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Faktor-Faktor yang Mempengaruhi Penyaluran Kredit BPR di Provinsi Bali Maha Yoga, Gede Agus Dian; Yuliarmi, Ni Nyoman
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 2, No. 6, Juni 2013 (pp. 277-313)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (184.416 KB)

Abstract

In the economic development of Rural Banks as financial institutions that is one source of financing for micro small and medium enterprises in extending credit is influenced by internal and external factors. The purpose of this study was to determine the effect of simultaneous or partial between Third Party Funds (TPF), Gross Regional Domestic Product (GRDP), Interest Rate (IR), and Non Performing Loan (NPL) to Rural Banks lending in the fourth quarter of Bali Province years 2000-2011, the analysis technique used in this study is multiple linear regression. Based on test results, simultaneously TDF, GRDP, IR, NPL significant effect on Rural Banks lending in the fourth quarter of Bali Province from 2000 to 2011. Partially TPF significant positive effect and GRDP had no significant effect, while IR variable significant negative effect and NPL no significant effect on Rural Banks lending in the fourth quarter of Bali Province 2000 – 2011.
PENGARUH KESEHATAN BPR TERHADAP PENYALURAN KREDIT MELALUI STRATEGI PEMBERIAN KREDIT SEBAGAI PEMEDIASI Gede Agus Dian Maha Yoga; Ni Kadek Suryani
Widya Manajemen Vol 1 No 1 (2019): Widya Manajemen
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (646.68 KB) | DOI: 10.32795/widyamanajemen.v1i1.205

Abstract

This study aims to 1) analyze the influence of rural banks health on lending strategies, 2) analyze the influence of rural banks health on lending, 3) analyze the effect of lending strategies on lending, 4) analyze the influence of rural banks health on lending through lending strategies as mediator. The study was conducted in Bali province, using a combination of primary and secondary data. Using the technique of population samples or saturated samples. Partial Least Square (PLS) is a data analysis technique used. The results of the analysis show that 1) the health of rural banks to the strategy of lending has a significant positive effect, 2) the health of rural banks to lending has a significant positive effect, 3) the strategy of lending to lending has a significant positive effect, 4) the health of rural banks indirectly affects lending through lending strategies as a significant mediator for rural banks in Bali province.
KONFLIK DAN STRES KERJA DALAM ORGANISASI Ni Kadek Suryani; Gede Agus Dian Maha Yoga
Widya Manajemen Vol 1 No 1 (2019): Widya Manajemen
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (544.53 KB) | DOI: 10.32795/widyamanajemen.v1i1.209

Abstract

Tingginya tuntutan pekerjaan, kompleknya alur kerja, dan semakin tingginya tujuan organisasi menuntut setiap karyawan harus bekerja dengan cepat, fokus dan maksimal. Tekanan kerja disini menjadi sisi yang terus di hadapi oleh para karyawan, dimana tekanan kerja yang tinggi akan dapat mengakibatkan mereka mengalami stres disamping memunculkan konflik diantara mereka. Hal ini menjadi masalah serius saat ini yang dihadapai organisasi dalam menghadapi persaingan global. Stres jika tidak ditangani dengan segera akan dapat menimbulkan pengaruh yang merusak jasmani dan rohani disamping dapat berbahaya bagi kesehatan mereka. Demikian halnya dengan konflik, merupakan keadaan dimana tidak adanya keserasian antara berbagai hal pada seseorang dengan lingkungannya, termasuk pekerjaan dan orang-orang disekitarnya. Oleh karenanya peran serta organisasi dan karyawan diperlukan dalam kaitannya manajemen penanganan stres dan konflik dalam organisasi
PENGARUH KEWAJARAN HARGA DAN KUALITAS PRODUK TERHADAP KEPUASAN KONSUMEN WINA RUMAH KEBAYA Ni Wayan Wina Premayani; Gede Agus Dian Maha Yoga
Widya Manajemen Vol 1 No 2 (2019): Widya Manajemen
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.705 KB) | DOI: 10.32795/widyamanajemen.v1i2.360

Abstract

Along with the increase in the number of boutiques of Balinese kebaya, making competition in the kebaya industry increasingly high, and entrepreneurs are required to determine the marketing strategy planning that will be used to face the current competition. Consumer satisfaction is a very important thing to consider in facing the market competition of the Balinese kebaya industry. The number of samples representing the population in this study were as many as 75 consumers of Wina Rumah Kebaya. Data were analyzed by multiple linear regression analysis techniques, where the validity and reliability tests were carried out in the initial stages of testing. The results of this study are the price fairness and product quality partially have a significant effect on customer satisfaction, price fairness and product quality simultaneously also significantly influence customer satisfaction, and the prices fairness has the most dominant influence. For this reason, to increase customer satisfaction it is necessary to improve the quality of kebaya and consider the fairness of the price determined.
Pengaruh Bauran Pemasaran Dan Kualitas Pelayanan Terhadap Keputusan Pembelian Pada PT Indomarco Pratama Denpasar Bali Gde Indra Surya Diputra; Gede Agus Dian Maha Yoga
Widya Manajemen Vol 2 No 2 (2020): Widya Manajemen
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/widyamanajemen.v2i2.908

Abstract

This study discusses analyzing the marketing mix and service quality of purchasing decisions at PT. Indomarco Pratama Denpasar Bali. This research method is quantitative descriptive using questionnaires as a method of data collection and multiple linear regression analysis using SPSS. The results showed that the promotional mix involved a partial purchase decision of consumers at PT Indomarco Pratama Denpasar Bali by 0.002 <0.05, with a dominant product, price, and promotion indicators, starting to look for indicators of other places, people, physical evidence, processes. PT. Indomarco Pratama Denpasar Bali is 0.003 <0.05, with dominant Empathy, Reliability, Responsiveness indicators, then tangibles indicators, guarantees accepted. Simultaneously the marketing mix and service quality influence the purchasing decision of 0,000 <0.05. These results also answer the three hypotheses of this study. The results show that the marketing mix and the quality of services offered are positive and significant for purchasing decisions. The results have the meaning of increasing marketing mix and service quality, so the purchasing decisions at PT Indomarco Pratama Denpasar Bali will also increase.
Analisis Tingkat Kepuasan Masyarakat terhadap Penerapan Blue Sistem pada Pelayanan Pengujian Kendaraan Bermotor di Kota Denpasar I Made Endra Lesmana Putra; Gede Agus Dian Maha Yoga
Widya Manajemen Vol 4 No 1 (2022): Widya Manajemen
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/widyamanajemen.v4i1.2157

Abstract

This study was conducted with the aim of evaluating the level of public satisfaction with the implementation of the vehicle test book public service by obtaining Evidence of Passing the Electronic Test as a substitute for the vehicle test book at the motor vehicle testing, Denpasar City transportation service. There are two variables used, namely the level of conformity of service expectations and the level of conformity of service performance. The servqual dimension used to assess customer satisfaction consists of tangible (tangible), reliability (reliability), responsiveness (responsiveness), assurance (certainty), and empathy (empathy). The results showed the average satisfaction of tangible dimensions (86.86), reliability (81.62), responsiveness (85.94), assurance (82.17), and empathy (86.73). The comparison between the level of conformity of expectations with the suitability of performance is 84.66 points which can be interpreted as "appropriate". In general, it can be concluded that the community is satisfied with the conformity of expectations and performance of BLUE services applied at the motor vehicle testing of the Denpasar city transportation service.
Analisis Data Panel Determinan Kemiskinan Melalui Pertumbuhan Ekonomi Di Provinsi Bali Gede Agus Dian Maha Yoga; Gde Indra Surya Diputra
Jurnal Ekuilnomi Vol. 6 No. 1 (2024): Jurnal Ekuilnomi
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/ekuilnomi.v6i1.1070

Abstract

Tujuan penelitian ini adalah untuk mengetahaui pengaruh Pendapatan Asli Daerah (PAD) dan Indeks Pembangunan Manusia (IPM) terhadap kemiskinan melalui pertumbuhan ekonomi sebagai pemediasi. Data yang digunakan merupakan data skunder periode 2013-2022 yang diperoleh dari Kabupaten dan Kota di Provinsi Bali (data panel). Penelitian ini diuji menggunakan software Econometric Views (Eviews)(regresi data panel). Hasil menunjukan bahwa PAD dan IPM berpengaruh positif signifikan terhadap pertumbuhan ekonomi, dan pertumbuhan ekonomi berpengaruh negatif signifikan terhadap kemiskinan. PAD dan IPM tidak berpengaruh secara langsung terhadap kemiskinan namun secara tidak langsung berpengaruh negatif signifikan terhadap kemiskinan melalui pertumbuhan ekonomi sebagai pemediasi di Provinsi Bali 2013-2022
Marketing Strategy on Heritage Manuaba Royal Palace Tourist Attraction in Kenderan Tourism Village, Bali Premayani, Ni Wayan Wina; Wijaya, Putu Yudy; Susanti, Putu Herny; Suputra, Gusti Alit; Oktarini, Luh Nik; Yoga, Gede Agus Dian Maha
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 11 No. 1 (2024): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.11.1.2024.54-65

Abstract

The Manuaba Royal Palace is one of the heritage tourist attractions that has cultural heritage, building architecture, and artifact collections with historical value; however, to date, this tourist destination has not been optimal in presenting tourists to be able to visit this region, so a comprehensive and measurable marketing strategy is needed to accelerate its development. This study aimed to analyze marketing strategies for the heritage tourist attraction of the Manuaba Royal Palace in the Kenderan Tourism Village, Bali. A mixed method research design was used by conducting interviews with the managers of as many as 30 Manuaba Royal Palace tourist destinations who met the inclusion and exclusion criteria. The data obtained were analyzed using IFAS, EFAS, and SWOT matrices and are presented descriptively. The results show that the Manuaba Royal Palace has implemented the 7P marketing mix strategy, currently in Quadrant I (a very favorable situation because it has great opportunities to demonstrate internal strength) and S<O (the direction of Manuaba Royal Pae's policy in growth strategy conditions). The current focus and marketing strategy includes developing technology-based historical courses accompanied by the use of social media, presenting information related to intangible cultural heritage, and guiding tourists more massively by providing exclusive packages for booking heritage tourism online. In the future, it is important to maximize the marketing strategies used to increase the number of visits and to be more competitive in the tourism industry.
Spatial Analysis of Regional Poverty Rates in Bali for the period 2016-2020 Maha Yoga, Gede Agus Dian; Diputra, Gde Indra Surya
Jurnal Ekonomi Pembangunan Vol 13 No 1 (2024): Volume 13 Nomor 1 Tahun 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jep.v13i1.901

Abstract

Poverty is a severe issue for local governments, particularly in Bali. This study aims to investigate factors influencing the regional poverty rate in Bali Province between 2016 and 2020. In the primary data obtained from BPS Bali Province, spatial regression data approaches and analyses were used. The findings show that housing, access to technology, and availability of natural resources affect poverty rates. The poverty line in Bali in the period 2016–2020 fluctuated significantly. Urban and rural poverty levels are affected by the availability of rice. At the same time, non-food commodities are higher in rural areas regarding housing, religious ceremonies, and customs. The contribution of the food poverty line to the urban poverty line was 68.76% less than the contribution of the food poverty line to the rural poverty line, which was 69.74%. From 2016 to 2020, the districts of Buleleng, Karangasem, Klungkung, and Tabanan each had the highest poverty depth index. The poverty depth index in urban areas reached 0.653, and in rural areas, 0.753. The severity index for urban poverty is 0.154, which is lower than the severity index for rural poverty, which is 0.156.
Determinan Kesejahteraan Berdasarkan Indeks Pembangunan Manusia (IPM) Di Provinsi Bali Gede Agus Dian Maha Yoga
Jurnal Ekuilnomi Vol. 6 No. 2 (2024): Ekuilnomi Vol 6(2) Mei 2024
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/jxhymn64

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Produk Domestik Regional Bruto (PDRB), jumlah penduduk, belanja pemerintah dan pengangguran terhadap kesejahteraan berdasarkan kualitas Indeks Pembangunan Manusia (IPM). Data yang digunakan adalah data skunder periode 2013 - 2022 yang diperoleh dari kabupaten dan kota di Provinsi Bali (data panel). Penelitian ini diuji menggunakan software Econometric Views (Eviews) (regresi data panel). Hasil yang diperoleh PDRB dan belanja pemerintah, berpengaruh positif signifikan terhadap kualitas IPM, sedangkan pertumbuhan jumlah penduduk tidak berpengaruh terhadap kualitas IPM di Provinsi Bali 2013 - 2022. Tingkat pengangguran berpengaruh negatif dan signifikan terhadap kualitas IPM di Provinsi Bali 2013 - 2022