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Analysis of Financial Ratios and Economic Condition Impact on Islamic Bank Stock Price: Study Case in Malaysia Raisa, Carissa Aulia; Raihan, Siti; Rahmawati, Alvi; Febriyansyah, Arie; Wulan, Elis Ratna
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.7809

Abstract

This research is motivated by the rapid development of the Islamic capital market as a key pillar in promoting a sustainable and sharia-compliant financial system, where Islamic banking plays a dominant role in asset contribution and integration with the capital market. Despite this growth, the performance of Islamic bank stocks remains vulnerable to macroeconomic shocks such as the COVID-19 pandemic and economic slowdowns, making it crucial to understand the factors that influence them. Therefore, this study aims to analyze the influence of financial ratios and economic conditions on the stock prices of Islamic banks in Malaysia. This study uses a quantitative explanatory approach with secondary data from 2011–2023 analyzed using multiple linear regression with the help of SPSS and supported by classical assumption tests. The results show that Return on Assets (ROA) has a positive and significant effect on stock prices, confirming that profitability is a strong signal for investors, in line with signaling theory. Meanwhile, Capital Adequacy Ratio (CAR), Gross Domestic Product (GDP), and inflation showed positive and negative effects but were not significant partially, although simultaneously they had a significant effect on stock prices based on the F test. This finding indicates that internal financial performance is more dominant than macroeconomic factors in determining the stock prices of Islamic banks in Malaysia. The implication of this study is that investors should prioritize profitability indicators in decision-making, while policymakers and bank management need to improve financial performance and institutional resilience to maintain stock market stability and growth.
ANALISIS DATA HASIL BELAJAR PAI SEBELUM & SESUDAH MENERAPKAN MODEL PEMBELAJARAN PROBLEM-BASED LEARNING (PBL) DI KELAS V B. Siti Mardliyah; Fenia Marliana; Yulida Fauziyah; Rahayu Kariadinata; Elis Ratna Wulan
LEARNING : Jurnal Inovasi Penelitian Pendidikan dan Pembelajaran Vol. 6 No. 3 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia (P4I)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/learning.v6i3.11027

Abstract

This research is motivated by the challenges in Islamic Religious Education (PAI) learning which is often still conventional and teacher-centered, thus not optimizing active involvement and student learning outcomes, especially on zakat material. The focus of the problem in this study is to analyze the differences in learning outcomes of fifth-grade students at before and after the implementation of the Problem-Based Learning (PBL) model. The research method used is a quantitative approach with descriptive and inferential statistical analysis using paired two-sample tests. Important stages of the research include collecting pre-test and post-test data, normality tests, and hypothesis testing using the Wilcoxon Test because the data is not normally distributed. The results showed a significant increase in students' average scores from 67.60 to 79.77. Based on the Wilcoxon Test, a significance value of 0.000 was obtained, indicating a real difference in student understanding after the implementation of the PBL model. However, the N-Gain Score analysis showed an average score of 0.3837 which is included in the "Moderate" improvement category. The main conclusion of this study is that the PBL model has a statistically significant positive impact on student learning outcomes, although its effectiveness is still moderate and requires further optimization in its implementation. ABSTRAK Penelitian ini dilatarbelakangi oleh tantangan dalam pembelajaran Pendidikan Agama Islam (PAI) yang sering kali masih bersifat konvensional dan berpusat pada guru, sehingga kurang mengoptimalkan keterlibatan aktif dan hasil belajar siswa, khususnya pada materi zakat. Fokus masalah dalam penelitian ini adalah untuk menganalisis perbedaan hasil belajar siswa kelas V sebelum dan sesudah penerapan model Problem-Based Learning (PBL). Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan analisis statistik deskriptif dan inferensial menggunakan uji dua sampel berpasangan. Tahapan penting penelitian meliputi pengumpulan data nilai pre-test dan post-test, uji normalitas, serta pengujian hipotesis menggunakan Uji Wilcoxon karena data tidak berdistribusi normal. Hasil penelitian menunjukkan adanya peningkatan nilai rata-rata siswa secara signifikan dari 67,60 menjadi 79,77. Berdasarkan Uji Wilcoxon, diperoleh nilai signifikansi 0,000 yang menunjukkan adanya perbedaan nyata pada pemahaman siswa setelah penerapan model PBL. Namun, analisis N-Gain Score menunjukkan skor rata-rata sebesar 0,3837 yang termasuk dalam kategori peningkatan "Sedang". Simpulan utama penelitian ini adalah model PBL secara statistik memberikan pengaruh positif yang signifikan terhadap hasil belajar siswa, meskipun efektivitasnya masih berada pada kategori sedang dan memerlukan optimalisasi lebih lanjut dalam implementasinya.    
Penerapan Dragonfly Optimization Algorithm (DOA) untuk Menyelesaikan Fixed Charge Transportation Problem (FCTP) Ai Nuri Siti Paojiyah; Aliffia Putri Az'zahra; Viananda Farisqa Aulia; Elis Ratna Wulan
KUBIK Vol 9 No 2 (2024): KUBIK: Jurnal Publikasi Ilmiah Matematika
Publisher : Department of Mathematics, Faculty of Science and Technology, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kubik.v9i2.35962

Abstract

Transportasi berperan penting dalam kegiatan sehari-hari terutama di dunia industri modern untuk pendistribusian barang atau jasa. Faktor yang mempengaruhi transportasi adalah biaya transportasi, salah satunya biaya tetap. Artikel ini menyelesaikan masalah transportasi biaya tetap atau Fixed Charge Transportation Problem (FCTP) dengan mengimplementasikan Dragonfly Optimization Algorithm (DOA) atau algoritma capung. Metode algoritma capung terinspirasi oleh kecerdasan atau perilaku hidup capung dalam mengetahui jalur optimal untuk mencapai tujuan yang diinginkan. Tujuan dari artikel ini adalah untuk menganalisis tahapan-tahapan pengerjaan algoritma capung berdasarkan masalah transportasi biaya tetap agar dapat meminimalkan biaya transportasi dalam pendistribusian barang. Penelitian dengan menggunakan systematic literature review menghasilkan langkah-langkah algoritma capung untuk FCTP adalah inisialisasi, evaluasi kebugaran populasi awal, menentukan jumlah iterasi maksimum, distribusi solusi ke lingkungan sekitar, menentukan sumber makanan dan musuhnya, solusi terbaik di setiap lingkungan, menjalankan operasi algoritma capung, ulangi hingga jumlah iterasi maksimum terpenuhi, dan kembali ke rencana transportasi optimal.
Menginvestigasi Perilaku Pembelian Impulsif pada Platform E-Commerce dalam Fenomena Doom Spending Generasi Z Rizky Andrean; Muhammad Khoirul Fikri; Azzah Liddiana; Eka Mega Pertiwi; Elis Ratna Wulan
At-Taradhi Jurnal Studi Ekonomi Vol 16 No 2 (2025): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.18005

Abstract

The development of digital technology and the rapid use of e-commerce platforms have driven changes in consumption behavior, especially among Generation Z. One of the emerging phenomena is doom spending, which is spending carried out in response to emotional pressure or stress. This study aims to examine the effect of hedonic shopping motivation, social influence, and perceived ease of use of e-commerce platforms on impulsive buying among Generation Z in the Pekalongan. This study uses quantitative method, with a purposive sampling technique of 269 respondents. Data analysis was carried out by SEM-PLS analysis using SEM-PLS 3. The results of this study showed that hedonic shopping motivation and social influence had a positive and significant effect on impulsive buying, while perceived ease of use had no significant effect on impulsive buying
The Effectiveness of Problem-Based Learning in Improving Students' Digital Tabayyun Attitudes: Evidence from Islamic Religious Education Classrooms Inas Dhia Fauziah; Ela Nurlela; Hikmal Alfiyansyah; Rahayu Kariadinata; Elis Ratna Wulan
IQRO: Journal of Islamic Education Vol. 9 No. 2 (2026): AGUSTUS 2026
Publisher : FTIK UIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/iqro.v9i2.11340

Abstract

The rapid development of digital technology makes it easier to access and share information. However, this also brings various problems, such as the spread of hoaxes, cyberbullying, and online gossip, which often involve teenage students. Therefore, cultivating a digital tabayyun attitude needs to be instilled through Islamic Religious Education (PAI) lessons. This study aims to determine the effectiveness of the Problem-Based Learning (PBL) method in improving the digital tabayyun attitude of seventh-grade students. The study uses a quantitative approach and an experimental method, employing a One-Group Pretest-Posttest Design. Data were collected through a pre-test, implementation of PAI learning using the PBL method, and a post-test administered with a digital tabayyun attitude scale instrument. The results showed that the average digital tabayyun attitude score of students increased from 76.91 in the pre-test to 84.00 in the post-test. The paired sample t-test results showed a significance value of < 0.001, indicating a significant difference between the conditions before and after applying the PBL method. Meanwhile, the N-Gain test results had an average of 29.78%, which falls into the low category. These findings suggest that the Problem Based Learning method can have a positive and significant impact on improving students' digital tabayyun attitudes, even though the level of effectiveness is still considered low. Therefore, a more continuous implementation is needed so that the development of the digital tabayyun character can grow optimally.
EFEKTIVITAS METODE KIBAR BERBASIS PENDEKATAN TALAQQI TERHADAP KEMAMPUAN MEMBACA AL-QUR'AN SISWA SDPLUS AL GHIFARI Amelia, Nina; Wahyuni, Sri; Nikmah, Fathiyah; Kariadinata, Rahayu; Wulan, Elis Ratna
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 2 (2026): Volume 11 No. 02, Juni 2026.
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i2.52790

Abstract

This study aimed to analyze the effectiveness of the KIBAR Method based on the talaqqi approach in improving students’ Qur’anic reading skills at SD Plus Al-Ghifari. The study employed a quantitative approach using a pre-experimental method with a One Group Pretest-Posttest Design. The sample consisted of 170 first- and second-grade students enrolled in KIBAR Group 1. Data were collected through Qur’anic reading tests administered before and after the treatment. Data analysis was conducted using normality testing, the Wilcoxon Signed Rank Test, and N-Gain analysis. The normality test results indicated that the pretest and posttest data were not normally distributed; therefore, hypothesis testing was performed using the Wilcoxon Signed Rank Test. The Wilcoxon test yielded a significance value of 0.000 (< 0.05), indicating a significant difference between students’ Qur’anic reading abilities before and after the implementation of the treatment. Furthermore, the N-Gain analysis produced an average score of 63.44%, which falls into the moderately effective category. These findings indicate that the KIBAR Method based on the talaqqi approach is effective in improving students’ Qur’anic reading skills. The systematic structure of the KIBAR Method, combined with the direct guidance and corrective feedback provided through the talaqqi approach, contributed to the improvement of students’ Qur’anic reading abilities.
Pemberdayaan Organisasi Sosial Kepemudaan Karang Taruna Bina Swakarsa Kecamatan Solokan Jeruk Melalui Program Keagamaan Endah Ratna Sonya; Elis Ratna Wulan
Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada masyarakat Vol. 1 No. 1 (2018): Al-Khidmat : Jurnal Ilmiah Pengabdian Kepada Masyarakat
Publisher : Pusat Pengabdian kepada Masyarakat LP2M UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jak.v1i1.3324

Abstract

Program pengabdian masyarakat mengenai pemberdayaan organisasi sosial kepemudaan karang taruna melalui program kegiatan keagamaan sangat penting untuk dilaksanakan, organisasi sosial kepemudaan Karang Taruna memiliki sebuah keunikan, yaitu solidaritas dan kepedulian terhadap masyarakatnya sangat tinggi, dimana jika ada sebuah permasalahan sosial, maka semua anggota dan pengurus Karang Taruna ini biasanya langsung turun, untuk bersama-sama menyelesaikan masalah tersebut hingga tuntas dengan jalan  mediasi ataupun arbitrasi. Di samping itu diharapkan melalui program kegiatan keagamaan dapat membantu meningkatkan perilaku keagamaan remaja di organisasi sosial kepemudaan Karang Taruna Desa Panyadap. Secara khusus tahapan kegiatan pengabdian masyarakat berupa: Pengajian Al-Quran remaja dan pembelajaran tajwid, Pemutaran film dokumenter, diskusi keagamaan dan pembagian takjil gratis, Ceramah Keagamaan, Bakti sosial, festival “sasauran” dan bazar Ramadhan.
Bilangan Rainbow Connection Pada Graf Buku Gema Hista Medika; Zebbil Billian Tomi; Elis Ratna Wulan
KUBIK Vol 9 No 1 (2024): KUBIK: Jurnal Publikasi Ilmiah Matematika
Publisher : Department of Mathematics, Faculty of Science and Technology, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kubik.v9i1.30406

Abstract

Penelitian ini berfokus pada penentuan bilangan rainbow connection pada graf buku, terutama graf buku dengan bentuk segitiga, segi empat, serta segi lima. Graf buku segitiga, disimbolkan sebagai BT_n, dihasilkan dari penggabungan sisi pada graf lingkaran C_3. Graf buku segi empat, disimbolkan sebagai BE_n, dihasilkan dari penggabungan sisi pada graf lingkaran C_4. Sedangkan graf buku segi lima, disimbolkan sebagai BL_n, dihasilkan dari penggabungan sisi pada graf lingkaran C_5. Bilangan rainbow connection pada sebuah graf terhubung G ditulis rc(G), yang didefinisikan sebagai jumlah warna minimum yang dibutuhkan untuk menjadikan graf G menjadi terhubung secara rainbow. Penelitian ini merupakan penelitian deskriptif kualitatif, melalui teknik studi pustaka dan analisis data non-statistik. Adapun hasil penelitian menyatakan bahwa bilangan rainbow connection pada Graf Buku Segitiga yaitu 1 jika n=1, 2 jika n=2, dan 3 untuk n≥3. Bilangan rainbow connection pada Graf Buku Segi Empat adalah 2 jika n=1, 3 jika n=2, dan 4 untuk n≥3. Sedangkan bilangan rainbow connection pada Graf Buku Segi Lima yaitu 3 jika n=1, 4 jika n=2, dan 6 untuk n≥3.
Model Konvensional Satu Titik untuk Mengoptimalkan Masalah Transportasi Fuzzy Trapesium A Mujtaba; Ai Munirotusy Syariah; Ain Fitriyani Patimah; Elis Ratna Wulan
KUBIK Vol 9 No 1 (2024): KUBIK: Jurnal Publikasi Ilmiah Matematika
Publisher : Department of Mathematics, Faculty of Science and Technology, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kubik.v9i1.35949

Abstract

Solving fuzzy trapezoidal transportation problem can use a one-point approach to obtain the optimal solution. The one-point method transforms the four points of the trapezoidal number into crisp transportation problems. This method comes with a minimum approach of supply and demand. In the end, these solutions are combined to obtain the optimal solution. The modified distribution is applied to each crisp problem to develop an optimal solution. The presented scheme is compared with competitive methods available in the literature and found to have good coordination with these methods. 
Bilangan Rainbow Connection Pada Graf Buku Gema Hista Medika; Zebbil Billian Tomi; Elis Ratna Wulan
KUBIK Vol 9 No 1 (2024): KUBIK: Jurnal Publikasi Ilmiah Matematika
Publisher : Department of Mathematics, Faculty of Science and Technology, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kubik.v9i1.30406

Abstract

Penelitian ini berfokus pada penentuan bilangan rainbow connection pada graf buku, terutama graf buku dengan bentuk segitiga, segi empat, serta segi lima. Graf buku segitiga, disimbolkan sebagai BT_n, dihasilkan dari penggabungan sisi pada graf lingkaran C_3. Graf buku segi empat, disimbolkan sebagai BE_n, dihasilkan dari penggabungan sisi pada graf lingkaran C_4. Sedangkan graf buku segi lima, disimbolkan sebagai BL_n, dihasilkan dari penggabungan sisi pada graf lingkaran C_5. Bilangan rainbow connection pada sebuah graf terhubung G ditulis rc(G), yang didefinisikan sebagai jumlah warna minimum yang dibutuhkan untuk menjadikan graf G menjadi terhubung secara rainbow. Penelitian ini merupakan penelitian deskriptif kualitatif, melalui teknik studi pustaka dan analisis data non-statistik. Adapun hasil penelitian menyatakan bahwa bilangan rainbow connection pada Graf Buku Segitiga yaitu 1 jika n=1, 2 jika n=2, dan 3 untuk n≥3. Bilangan rainbow connection pada Graf Buku Segi Empat adalah 2 jika n=1, 3 jika n=2, dan 4 untuk n≥3. Sedangkan bilangan rainbow connection pada Graf Buku Segi Lima yaitu 3 jika n=1, 4 jika n=2, dan 6 untuk n≥3.
Co-Authors A Mujtaba Aa Mujtaba Agus Setiawan Ahfazh Fauzy Nurunnajib Ai Munirotusy Syariah Ai Nuri Siti Paojiyah Ain Fitriyani Patimah Aisyah Zahro Al Fataa Waliyyul Haq Aliffia Putri Az&#039;zahra Amelia, Nina Antikah Antikah Ardyanti, Yefi Asep Solih Awalluddin, Asep Solih Athoillah, Mohammad Anton Aulia, Viananda Farisqa Az'zahra, Aliffia Putri Azzah Liddiana B. Siti Mardliyah Bahari, Muhammad Faudzi Bahaudin Bahaudin Dendi Riswandi Dian Nuraiman Dili, Yusufiani Nurlinawati Dindin Jamaluddin, Dindin Diny Zulkarnaen, Diny Eka Mega Pertiwi Ela Nurlela Enung Nurhayati Esih Sukaesih, Esih Fadilah Ilahi Fahmi Hasanudin Fahmi Hasanudin, Fahmi Fahrudin Muhtarulloh Febriyansyah, Arie Fenia Marliana Frederic Kratz Gema Hista Medika Ginanjar Pajarudin Hartono Hartono Heri Gunawan Hikmal Alfiyansyah Husnul Khatimah Ilahi, Fadilah Imas Sukarsih Inas Dhia Fauziah Khoerunnisa, Hana Lestari Handayani Maria Ulfah Marie Muhammad Melindah, Devi Mia Siti Khumaeroh Mohammad Anton Athoillah Muhamad Fuji Hakiki Muhammad Faudzi Bahari Muhammad Khoirul Fikri Muharni, Yusraini Mujtaba, A Mutia Rohmah Muttaqien, Ade Irman Saeful Neng Sri Wahyuni Nikmah, Fathiyah Nuradi Nuradi Nurhalimah Nurhalimah Nurhalimah Nurhalimah Nurul Asyifa Solihatin Paojiyah, Ai Nuri Siti Patimah, Ain Fitriyani Rahayu Kariadinata Rahayu Kariadinata Rahmat Syafei Rahmawati, Alvi Raihan, Siti Raisa, Carissa Aulia Rani Putri Kusuma Dewi Ratnasih, Teti Resa Aida Nurhakim Rima Mutia Riswandi, Dendi Rizky Andrean Rizky Andrean Rohmah, Mutia Sahira Nabila Juliana Salimudin, Mumud Sofia Nurfaiza Solihatin, Nurul Asyifa Sonya, Endah Ratna Sri Mulyati Sukarti Sri Mulyati Sukarti, Sri Mulyati Sri Wahyuni Syafei, Rahmat Syariah, Ai Munirotusy Syifauzakia, Syifauzakia Tomi, Zebbil Billian Uus Ahmad Husaeni Venesa Andyan Viananda Farisqa Aulia Wafi Fauziah Wahyu Hidayat Wahyu Satrio Raharjo Wila Tresna Dewi Wila Tresna Dewi, Wila Tresna Wulandari, Anting Yosi Sri Rejeki Yosi Sri Rejeki, Yosi Sri Yulida Fauziyah Yuni Mayanti Yusufiani Nurlinawati Dili Zebbil Billian Tomi