Negeri 1 Cikarang Timur serta dapat diadopsi oleh sekolah lain yang memiliki kebutuhan serupa.
The Impact of Overconfidence and Regret on Investment Decision Bebasari, Nataliana; Rakhmat, Adrianna Syariefur
Jurnal Ilmiah Sumber Daya Manusia Vol 6 No 2 (2023): JANUARI, JENIUS (Jurnal Ilmiah Manajemen Sumber Daya Manusia)
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/JJSDM.v6i2.27990

Abstract

Over the last three years, there has been an increase in Single Investor Identification in the Indonesian capital market. This demonstrates that investor interest and awareness are increasing. To avoid the risk of loss, investment decisions must be made carefully. The purpose of this research is to determine the impact of overconfidence, experienced regret, and investment decisions. This study's sample was drawn using a non-probability sampling method with a purposive sampling technique, and it included 79 investors with Jakarta addresses as respondents. Techniques for collecting data include distributing questionnaires in the form of a Google form. According to the findings of this study, overconfidence has a significant positive effect on investment decisions. Regret has a significant positive impact on investment decisions.
Analisis Camel Pada Bank Syariah dan Dampaknya Terhadap Risiko Kredit Rakhmat, Adrianna Syariefur; Fahamsyah, Mohammad Hatta; Nurastuti, Preatmi; Ainulyaqin, Muhammad Hamdan
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15429

Abstract

This research aims to analyze the influence of ROA, NPF, NPM, BOPO and FDR on CAR. The sample used in this research used 60 data. The analytical tools used were Classic assumption test, multiple linear regression, t test, F test and determinant coefficient. The research results show that partially the variable Return on Assets (ROA) has a positive and significant effect on the Capital Adequation Ratio (CAR) and the Financing to Deposit Ratio (FDR) has a positive and insignificant effect on the Capital Adequation Ratio (CAR). Meanwhile, Non-Performing Financial (NPF), Net Profit Margin (NPM) and Operating Costs/Operating Income (BOPO) have a negative and significant effect on the Capital Adequation Ratio (CAR). Simultaneously, the variables Return on Assets (ROA), Non-Performing Financing (NPF), Net Profit Margin (NPM), Operational Costs/Operational Income (BOPO), and Financing to Deposit Ratio (FDR) have a significant positive effect on the Capital Adequation Ratio (CAR ). The determinant coefficient r square value of 0.571 means that the variables Return on Assets (ROA), Non-Performing Financing (NPF), Net Profit Margin (NPM), Operational Costs/Operational Income (BOPO), and Financing to Deposit Ratio (FDR) have an impact on The Capital Adequation Ratio (CAR) is 57.1% and there are still other variables remaining at 42.9%
Leverage on Firm Value with Two Diversifying Profitability and Investment Opportunities Preatmi Nurastuti; Ahmad Rasyiddin; Adrianna Syariefur Rakhmat
Journal of Research in Social Science and Humanities Vol 5, No 2 (2025)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v5i2.373

Abstract

This research contributes to scientific studies on the contribution of leverage structure to increasing firm value using mediation: profitability and Investment Opportunity Set. This is relevant considering 1. The importance of the leverage function for the company, 2. Profitability and investment opportunities as mediation in increasing firm value are ignored in previous studies. 3. This study also replicates leverage for value creation mediated by IOS, considering that leverage is important for the financial health of the company to grow in creating firm value. This study will help policy makers to have a greater focus on creating firm value. The research analysis was conducted using path analysis, Sobel test, which is used to test the hypothesis from quantitative data taken from manufacturing companies listed on the Indonesia Stock Exchange. This study shows that leverage cannot affect firm value. Profitability also cannot affect firm value. However, leverage can affect profitability or the ability to generate profits as the company's profit power. The company's profit power has the potential to open up investment opportunities and increase firm value.
Equivalent rate thresholds and financing risk in Indonesian Islamic commercial banks: Evidence from a nonlinear panel analysis Rakhmat, Adrianna Syariefur; Effendi, Jaenal; Achsani, Noer Azam; Sahara, Sahara
Journal of Islamic Economics Lariba Vol. 12 No. 1 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss1.art23

Abstract

IntroductionIndonesian Islamic banking has expanded considerably over the past two decades, yet its financing risk has not consistently remained lower than that of conventional banking. Islamic banks also continue to operate within a dual banking system in which conventional interest rates influence the pricing of Islamic financing. These conditions highlight the need to understand whether the equivalent rate of profit-and-loss-sharing financing affects Islamic banking risk in a linear or nonlinear manner.ObjectivesThis study examines the threshold effect of the equivalent rate of profit-and-loss-sharing financing on Indonesian Islamic banking risk. It also estimates a critical equivalent-rate level that may serve as an early warning indicator for financing risk mitigation.MethodThe study employed a quantitative explanatory design using quarterly unbalanced panel data from 15 Indonesian Islamic commercial banks between 2014 and 2024. Islamic banking risk was measured by the ratio of non-performing financing to total financing. The equivalent rate was calculated from returns on profit-and-loss-sharing financing relative to total profit-and-loss-sharing financing. The analysis applied a fixed-effects panel regression model with a least-squares dummy-variable estimator and corrected standard errors. Conventional interest rates, inflation, economic growth, the exchange rate, and the coronavirus disease 2019 period were included as control variables.ResultsThe equivalent rate of profit-and-loss-sharing financing demonstrated a significant inverted U-shaped relationship with Islamic banking risk. Below the estimated threshold of 10.96 percent, an increase in the equivalent rate raised non-performing financing because higher financing costs increased customers’ repayment burdens. Above the threshold, however, a higher equivalent rate reduced financing risk, indicating that Islamic banks strengthened customer screening, feasibility assessment, and project monitoring when expected financing returns were sufficiently high. Conventional interest rates showed a U-shaped relationship with Islamic banking risk, with an estimated threshold of 6.01 percent. Inflation significantly reduced financing risk, whereas economic growth, exchange rates, and the coronavirus disease 2019 period had no significant effects.ImplicationsThe findings support the use of the equivalent-rate threshold as an early warning mechanism. Islamic banks should improve financing portfolio diversification, strengthen customer selection, monitor financed projects continuously, and design profit-and-loss-sharing products that generate stable returns without increasing default risk.Originality/NoveltyThis study contributes new evidence on the nonlinear relationship between equivalent rates and Islamic banking risk and provides a measurable threshold for risk management in Indonesian Islamic commercial banks.