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Pengaruh Literasi Keuangan, Gaya Hidup dan Tingkat Pendapatan Terhadap Pengelolaan Keuangan Mahasiswa Universitas Slamet Riyadi Surakarta Fredina Putri Arumsasi; Rina Susanti
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/p6kkez28

Abstract

This study aims to examine the significant influence of financial literacy, lifestyle, and income level on the financial management of students at Slamet Riyadi University Surakarta. Using a quantitative approach, this study utilises primary data collected from 100 students through proportional random sampling. The research instruments were validated and tested for reliability, followed by testing classical assumptions such as multicollinearity, autocorrelation, heteroscedasticity, and normality. Data analysis was conducted using multiple linear regression, as well as t-tests, F-tests, and the coefficient of determination (R²) to test hypotheses and evaluate model accuracy. The results of the validity and reliability tests showed that all variables of financial literacy, lifestyle, income level, and financial management were valid and reliable. After passing the classical assumption tests, the regression analysis results showed that the three independent variables (financial literacy, lifestyle, and income level) significantly influenced students' financial management. These findings are confirmed by the results of the t-test and F-test, which indicate that the regression model used is appropriate. However, the R² value of 34.9% indicates that these variables can only explain less than a third of the variation in students' financial management, while the remaining 65.1% is influenced by factors outside the scope of this study.
Pengaruh Board Gender Diversity dan Dewan Komisaris Independen Terhadap Kinerja Keuangan pada  Perusahaan Non-Keuangan yang Terdaftar di Bursa Efek Indonesia Periode 2020-2024 Febrianti Mita Lutvyana; Rina Susanti
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 3 (2025): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/fkr7qb95

Abstract

The purpose of this study is to examine and analyze the significance of the influence of board gender diversity and independent commissioners, both partially and simultaneously, on the financial performance of non-financial companies listed on the Indonesia Stock Exchange during the 2020–2024 period. The population in this study includes all non-financial companies listed on the Indonesia Stock Exchange for the 2020–2024 period. The sampling technique used was purposive sampling, resulting in a sample of 350 companies out of 852. The data analysis methods used include descriptive statistical analysis, classical assumption tests, panel data regression analysis, t-test, F-test, and the coefficient of determination (R²). he results of the study indicate the following regression equation: Y = 1.7096 + 1.5722 X1 + 3.0262 X2 + 1.2642 X3 + Year_Dummy + Sector_Dummy + e. The t-test results show that the indicator of female commissioners does not significantly affect financial performance (significance = 0.399 > 0.05), and the indicator of female directors also does not significantly affect financial performance (significance = 0.061 > 0.05). However, the independent commissioner indicator has a significant positive effect on financial performance (significance = 0.020 < 0.05). The F-test results show that board gender diversity (female commissioners and female directors) and independent commissioners simultaneously have a significant effect on financial performance, with a significance value of 0.000 < 0.05. The coefficient of determination (R²) is 7.43%, while the remaining 92.57% is influenced by other variables not examined in this study.
Pengaruh Good Corporate Governance dan Corporate Social Responsibility Terhadap Nilai Perusahaan dengan Kinerja Keuangan Sebagai Variabel Intervening(Studi Empiris pada Perusahaan Pertambangan yang Terdaftar di BEI Periode 2021-2023) Nandita Septiana; Rina Susanti
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/4py8ct81

Abstract

This study focuses on analysing the significance of the influence of Good Corporate Governance (GCG) and Corporate Social Responsibility (CSR) on company value, using financial performance as a mediating variable. This quantitative study uses secondary data from 63 mining companies listed on the Indonesia Stock Exchange (IDX) for the period 2021-2023, selected through purposive sampling. The data collected through literature studies and documentation were then analysed using a series of statistical tests, including classical assumption tests, path analysis, t-tests, F-tests, R² tests, and Sobel tests. The results showed that all variables passed the classical assumption test, meaning that the regression model was valid. Furthermore, path analysis revealed that GCG had a significant effect on financial performance but no significant effect on company value. Conversely, CSR had no significant effect on financial performance but a significant effect on company value, with financial performance also having a significant effect on company value. However, the Sobel test confirmed that financial performance did not successfully mediate the effect of GCG and CSR on company value. On the other hand, the F test confirms that the regression model used is appropriate, although the R² test shows that the independent variables can only explain 10.8% and 23.1% of the variation in company value, while the rest is influenced by factors outside the model.
Financial Literacy, Lifestyle, Dan Financial Technology Terhadap Financial Behavior Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Slamet Riyadi Surakarta Ita Mariatun Nisa’; Rina Susanti
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/2jq2bk76

Abstract

This study was designed to empirically test the significance of the influence of financial literacy (X₁), lifestyle (X₂), and financial technology (X₃) on the financial behaviour (Y) of students at the Faculty of Economics and Business, Slamet Riyadi University, Surakarta. The methodology used was a quantitative survey of 100 respondents selected using quota sampling techniques. The data were analysed using multiple linear regression. The results of the study concluded as follows: (1) Financial literacy and lifestyle partially have a significant effect on financial behaviour. (2) Financial technology does not have a significant effect on financial behaviour. (3) Simultaneously, the F test (p=0.000) shows that the three independent variables have a significant effect on the dependent variable, indicating the validity of the model. (4) The coefficient of determination (Adjusted R2) is 0.231, which means that the simultaneous contribution of the three independent variables to the dependent variable is 23.1%, while the remaining 76.9% is influenced by other variables not examined.
Pengaruh Harga Cryptocurrency dan Komoditas Terhadap Indeks Harga Saham Gabungan (IHSG) Periode 2020-2024 Azka Fadhilah; Rina Susanti
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 1 (2026): Januari: Inprogress
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/xg5xjs58

Abstract

This study aims to investigate the impact of cryptocurrency and commodity prices on the movement of the Composite Stock Price Index (IHSG) in Indonesia during the period 2020–2024. Motivated by the increasing complexity and interconnectivity of global financial markets, this study examines the independent variables of Bitcoin, Ethereum, gold, and world crude oil prices against the dependent variable of the IHSG, based on the Efficient Market Hypothesis (EMH). Using a quantitative approach, this study analyses monthly secondary data through a multiple linear regression model. The results of the analysis show that, simultaneously, the four independent variables have a significant effect on the IHSG. However, partial testing produced different findings: only the prices of gold and global crude oil were found to have a significant effect, while the prices of Bitcoin and Ethereum did not show a statistically significant effect. Furthermore, the coefficient of determination (Adjusted R Square) value of 0.874 indicates that 87.4% of the variation in the IHSG can be explained collectively by the four predictor variables in this model.
Pengaruh Early Warning System Dan Risk Based Capital Terhadap Kinerja Keuangan Pada Perusahaan Asuransi Yang Terdaftar Di Bursa Efek Indonesia (BEI) Tahun 2021-2024 Cicilia Ayu; Rina Susanti
EKOMAN: Jurnal Ekonomi, Bisnis dan Manajemen Vol. 3 No. 2 (2025): EKOMAN: Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Penerbit dan Percetakan CV. Picmotiv

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61930/ekoman.v3i2.336

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh simultan antara Early Warning System dan Risk Based Capital (RBC) terhadap kinerja keuangan perusahaan asuransi yang terdaftar di BEI periode 2021-2024. Pengumpulam data dalam penelitian ini menggunakan website BEI untuk mengunduh Laporan Keuangan setiap perusahaan Asuransi yang terdaftar. Sampel dalam penelitian ini berjumlah 11 Perusahaan. Metode analisis yang digunakan dalam penelitian ini yaitu Uji asumsi klasik, Statistik deskriptif, Analisis regresi linier berganda, Uji T, Uji Kelayakan Model (F), Uji koefisien Determinasi (R²). Berdasarkan hasil uji t penelitian ini Net Premium Growth Ratio, Underwriting Ratio, dan Risk-Based Capital berpengaruh signifikan terhadap Kinerja Keuangan. Hasil regresi linear berganda dari penelitian ini adalah Y = 21,612 + 11,392 X1 – 11,633 X2 + 0,023 X3 + e. Hasil yang diperoleh dari koefesien determinasi (R2) sebesar 0,177. Hal ini berarti bahwa variabel independen yaitu X1 (Net Premium Growth Ratio), X2 (Underwriting Ratio), dan X3 (Risk Based Capital) mampu menjelaskan variasi pada variabel dependen Y (Kinerja Keuangan) sebesar 17,7%. Adapun sisanya sebesar 82,3% dipengaruhi oleh faktor-faktor lain yang tidak dimasukkan ke dalam model penelitian ini.
Pemberdayaan Masyarakat Pesisir Melalui Diversifikasi Produk Olahan Hasil Laut Di Desa Padelegan, Pamekasan Rina Susanti; Jamilatul Badriyah; Rayyan Muhammad
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 5 No. 1: November 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v5i1.11888

Abstract

Masyarakat pesisir Desa Padelegan, Kecamatan Pademawu, Kabupaten Pamekasan, sebagian besar bermata pencaharian sebagai nelayan tradisional dengan pendapatan yang fluktuatif dan relatif rendah. Hasil tangkapan mereka umumnya dijual segar, sehingga nilai tambahnya sangat terbatas. Kondisi ini diperparah oleh keterbatasan keterampilan pengolahan, minimnya literasi kewirausahaan, dan akses pasar lokal. Oleh karena itu, diperlukan strategi pemberdayaan berbasis diversifikasi produk olahan laut untuk meningkatkan kapasitas ekonomi masyarakat. Kegiatan pengabdian kepada masyarakat ini dilaksanakan dengan pendekatan partisipatif melalui beberapa tahapan, meliputi: (1) persiapan berupa survei kebutuhan dan diskusi kelompok terfokus (FGD), (2) pelatihan teknis pembuatan produk olahan seperti abon ikan, kerupuk ikan, nugget ikan, dan bakso ikan, (3) pendampingan manajerial terkait pencatatan keuangan, pengemasan, dan sertifikasi halal/PIRT, serta (4) pemasaran melalui media sosial, marketplace lokal, dan kerja sama dengan koperasi desa. Evaluasi dilakukan dengan metode pre-test dan post-test untuk menilai keterampilan, analisis sensori produk, dan perbandingan pendapatan sebelum dan sesudah program. Hasil kegiatan menunjukkan peningkatan signifikan dalam keterampilan teknis dan manajerial masyarakat, dengan skor rata-rata pra-tes 45 meningkat menjadi 82 pada pasca-tes. Pendapatan rata-rata per rumah tangga peserta meningkat sekitar 25–30%, dari £70 menjadi £100–£110 per bulan. Pengujian sensoris menunjukkan bahwa nugget ikan menerima skor tertinggi untuk rasa (4,6), sementara kerupuk ikan unggul dalam hal tekstur (4,5). Selain itu, kelompok usaha bersama bernama Padelegan Sejahtera dibentuk, memperkuat lembaga ekonomi lokal. Kesimpulannya, diversifikasi produk laut telah terbukti efektif dalam meningkatkan keterampilan, pendapatan, dan kemandirian usaha masyarakat pesisir. Untuk keberlanjutan, dukungan lintas sektor, penguatan sertifikasi mutu, dan lembaga lokal diperlukan agar bisnis masyarakat dapat berkembang lebih kompetitif.
Ketidakseimbangan Regulasi Dan Realitas Dalam Penegakan Hukum Pekerja Migran Indonesia Anthon Fathanudien; Rina Susanti
Prosiding Seminar Hukum Aktual Fakultas Hukum Universitas Islam Indonesia Vol. 3 No. 6 NOVEMBER 2025
Publisher : Fakultas Hukum Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the imbalance between regulations and reality in law enforcement against Indonesian Migrant Workers. The problem formulation in this study is the legal regulations regarding migrant worker regulations in Indonesia and the implementation of legal regulations to the reality of law enforcement for migrant workers in Indonesia. The method used is normative juridical legal research with an approach to legislation and relevant literature. The results of the study indicate that although Law Number 18 of 2017 has provided a comprehensive legal protection framework for Indonesian Migrant Workers and the implementation of legal regulations to the reality of law enforcement for migrant workers in Indonesia, its implementation still faces major challenges. The main obstacles include weak coordination between agencies, minimal supervision, and limited protection for non-procedural Indonesian Migrant Workers. In addition, legal processes for violations such as human trafficking are often hampered by difficult to obtain evidence and logistical limitations.
Upaya Guru PAI dalam Pembentukan Karakter Sosial Siswa dalam Pendidikan di MTSN 2 Medan Arlina, Arlina; Rini Amelia Siagian; Rina Susanti; Putri Rahayu Naibaho; Bilal Hafiz
Tarbiatuna:  Journal of Islamic Education Studies Vol. 4 No. 3 (2024): Tarbiatuna:  Journal of   Islamic Education Studies
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/tarbiatuna.v4i3.5536

Abstract

This study aims to explore the efforts of Islamic Religious Education (PAI) teachers in shaping the social character of students at Mtsn 2 Medan. Using a normative juridical approach, the research collected data through interviews, observations, and documentation. The findings indicate that social character formation is conducted through various methods, including the habituation of polite behavior, enforcement of discipline, use of distinctive terms between teachers and students to create emotional closeness, and the implementation of educational sanctions and rewards. These efforts collectively demonstrate the strategic role of PAI teachers in effectively and comprehensively shaping the social character of students.
Kontrol Orang Tua terhadap Remaja di Lingkungan Tempat Tinggal Berisiko Tinggi di Kota Pekanbaru Rahmad Saputra; Rina Susanti
Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora Vol. 4 No. 2 (2025): Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurrish.v4i2.4591

Abstract

Parental control over adolescents in this study was conducted in high-risk residential environment where massage parlors with additional services are present. This study aims to determine the driving factors and level of parental control implementation among adolescents in the residential environment using Travis Hirschi's social control theory approach. The data analysis used in this study is descriptive quantitative research. The population consisted of all parents with adolescents aged 15-21 years, totaling 46 families. The entire population was used as samples using census sample technique. Data was collected through questionnaire completion, and central tendency calculations. The research results show that knowledge anda perseption factors have a strong connection to the level of parental control implementation among adolescents in high-risk residential environments in terms of attachment, commitment dan belief aspects. However, the aspect of parential involvement in accompanying adolescents is still relatively moderate thus requiring improvement.