Eko Fajar Cahyono, David Kaluge
Fakultas Ekonomi Dan Bisnis-Universitas Airlangga

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DETERMINANTS OF CORPORATE BOND AND SUKUK RATINGS IN INDONESIA Afifatun Ni’mah; Nisful Laila; Sylva Alif Rusmita; Eko Fajar Cahyono
Journal of Islamic Monetary Economics and Finance Vol 6 No 3 (2020)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v6i3.1106

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This study aims to determine the factors, both financial and non-financial, which influence corporate bond and Sukuk ratings. The results will be useful for companies, investors or related parties as additional information and references for their investment decisions. Using ordinal logistic regression models with SPSS version 21 software, the study analyses the determinants of corporate bond and sukuk ratings listed on the Indonesia Stock Exchange (IDX) for the period 2013-2017. The variables employed are profitability, liquidity, leverage, company size, securities structure and maturity date. The results of the Wald test statistics show that leverage ratio, firm size, security structure, and maturity date are the factors that influence the probability of high or low corporate bond ratings, while profitability and liquidity ratios are factors that have no effect on the level of such ratings. With regard to sukuk, profitability, liquidity, and maturity date are the factors that influence the probability of high or low corporate sukuk ratings, while leverage ratio, company size, and security structure have no effect on the ratings.
DETERMINANTS OF INDONESIAN CONVENTIONAL AND ISLAMIC BANK DEPOSITOR TRUST DURING THE COVID-19 PANDEMIC Eko Fajar Cahyono; Lina Nugraha Rani; M. Fariz Fadillah Mardianto
Journal of Islamic Monetary Economics and Finance Vol 7 (2021): Special issue 1: Islamic Economy and Finance in times of Covid-19 Pandemic
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v7i1.1352

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Depositor trust plays an essential role in the banking sector. The main objective of this study is to test several factors that significantly affect depositors’ confidence in conventional and Islamic banks in Indonesia during the COVID-19 pandemic. We conducted qualitative research with a sample of 217 customers who had a minimum of two bank accounts, one conventional, and one Islamic. In a questionnaire, customers were asked their opinions related to indicators of the variables studied, such as depositor trust, and their perceptions of inflation, conventional bank interest, the equivalent yield rate of Islamic banks, and industry perception Productivity Index. The results of the questionnaire were analysed using the partial least squares (PLS) method. The PLS analysis results show that the indicators related to conventional bank interest and the equivalent yield rate of Islamic banks significantly affected depositors’ trust and hands. In other words, customers were influenced when making bank deposits by the factors related to conventional bank interest and the equivalent yield rate of Islamic banks. The external aspect of the industrial production index based on the PLS test had a significant effect on depositors’ trust in both types of bank. In contrast, the external factor of inflation did not significantly affect depositors’ trust in either conventional or Islamic banks. Therefore, based on the PLS-SEM results, conclusions can be drawn regarding the factors influencing depositor trust.
ANALISIS PENGARUH INFRASTRUKTUR EKONOMI TERHADAP PRODUK DOMESTIK BRUTO DI INDONESIA Eko Fajar Cahyono
Jurnal Ekonomi Pembangunan Vol. 10 No. 2 (2012): Jurnal Ekonomi Pembangunan
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jep.v10i2.3724

Abstract

This research intent to measure one how far public infrastructure influence as highway, electricity,fresh water and telephone and seluler to Gross Domestic Product at Indonesia. This research goes upon on classic economic growth theory and neoklasik what does look on that infrastructure constitutes associate physical capital good direct and indirect to economic growth. This research utilize analisis's method bifilar linear regression and time series's data. Base estimation result is found that infrastructure publicing to have influence that signifikan and terhdap's positive Gross Domestic Product. 
Faktor Dominan pada Indeks Inklusi Perbankan Syariah Sektor Pertanian di Indonesia Eko Fajar Cahyono; M. Faris Fadillah Mardianto; Sylva Alif Rusmita
Economica: Jurnal Ekonomi Islam Vol 8, No 1 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2017.8.1.1826

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The importance of financial inclusion in Islamic Bank is not only affordable for business level, but also agricultural sector. Indonesian Islamic banking as one of the providers of financial services continued to grow, but its market share is still small compared with conventional banking. Therefore financial inclusion Islamic banking, especially in reaching out to the agriculture sector, need to be improved. This study aims to measure the value of financial inclusion Islamic banks in Indonesia province in reaching the agricultural sector, both provincial and district or city. Indexing method factor analysis (Principal Component Analysis) using 14 indicators that have been adapted to the concept of Financial Inclusion Index (FII). Data correlated with Islamic Financial Institution availability can be divided into two factors which are of Islamic banking (including Islamic windows of the conventional bank) and Islamic Rural Bank. The result of the analysis is indicating that the most dominant factor provided by Islamic banking (including Islamic windows of conventional Bank). The result also present the highest index score reached by West Java Province and East Java, while the lowest index score reached by East Nusa Tenggara and West Papua Province.Keuangan inklusi bagi bank syariah sangatlah penting, bukan hanya memberikan pembiayaan pada sektor bisnis namun juga untuk sektor pertanian. Bank syariah di Indonesia sebagai salah satu lembaga keuangan yang terus berkembang memiliki potensi untuk mengembangkan keuangan inklusi walaupun pangsa pasar dari bank syariah masih lebih kecil dibandingkan konvensional. Keberadaan keuangan inklusi di bank syariah khususnya pada sektor pertanian masih perlu ditingkatkan Penelitian ini bertujuan untuk mengukur nilai keuangan inklusi di bank syariah pada sektor pertanian di seluruh provinsi yang ada di Indonesia, baik pada level provinsi, kabupaten dan kota. Penelitian ini menggunakan metode index faktor analisis (analisis komponen prinsip) dengan 14 indikator yang diadaptasi dari konsep Indeks Inklusi Keuangan. Data-data berkenaan dengan lembaga keuangan Islam yang tersedia dapat dibagi menjadi dua factor, yaitu faktor yang berkaitan dengan bank syariah (termasuk unit usaha syariah) dan Bank Pembiayaan Rakyat Syariah. Hasil analisis menunjukkan bahwa faktor yang paling dominan adalah faktor yang berkaitan dengan bank syariah dan unit usaha syariah. Hasil menunjukkan bahwa angka indeks tertinggi diraih oleh provinsi Jawa Barat dan Jawa Timur, sedangkan angka indeks terendah diraih oleh provinsi Nusa Tenggara Timur dan Papua Barat.
Peran Bank Syariah dalam Menggerakkan Mobilitas Sosial (Studi Kasus: Pengaruh Pembiayaan Bank Syariah dan Bank Konvensional Terhadap Penyerapan Tenaga Kerja di UMKM Melalui Pembiayaan UMKM Di Indonesia) Achmad I'tisham Naufal Nurreza; Eko Fajar Cahyono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 1 (2019): Januari-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20191pp125-141

Abstract

Sharia bank is an agent in moving social mobility through given financing. The financing used for giving assistance to a company or a business which needs financing, like working capital and investment. One of the businesses that needs sharia bank financing is UMKM. This research aimed to find out the influence of sharia bank and conventional bank financings on UMKM employment through UMKM financing in Indonesia using path analysis technique, where UMKM became intervening variable. The result of the research showed that sharia bank and conventional bank financings had no effect on UMKM employment both directly or by UMKM financing.Keywords :Sharia Financing, Conventional Financing, Employment, UMKMREFERENCES Al-qur’an dan HadistAlfiah, Fitriyani Ikmal. Analisis Pengaruh Pembiayaan Syariah Terhadap Pengembangan Usaha Mikro, Kecil, Dan Menengah Di Kota Padang. Skripsi. Diploma Thesis, Universitas Andalas. 2016Anshori, Muslich & Sri Iswati.(2009). Metodologi Penelitian Kuantitatif.Surabaya : Airlangga University Press (AUP)Antonio  M. Syafii. 2001. Bank Syariah Dari Teori ke Praktik. Gema Insani Press. Jakarta.Aysan, Ahmet F, dkk. 2016. Is small the new big? Islamic banking for SMEs in Turkey. Economic Modelling 54 (2016) 187–194.Budiarto, Rachmawan, dkk. 2016. Pengembangan UMKM: Antara Konseptual dan Pengalaman Praktis. Yogyakarta: Gadjah Mada University Press.Dongoran, Faisal R, dkk. 2016. Analisis JumlahPengangguran dan Ketenagakerjaan Terhadap Keberadaan Usaha Mikro Kecil dan Menengah di Kota Medan. Jurnal EduTech Vol. 2 No. 2 September 2016Ghozali, Imam. 2011. “Aplikasi Analisis Multivariate Dengan Program SPSS”. Semarang: Badan Penerbit Universitas Diponegoro.Hafni, Roswita, & Ahmad Rozali. (2015). Analisis Usaha Mikro, Kecil, dan Menengah (UMKM) Terhadap Penyerapan Tenaga Kerja di Indonesia. Jurnal Ekonomikawan, 77-96.Hayati, Safaah Restuning. 2014. Peran Perbankan Syariah terhadap Pertumbuhan Ekonomi Indonesia. Jurnal Indo-Islamika, 41-66.Huda, Aulia Nurul. 2012. The Development of Islamic Financing Scheme for SMEs in a Developing Country: The Indonesian Case. Procedia - Social and Behavioral Sciences 52 ( 2012 ) 179 – 186.Jihad Muhammad Noor. 2014. Analisis Pengaruh Suku Bunga dan Pemberian Kredit Terhadap Unit, Tenaga Kerja dan Omzet UMKM. Skripsi. Jurusan Ilmu Ekonomi, Fakultas Ekonomi dan Bisnis, Universitas Brawijaya. Kara, Muslimin. 2013. Kontribusi Pembiayaan Perbankan Syariah TerhadapPengembangan Usaha Mikro, Kecil, dan Menengah. Ahkam: Jurnal Ilmu Syariah, Vol. XIII, No. 2, 315-322.Konadi, Win. 2014. Analisis Kredit Investasi Perbankan Terhadap Penyerapan Tenaga Kerja. Jurnal Kebangsaan, Vol.3 No.6Latan, Hengky. 2014. Aplikasi Analisis Data Statistik Untuk Ilmu Sosial Sains dengan IBM SPSS. Bandung: Alfabeta.Nnabu, dkk. 2017. Commercial Bank Credit to Small and Medium Scale Enterprises (SMEs) and Unemployment Reduction in Nigeria. IOSR JournalOf Humanities And Social Science (IOSR-JHSS). Volume 22, Issue 7, Ver. 17 (July. 2017) PP 93-102.Ratna, Indera Irawati Pattinasarany. 2016. Stratifikasi dan Mobilitas Sosial. Jakarta: Yayasan Pustaka Obor IndonesiaRejeki, Dwi Prawani Sri & R. Djoko Hartono. 2009. Strategi Pemecahan Pengangguran di Tengah Krisis Global. Jurnal Stie Semarang.  Ridho, Sari Lestari Zainal. 2013. Perbankan Syariah dan Pengangguran: Suatu Aplikasi Eempiris Teori Search and Matching Model. Jurnal Keuangan dan Perbankan, Vol.17, No.1 Januari 2013, hlm. 156–167.Sugiyono, 2009, Metode Penelitian Kuantitatif, Kualitatif dan R&D, Bandung : Alfabeta.Sugiyono. 2012. Metode Penelitian Kuantitatif Kualitatif dan R&D. Bandung: Alfabeta.Sugiyono. 2014. Metode Penelitian Kuantitatif, Kualitatif, dan Kombinasi (Mixed Methods). Bandung : AlfabetaSuliyanto. 2011. Ekonometrika Terapan: Teori dan Aplikasi dengan SPSS. Yogyakarta: ANDIUndang-undang Nomor 10 tahun 1998 tentang perbankanUndang-undang Nomor 20 Tahun 2008 tentang Usaha Mikro, Kecil dan Menengah.Undang-undang Nomor 21 tahun 2008 tentang perbankan syariah.Zamroni. 2013.Peran Bank Syariah Dalam Penyaluran Dana Bagi Usaha Mikro Kecil Dan Menengah (UMKM). Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam STAIN Kudus. Vol. 6, No. 2, 225-240.
Pola Perilaku Konsumsi Generasi Millenial Terhadap Produk Fashion Perspektif Monzer Kahf : Studi Kasus Mahasiswi Universitas Airlangga Arlinda Nidia Corinna; Eko Fajar Cahyono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 2 (2019): Februari-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20192pp319-330

Abstract

This study examines how consumption patterns of millennial generation towards fashion products based on Monzer Kahf's perspective, especially female students from Airlangga University. The research method uses descriptive case study method. Data collection in this study was carried out by in-depth interview method and the subjects of the study were asked the questions immediately. The analysis technique carried out in this study is by reducing data, presenting data both through the results of interviews and observations of researchers towards the informants, then proceed with drawing conclusions. The results of the study show that the principles of Islamic consumption from Monzer Kahf's perspective have been applied by Airlangga University students as a pattern of consumption behavior towards fashion products. Millennials in Indonesia, especially university students, are principled by consumption in accordance with Islamic teachings by promoting consumption rationalism, consumption balance, Islamic goods and consumption ethics.Keywords: Consumption, Islamic consumption, Millenials, Fashion Product, Rationalism, Consumption Balance, Islamic GoodsREFERENCES Al Arif, M. Nur Rianto & Amalia, Euis. 2010. Teori Mikroekonomi: Suatu Perbandingan Ekonomi Islam dan Ekonomi Konvensional. Jakarta: Kencana.Rahardja, P & Manurung, M. 2008. Teori Ekonomi Makro. Edisi 4. Jakarta: Fakultas Ekonomi Universitas Indonesia. Dagun, Save M. (1992). Pengantar Filsafat Ekonomi. Jakarta: Rineka Cipta.Engel, James F. dkk. Perilaku Konsumen. (Edisi keenam Jilid 1). (Penerjemah: F.X Budiyanto). Jakarta: Binapura Aksara.Walter Nicholson, Microeconomic Theory; Basic, Principles and Extensions (Ohio: Thomson Corporation, 2005), 69-70.Suparmoko, Pengantar Ekonomika Mikro .Yogyakarta: BPFE-YOGYAKARTA. 1998Nugroho J. Setiadi, Perilaku Konsumen Konsep dan Implikasi untuk Strategi dan Penelitian Pemasaran . Jakarta: Kencana. 2005M. Nur Rianto al-Arif dan Euis Amalia, Teori Mikroekonomi; Suatu Perbandingan Ekonomi Islam dan Ekonomi Konvensional . Jakarta: Kencana.  2010 Suprayitno, Eko. Ekonomi Mikro Prespektif Islam. Malang : Sukses Offset. 2008Sudarsono, Heri. Konsep Ekonomi Islam. Yogyakarta : Ekonisia. 2007Muhammad Nejatullah Siddiqi, The Economic Enterprise, diterjemah oleh Anas Sidik, Kegiatan Ekonomi dalam Islam (Cet. ke-2; Jakarta: Bumi Aksara, 1996), h. 95.Yusuf Qardhawi, Dawr al-Qiyam wa al-Akhlāq fī al-Iqtiṣad al-Islāmī, diterjemah oleh Zainal Arifin dan Dahlia Husim, Norma dan Etika Ekonomi Islam, (Cet. ke-4; Jakarta: Gema Insani Press, 1422 H./2001 M.), h. 352.Boudrillard, Jean L. 2011. Masyarakat Konsumsi, terjemahan Wahyunto. Bantul: Kreasi  Wacana. Jauhar ,Ahmad Al-Mursi Husain. Maqashid Syariah, Jakarta:Amzah,2010.Ahmad Qorib, Ushul Fikih 2, (Jakarta: PT. Nimas Multima, 1997), Cet, II), hlm. 170.M.Umer Chapra. Masa Depan Ilmu Ekonomi Sebuah Tinjauan Islam.(Tazkia Cendekia. 2001), Hlm 102.Karim , Adiwarman Azwar. Ekonomi Mikro Islam. Jakarta : IITI . 2004.Kahf , Monzer. Ekonomi Islam : Telaah Analitik Terhadap Fungsi dan Sistem Ekonomi Islam. Terjemahan Machnul Husein. Yogyakarta : Pustaka Pelajar. 1995.Siddiqi, Muhammad Nejatullah. Kegiatan Ekonomi Dalam Islam. Terj. Anas Sidik. Jakarta : PT Bumi Aksara. 2004.Sukirno, Sadono. Pengantar Teori Ekonomi Mikro. Jakarta : Raja grafindo Persada. 2002Khan, Muhammad Fahim. Essays In Islamic Economics. United Kingdom : The Islamic Foundation. 1995.Moleong, Lexy.J. Metode Penelitian Kualitatif, (edisi : revisi). Bandung : PT Remaja Rosda Karya. 2006.Sugiyono.  Metode Penelitian Kuantitatif Kualitatif dan R&D.  Bandung: CV Alfabeta. 2010 Arikunto, Suharsimi. 2005. Dasar-Dasar Evaluasi Pendidikan. Jakarta: Bumi Aksara. Patilima, Hamid. 2007. Metode Penelitian Kualitatif. Jakarta: Alfabeta.Miles, MattHew B.Miles dan A. Michael Huberman. 2007. Analisis Data Kualitatif Buku Sumber tentang Metode-Metode Baru. Terjemahan Tjetjep Rohendi Rohisi. Jakarta: Universitas Indonesia. Harsono. 2008. Model-Model Pengelolaan Perguruan Tinggi. Yogyakarta: Pustaka Pelajar. Sutama. 2010. Metode Penelitian Pendidikan. Cetakan pertama. Surakarta: Fairuz Media. Yin, Robert K, 2008, Studi Kasus (Desain Dan Metode), (Case Study Research Design and Methods”) diterjemahkan oleh Drs. M. Djauzi Mudzakir, MA, PT.Raja Grafindo Persada,Jakarta
FAKTOR-FAKTOR PENILAIAN KEPUTUSAN KONSUMEN DALAM PEMBELIAN KOSMETIK HALAL (STUDI KASUS MAHASISWI MUSLIMAH FAKULTAS EKONOMI DAN BINIS UNIVERSITAS AIRLANGGA) Mega Fitria Sitama; Eko Fajar Cahyono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 3 (2019): Maret-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20193pp599-624

Abstract

This study aims to determine the assessment of prices, income, benefits, priority scale, perceptions of wasteful feelings and consumer decisions in purchasing halal cosmetics case studies of Unair Surabaya FEB female students. This study uses a quantitative approach with analysis of hypothesis testing. Retrieval of primary data in this study was conducted using a questionnaire. The sample in this study amounted to 357 students from the Faculty of Economics and Business, Airlangga University, Surabaya. Based on the results of the study, the valuation of prices consisting of prices (benefits), prices (affordable), prices (competing) partially has a significant effect. Revenue partially has a significant effect. Halal judgments which consist of halal necessity, halal logo (competitor), halal logo (Islamic rules), halal logo (important aspects) partially have a significant effect. Assessment of benefits that consist of benefits (face), benefits (appearance), benefits (not allergies), benefits (long-term), partially significant effect. Evaluation of priority scale consists of priority scale (food), priority scale (health), priority scale (education), priority scale (residence) partially significant effect. Perception assessment consisting of perceptions (unique and funny packaging), perceptions (replace new ones), perceptions (moderate trends), partially have a significant effect. Consumer decision making partially has a significant effect.Keywords: Price valuation, Income, Benefits, Priority Scale, Perception of Wasteful Feelings, Consumer Decisions, Halal Cosmetics.REFERENCESAbdullah, Thamrin dan Francis Tantri. 2012. Manajemen Pemasaran. Jakarta: PT. Raja Grafindo Persada.Alhafidz, Ahsin W. 2007. Fikih Kesehatan. Jakarta: AmzahEngel, James F ., et al. 1994. Perilaku Konsumen Jilid 1 hal 69. Jakarta:Binarupa AksarJuliana Ibnu Mubarok. 2012. Kamus Istilah Ekonomi. Bandung: Yrama WidyaKarim, Adi warman. 2012. Ekonomi Mikro Islam. Jakarta: Rajawali Press (https://kemenag.go.id/berita/read/302900, diakses 12 september 2018Kotler, philip dan kevin lane keller. 2003. Manajemen Pemasaran Edisi 13 terjemahan Bob Sabran. Jakarta: ErlanggaMuflih, Muhammad. 2006. Perilaku Konsumen dalam perspektif Ilmu Ekonomi Islam. Jakarta: PT.Raja Grafindo. Muhammad. 2004. Ekonomi Mikro dalam Perspektif Islam. Yogyakarta : BPFE YogyakartaNasution, Mustafa Edwin et al. 2006.  Pengenalan Eksklusif Ekonomi Islam. Jakarta: Kencana Prenadamedia GroupQardhawi, Yusuf. 2000.Halal dan Haram dilengkap Takhrij Hadits.Jakarta : Robbani PressRakhmat, Jalaludin. 2007.  Psikologi komunikasi. Bandung PT Remaja Rosdakarya.Rosyidi, Suherman. 2014. Pengantar Teori Ekonomi Pendekatan kepada Teori Ekonomi Mikro & Makro. Jakarta: Raja Grafindo PersadaSari, Tiurma Yustisi. 2009. Hubungan antara Perilaku Konsumtif dengan Body Image pada Remaja Putri. Skripsi S1. Sumatera Utara: Universitas Sumatera Utara.Setiadi, Nugroho J. 2013. Perilaku Konsumen. Jakarta: Kencana Prenada Media Group.Setyaningrum, Ari., et al. 2015. Prinsip-Prinsip Pemasaran Plus Tren Terkini. Yogyakarta: Andi OffsetSitepu, Novi Indriyani. 2016. Jurnal Perspektif Ekonomi Darussalam. Volume 2 No 1 hal 13. ISSN 2502-6976Slameto. 2010. Belajar & Faktor-Faktor yang  Mempengaruhi. Jakarta: Rineka CiptaSondang, P Siagaan. 1989. Teori Motivasi dan Aplikasinya. Jakarta :Rineka CiptaSudremi, Yuliana. 2007. Pengetahuan Sosial Ekononomi Kelas X. Jakarta: Bumi AksaraSunyoto, Danang. 2013. Dasar-Dasar Manajemen Pemasaran. Yogyakarta: CAPSSyarifuddin, Amir. 2011.Ushul Fiqh Jilid 2. Jakarta : KencanaTjiptono, Fandy. 2006. Pemasaran Jasa hal 2. Malang : Bayumedia PublishingTodaro. 2002. Ekonomi Dalam Pandangan Modern. Jakarta : Bina AksaraWorld Halal Forum, 2013. (http://www.worldhalalforum.org/whf_intro.html, diakses 12 September 2018).
PENGUKURAN EFISIENSI DAN PRODUKTIVITAS RUMAH ZAKAT INDONESIA DENGAN METODE INDEKS MALMQUIST Fahrizal Rizky Putra Pratama; Eko Fajar Cahyono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 4 (2019): April-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20194pp774-786

Abstract

The results obtained from the Malmquist Productivity Index seen from the TFP Change score indicate Rumah Zakat Indonesia has an increase in productivity from 2010 to 2017. This was added to the score of more than 1,000 in 2014 and 2015. In carrying out its functions as a manager of zakat, improving the performance of Rumah Zakat in Indonesia in its early years - the beginning of its formation has not been 100% efficient in carrying out its functions, but fulfilling the time of Rumah Zakat has been able to activate its functions efficiently. Evidenced by the last 3 years Rumah Zakat has an efficiency level of 100% and shows Rumah Zakat is an National Amil Zakat Institution (LAZNAS) which has an efficient performance.Keywords: Malmquist, Rumah Zakat, Efficient, ProductivityREFERENCESAmanda, Rica. 2010. Analisis Efisiensi Teknis Bidang Pendidikan dalam Implementasi Model Kota Layak Anak. Skripsi Universitas Diponegoro Semarang.Anoraga, Sinungan. 2000. Manajemen Sumber Daya Manusia. Bumi Aksara. Jakarta.Anshori, Muslich dan Sri Iswati. 2009. Metodologi Penelitihan Kuantitatif. Airlangga University Press. Surabaya.Asili. 2017. Manajemen Strategi Filantropi Islam Di Palembang Dengan Pendekatan Appreciate Inquiry. I-Economic Vol.3 No.2Atmanti, Hasstarini Dwi. 2005. Investasi Sumber Daya Manusia  Melalui Pendidikan. Jurnal Dinamika Pembangunan. 2 (1). 30-39Azhari, A. 2008.Kinerja Organisasi Dinas Pendapatan Daerah Provinsi Khusus Daerah Ibukota Jakarta Dengan Pendekatan System Thinking Dan System Dinamics.Disertasi tidak diterbitkan.Universitas Indonesia Fakultas Ilmu Sosial dan Ilmu Politik Departemen Ilmu Administrasi Program Pasca Sarjana. Jakarta.Bamualim, Chaider S dan Irfan Abubakar. 2005. Revitalisasi Filantropi Islam, Studi Kasis Lembaga Zakat dan Wakaf di Indonesia. Pusat Bahasa dan Budaya UIN Syarif Hidayatullah. Jakarta.BPS Kabupaten Gresik. 2017. Sosial dan Kependudukan. Gresik. (https://gresikkab.bps.go.id/)Budi, Daniel S. 2010. Efisiensi Relatif Puskesmas-Puskesmas di Kabupaten Pati Tahun 2009.Tesis.Fakultas Ekonomi Program Magister Perencanaan dan Kebijakan Publik.Universitas Indonesia. Jakarta.Cahyono, E.F. 2017.Efficiency of Baznas (Indonesian National Zakat Amil Agency) Performance. Australian Journal of Islamic Finance and Business, Vol. 3 Issue 2 : 2206-4397Coelli, T.J, Rao, D.S.P, Prasada Rao, Christoper J. O’Donnel and G.E Battese. 2005. Introduction to Efficiency and Productivity Analysis. (second edition). Kluwer Academic Publishers. Boston.Dewi, Dhita Triana. 2010. Analisis Kunjungan Obyek Wisata Water Blaster Kota Semarang. Skripsi. Fakultas Ekonomi Universitas Diponegoro Semarang.Halim, Abdul. 2004. Akuntansi Keuangan Daerah. Salemba Empat. Jakarta.Hasibuan, H. Malayu. 2003. Manajemen Sumber Daya Manusia. Edisi Revisi. Bumi Aksara. Jakarta.Herjanto, Eddy. 2004. Manajemen Operasi. Edisi Ketiga. Jakarta.Ikatan Akuntan Indonesia. 1998. 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Perbedaan Kinerja Pertumbuhan Ekonomi Pada Kuartal Ramadhan dan Rata-Rata Kuartal diluar Ramadhan dan Idul Fitri Dewi Muninggar Lintangjohor Sribanu; Eko Fajar Cahyono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 5 (2019): Mei-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20195pp1007-1029

Abstract

The purpose of this study was to find the difference of economic growth between quartal with Ramadhan and quartal outside of Ramadhan (the average). This study use quantitative methods using t-test, to find the comparison between the economic growth from quartal of Ramadhan and quartal outside Ramadhan. Our result find that economic growth in quartal of Ramadhan is higher than the average quartal outside Ramadhan, religious practice can affect individual behaviour and beliefs in a ways that have implications for economic performance. Economic growth in quartal of Ramadhan increase, because people tend to consume more than in other months.Keywords: Economic Growth, Ramadhan and economy, The Effect of Holiday to Economy, GDPREFFERENCESWu Chongseng. 2013. The Chinese New Year holiday effect: evidence from China ADR. Sonjaya dan Wahyudi. 2016. The Ramadhan effect: Illusion or reality?. Jakarta: Departemen Manajemen, Fakultas Ekonomi Bisnis, Universitas Indonesia.Campate dan Yanagizawa-Drott. 2013. Does Religion Affect Economic Growth and Happines? Evidence From Ramadhan. Repository: University of ZurichAfif Abrar. 2017. Analisis Pola Perilaku Konsumsi dan Perilaku Berzakat Rumah Tangga Muslim pada Bulan Ramadhan (Studi Kasus di Desa Sumber Sekar Kecamatan Dau Kabupaten Malang). Malang: Universitar Brawijaya.Sugiyono.2018. Metode Penelitian Kuantitatif. Bandung: AlfabetaMankiw. 2006. MAKROEKONOMI edisi 6. Indonesia: Penerbit ErlanggaFauzia dan Riyadi. 2014. Prinsip Dasar Ekonomi Islam: Prespektif Maqashid Al Syariah. Jakarta: Prenamedia GrupLatan, Hengky. 2014. Aplikasi Analisis Data Statistik untuk Ilmu Sosial Sains dengan Stata. Bandung: Alfabeta.Ekawarna. 2010. Pengantar Teori Ekonomi Makro. Jakarta: Gaung Perkasa.Naf’an. 2014. Ekonomi Makro: Tinjauan Ekonomi Syariah. 2014. Yogyakarta: Graha IlmuNurul Huda. 2008. Ekonomi Makro Islam: Pendekatan Teoritis. 2008. Jakarta: KencanaRozalinda. Ekonomi Islam: Teori dan Aplikasinya pada Aktivitas Ekonomi. 2014. Depok: PT Rajagrafindo pustakaNawawi Uha. 2013. Puasa Ramadhan. 2013. Jakarta: VIV Press JakartaHidayat, Arif. 2016. Budaya Konsumen Bulan Ramadan Bagi Masyarakat Modern di Indonesia. Purwokerto: Institut Agama Islam NegeriDepartemen Statistik Bank Indonesia. 2016. Produk Domestik Bruto. JakartaPambudi, Eko. 2013. Analisis Pertumbuhan Ekonomi dan Faktor-Faktor Yang Mempengaruhi. Semarang: Universitas DiponegoroPaksi, Arli. (2016). Analisis Faktor-Faktor yang Mempengaruhi Pertumbuhan Ekonomi Provinsi Lampung.Lampung: Universitas LampungScarnicci. 2013. Determining National Income, an Endless Journey Started 400 Years Ago. Italy: Universitas DegliHanantijo. Konsumsi Nasional Sebagai Penggerak Laju Pertumbuhan Ekonomi Nasional. Universitas SurakartaAl Hadrami. Kitab Fiqih Ramadhan. Malang: Majles Taklim dan Dakwah Husnul KhatimahNovriansyah. 2018. Pengaruh Pengangguran dan Kemiskinan Terhadap Pertumbuhan Ekonomi di Provinsi Gorontalo. Gorontalo: Ekonomi Pembangunan, Fakultas Ekonomi Bisnis, Universitas GorontaloMasduki. 2017. Sejarah Turunnya Al Quran. Palembang: Univesitas Islam Negeri Raden FatahDarman. 2013. Pengaruh Pertumbuhan Ekonomi Terhadap Tingkat Pengangguran: Analisis Hukum Okun. Jakarta: Universitas BinusRofiuddin. 2016. Penentuan Hari dalam Sistem Kalender HijriahFahim, Khan. 2014. The Framework for Islamic Theory of Consumer Behaviour. Al Islami, Alifudin. 2018. Analisis Reaksi Pasar Terhadap Pengumuman Right Issue Pada Emiten Saham Syariah Yang Terdaftar di Indeks Saham Syariah Indonesia (ISSI) Periode 2014-2016. Repository: Universitas Airlangga, SurabayaRionita. 2018. Pengaruh Pendapatan, Religiusitas, dan Tingkat Pendidikan terhadap Perilaku Konsumsi Rumah Tangga Muslim di Surabaya. Repository: Universitas Airlangga, SurabayaTabloid Kontan No.37. 2018. Uang Lebaran Mengalir Deras ke Daerah. Kompas Gramedia
PENERAPAN PERILAKU KONSUMSI ISLAM PADA PENERIMA BEASISWA SATU KELUARGA SATU SARJANA BADAN AMIL ZAKAT NASIONAL DI JAWA TIMUR (PERSPEKTIF FAHIM KHAN) Edwin Bahtiar Hidayat; Eko Fajar Cahyono
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1462-1475

Abstract

This research aims to know how application of Islamic Consumption Behavior Fahim Khan’s Perspektive on Recipients Satu Keluarga Satu Sarjana Badan Amil Zakat Nasional (SKSS BAZNAS) Scholarship in East Java. This method that used is qualitative approach with s case study strategy. Data was collected by interview dan direct observation of the object research. The analysis technique that used is descriptive qualitative analysis that is narrating the result of interview dan direct observation. Based on the result of this study concluded all recipient of Satu Keluarga Satu Sarjana Badan Amil Zakat Nasional (SKSS BAZNAS) scholarship in East Java have been applied Fahim Khan’s perspective of Islamic consumption behavior. Suggestions for further research should apply this research to another scholarship deeply.Keywords: Consumption Behavior, Fahim Khan, world consumption, hereafter consumption