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Granting of Mortgage Loans With Guarantees of Land Right Owned by Third Parties in Banking Agreements Cahya Khaerani; Budi Santoso; Hanif Nurwidhiyanti
Jurnal IUS Kajian Hukum dan Keadilan Vol 10, No 2: August 2022 : Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v10i2.1112

Abstract

This study aims to analyze the process of implementing an agreement between a bank and a third party as a collateral owner/which does not belong directly to the debtor, and analyze the legal protection for the owner of the object of mortgage rights pledged by the debtor. The method of approach used in this research is the juridical empirical approaching method. In the implementation of the agreement between the Bank and the collateral owner third party, it is carried out through the Mortgage Rights mechanism. In the event of default by the debtor. Then, the creditor (bank) can still execute the object of collateral pledged by the debtor in accordance with applicable regulations. Second, the UUHT does not provide enough protection to the collateral owner/third party, considering that the third party/collateral owner is not the direct debtor in the credit agreement. In addition, between the third party and the creditor (Bank) also do not have a direct legal relationship, because the third party only has a direct legal relationship with the debtor. So that the third party will only get legal protection from the debtor in accordance with the agreement made with the third party.
EKSISTENSI ASAS KEBEBASAN BERKONTRAK DALAM PERJANJIAN KERJA Budi Santoso; Ratih Dheviana Puru Hito
Arena Hukum Vol. 5 No. 3 (2012)
Publisher : Arena Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (388.558 KB) | DOI: 10.21776/ub.arenahukum.2012.00503.6

Abstract

Artikel ini mengkaji eksistensi asas kebebasan berkontrak dalam pembuatan perjanjian kerja. Perjanjiankerja akan melahirkan adanya hubungan kerja antara pengusaha dan pekerja. Pada asasnya, pengusahadan pekerja mempunyai kebebasan berkontrak dalam menentukan kondisi dan syarat-syarat kerja dalamperjanjian kerja. Namun, kebebasan tersebut telah sangat dibatasi oleh campur tangannya negara dalambentuk Peraturan Perundang-undangan yang bermaksud melindungi pekerja sebagai akibat kedudukanpekerja yang lemah dibanding pengusaha. Juga dalam prakteknya, dapat dikatakan kebebasan berkontraksudah tidak lagi dimiliki oleh pekerja akibat kuatnya daya tawar pengusaha dan kuatnya kebutuhanpekerja untuk memperoleh pekerjaan.Kata kunci: kebebasan berkontrak, perjanjian kerja
Granting of Mortgage Loans With Guarantees of Land Right Owned by Third Parties in Banking Agreements Cahya Khaerani; Budi Santoso; Hanif Nurwidhiyanti
Jurnal IUS Kajian Hukum dan Keadilan Vol. 10 No. 2: August 2022 : Jurnal IUS Kajian Hukum dan Keadilan
Publisher : Magister of Law, Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ius.v10i2.1112

Abstract

This study aims to analyze the process of implementing an agreement between a bank and a third party as a collateral owner/which does not belong directly to the debtor, and analyze the legal protection for the owner of the object of mortgage rights pledged by the debtor. The method of approach used in this research is the juridical empirical approaching method. In the implementation of the agreement between the Bank and the collateral owner third party, it is carried out through the Mortgage Rights mechanism. In the event of default by the debtor. Then, the creditor (bank) can still execute the object of collateral pledged by the debtor in accordance with applicable regulations. Second, the UUHT does not provide enough protection to the collateral owner/third party, considering that the third party/collateral owner is not the direct debtor in the credit agreement. In addition, between the third party and the creditor (Bank) also do not have a direct legal relationship, because the third party only has a direct legal relationship with the debtor. So that the third party will only get legal protection from the debtor in accordance with the agreement made with the third party.
Pengaruh Irigasi Terhadap Kelangkaan Sumber Daya Air, Produktifitas dan Pendapatan Petani di Desa Klepek Kecamatan Sukosewu Kabupaten Bojonegoro Budi Santoso; Nurul Badriyah; Hagus Tarno; Fitri Candra Wardana
Jurnal Penelitian Pendidikan IPA Vol 11 No 12 (2025): December
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i12.6427

Abstract

This research aims to investigate the impact of irrigation in addressing water scarcity, improving productivity, and increasing farmers' income in Klepek Village, Sukosewu Subdistrict, Bojonegoro Regency. Agriculture productivity is influenced by factors such as the efficient use of resources such as water. The availability of irrigation water is crucial to enhance agricultural productivity. Water scarcity can hinder plant growth, reduce crop yields, and negatively impact farmers' economies. Farmers faced serious challenges regarding water availability for agriculture in Klepek Village. In this study, the researcher conducted interviews, observations, and collected data to describe and analyze the impact of irrigation on addressing water scarcity, improving productivity, and increasing farmers' income in Klepek Village, Sukosewu Subdistrict, Bojonegoro Regency. A SWOT analysis was used to set an effective strategy of water management in order to improve the irrigation system. The sample reserach consisted of 30 respondents. A SWOT analysis indicate the position of quadrant I. It implies an aggressive strategy: improving famers skills in both, technical abilities and management skills. The results of the research indicate that irrigation has successfully become an effective solution to address water scarcity, leading to increased agricultural productivity and crop diversification.
DOMESTIC PREFERENCE PROVISIONS FOR INDONESIAN ELECTRICITY INFRASTRUCTURE PROJECTS FUNDED BY FOREIGN LOANS Anggita Tridiani Sirait; Djumikasih; Budi Santoso
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 5 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i5.4296

Abstract

The purpose of this study is to analyze the potential inconsistency of the domestic preference provisions in ESDM Ministerial Regulation No. 11 of 2024 with the principles of the Regulation for ADB Borrowers and its legal implications on electricity infrastructure projects funded by foreign loans. This research method is normative juridical with a legislative approach, an analytical approach, and a conceptual approach. The results show that the domestic preference provisions in ESDM Ministerial Regulation No. 11 of 2024 strengthen the use of domestic products in electricity projects funded by foreign loans, but have the potential to conflict with the principles of fairness and transparency in the Procurement Regulations for ADB Borrowers. Nationally, this policy is legitimate and supports economic independence, but internationally it can raise issues of inconsistency with the WTO principles of non-discrimination and national treatment and affect the credibility of the procurement process.
REFORMULATION OF THE REQUIREMENTS FOR THE ESTABLISHMENT OF LIMITED LIABILITY COMPANIES AND THE POSITION OF SINGLE-MEMBER COMPANIES IN REALIZING MASLAHAH-BASED LEGAL CERTAINTY Ariyanto Soewondo Geni; Budi Santoso; Sihabudin Sihabudin; Hero Samudra; Reka Dewantara
Jurisdictie: Jurnal Hukum dan Syariah Vol 17, No 1 (2026): Jurisdictie
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/j.v17i1.37754

Abstract

The reform of the establishment of Limited Liability Companies (Perseroan Terbatas, PT) through the Job Creation Law and Government Regulation No. 8 of 2021 introduced the Single-Member Company (Perseroan Perorangan) as a new form of legal entity. However, this regulatory framework gives rise to a normative gap, reflected in the ambiguity of the position of the Single-Member Company within Indonesian legal entity theory, its inconsistency with the two-party principle in civil law, and the weakness of creditor protection and internal oversight. These shortcomings generate problems of legal certainty and public maslahah. This study aims to evaluate the historical–normative foundations of the requirements for establishing a PT, assess the relevance of the single-member establishment model, and formulate recommendations for legal reconstruction based on the principles of legal certainty and maslahah. Employing normative legal research with statutory, comparative, and conceptual approaches, the study compares the structure of Single-Member Companies across various jurisdictions to identify international standards and normative gaps within Indonesian law. The findings indicate that the Single-Member Company model is compatible with modern legal entity theory, yet it has not provided adequate instruments of governance, reporting, and legal protection to prevent moral hazard and the commingling of assets. The contribution of this study lies in offering a normative reconstruction of PT establishment requirements that balances procedural simplification with the strengthening of maslahah-based legal certainty, so that PTs, whether founded by two or by a single founder, may function as institutional instruments that are fair and secure for the public.Reformasi pendirian Perseroan Terbatas melalui Undang-Undang Cipta Kerja dan Peraturan Pemerintah No. 8 Tahun 2021 memperkenalkan Perseroan Perorangan sebagai bentuk badan hukum baru. Namun, regulasi ini menghadirkan gap normatif berupa ketidakjelasan posisi Perseroan Perorangan dalam teori badan hukum Indonesia, ketidaksinkronan dengan asas dua pihak dalam hukum perdata, serta lemahnya perlindungan bagi kreditur dan pengawasan internal, sehingga menimbulkan persoalan kepastian hukum dan kemaslahatan publik. Penelitian ini bertujuan mengevaluasi dasar historis-normatif syarat pendirian PT, menilai relevansi model pendirian satu orang, dan merumuskan rekomendasi rekonstruksi hukum berbasis prinsip kepastian hukum dan maslahah. Menggunakan metode penelitian hukum normatif dengan pendekatan perundang-undangan, komparatif, dan konseptual, penelitian ini membandingkan struktur Single-Member Company/Perseroan Perorangan di berbagai yurisdiksi untuk mengidentifikasi standar internasional dan kekosongan dalam hukum Indonesia. Hasil penelitian menunjukkan bahwa model Perseroan Perorangan selaras dengan teori badan hukum modern, namun belum menyediakan instrumen tata kelola, pelaporan, dan perlindungan hukum yang memadai untuk mencegah moral hazard dan pencampuran aset. Kontribusi penelitian ini adalah memberikan rekonstruksi normatif syarat pendirian PT agar seimbang antara simplifikasi prosedural dan penguatan kepastian hukum berbasis maslahah, sehingga PT baik dua pendiri maupun satu pendiri, dapat menjadi instrumen kelembagaan yang adil dan aman bagi publik.