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All Journal Majalah Ilmiah MOMENTUM Jurnal Pengembangan Teknologi Informasi dan Ilmu Komputer KURVATEK Al-Kharaj: Journal of Islamic Economic and Business Didaktik : Jurnal Ilmiah PGSD STKIP Subang Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Akselerasi Jurnal Ilmiah Teknik Sipil Tedc Jurnal Hukum, Politik dan Ilmu Sosial (JHPIS) Prosiding Seminar Nasional Rekayasa Teknologi Industri dan Informasi ReTII IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Al Itmamiy : Jurnal Hukum Ekonomi Syariah Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora Al-Tarbiyah: Jurnal Ilmu Pendidikan Islam Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Manajemen dan Pendidikan Agama Islam Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Rizal Maulana
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ANALISIS PRAKTIK JUAL BELI ONLINE MELALUI APLIKASI WHATSAPP MENURUT PERSPEKTIF HUKUM ISLAM (STUDI KASUS GRUP WHATSAPP PASAR UMUM GHA, KABUPATEN BEKASI) Ufairotun Nafisah Oktaviani; Rizal Maulana; Ali Aminulloh
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 2 (2025): Januari
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.53031

Abstract

Abstrak Artikel ini mengkaji tentang analisis jual beli online melalui aplikasi WhatsApp Menurut Perspektif Hukum Islam (Studi Kasus Grup WhatsApp Pasar Umum GHA, Kabupaten Bekasi). Pokok masalah yang pertama dari penelitian ini yaitu praktik jual beli online melalui aplikasi WhatsApp sebagai aplikasi media sosial yang memiliki pengguna terbanyak di Indonesia. Pokok masalah yang kedua yaitu perspektif hukum Islam terhadap praktik jual beli online melalui aplikasi WhatsApp. Tujuan dari penelitian ini adalah untuk mengetahui dan memahami praktik jual beli online di Grup WhatsApp Pasar Umum GHA dan perspektif hukum Islam mengenai praktik jual beli online di Grup WhatsApp Pasar Umum GHA. Metode penelitian ini menggunakan pendekatan kualitatif jenis studi kasus atau penelitian lapangan dengan teknik observasi dan wawancara kepada peserta Grup WhatsApp Pasar Umum GHA, Kabupaten Bekasi, yang berjumlah 30 informan. Hasil penelitian menunjukkan bahwa praktik jual beli secara online yang dilakukan oleh peserta Grup WhatsApp Pasar Umum GHA bermula dari penjual yang memasarkan barang dagangan di grup kemudian pembeli yang berniat membeli akan menghubungi penjual melalui pesan pribadi di aplikasi WhatsApp. Pada pesan pribadi tersebut akan terjadi kesepakatan mengenai waktu dan tempat penyerahan barang, serta kesepakatan mengenai metode pembayaran. Adapun praktik tersebut menurut perspektif hukum Islam sudah memenuhi prinsip muamalah, rukun dan syarat jual beli, serta syarat pada jual beli musawamah, salam, dan istishna’ sebagai jenis jual beli yang dilakukan oleh peserta Grup WhatsApp Pasar Umum GHA. Kata Kunci: Jual Beli Online, Whatsapp, Hukum Islam. Abstract The research analyses the practice of online buying and selling through WhatsApp from the Islamic law perspective. This is a case study of the buying and selling activities of the GHA public market WhatsApp group, in Bekasi. The study explains how the researcher focuses on two main research problems. As the most used social media in Indonesia, WhatsApp online buying and selling becomes the main problem of the study followed by the Islamic law views on such practice as the second problem. This case study belongs to qualitative research. The researcher aims to explore in depth the practice of online buying and selling using a variety of data collection procedures, which involves observation and interview of thirty participants of WhatsApp group members of the GHA public market in Bekasi. The study found that the vendors benefit the WhatsApp using the WhatsApp group to market the products in which the potential buyers privately respond and text the vendors using the same application. The buyers and vendors agree on the time and place to exchange the money with the products using a particular accepted payment method.  These online buying and selling activities are regarded as legal practice in the perspective of Islamic law. The practices have been meeting the principles of muamalah, the pillars, term and conditions of selling and buying such as musawamah, salam, and istishna’. Keywords: Online Buying And Selling, Whatsapp, Islamic Law.
PRAKTIK PENGGUNAAN MEMBER CARD PONTA MENGGUNAKAN APLIKASI ALFAGIFT DALAM TRANSAKSI JUAL BELI DI ALFAMART DALAM PERSPEKTIF HUKUM ISLAM (Studi Kasus Alfamart Jembatan Serong, Kota Depok) Siti Rohmah; Irvan Iswandi; Rizal Maulana
JURNAL HUKUM, POLITIK DAN ILMU SOSIAL Vol. 1 No. 3 (2022): September: JURNAL HUKUM, POLITIK DAN ILMU SOSIAL
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (887.835 KB) | DOI: 10.55606/jhpis.v1i3.446

Abstract

Jurnal ini mengkaji tentang praktik penggunakan Member Card Ponta dalam Transaksi Jual Beli Di Alfamart dalam Perspektif Hukum Islam (Studi Kasus Alfamart Jembatan Serong Kota Depok). Pokok permasalahan dalam penelitian ini mengenai bagaimana menjadi pengguna member agar mendapatkan banyak keuntungan seperti diskon produk, promo, undian dll. Serta langkah mendapatkan undian dan implementasinya menurut perspektif hukum Islam. Hasil penelitian menunjukkan bahwa dalam perspektif hukum Islam dengan berdasarkan praktik pada penggunaan member di Alfamart Jembatan Serong yang memang dalam pelaksanaannya tidak mengandung unsur gharar, maisir, dan riba. Unsur ini dijelaskan pada pemaparan data dalam langkah memiliki member sehingga dapat menjadi pengguna member secara langsung dan mudah, paparan data perspektif dalam keuntugan yang didapatkan tidak merupakan riba sehingga aman, dant tidak rugi. Adapun perspektif dalam mendapatkan atau mengikuti undian ialah tidak mengandung unsur maisir namun adapun undian yang diharamkan dan dapat dilihat dari ketentuan dan tujuan si pelanggan dalam pelaksanaan untuk mendapatkan undian.
Kemiskinan dan Pengangguran di Indonesia; Telaah dan Rekomendasi Kebijakan Perspektif Syariah Agus Rojak Samsudin; Rizal Maulana; Syamsurijal; Premi Anggraeni
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 2 (2024): Volume 3 Nomor 2 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i2.62

Abstract

Kemiskinan dan pengangguran di Indonesia merupakan permasalahan sosial-ekonomi yang saling berkaitan dan masih menjadi tantangan besar. Penelitian ini bertujuan untuk menganalisis situasi tersebut dari perspektif syariah serta mengevaluasi kebijakan yang ada, dengan merumuskan rekomendasi kebijakan berbasis ekonomi Islam. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan analisis deskriptif, memanfaatkan data sekunder dari literatur akademik, laporan pemerintah, dan lembaga internasional. Hasil penelitian menunjukkan bahwa instrumen keuangan syariah seperti zakat, wakaf, dan infaq memiliki potensi besar dalam mendukung penanggulangan kemiskinan dan pengangguran, meskipun implementasinya di Indonesia masih terbatas. Kesimpulan penelitian ini menekankan perlunya integrasi lebih mendalam antara prinsip-prinsip syariah dengan kebijakan publik untuk menciptakan solusi yang lebih efektif dan berkelanjutan.
The Importance of Sharia Business Ethics in Creating a Tolerant and Peaceful Economic Environment Rizka Nur Aulia; Salsabilah Ilmar Fandini; Rifqiyati Nur Fauzi; Rizal Maulana
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5447

Abstract

This study explores the importance of implementing Sharia business ethics in creating a tolerant and peaceful economic environment, especially in the context of a multicultural global society. Sharia business ethics offers universal principles such as justice, transparency, and fair conflict resolution, which focus not only on achieving economic profit but also on promoting social harmony and common welfare. By emphasizing the values of tolerance and diversity, which are integral parts of Islamic teachings, this study shows that implementing Sharia principles can have a significant positive impact on economic development. This implementation, if supported by education, training, and strengthening individual capacity, has the potential to create a stable, trustworthy, and inclusive business environment. In addition, Sharia business ethics can serve as a comprehensive guide in building a just, harmonious, and tolerant society. Thus, this study confirms that Sharia business ethics is not just a set of rules, but a comprehensive approach to achieving economic and social justice in a global society.
Perlindungan Hukum terhadap Investor dalam Pasar Modal Syariah di Indonesia Rizal Maulana
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 7 No. 1 (2025): Juni: Al Itmamiy : Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ai.v7i1.1515

Abstract

The Islamic capital market is one of the rapidly growing investment instruments in Indonesia, offering investment alternatives that are in accordance with sharia principles. However, legal protection for investors in the Islamic capital market still faces various challenges that can affect investor confidence and participation. This study aims to analyze the legal protection mechanisms available to investors in the Islamic capital market and evaluate the effectiveness of the regulations that govern it. The research method uses a normative and empirical legal approach with a study of regulatory documentation and in-depth interviews with regulators, capital market players, and investors. The results of the study indicate that investor protection regulations in the Islamic capital market are formally adequate, but implementation in the field is still constrained by a lack of socialization, investor understanding, and suboptimal supervision. In addition, differences in interpretation of sharia principles in investment instruments are a challenge in themselves. The conclusion of the study emphasizes the need to improve investor education, harmonize regulations, and strengthen supervisory institutions to create a safe and transparent Islamic capital market. Recommendations are submitted for the government and related authorities to continue to improve policies and protection mechanisms in order to strengthen the Islamic investment ecosystem in Indonesia.
Pengaruh Toleransi terhadap Interaksi Sosial dalam Mewujudkan Perdamaian di Masyarakat Rizal Maulana; Abdul Sahal Madani; Annisa Zahira; Arif Purnama; Difa Maulana; Fahmi Abdillah; Fairuz Zahira
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 4 No. 1 (2025): : Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v4i1.5286

Abstract

This study examines the crucial role of tolerance in shaping social interactions as an effort to establish peace within Indonesia’s multicultural society, characterized by cultural, religious, and ethnic diversity. Such diversity represents a valuable social asset; however, if it is not managed with mutual respect, it may lead to conflicts and divisions among community members. In this context, tolerance serves as a key mechanism for maintaining social harmony, strengthening cohesion among citizens, and fostering an inclusive environment that genuinely respects differences. The research method employed is library research, compiling various sources including literature, books, journals, and previous scientific studies that are relevant and support a deeper understanding. This approach allows the researcher to gain comprehensive insights into the concept of tolerance, its forms of implementation, and its impacts on social interaction and societal stability. Data analysis is conducted qualitatively by examining patterns of social relationships formed through tolerant attitudes, including how individuals and groups can cooperate effectively despite having different backgrounds. The findings indicate that tolerance significantly contributes to mitigating potential conflicts, enhancing cooperation among individuals and groups, fostering mutual respect, and strengthening social solidarity. Moreover, tolerance helps in shaping an inclusive national identity, where differences are viewed as collective assets rather than sources of division. Therefore, tolerance is not only a moral value but also a strategic foundation for building a harmonious, peaceful, and sustainable society. Its implementation can be reinforced through character education, intergroup dialogue, positive social interactions, and public policies that promote inclusivity and equality. Thus, tolerance becomes a primary instrument in realizing a safe, harmonious social life that respects and appreciates diversity throughout Indonesia.
The Importance of Sharia Business Ethics in Creating a Tolerant and Peaceful Economic Environment Rizka Nur Aulia; Salsabilah Ilmar Fandini; Rifqiyati Nur Fauzi; Rizal Maulana
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5447

Abstract

This study explores the importance of implementing Sharia business ethics in creating a tolerant and peaceful economic environment, especially in the context of a multicultural global society. Sharia business ethics offers universal principles such as justice, transparency, and fair conflict resolution, which focus not only on achieving economic profit but also on promoting social harmony and common welfare. By emphasizing the values of tolerance and diversity, which are integral parts of Islamic teachings, this study shows that implementing Sharia principles can have a significant positive impact on economic development. This implementation, if supported by education, training, and strengthening individual capacity, has the potential to create a stable, trustworthy, and inclusive business environment. In addition, Sharia business ethics can serve as a comprehensive guide in building a just, harmonious, and tolerant society. Thus, this study confirms that Sharia business ethics is not just a set of rules, but a comprehensive approach to achieving economic and social justice in a global society.
Praktik Kerjasama Pertanian Sawah Dalam Perspektif Hukum Islam Di Desa Mekarjaya Kecamatan Gantar Kabupaten Indramayu Zainuri Zainuri; Rizal Maulana; Ali Aminullah
Jurnal Manajemen dan Pendidikan Agama Islam Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Pendidikan Agama Islam
Publisher : Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jmpai.v2i1.66

Abstract

Most of the Indramayu area is rice fields. The agricultural land cultivation system uses a paroan system (profit sharing system). The cooperation agreements usually made by the community are verbal, not in writing, this has become the community's habit. The aim of the research is to determine the practice of rice farming cooperation in Gantar Village, Gantar District, Indramayu Regency and to examine whether the practice of agricultural cooperation is appropriate according to Islamic law. This research uses a qualitative approach. Data collection techniques in this research are observation, interviews and documentation. Data was processed and analyzed using qualitative descriptive methods. The results of the research state that the practice of rice farming cooperation in Gantar Village, Gantar District, Indramayu Regency uses a profit sharing system. Farmers are required to become members of the Association of Farmers Supporting Food Security (P3KPI), their agreement is executed in writing, all capital is from the rice field owner, the harvest is divided in half after capital is deducted and the harvest is purchased by the rice field owner. According to Islamic law, the practice of agricultural cooperation with a profit sharing system in Mekarjaya Village, Gantar Subdistrict, Indramayu Regency is permitted, because the agreement has fulfilled the pillars and legal requirements of muzara'ah.
ANALISIS HUKUM EKONOMI SYARIAH TERHADAP MEKANISME PEMBIAYAAN BARANG ELEKTRONIK DI KOPERASI ANUGRAH MANDIRI INDONESIA SUBANG Difa Maulana; Rizal Maulana; Ali Aminulloh
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.61277

Abstract

Abstrak Kemajuan praktik ekonomi syariah dalam bidang pembiayaan menuntut adanya analisis yang lebih mendalam mengenai penerapannya di lembaga keuangan koperasi. Penelitian ini bertujuan untuk mengetahui bagaimana praktik pembiayaan barang elektronik dilakukan oleh Koperasi Anugrah Mandiri Indonesia Subang serta menganalisis kepatuhannya terhadap hukum ekonomi syariah. Penelitian menggunakan metode kualitatif dengan pendekatan deskriptif analitis melalui teknik pengumpulan data berupa wawancara, observasi, dan studi dokumentasi. Analisis data dilakukan melalui tahapan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa mekanisme pembiayaan barang elektronik di koperasi tersebut diawali dengan pengajuan anggota melalui formulir pinjaman yang kemudian diverifikasi dan disetujui, dengan pembiayaan diberikan dalam bentuk angsuran serta margin tetap yang disepakati sejak awal. Dari aspek hukum ekonomi Islam, mekanisme ini telah mencerminkan prinsip tolong-menolong dan prinsip kerelaan dalam akad pembiayaan, namun masih ditemukan potensi unsur riba dalam bentuk biaya tambahan atau margin yang dibebankan kepada anggota sehingga memerlukan evaluasi lebih lanjut. Dengan demikian, meskipun mekanisme pembiayaan telah menerapkan sebagian prinsip syariah, diperlukan perbaikan dalam penentuan margin agar terhindar dari unsur yang dilarang. Penelitian selanjutnya diharapkan dapat mengkaji lebih dalam metode perhitungan margin serta mengeksplorasi model pembiayaan alternatif yang sepenuhnya sesuai dengan syariah. Kata Kunci: pembiayaan barang elektronik, koperasi Anugrah Mandiri Indonesia, hukum ekonomi syariah.   Abstract The development of sharia-based financing practices requires careful analysis of their implementation in cooperative financial institutions. This study aims to examine the practice of electronic goods financing at the Anugrah Mandiri Indonesia Subang Cooperative and to assess its compliance with Islamic economic law. Using a qualitative descriptive-analytical method, data were collected through interviews, observations, and documentation studies, and analyzed through data reduction, presentation, and conclusion drawing. The findings show that the financing mechanism begins with members submitting loan applications through a form, which are verified and approved by the cooperative. Financing is provided in installments with a fixed margin agreed upon from the start. From the perspective of Islamic economic law, the cooperative has applied the principles of mutual assistance and willingness in its contracts. However, a potential element of usury exists in the form of additional fees or margins imposed on members, which requires further evaluation to ensure sharia compliance. Thus, although the mechanism reflects some sharia principles, improvements in margin determination are still necessary to avoid prohibited elements. Future research should explore more precise methods of margin calculation and alternative financing models that fully align with sharia principles. Keywords: Electronic Goods Financing, Anugrah Mandiri Indonesia Cooperative, Sharia Economic Law.
IMPLEMENTASI PENGABDIAN MASYARAKAT MAHASISWA TEKNIK SIPIL DALAM PERENCANAAN ANALISIS BIAYA PEMBANGUNAN GUDANG PERTANIAN DI DESA JOHO, KECAMATAN PRAMBANAN, KABUPATEN KLATEN, JAWA TENGAH Luna Amadea Maharani Sudjatmiko; Rianto, Ibnu; Danik Ismani; Farhat Mukti Rizki; Rizal Maulana
Retii 2025: Prosiding Seminar Nasional ReTII ke-20 (Edisi Pengabdian kepada Masyarakat)
Publisher : Institut Teknologi Nasional Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pengabdian masyarakat ini bertujuan untuk mengaplikasikan ilmu teknik sipil dalam perencanaan teknis pembangunan gudang pertanian di Desa Joho, Klaten, guna mendukung peningkatan kesejahteraan petani dan stabilitas produk pasca panen. Permasalahan utama yang dihadapi masyarakat adalah ketiadaan perencanaan teknis dan anggaran yang akuntabel untuk pembangunan infrastruktur penting ini. Metode pelaksanaan dilakukan melalui kolaborasi program KKNT dengan Kalurahan Desa Joho, mencakup studi awal, observasi lapangan, serta penyusunan dan analisis anggaran. Instrumen yang digunakan meliputi SNI terkait struktur dan pembebanan, serta aplikasi seperti AutoCAD dan Microsoft Excel. Hasil utama dari kegiatan ini adalah luaran teknis yang komprehensif, terdiri dari: (1) Gambar Teknis gudang berdimensi , (2) Rencana Anggaran Biaya (RAB) sebesar Rp. 127.719.028 yang terperinci dan efisien, serta (3) Time Schedule yang memproyeksikan total durasi pembangunan selama 80 hari kalender. Dokumen-dokumen ini menjadi panduan teknis yang realistis dan siap digunakan oleh Kalurahan untuk pengajuan dana, monitoring, dan pelaksanaan pembangunan gudang secara efektif dan efisien.
Co-Authors Abdul Sahal Madani Agus Rojak Samsudin Ali Aminullah Ali Aminulloh Anisa Fitri Al Husna Annisa Zahira arif purnama Asep Kurnia Hidayat Bismoko Rahadrian Suseno Danik Ismani Difa Maulana Empung Empung FAHMI ABDILLAH Fairuz Zahira Fandanu Firdyan Syah Farhat Mukti Rizki Fitriyana, Deni Fajar Ghozi Mubarok Imam Prawoto Irvan Iswandi Iskandar Norman Jumiati Khoirul Fallah Setiawan Luna Amadea Maharani Sudjatmiko M Yusuf Effendi M. Dzulfikar M. Dzulfikar Mochammad Hannats Hanafi Ichsan Mutiara Pasande Surugallang Nissa Nurhadidah Faried Ni’maturrodiyah Premi Anggraeni Putri Sekarwangi Rabbani Nabilah Al-Qudsi Raihan Aflah Raihan Aflah Zakiyuddin Rianto, Ibnu Rifqiyati Nur Fauzi Rizka Nur Aulia Sabrina Camila Octavia Sahid Anabah Salsabilah Ilmar Fandini Samsul Arip Sely Novita Sari Siti Julaekha Siti Rohmah Slamet Riyadi Sulardjaka Sulardjaka SUNARNO Susanti Syamsurijal Ufairotun Nafisah Oktaviani Yoddy Agung Nuhgraha Zainuri Zainuri Zilan Salsabila