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All Journal Ekuitas: Jurnal Pendidikan Ekonomi Journal of Business & Banking International Journal of Local Economic Governance Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal SIKAP (Sistem Informasi, Keuangan, Auditing Dan Perpajakan) CARADDE: Jurnal Pengabdian Kepada Masyarakat JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Karinov Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan Unram Journal of Community Service (UJCS) Journal of Interdisciplinary Socio-Economic and Community Study TRANSAKSI JOMPA ABDI: Jurnal Pengabdian Masyarakat Buletin Ekonomika Pembangunan DIKTUM: JURNAL SYARIAH DAN HUKUM Ekuitas Jurnal Pnedidikan Ekonomi Jurnal Kajian Ekonomi dan Perbankan Syariah
Santi Merlinda
Universitas Negeri Malang
Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengembangan Desa Wisata Berbasis Edukasi Pertanian Hanjar Ikrima Nanda; -, Santi Merlinda; Diana Tien Irafahmi; Ria Zulkha Ermayda; Mohmmad Hafidz Rifki Farokhi; Fajar Prasetya
CARADDE: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 3 (2023): April
Publisher : Ilin Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31960/caradde.v5i3.1822

Abstract

Pengabdian masyarakat ini bertujuan untuk mendampingi POKDARWIS dalam menghidupkan Taman Refugia Jati, sehingga dapat menjadi tempat wisata edukasi pertanian sebagaimana diharapkan oleh desa. Metode yang dilakukan yaitu Focus Group Discussion bersama mitra dan pihak desa, pendampingan persiapan lahan edukasi pertanian dan pemasaran digital, dan evaluasi.  Hasilnya terbentuk lahan basah (sawah) dan kering (kebun) untuk edukasi pertanian, dan juga café telah berjalan kembali dengan lebih tertata. Media promosi digital juga mulai berjalan kembali, dan diiringi dengan kemampuan anggota POKDARWIS dalam melakukan promosi secara mandiri. Pengabdian masyarakat ini telah menghidupkan kembali fungsi Taman Refugia Jati sebagai area wisata edukasi pertanian.
The Millennial’s Investment Decisions: Implications of Financial Literacy, Motivation, and Digitalization Vidya Purnamasari; Santi Merlinda; Bagus Shandy Narmaditya; M. Rudi Irwansyah
Ekuitas: Jurnal Pendidikan Ekonomi Vol. 9 No. 2 (2021)
Publisher : Fakultas Ekonomi Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ekuitas.v9i2.39328

Abstract

Investment as a means of developing assets is no longer a luxury activity reserved for a select few. Nowadays, as financial technology advances, everyone has equal access to investment information. This change generates new perspectives in which investing is not restricted to the wealthy, leading everyone, even on-budget millennials to be investors. The purpose of this research is to determine the variables affecting investing decisions at an early age, especially among millennials. This research adopted single-equation regression models to examine the dependent variable on several explanatory variables and estimate mean or average value. The data was generated using a questionnaire to 140 respondents. Three distinct variables utilized as independent variables are financial literacy, motivation, and the digitization of investing platforms. The findings indicate that financial literacy and motivation substantially affect millennials’ investment decisions, while digitization presents no correlation to the Millennials’ investment decisions.
Macroeconomic and Economic Policy Uncertainty on Index Movement: An Empirical Study of the Islamic Capital Market in Indonesia Wafi, Faiq Maulana; Merlinda, Santi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 15, No 2 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v15i2.13428

Abstract

As seen by capitalization value increase and investor interest, Indonesian Islamic capital markets are developing. This research examines the long-term effects of macroeconomic factors and U.S. economic policy uncertainty on the Jakarta Islamic Index (JII) and its reaction to macroeconomic shocks and the US EPU from January 2018 to September 2022. Inflation, exchange rates, GDP, and EPU, are macroeconomic factors analyzed with Vector Error Correction Model (VECM). This research shows long-term GDP affects the Jakarta Islamic Index (JII). In structural analysis, JII capitalization responds volatilely to Inflation, positively to exchange rate movement (USD/IDR), and adversely to US GDP and EPU. This analysis also shows that the exchange rate (USD/IDR rate) explains the JII variable the most, followed by the US EPU, GDP, and Inflation.Keywords: JII; Inflation; Exchange rate; GDP; US EPU
Diseminasi Akad Transaksi Limbah Berbasis Halal dalam Pupuk Organik Serta Peningkatan Interesting Packaging Olahan Pupuk Merlinda, Santi; Purnamasari, Vidya; Suwanan, Ahmad Fawaiq
Jurnal KARINOV Vol 7, No 2 (2024): Mei
Publisher : Institute for Research and Community Service (LP2M), Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um045v7i2p091

Abstract

Berbagai kajian ilmiah menegaskan bahwa limbah ternak sapi menjadi sumberdaya yang sangat potensial, baik dari segi pertanian, maupun ekonomi apabila dikelola sesuai standar keselamatan dan kesehatan. Namun, berdasarkan Mazhab Syafi’i, hukum muammalah transaksi jual-beli pupuk kotoran sapi adalah haram, sehingga diperlukan program pelatihan untuk diseminasi akad dalam penjualan hasil prdoduksi pupuk tersebut. Program Pengabdian Kepada Masyarakat ini bertujuan untuk memberikan pemahaman kepada peternak sapi di Desa Belung tentang akad transaksi hasil olahan pupuk berbasis halal industri serta memberikan pelatihan dalam pengemasan produk pupuk dari hasil olahan limbah ternak sapi. Kegiatan ini dilakukan melalui tiga tahapan, yaitu (1) perencanaan yang meliputi perencanaan anggaran dan langkah kerja strategis, (2) pelaksanaan yang meliputi pelatihan diseminasi akad limbah ternak berbasis halal industri, pelatihan pembuatan pupuk padat, dan pelatihan pengemasan pupuk hasil olahan, dan (3) evaluasi melalui pengamatan partisipasi aktif peserta dan output kemasan pupuk limbah ternak sapi. Hasil dari kegiatan ini adalah peningkatan pengetahuan peternak sapi di Desa Belung tentang: akad transaksi pupuk limbah ternak berbasis halal industri, proses pembuatan dan pengemasan pupuk padat. Sebagai kelanjutan dari program ini, diharapkan dapat dilaksanakan pamsaran pupuk limbah sapi agar jangkauannyalebih luas dan kesejahteraan peternak sapi meningkat. Kata kunci— Halal Industri, Limbah Ternak Sapi, Pakcaging Pupuk Abstract Various scientific studies confirm that cattle waste is a potential resource, both in terms of agriculture and the economy, if managed according to safety and health standards. However, based on the Shafi'i Mazhab, the law of transaction cow dung manure is haram, so a training program is needed to disseminate contracts in the sale of fertilizer production results. This Community Service Program aims to provide understanding to cattle farmers in Belung Village about the transaction contract of processed industrial halal-based fertilizers and provide training in packaging fertilizer products. This activity is carried out through three stages, (1) Planning, which includes budget planning and strategic work steps, (2) Implementation, which includes training on dissemination of industrial halal-based livestock waste contracts, training on making and packing solid fertilizers, and (3) Evaluation through observation of active participation of participants and output of cattle waste fertilizer packaging. The result of this activity is an increase in the knowledge of cattle farmers in Belung Village about waste fertilizer transaction-based halal contracts, solid fertilizer manufacturing processes, and attractive fertilizer packaging. As a continuation of this program, it is expected that training can be carried out to market fertilizers processed so that the market reach is more comprehensive and the welfare of cattle farmers increases. Keywords— Halal Industry, Cattle Waste, Packaging Fertilizer
Optimalisasi Pengelolaan Sampah Rumah Tangga untuk Akselerasi Kesejahteraan Masyarakat Melalui Bank Sampah: Eksistensi Konsep Circular Economy Merlinda, Santi; Qurrata, Vika Annisa; Seprillina, Linda; Yusida, Ermita; Suwanan, Ahmad Fawaiq; Purnamasari, Vidya
Jurnal KARINOV Vol 7, No 1 (2024): Januari
Publisher : Institute for Research and Community Service (LP2M), Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um045v7i1p047

Abstract

Sukun Berdaya memiliki bank sampah Sukun Berseri yang mengelola sampah organik rumah tangga menjadi pupuk kompos. Namun, terdapat kendala-kendala yang memerlukan solusi penyelesaiannya, yaitu (1) minimnya pengetahuan pengurus terhadap proses pengolahan sampah rumah tangga menjadi pupuk organik, (2) ketiadaan alat pencacah, (3) penggunaan tong untuk composter yang menimbulkan bau tidak sedap, (4) kualitas pupuk yang belum memenuhi standar, (5) kemasan pupuk yang belum sesuai standar, dan (6) belum adanya distributional-chain untuk memasarkan hasil produksi pupuk. Metode pengabdian yang digunakan untuk mengatasi masalah tersebut yaitu pelatihan dan pendampingan, serta pemberian alat-alat pendukung. Hasil dari program pengabdian ini adalah peningkatan pengetahuan dan keterampilan masyarakat dalam memproduksi pupuk kompos sesuai dengan standar. Selain itu, pemberian alat pencacah dapat meningkatkan efisiensi proses pencacahan sampah menjadi partikel yang lebih kecil. Composter bag juga dapat mencegah terjadinya pencemaran udara akibat proses composting. Pemberian kemasan dan label dapat menjamin kualitas pupuk kompos hingga sampai ke tangan pelanggan serta lebih menarik konsumen. Terakhir, pelatihan pemasaran online dan offline dapat menciptakan distributional-chain sekaligus memperluas pasar. Program selanjutnya dapat membantu dalam uji kualitas dan standar pupuk yang dihasilkan serta menjalin program kemitraan. Kata kunci— Pengabdian Masyarakat, Bank Sampah, Pupuk Kompos, Ekonomi Sirkuler Abstract Sukun Berdaya Village has a Sukun Berseri waste bank that manages household organic waste into compost. However, there are obstacles that require solutions, namely (1) the lack of knowledge of the management on the process of processing household waste into organic fertilizer, (2) the absence of shredders, (3) the use of barrels for composter that causes unpleasant odors, (4) the quality of fertilizers that have not met the standards, (5) fertilizer packaging that is not up to standard, (6) there is no distributional-chain to market fertilizer production. The dedication methods used to overcome these problems are training and mentoring, as well as the provision of supporting tools. The result of this service program is an increase in community knowledge and skills in producing compost in accordance with standards. In addition, the provision of a shredding device can increase the efficiency of the process of shredding waste into smaller particles. Composter bags can also prevent air pollution due to the composter process. Packaging and labeling can ensure the quality of compost until it reaches customers and attracts consumers more. Finally, online and offline marketing training can create a distributional-chain while expanding the market. The further program can assist in testing the quality and standards of fertilizers produced and establishing a partnership program. Keywords— Community Service, Waste Bank, Compost, Circular Economy
The Determinant of Moslem’s Decision in Performing Commerce Zakat Payment: Case Study in Malang City, East Java Province Merlinda, Santi; Burhan, Umar; Ekawaty, Marlina
International Journal of Social and Local Economic Governance Vol. 2 No. 1 (2016)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2016.002.01.7

Abstract

Zakat has known as one of the vital instrument in economic that holds some benefits for increasing aggregate demand, expanding job opportunities, reducing poverty and triggering economic growth. As one of the large cities in East Java Province, Malang has a potential issue through commerce zakat which most of the people’s livelihood engaged to and composition of regional income (PDRB) is dominated by a commerce sector. On the other hand, it is not supported by the real condition in the field that shows the opposite compared to the low percentage of commerce Zakat payer. Based on the reason, the author is triggered to investigate and to elaborate the complexity of Moslem’s decision in performing commerce zakat payment. This research relies on Multistage Sampling Method involved 100 participants by taking location at Malang. Furthermore, the accumulated data field is analyzed through Logit Method to identify the influential factor of the decision in Zakat payment. Processed data binary logit regression determines the most influential factor of Moslem’s decision in performing commerce zakat payment in Malang which relies on the level of income and their knowledge about Zakat’s scheme. According to this result, businessmen or traders who have high income level and moderate comprehension of laws, percentage, extrapolation, nisab, and paying period of commerce zakat have bridged up into a higher probability to perform commerce zakat. Whereas level of age, formal education, non-formal education, motivation, availability of Amil Zakat Institution (LAZ) and business period do not affect the decisions.Keywords: decision to perform Zakat, Commerce Zakat, Logit Analysis, Malang City
Macroeconomic and Economic Policy Uncertainty on Index Movement: An Empirical Study of the Islamic Capital Market in Indonesia Faiq Maulana Wafi; Santi Merlinda
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 15, No 2 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v15i2.13428

Abstract

As seen by capitalization value increase and investor interest, Indonesian Islamic capital markets are developing. This research examines the long-term effects of macroeconomic factors and U.S. economic policy uncertainty on the Jakarta Islamic Index (JII) and its reaction to macroeconomic shocks and the US EPU from January 2018 to September 2022. Inflation, exchange rates, GDP, and EPU, are macroeconomic factors analyzed with Vector Error Correction Model (VECM). This research shows long-term GDP affects the Jakarta Islamic Index (JII). In structural analysis, JII capitalization responds volatilely to Inflation, positively to exchange rate movement (USD/IDR), and adversely to US GDP and EPU. This analysis also shows that the exchange rate (USD/IDR rate) explains the JII variable the most, followed by the US EPU, GDP, and Inflation.Keywords: JII; Inflation; Exchange rate; GDP; US EPU
Mukhabarah: Profit Loss Sharing Financing Scheme in Agricultural Land Management (Study in Tumpang District) Santi Merlinda; Vidya Purnamasari; Ahmad Fawaiq Suwanan; Syahrul Munir
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 13, No 2 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i2.9121

Abstract

Schemes in the management of agricultural land are very diverse, ranging from self-management and cooperation through mukhabarah, muzara'ah contracts to rental systems. This paper aims to precisely determine the scheme of cooperation in the management of agricultural land in Tumpang District. The most frequently used of the several land management cooperation schemes is mukhabarah, which benefits both landowners and smallholders. The approach used is qualitative, with a case study method. The population in this study were all agricultural landowners in Tumpang District, and the sample used was landowners who used the mukhabarah scheme. Then, the instrument in this study was in-depth interviews conducted on smallholders and landowners. This study indicates that the mukhabarah scheme provides higher income to landowners compared to the rental system. Meanwhile, from the side of smallholders, the mukhabarah scheme provides and opens job opportunities and increases income from land management. Another trivial thing but becomes an important point is that landowners and sharecroppers can still share agricultural products with residents/neighbors through this scheme.
The effect of perceived benefits,ease of use, and risk on culinary MSMEs’ interest in utilizing QRIS Rahmawati, Fitri; Merlinda, Santi
Journal of Business & Banking Vol 14 No 1: May-October 2024
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v14i1.4674

Abstract

The GNNT (National Non-Cash Movement) program is in line with fintech innovations that have a real impact on improving the efficiency of the payment system, financial inclusion, and the Indonesian economy. In the Kedungkandang sub-district area of Malang City, the number of culinary MSME units has increased, which can encourage GNNT to be realized. However, many culinary MSMEs have not optimized using QRIS as a non-cash payment tool. This study aims to see the effect of perceived benefits, ease of use, and risk on culinary msmes’ interest in utilizing QRIS. This research uses Quantitative method approach in this research. Culinary MSMEs are in Kedungkandang District, Malang City, as the research population. The sample was taken by a purposive sampling technique with a research sample of 100 respondents. Data ere collected by n distributing questionnaires and was measured using nominal and Likert scales-data processing with Stata 17 software with a multinomial logistic regression model. The results show that perceived benefits, convenience and risk partially affect the interest of culinary MSMEs in using QRIS. The perception of benefits, convenience and risk encourages an increase in the probability of interest in culinary MSMEs in using QRIS so that perceived benefits can increase MSME understanding of the benefits of QRIS, the perception of ease of use supports increased adoption of QRIS use; perceived risk can encourage strengthening the QRIS security system so that MSMEs are more confident and adopt QRIS.
PENGARUH INFRASTRUKTUR E-SPORTS TERHADAP PERTUMBUHAN EKONOMI NEGARA ASIA TENGGARA Ramadhan, Rahmat; Merlinda, Santi
Bina Ekonomi Vol. 28 No. 2 (2024): Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan
Publisher : Center for Economic Studies Universitas Katolik Parahyangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26593/be.v28i2.7906.111-127

Abstract

This research discusses the influence of  infrastructure as a supporting factor for economic growth in Southeast Asian countries. This research uses a quantitative approach with data collection techniques through literature study. The data used is from 2016 to 2022. The independent variable data used in this research are: Number of Mobile Legends Players, Number of Mobile Legends Venues and Information and Communication Technology Development Index in Southeast Asian Countries. Then the dependent variable is National Income in Southeast Asian Countries. The research results show that the number of players variable has a significant effect on national income, the number of venues has no significant effect on national income, and the information and communication technology development index variable has a significant effect on the national income variable. Then, if viewed simultaneously, the variables number of players, number of venues and the information and communication technology development index on simultaneous have a significant effect on national income. These three variables have an influence on national income of 68%, while the deficiency of 32% is influenced by other variables outside the research.
Co-Authors Abbas, Muhammad Hasyim Ibnu Abdul Azis Aditya Pratama Agus Sumanto Ahmad Fawaiq Suwanan Andro Agil Nur Rakhmad Annisya, Annisya Bagus Shandy Narmaditya Diana Tien Irafahmi Dwi Wulandari Elmira Mufliha Camila Ermita Yusida Faiq Maulana Wafi Fajar Firmasnyah Fajar Prasetya Fitri Rahmawati Handayani, Sri Inayati Nuraini Dwi Putri Inayati Nuraini Dwiputri Linda Seprillina M. Rudi Irwansyah Marlina Ekawaty Maya Rizki Azifah Mohmmad Hafidz Rifki Farokhi Nanda, Hanjar Ikrima Qorry Anggita Rishaq Qurrata, Vika Annisa Rahmat Ramadhan Ria Zulkha Ermayda Riqa Aniqa Helma Alam Sri Handayani Sugeng Hadi Utomo Syahrul Munir Syarifah Jamilah Umar Burhan Umar Burhan, Umar Vidya Purnamasari Wafi, Faiq Maulana Wahyuningsih, Rani Destia Widodo, Devita Anggraeni Citra Ayu Zulfia, Binta