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Granting of Mortgage Loans With Guarantees of Land Right Owned by Third Parties in Banking Agreements Cahya Khaerani; Budi Santoso; Hanif Nurwidhiyanti
Jurnal IUS Kajian Hukum dan Keadilan Vol 10, No 2: August 2022 : Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v10i2.1112

Abstract

This study aims to analyze the process of implementing an agreement between a bank and a third party as a collateral owner/which does not belong directly to the debtor, and analyze the legal protection for the owner of the object of mortgage rights pledged by the debtor. The method of approach used in this research is the juridical empirical approaching method. In the implementation of the agreement between the Bank and the collateral owner third party, it is carried out through the Mortgage Rights mechanism. In the event of default by the debtor. Then, the creditor (bank) can still execute the object of collateral pledged by the debtor in accordance with applicable regulations. Second, the UUHT does not provide enough protection to the collateral owner/third party, considering that the third party/collateral owner is not the direct debtor in the credit agreement. In addition, between the third party and the creditor (Bank) also do not have a direct legal relationship, because the third party only has a direct legal relationship with the debtor. So that the third party will only get legal protection from the debtor in accordance with the agreement made with the third party.
EKSISTENSI ASAS KEBEBASAN BERKONTRAK DALAM PERJANJIAN KERJA Budi Santoso; Ratih Dheviana Puru Hito
Arena Hukum Vol. 5 No. 3 (2012)
Publisher : Arena Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.558 KB) | DOI: 10.21776/ub.arenahukum.2012.00503.6

Abstract

Artikel ini mengkaji eksistensi asas kebebasan berkontrak dalam pembuatan perjanjian kerja. Perjanjiankerja akan melahirkan adanya hubungan kerja antara pengusaha dan pekerja. Pada asasnya, pengusahadan pekerja mempunyai kebebasan berkontrak dalam menentukan kondisi dan syarat-syarat kerja dalamperjanjian kerja. Namun, kebebasan tersebut telah sangat dibatasi oleh campur tangannya negara dalambentuk Peraturan Perundang-undangan yang bermaksud melindungi pekerja sebagai akibat kedudukanpekerja yang lemah dibanding pengusaha. Juga dalam prakteknya, dapat dikatakan kebebasan berkontraksudah tidak lagi dimiliki oleh pekerja akibat kuatnya daya tawar pengusaha dan kuatnya kebutuhanpekerja untuk memperoleh pekerjaan.Kata kunci: kebebasan berkontrak, perjanjian kerja
Granting of Mortgage Loans With Guarantees of Land Right Owned by Third Parties in Banking Agreements Cahya Khaerani; Budi Santoso; Hanif Nurwidhiyanti
Jurnal IUS Kajian Hukum dan Keadilan Vol. 10 No. 2: August 2022 : Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Magister of Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v10i2.1112

Abstract

This study aims to analyze the process of implementing an agreement between a bank and a third party as a collateral owner/which does not belong directly to the debtor, and analyze the legal protection for the owner of the object of mortgage rights pledged by the debtor. The method of approach used in this research is the juridical empirical approaching method. In the implementation of the agreement between the Bank and the collateral owner third party, it is carried out through the Mortgage Rights mechanism. In the event of default by the debtor. Then, the creditor (bank) can still execute the object of collateral pledged by the debtor in accordance with applicable regulations. Second, the UUHT does not provide enough protection to the collateral owner/third party, considering that the third party/collateral owner is not the direct debtor in the credit agreement. In addition, between the third party and the creditor (Bank) also do not have a direct legal relationship, because the third party only has a direct legal relationship with the debtor. So that the third party will only get legal protection from the debtor in accordance with the agreement made with the third party.
Pengaruh Irigasi Terhadap Kelangkaan Sumber Daya Air, Produktifitas dan Pendapatan Petani di Desa Klepek Kecamatan Sukosewu Kabupaten Bojonegoro Budi Santoso; Nurul Badriyah; Hagus Tarno; Fitri Candra Wardana
Jurnal Penelitian Pendidikan IPA Vol 11 No 12 (2025): December
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i12.6427

Abstract

This research aims to investigate the impact of irrigation in addressing water scarcity, improving productivity, and increasing farmers' income in Klepek Village, Sukosewu Subdistrict, Bojonegoro Regency. Agriculture productivity is influenced by factors such as the efficient use of resources such as water. The availability of irrigation water is crucial to enhance agricultural productivity. Water scarcity can hinder plant growth, reduce crop yields, and negatively impact farmers' economies. Farmers faced serious challenges regarding water availability for agriculture in Klepek Village. In this study, the researcher conducted interviews, observations, and collected data to describe and analyze the impact of irrigation on addressing water scarcity, improving productivity, and increasing farmers' income in Klepek Village, Sukosewu Subdistrict, Bojonegoro Regency. A SWOT analysis was used to set an effective strategy of water management in order to improve the irrigation system. The sample reserach consisted of 30 respondents. A SWOT analysis indicate the position of quadrant I. It implies an aggressive strategy: improving famers skills in both, technical abilities and management skills. The results of the research indicate that irrigation has successfully become an effective solution to address water scarcity, leading to increased agricultural productivity and crop diversification.