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All Journal DERIVATIF Media Manajemen Pendidikan Sinar Sang Surya: Jurnal Pusat Pengabdian kepada Masyarakat Jurnal Manajemen DIVERSIFIKASI TARBIYATUNA : Jurnal Kajian Pendidikan, Pemikiran dan Pengembangan Lembaga Pendidikan Islam Managere: Indonesian Journal of Educational Management Jurnal Budi Pekerti Agama Islam Journal of Managiere and Business
Nani Septiana
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Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Languange, Linguistic, Communication & Media Physics Other

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Evaluasi Pengelolaan Dana Desa di Kelurahan Banjarsari Kecamatan Metro Utara Lampung Ria Dika Rahmawati; Karnila Ali; Nani Septiana
Jurnal Manajemen DIVERSIFIKASI Vol. 6 No. 1 (2026): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v6i1.6286

Abstract

The government is responsible for managing state finances, including central, regional and village finances. Considering that the state disburses large amounts of village funds every year to support villages, through the State Revenue and Expenditure Budget (APBN), managing village funds in the field of community empowerment is crucial. Details of the budget that are not published to the general public are an indication of lack of transparency in government governance practices. Based on a survey conducted by researchers in Banjarsari sub-district, North Metro, Metro City, there are problems involving an imbalance between budget allocation and the need for improvements to facilities and infrastructure. Apart from that, Banjarsari Subdistrict is lagging behind in infrastructure development when compared to other subdistricts in Metro City. This research uses analytical research methods with a quantitative approach, showing that the efficiency of financial management is currently below 40%. There are limitations in the allocation of village funds and transfer income which has an impact on reducing effectiveness in implementing development programs and community services in the Banjarsari sub-district
Analisis Pembentukan Portofolio Optimal Model Indeks Tunggal Dalam Mengambil Keputusan Investasi Pada Saham Sub Sektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Nadisa Aristia Putri; Karnila Ali; Nani Septiana
Jurnal Manajemen DIVERSIFIKASI Vol. 6 No. 1 (2026): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v6i1.6508

Abstract

Investment is the main key in achieving increased economic growth which is reflected in the ability to increase the growth rate and income level. In this study the author chose a banking company as the object of research. This research was conducted with a quantitative descriptive research method that aimed to find out what stocks were included in the optimal portfolio candidate and also to find out how much the proportion of each stock was, then to find out the return and risk that will be received. The population used in this study were 47 banking stocks listed on the Indonesia Stock Exchange for the period 2020-2023. Based on the analysis that the author had done by calculating using the formula on Ms excel, , there were 11 stocks that were optimal portfolio candidates, namely Bank Raya Indonesia Tbk, Allo Bank Indonesia Tbk, Bank Victoria International Tbk, Bank CIMB Niaga Tbk, Bank Syariah Indonesia Tbk, Bank Panin Dubai Syariah Tbk, Bank Mandiri (Persero) Tbk, Bank Central Asia Tbk, Bank Negara Indonesia Tbk, Bank Maybank Indonesia Tbk, and Bank Pan Indonesia Tbk. Of the 11 companies, the proportion of each selected stock was BNGA with the highest of 0.2655 (26.5%), then BBHI of 0.1412 (14.1%), BRIS of 0.1207 (12.1%), BBCA 0.1102 (11.0%), AGRO by 0.0822 (8.2%), BMRI by 0.0764 (7.6%), PNBN by 0.0583 (5.8%), BVIC by 0.0546 (5.5%), BNII by 0.0466 (4.7%), BBNI by 0.0398 (4.0%), and PNBS by 0.0045 (0.4%). Of the stocks that made up the optimal portfolio had a return of 0.0475 (4.75%) and a risk of 0.0603 (6.03%).
Rekomendy Sebagai Website Rekomendasi Outfit Generasi Z Farid Abdullah; Suwarto; Nani Septiana
Jurnal Manajemen DIVERSIFIKASI Vol. 6 No. 1 (2026): Maret
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/diversifikasi.v6i1.6509

Abstract

This research was aimed to develop a recommendation website which was developed as a fashion recommendation website for gen z. We found out that the increasing selection of fashion products in e-commerce, making Gen Z confused to choose the product that suits him and also confused to choose the right store. In our website we provide several interesting features, in addition to recommendations we also provide cashback on every purchase and also a real video display which will later be directed to e-commerce, for now we are still collaborating with Shopee, but in the future we expand into other e-commerce as well. The type of research used in this study was to use qualitative research methods. More precisely, descriptive qualitative which aimed to make rekomendy a platform for fashion product recommendations for gen z. Furthermore, the researcher himself was the researcher, who play the role of CEO of the recommendation. The data sources we got from two things, namely; primary, which was sourced directly from the recommendation platform, and secondary, which was sourced from data collected directly by researchers. The data collection technique itself uses several techniques, including; Observation is direct observation of the research object, interviews directed to look for information from 27 random people, and documentation sources from previous research. The results of the study showed that recommendations can be a solution for Gen Z in finding fashion products online. Judging from the interviews conducted that 26 out of 27 people need recommendations to be a recommendation platform and also they really like the features contained in this website.
Co-Authors Ahmad Khotib Ainur Rofiq Ali, Karnila Auliya Riska Agustin Aulya Damayanti Deny Edy Widodo Dina Rismawati, Dina Durotun Nasikah Fahad Farid Abdullah Fatma Kumala Febriyanto Iffah Tsabita Ihsani Iqbal Mei Setiawan Istianatul Imamah Jawoto Nusantoro Karnila Al Kuncoro Budi Riyanto Luluk Rosyidatul Umah M Farid Algiffari Muhammad Rafli Nadisa Aristia Putri Nina Lelawati Nina Lelawati Nurul Zulaiha Puput Anggraini Ratmono Ria Dika Rahmawati Siti Aimah Sugeng Suryadi Suwarto Suwarto Tri Pungki Astuti Tria Erviana Vivi Ardilia Sari Windi Ikhsa Velani Yulia Ardianti Yulianti Yulianti