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All Journal Jurnal Kajian Ekonomi Journal of Management Review JURNAL PENDIDIKAN TAMBUSAI IMARA : Jurnal Riset Ekonomi Islam JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan ALSYS : Jurnal Keislaman dan Ilmu Pendidikan ANWARUL: Jurnal Pendidikan dan Dakwah ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Al-DYAS : Jurnal Inovasi dan Pengabdian kepada Masyarakat Transformasi: Journal of Economics and Business Management AHKAM : Jurnal Hukum Islam dan Humaniora Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi Innovative: Journal Of Social Science Research J-ISACC : Journal of Islamic Accounting Competency Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Transforma: Jurnal Manajemen HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis Jurnal Ekonomi dan Bisnis Kompartemen: Kumpulan Orientasi Pasar Konsumen Ekonomi Keuangan Syariah dan Akuntansi Pajak Akuntansi Pajak dan Kebijakan Ekonomi Digital Journal of Visionary Sharia Economy (JOVISHE) PESHUM Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Jurnal Ilmiah Manajemen Dan Kewirausahaan
Novera Martilova
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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PENGARUH KUALITAS PELAYANAN DAN FASILITAS TERHADAP KEPUASAN PENGUNJUNG DALAM PERSPEKTIF BISNIS ISLAM PADA OBJEK WISATA PANTAI GANDORIAH KOTA PARIAMAN Mia Marsanda; Novera Martilova
Jurnal Ekonomi dan Bisnis Vol. 2 No. 11 (2024): November
Publisher : ADISAM PUBLISHER

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Abstract

The problem examined in this research is the influence of service quality and facilities on visitor satisfaction at the Gandoriah Beach tourist attraction. The type of data used is primary data obtained from respondents through distributing questionnaires. In taking samples using a purposive sampling method with a total of 100 respondents. The data analysis technique used is research instrument testing consisting of validity and reliability tests, classical assumption tests consisting of normality tests, autocorrelation tests, multicollinearity tests and heteroscedasticity tests, multiple linear regression tests, coefficient of determination tests and hypothesis tests. Based on the results of research conducted using SPSS V 25, it shows that service quality has a significant effect on visitor satisfaction as evidenced by the results of tcount (14.570) ≥ ttable (1.98472) and a significant value (0.000) ≤ 0.05. Facilities have a significant effect on visitor satisfaction as evidenced by the results of tcount (3.434) ≥ ttable (1.98472) and a significant value (0.001) ≤ 0.05. The quality of services and facilities has a significant effect simultaneously on visitor satisfaction as evidenced by the results of the hypothesis test which shows Sig. (0.000) ≤ 0.05 and the fcount value (129.960) ≥ ftable (3.09). And the coefficient of determination test results obtained were 0.723 or 72.3%, so it can be concluded that the service and facility quality variables have a strong influence and contribute greatly to visitor satisfaction at the Gandoriah Beach tourist attraction. And the remaining 27.7% is influenced by other variables outside the variables included in this research.
ANALISIS PENGAMBILAN KEPUTUSAN NASABAH MEMILIH PRODUK-PRODUK PEMBIAYAAN DI KOPERASI SYARIAH PEGAWAI RSUD Dr. ACHMAD MOCHTAR BUKITTINGGI Halisa Nugrah Lubis; Novera Martilova
Jurnal Ekonomi dan Bisnis Vol. 2 No. 12 (2024): Desember
Publisher : ADISAM PUBLISHER

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Abstract

The Sharia Cooperative of Employees of Dr. Achmad Mochtar Hospital, Bukittinggi, has seen a fluctuation in the number of clients of murabahah and jasat finance goods, which is what drove this research. Finding out how customers at the Sharia Cooperative of Employees of Dr. Achmad Mochtar Hospital in Bukittinggi makes decisions about financing products as the main goal of this study. We also want to know what problems customers face and how we can solve them. The data for this study came straight from the source, as it is a field study. A qualitative descriptive research approach is used in this study. Consumers of financial services offered by the Sharia Cooperative of Staff at Bukittinggi's Dr. Achmad Mochtar Hospital is the primary data set for this research. Observation, interviews, and documentation are the methods used to gather data in this study. Customer decision-making in choosing financing products at the sharia cooperative incorporates different elements, both financial and connected to sharia principles, according to the author's research. These factors include aligned principles, suggestions, and experiences; kinds of contracts and financing arrangements; the presence of narrow margins; and terms and conditions that must be in conformity with the fatwa and requirements of the DSN-MUI. Sharia Cooperative of Employees of Dr. Achmad Mochtar Hospital Bukittinggi continues to face customer-side barriers in the finance analysis. Due to a lack of knowledge of sharia principles, the client has difficulties. An educational program outlining the concepts and functioning of sharia could be provided by the Sharia Cooperative of Employees of Dr. Achmad Mochtar Hospital Bukittinggi as a solution. The Sharia Cooperative of Employees of Dr. Achmad Mochtar Hospital, Bukittinggi, has seen a fluctuation in the number of clients of murabahah and jasat finance goods, which is what drove this research. Finding out how customers at the Sharia Cooperative of Employees of Dr. Achmad Mochtar Hospital in Bukittinggi makes decisions about financing products as the main goal of this study. We also want to know what problems customers face and how we can solve them. The data for this study came straight from the source, as it is a field study. A qualitative descriptive research approach is used in this study. Consumers of financial services offered by the Sharia Cooperative of Staff at Bukittinggi's Dr. Achmad Mochtar Hospital is the primary data set for this research. Observation, interviews, and documentation are the methods used to gather data in this study. Customer decision-making in choosing financing products at the sharia cooperative incorporates different elements, both financial and connected to sharia principles, according to the author's research. These factors include aligned principles, suggestions, and experiences; kinds of contracts and financing arrangements; the presence of narrow margins; and terms and conditions that must be in conformity with the fatwa and requirements of the DSN-MUI. Sharia Cooperative of Employees of Dr. Achmad Mochtar Hospital Bukittinggi continues to face customer-side barriers in the finance analysis. Due to a lack of knowledge of sharia principles, the client has difficulties. An educational program outlining the concepts and functioning of sharia could be provided by the Sharia Cooperative of Employees of Dr. Achmad Mochtar Hospital Bukittinggi as a solution.
Pengaruh Profitabilitas, Financial Leverage dan Umur Perusahaan Terhadap Income Smoothing Pada Perusahaan Manufaktur Sektor Industri Barang Konsumsi Kurnia Rahim, Cindy; Martilova, Novera
Journal of Islamic Accounting Competency Vol. 5 No. 2 (2024): J-ISACC (Journal Of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

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Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis seberapa besar pengaruh Profitabilitas, Financial Leverage dan Umur Perusahaan Terhadap Income Smoothing Pada Perusahaan Manufaktur Sektor Industri Barang Konsumsi Yang Terdaftar di BEI Periode 2018-2022. Jenis penelitian ini merupakan penelitian kuantitatif, jenis datanya yaitu data sekunder yang diakses melalui situs resmi Bursa Efek Indonesia (www.idx.co.id). Teknik pengambilan sampel yang digunakan pada penelitian ini yaitu dengan metode Purposive Sampling dengan jumlah sampel sebanyak 33 Perusahaan. Teknik analisa data menggunakan uji statistik deskriptif, uji asumsi klasik, uji koefisien determinasi dan uji hipotesis. Hasil penelitian ini secara parsial menunjukkan bahwa pada variabel Profitabilitas tidak berpengaruh signifikan terhadap Income Smoothing yang dibuktikan dengan hasil uji t hitung < t tabel sebesar 1,763 > 2,05553. Financial Leverage berpengaruh signifikan terhadap Income Smoothing yang dibuktikan dengan hasil uji t > t tabel sebesar 2,868< 2,05553. Umur Perusahaan tidak berpengaruh signifikan terhadap Income Smoothing dibuktikan dengan hasil uji t < t tabel sebesar 0,207> 2,05553. Profitabilitas, Financial Leverage dan Umur Perusahaan secara simultan berpengaruh signifikan secara bersamaan terhadap Income Smoothing dibuktikan dengan hasil  uji f yang menunjukkan nilai signifikansi sebesar 0,003 < 0,05 artinya Ha diterima.
ANALISIS STRATEGI BERSAING BERBASIS BISNIS SYARIAH PADA RUMAH MAKAN MINANG MAIMBAU DI NAGARI AIA GADANG KECAMATAN PASAMAN KABUPATEN PASAMAN BARAT Amelia, Amelia; Martilova, Novera
Journal of Management Review Vol 9, No 5 (2025): Journal of Management Review
Publisher : Magister Manajement Studies Program

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Abstract

The aim of this research is to find out what the Sharia Business Based Competitive Strategy is at the Minang Maimbau Restaurant in Nagari Aia Gadang, Pasaman District, West Pasaman Regency and to find out the obstacles and solutions faced by the Minang Maimbau Restaurant in Implementing the Competitive Strategy. This research uses qualitative research methods, while the data analysis method used is SWOT analysis, where information is collected through documentation. The Minang Maimbau restaurant is a case study for this research. The owner of the Minang Maimbau restaurant and consumers and employees are the sources of information for this research. From the results of the SWOT matrix research, it is known that Minang Maimbau restaurants must maximize service improvement by utilizing technology and maintaining quality taste at affordable prices in order to retain existing consumers. The competitive strategy carried out by Minang Maimbau Restaurant is improving facilities and infrastructure, adding product innovation, establishing cooperative relationships with Gofood services. The obstacle faced by Minang Maimbau Restaurant in implementing a competitive strategy is the frequent turnover of employees which results in instability in service and the difficulty of maintaining customer loyalty.
ANALISIS PENGARUH FASILITAS DAN AKSESIBILITAS TERHADAP MINAT KUNJUNGAN WISATAWAN PADA DESTINASI GEOPARK SILOKEK SIJUNJUNG Maulana Muhammad Akbar; Novera Martilova
Jurnal Ekonomi dan Bisnis Vol. 3 No. 3 (2025): Maret
Publisher : ADISAM PUBLISHER

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Abstract

This research was motivated by the fact that in field observations the author found problems including the accumulation of visitors at the Silokek Geopark, facilities that were not well maintained and not cleaned thoroughly (facilities at the Silikek Geopark were not maintained). Not only that, the information boards were not updated and the roads damaged, accessibility is not well maintained. This research aims to find out and identify how much influence facilities and accessibility have on tourist interest in visiting the Silokek Sijunjung Geopark Destination. This type of research uses a quantitative approach. The results of this research show that: (1) partially the facility variable t_count value is 3.603 and is significant 0.001. So a comparison is obtained with 3.603 > 1.986 and a significant 0.001 < 0.05. Thus, it can be interpreted as having a positive and significant effect on tourist interest in the Silokek geopark tourist destination, and the accessibility variable t_count value is 3.694 and is significant 0.000. So we get a comparison with 3,694 > 1.986. and significant 0.00 < 0.05. Thus, it can be interpreted as having a positive and significant influence on tourist interest in visiting the Silokek Geopark tourist destination. (2) simultaneously for the Facilities and Accessibility variables, the value of F_count > F_table is 19.284 > 3.09 with a significance of 0.001 < 0.05. So the results of the F test show that it is positive and significant regarding tourist interest in visiting the Silokek Geopark tourist destination.
Pengaruh Profitabilitas, Financial Leverage dan Umur Perusahaan Terhadap Income Smoothing Pada Perusahaan Manufaktur Sektor Industri Barang Konsumsi Kurnia Rahim, Cindy; Martilova, Novera
Journal of Islamic Accounting Competency Vol. 4 No. 2 (2024): J-ISACC (Journal Of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

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Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis seberapa besar pengaruh Profitabilitas, Financial Leverage dan Umur Perusahaan Terhadap Income Smoothing Pada Perusahaan Manufaktur Sektor Industri Barang Konsumsi Yang Terdaftar di BEI Periode 2018-2022. Jenis penelitian ini merupakan penelitian kuantitatif, jenis datanya yaitu data sekunder yang diakses melalui situs resmi Bursa Efek Indonesia (www.idx.co.id). Teknik pengambilan sampel yang digunakan pada penelitian ini yaitu dengan metode Purposive Sampling dengan jumlah sampel sebanyak 33 Perusahaan. Teknik analisa data menggunakan uji statistik deskriptif, uji asumsi klasik, uji koefisien determinasi dan uji hipotesis. Hasil penelitian ini secara parsial menunjukkan bahwa pada variabel Profitabilitas tidak berpengaruh signifikan terhadap Income Smoothing yang dibuktikan dengan hasil uji t hitung < t tabel sebesar 1,763 > 2,05553. Financial Leverage berpengaruh signifikan terhadap Income Smoothing yang dibuktikan dengan hasil uji t > t tabel sebesar 2,868< 2,05553. Umur Perusahaan tidak berpengaruh signifikan terhadap Income Smoothing dibuktikan dengan hasil uji t < t tabel sebesar 0,207> 2,05553. Profitabilitas, Financial Leverage dan Umur Perusahaan secara simultan berpengaruh signifikan secara bersamaan terhadap Income Smoothing dibuktikan dengan hasil  uji f yang menunjukkan nilai signifikansi sebesar 0,003 < 0,05 artinya Ha diterima.
Pengaruh Likuiditas, Profitabilitas dan Ukuran Perusahaan terhadap Kebijakan Hutang (Studi Kasus Perusahaan Properti dan Real Estate yang Terdaftar di Indeks Saham Syariah Indonesia (ISSI) Tahun 2016 - 2020) Martilova, Novera
JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Vol. 7 No. 01 (2022): JUSIE (Jurnal Sosial dan Ilmu Ekonomi)
Publisher : Jurusan PIPS FKIP UMMY Solok

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36665/jusie.v7i01.615

Abstract

ABSTRACT This study aims to determine and analyze how much the effect of Liquidity, Profitability, and Company Size have on Debt Policy in Property and Real Estate Companies Listed on the Indonesian Sharia Stock Index (ISSI) in 2016-2020. The type of this research is quantitative approach. The data source used is secondary data obtained through the official website of the Indonesia Stock Exchange, namely IDX and IDN Financials. The population used in this study are all property and real estate companies listed on the Indonesian Sharia Stock Index (ISSI), totaling 57 companies. The sample used in this study was selected by the purposive sampling method, amounting to 11 companies. The data analysis used in this research is quantitative descriptive statistical analysis with classical assumption test, multiple linear regression analysis, coefficient of determination test and hypothesis testing. The results showed that liquidity had a significant negative effect on debt policy with a significant value of 0.000 < 0.05, profitability had a significant negative effect on debt policy with a significant value of 0.001 < 0.05, and firm size had no significant effect on debt policy with significant value of 0.396 > 0.05. Based on the results of the simultaneous test, it shows that liquidity, profitability, and firm size have a significant effect on debt policy with a significant value of 0.000 <0.05. The results of the coefficient of determination test obtained an R Square value of 0.350 or 35%.
Dampak Perubahan Harga Jual Jagung Pada Kesejahteraan Ekonomi Petani Halim, Halim; Martilova, Novera; Widianita, Rika; Elmizan, Gina Havieza
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Harga jagung di Jorong Bukit Harapan kerap mengalami ketidakstabilan, yang berdampak pada menurunnya kondisi ekonomi para petani jagung. Oleh karena itu, kestabilan harga sangat dibutuhkan guna mendukung kesejahteraan masyarakat setempat. Melalui penelitian ini, diharapkan petani jagung di Jorong Bukit Harapan mendapat perhatian dari pemerintah agar harga jagung lebih terkendali. Penelitian ini bertujuan untuk mengidentifikasi dan menjelaskan dampak perubahan harga jual jagung terhadap kesejahteraan ekonomi petani di Jorong Bukit Harapan, Nagari Sungai Aua, Kabupaten Pasaman Barat. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif. Hasil temuan menunjukkan bahwa pendapatan petani mengalami penurunan, sehingga mereka kesulitan memenuhi kebutuhan rumah tangga dan mengalami penurunan kualitas hidup. Banyak petani terpaksa berutang untuk menutupi kebutuhan mendesak dan modal usaha, namun kondisi ini sering merugikan karena mereka harus menjual hasil panen dengan harga murah kepada pihak pemberi pinjaman. Selain itu, petani juga kesulitan membiayai kebutuhan operasional seperti pembelian benih, pupuk, dan pestisida, yang berdampak pada terganggunya proses produksi serta tidak terpenuhinya biaya pendidikan anak-anak mereka.
Pengaruh Pertumbuhan Ekonomi dan Indeks Pembangunan Manusia (IPM) terhadap Tingkat Pengangguran Kabupaten/Kota di Provinsi Sumatera Barat Sanya, Sanya; Elmizan, Gina Havieza; Widianita, Rika; Martilova, Novera
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Studi ini dimaksudkan untuk menelusuri implikasi dinamika laju ekonomi serta indeks keberdayaan manusia terhadap fluktuasi tingkat ketenagakerjaan di tataran administratif kabupaten/kota dalam lingkup Provinsi Sumatera Barat pada rentang waktu 2019 hingga 2023. Informasi kuantitatif yang dijadikan dasar pengolahan data diperoleh dari rilisan otoritatif Badan Pusat Statistik (BPS). Prosedur analitis yang diterapkan melibatkan estimasi regresi data panel dengan pendekatan Random Effect Model (REM) guna mengidentifikasi korelasi antara dua variabel bebas tersebut terhadap variabel terikat, yakni pengangguran. Temuan yang didedah dari hasil estimasi menunjukkan bahwa kedua indikator, yaitu pertumbuhan ekonomi dan IPM, memberikan pengaruh yang bermakna terhadap tingkat pengangguran, baik dilihat secara individual maupun serempak.
Analisis Strategi Pengembangan Usaha Industri Kreatif dalam Meningkatkan Volume Penjualan (Studi Kasus: Sweetya Crochet Di Nagari Canduang Koto Laweh Kecamatan Candung Kabupaten Agam) Yolanda, Olivia; Martilova, Novera
Innovative: Journal Of Social Science Research Vol. 4 No. 1 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i1.9169

Abstract

Penelitian ini dilatar belakangi oleh bagaimana penerapan strategi pengembangan usaha industri kreatif pada usaha Sweetya Crochet. Tujuan penelitian ini mengetahui strategi pengembangan usaha industri kreatif, kendala yang dihadapi serta solusi dalam meningkatkan volume penjualannya. Penelitian ini menggunakan jenis penelitian kualitatif, dimana dalam pengumpulan data peneliti melakukan observasi, wawancara dan dokumentasi. Metode untuk melakukan penelitian dengan analisis deskriptif yaitu pengumpulan data, reduksi data dan penarikan kesimpulan. Hasil penelitian didapat bahwa penerapan strategi pengembangan usaha terdiri dari strategi produk, strategi penjualan, serta strategi distribusi. Strategi penjualan merupakan strategi dominan meningkatkan jumlah permintaan memberikan efek bagi pengembangan usaha. Dalam penerapan strategi pengembangan usaha yang sudah dijalankan, didapat berbagai kendala dan harus diberikan solusi yang tepat agar meningkatkan volume penjualannya.
Co-Authors Agustria, Fadilah Ali Riri, Marta Amelia Amelia Amelia Amelia Amsah Hendri Doni Aprilia Shelina Azizah, Wannur Baginda Parsaulian Cindy Kurnia Rahim Dinda Tiara Dini Abdianti Efrizal Syofyan Etika Rahma Fatimah Balqis Azzahra Gina Havieza Elmizan Halim Halim, Halim Halisa Nugrah Lubis Hasdi Aimon Ihsan, Diky Nafisa Ilham Syukmatullah Kahdijah Nurani Kevin Afrizal Saputra Kurnia Rahim, Cindy Lidya Agustin Mariatul Qoftia Marselino, Nugi Maulana, Muhammad Akbar Mia Marsanda Muhammad Rais Mulyani, Devi Sri Nini Sumarni Pratama, Bayu Akbar Ramadhani, Fadhila Rahadatul Rani Rahmawati Reski Ramadhani Rika Widianita Riva Almaheni Ryan Cahyadi sandra dewi Sanya, Sanya Selma Octaliana Stefanny Angelina Firdaus Suci Aulia Fitri Sutia Putri Syaputra, Fery Yunas Syukria Mardhatillah Viranda Oktavia Yolanda, Olivia